Mortgage Lenders and Brokers in Madisonville, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Madisonville, Tennessee mortgage lenders include Peoples Bank of East TennesseePeoples Bank of East Tennessee4653 Highway 411, Madisonville, TN 37354A+5.0 ★Texas Ratio: 2.59%, Simmons BankSimmons Bank4299 Highway 411, Madisonville, TN 37354A+5.0 ★Texas Ratio: 5.33%, Old National BankOld National Bank215 Warren St, Madisonville, TN 37354A+5.0 ★Texas Ratio: 4.98%, Ornl Federal Credit UnionOrnl Federal Credit Union4201 Highway 411, Madisonville, TN 37354, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Alcoa Tenn. Federal Credit UnionAlcoa Tenn. Federal Credit Union124 N Hall Rd, Alcoa, TN 37701 2648A+5.0 ★Texas Ratio: 4.23%, Knoxville TVA Employees Credit UnionKnoxville TVA Employees Credit Union1113 Hunters Xing, Alcoa, TN 37701 1852A+5.0 ★Texas Ratio: 2.34%, United Community BankUnited Community Bank1087 Hunters Xing, Alcoa, TN 37701A+5.0 ★Texas Ratio: 2.97%, and Y-12 Federal Credit UnionY-12 Federal Credit Union450 N Charles G Seivers Blvd, Clinton, TN 37716 3730A+5.0 ★Texas Ratio: 3.67%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Madisonville, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Madisonville are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Madisonville, Tennessee
Market share is the lender's share of all home loans closed in Madisonville, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 2 reviews 4653 Highway 411, Madisonville, TN 37354 A+5.0 ★Texas Ratio: 2.59% |
Conventional | 13 | 4% | 72.2% | $132,692 | View |
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1 office in Madisonville 4299 Highway 411, Madisonville, TN 37354 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 4 +2 HELOCs |
1.2% | 66.7% | $87,500 | View |
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1 office in Madisonville 215 Warren St, Madisonville, TN 37354 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 2 +7 HELOCs |
0.6% | 66.7% | $135,000 | View |
Ornl Federal Credit Union
4201 Highway 411, Madisonville, TN 37354 |
Conventional, HELOC | 6 +6 HELOCs |
1.9% | 70% | $198,333 | |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 4 +2 HELOCs |
1.2% | 55.6% | $257,500 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
FHA, USDA | 4 | 1.2% | 100% | $272,500 | View |
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124 N Hall Rd, Alcoa, TN 37701 2648 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 4 | 1.2% | 85.7% | $152,500 | View |
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1113 Hunters Xing, Alcoa, TN 37701 1852 A+5.0 ★Texas Ratio: 2.34% |
Conventional, HELOC | 3 +5 HELOCs |
0.9% | 100% | $201,666 | View |
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1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 2 +3 HELOCs |
0.6% | 66.7% | $290,000 | View |
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450 N Charles G Seivers Blvd, Clinton, TN 37716 3730 A+5.0 ★Texas Ratio: 3.67% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $290,000 | View |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $210,000 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 2 | 0.6% | 40% | $235,000 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.6% | 100% | $340,000 | View |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.6% | 100% | $255,000 | View |
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6946 Cumberland Gap Pkwy, Harrogate, TN 37752 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 2 | 0.6% | 100% | $195,000 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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219 Ward St, Benton, TN 37307 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
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1911 Highway 394, Blountville, TN 37617 5349 A+5.0 ★Texas Ratio: 1.56% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
FHA | 1 | 0.3% | 60% | $395,000 | View |
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844 Volunteer Pkwy, Bristol, TN 37620 A5.0 ★Texas Ratio: 6.25% |
Conventional | 1 | 0.3% | 100% | $705,000 | View |
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214 N Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 0.09% |
Conventional | 1 | 0.3% | 50% | $15,000 | View |
Mortgage Investors Group
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Conventional, FHA, VA, USDA | 16 | 5% | 88.9% | $255,625 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 10 | 3.1% | 30.2% | $163,000 | |
21St Mortgage
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Conventional | 3 | 0.9% | 30% | $135,000 | |
Churchill Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $110,000 | |
Ut Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $45,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 26 | 8.1% | 87.1% | $316,153 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 23 | 7.2% | 83.3% | $195,434 | View |
Movement Mortgage, LLC
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Conventional, FHA, VA, USDA, HELOC | 13 +1 HELOCs |
4% | 100% | $225,769 | |
Mortgage Research Center
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VA | 12 | 3.7% | 81.2% | $280,833 | |
Fairway Independent Mort Corp
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Conventional, FHA | 12 | 3.7% | 92.3% | $170,000 | |
Freedom Mortgage Corporation
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FHA, VA | 8 | 2.5% | 66.7% | $308,750 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 2.2% | 87.5% | $259,285 | |
Newrez LLC
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FHA, VA | 6 | 1.9% | 85.7% | $316,666 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 6 | 1.9% | 75% | $315,000 | View |
Union Home Mortgage Corp.
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Conventional, FHA, USDA | 6 | 1.9% | 100% | $240,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.9% | 100% | $243,333 | |
American Financial Resources LLC
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FHA, USDA | 5 | 1.6% | 100% | $237,000 | |
Equity Prime Mortgage LLC
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FHA, USDA | 5 | 1.6% | 100% | $211,000 | |
Cmg Mortgage Inc
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FHA, VA, USDA | 5 | 1.6% | 100% | $317,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 5 | 1.6% | 100% | $191,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 4 | 1.2% | 66.7% | $350,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 1.2% | 100% | $327,500 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 4 | 1.2% | 66.7% | $245,000 | |
Kind Lending, LLC
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FHA, VA | 3 | 0.9% | 100% | $418,333 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 3 | 0.9% | 37.5% | $145,000 | |
Stockton Mortgage Corporation
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Conventional, FHA, VA | 3 | 0.9% | 100% | $221,666 | |
Farm Credit Mid-America, Aca
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Conventional | 3 | 0.9% | 100% | $235,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $65,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 2 | 0.6% | 100% | $200,000 | View |
Loanunited.Com, LLC
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FHA, VA | 2 | 0.6% | 66.7% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA, VA | 2 | 0.6% | 100% | $315,000 | View |
AdvantageFirst Lending Inc
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FHA | 2 | 0.6% | 100% | $230,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.6% | 50% | $135,000 | |
Cardinal Financial Company, Li
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FHA | 2 | 0.6% | 75% | $330,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.6% | 66.7% | $145,000 | |
Towne Mortgage Company
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USDA | 2 | 0.6% | 100% | $235,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $215,000 | |
Village Capital & Investment
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FHA | 2 | 0.6% | 75% | $205,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $415,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $255,000 | |
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B+4.3 ★Texas Ratio: 5.52% |
VA | 1 | 0.3% | 100% | $305,000 | View |
Liberty Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $265,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.3% | 100% | $255,000 | View |
loanDepot.com LLC
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Conventional | 1 | 0.3% | 50% | $265,000 | |
AmeriHome Mortgage Company, LLC
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VA | 1 | 0.3% | 100% | $375,000 | |
United Trust Bank
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FHA | 1 | 0.3% | 100% | $205,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $285,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $145,000 | |
Eustis Mortgage Corp
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VA | 1 | 0.3% | 100% | $475,000 | |
Homestead Funding Corp.
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VA | 1 | 0.3% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 50% | $575,000 | View |
Bayshore Mortgage Funding
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.3% | 100% | $335,000 | |
3rd Street Financial Corp
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FHA | 1 | 0.3% | 100% | $265,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $135,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $375,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 100% | $395,000 | |
Wolfe Financial Inc
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Tjc Mortgage Inc
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FHA | 1 | 0.3% | 100% | $245,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $205,000 | |
Keystone Funding, Inc
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FHA | 1 | 0.3% | 100% | $245,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.3% | 100% | $255,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.3% | 100% | $435,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.3% | 100% | $735,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 25% | $265,000 | |
Reliance First Capital, LLC
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USDA | 1 | 0.3% | 100% | $155,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.3% | 100% | $245,000 | |
Southwest Funding LP
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FHA | 1 | 0.3% | 100% | $195,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Empeople Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Madisonville Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Madisonville, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Madisonville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Madisonville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Madisonville, TN
Use these to narrow the list above. Each category shows how many Madisonville, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Madisonville, TN
Independent mortgage companies closed 75.1 percent of home loans in Madisonville, Tennessee in 2025, banks 19 percent and credit unions 5.9 percent. Mortgage Investors Group was the largest mortgage company, Peoples Bank of East Tennessee the largest bank and Ornl Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Peoples Bank of East Tennessee led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Madisonville, TN
By home loans closed in 2025, Peoples Bank of East Tennessee was the largest mortgage lender in Madisonville, Tennessee with 13 loans, about 4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
43 lenders closed FHA loans in Madisonville, Tennessee in 2025, led by United Wholesale Mortgage with 9. 26 lenders closed VA loans, led by United Wholesale Mortgage, and 10 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 10 credit unions closed home loans in Madisonville, Tennessee in 2025, alongside 65 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Madisonville, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Madisonville, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Madisonville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
