Mortgage Lenders and Brokers in York, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
York, South Carolina mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association801 Liberty St E, York, SC 29745A+5.0 ★Texas Ratio: 2.27%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust911 Liberty St E, York, SC 29745A5.0 ★Texas Ratio: 7.72%, Bank of YorkBank of York13 Liberty St W, York, SC 29745A+5.0 ★Texas Ratio: 2.14%, Founders Federal Credit UnionFounders Federal Credit Union1542 Alexander Love Hwy E, York, SC 29745 7707A+5.0 ★Texas Ratio: 3.58%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, First Federal BankFirst Federal Bank36 Sea Island Pkwy, Beaufort, SC 29907A+5.0 ★Texas Ratio: 1.10%, Family Trust Federal Credit UnionFamily Trust Federal Credit Union1690 Old York Rd, York, SC 29745A+5.0 ★Texas Ratio: 4.53%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA481 Fabian Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 3.68%, Arthur State BankArthur State Bank112 N Alabama Ave, Chesnee, SC 29323A4.8 ★Texas Ratio: 6.72%, and Bank of America NABank of America NA150 Aiken Mall Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in York, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in York are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in York, South Carolina
Market share is the lender's share of all home loans closed in York, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 1 office in York 801 Liberty St E, York, SC 29745 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, VA, Jumbo, HELOC | 14 +9 HELOCs |
1.5% | 100% | $340,000 | View |
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1 office in York 911 Liberty St E, York, SC 29745 A5.0 ★Texas Ratio: 7.72% |
Conventional, FHA, VA, HELOC | 14 +5 HELOCs |
1.5% | 93.3% | $210,000 | View |
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1 office in York 13 Liberty St W, York, SC 29745 A+5.0 ★Texas Ratio: 2.14% |
Conventional | 11 | 1.2% | 91.7% | $139,545 | View |
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1542 Alexander Love Hwy E, York, SC 29745 7707 A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 40 +18 HELOCs |
4.4% | 77.8% | $209,500 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, FHA, VA, USDA | 38 | 4.2% | 95.5% | $279,210 | |
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36 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 1.10% |
Conventional, FHA, VA | 27 | 3% | 93.1% | $327,592 | View |
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1690 Old York Rd, York, SC 29745 A+5.0 ★Texas Ratio: 4.53% |
Conventional | 11 | 1.2% | 84.6% | $149,545 | View |
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481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 8 | 0.9% | 88.9% | $231,250 | View |
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112 N Alabama Ave, Chesnee, SC 29323 A4.8 ★Texas Ratio: 6.72% |
Conventional, Jumbo | 7 | 0.8% | 100% | $647,857 | View |
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150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 6 +9 HELOCs |
0.7% | 100% | $281,666 | View |
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317 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 6 +1 HELOCs |
0.7% | 75% | $240,000 | View |
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★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 4 +3 HELOCs |
0.4% | 80% | $385,000 | View |
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1797 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 4 | 0.4% | 100% | $330,000 | View |
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★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 3 | 0.3% | 100% | $288,333 | View |
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351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $385,000 | View |
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596 Sumter Hwy, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 2 | 0.2% | 100% | $65,000 | View |
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★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 2 | 0.2% | 100% | $280,000 | View |
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8599 Pelham Rd, Greenville, SC 29615 A+5.0 ★Texas Ratio: 5.53% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
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407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.1% | 100% | $805,000 | View |
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304 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 6.62% |
Conventional, Jumbo | 1 | 0.1% | 100% | $905,000 | View |
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190 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 3.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B+4.7 ★Texas Ratio: 18.28% |
Conventional, FHA | 2 | 0.2% | 100% | $240,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 2 | 0.2% | 100% | $335,000 | |
Agfirst Farm Credit Bank
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Conventional | 1 | 0.1% | 50% | $155,000 | |
South Carolina Federal Credit
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Conventional | 1 | 0.1% | 100% | $115,000 | |
Sharonview Federal CU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 160 | 17.5% | 84.8% | $319,750 | |
loanDepot.com LLC
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Conventional, FHA, VA | 70 | 7.7% | 88.6% | $306,857 | |
Rocket Mortgage
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Conventional, FHA, VA | 63 | 6.9% | 80% | $256,428 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, HELOC | 47 +1 HELOCs |
5.2% | 90.6% | $308,404 | |
Inspire Home Loans Inc.
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Conventional, FHA, VA, USDA | 26 | 2.9% | 96.4% | $304,230 | |
Jet HomeLoans, LP
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Conventional, FHA, VA | 19 | 2.1% | 100% | $385,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 17 | 1.9% | 85.2% | $277,941 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA | 16 | 1.8% | 94.1% | $275,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 14 | 1.5% | 93.3% | $237,857 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 13 | 1.4% | 100% | $299,615 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 12 | 1.3% | 100% | $296,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 11 | 1.2% | 92.9% | $256,818 | |
Howard Hanna Financial Services, Inc
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Conventional, FHA, VA | 9 | 1% | 100% | $209,444 | |
Mortgage Research Center
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VA | 9 | 1% | 69.2% | $312,777 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
0.9% | 88.9% | $410,000 | |
American Security Mortgage Cor
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Conventional, FHA, VA, USDA, Jumbo | 8 | 0.9% | 100% | $506,250 | |
Kbhs Home Loans, LLC
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Conventional, FHA | 7 | 0.8% | 58.3% | $256,428 | |
American Financial Resources LLC
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Conventional, FHA | 7 | 0.8% | 87.5% | $272,142 | |
Nationstar Mortgage
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Conventional | 7 | 0.8% | 87.5% | $89,285 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +2 HELOCs |
0.7% | 85.7% | $321,666 | |
Newrez LLC
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Conventional, FHA, USDA | 6 | 0.7% | 60% | $235,000 | |
M/I Financial. LLC
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Conventional, FHA, VA | 6 | 0.7% | 100% | $335,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 6 | 0.7% | 100% | $258,333 | |
Click n' Close, Inc.
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Conventional, FHA, USDA | 5 | 0.5% | 83.3% | $197,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 5 | 0.5% | 83.3% | $287,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 5 | 0.5% | 100% | $259,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA | 5 | 0.5% | 100% | $301,000 | View |
Plaza Home Mortgage, Inc
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Conventional, FHA, USDA | 5 | 0.5% | 83.3% | $205,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 4 | 0.4% | 100% | $192,500 | |
ALCOVA Mortgage, LLC
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FHA, VA | 4 | 0.4% | 100% | $317,500 | |
Lower, LLC
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Conventional, FHA | 4 | 0.4% | 100% | $205,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 0.4% | 16.7% | $120,000 | |
State Employees' Credit Union
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Conventional, HELOC | 3 +1 HELOCs |
0.3% | 50% | $481,666 | |
Guaranteed Rate, Inc.
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FHA, VA | 3 | 0.3% | 75% | $328,333 | |
Primelending
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Conventional, FHA, VA | 3 | 0.3% | 100% | $411,666 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 0.3% | 31.2% | $128,333 | |
Nbkc Bank
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Conventional, VA | 3 | 0.3% | 100% | $375,000 | |
Equity Prime Mortgage LLC
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FHA | 3 | 0.3% | 60% | $348,333 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA | 3 | 0.3% | 100% | $241,666 | View |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.3% | 42.9% | $145,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA, USDA | 3 | 0.3% | 100% | $271,666 | View |
Sun West Mortgage Company, Inc
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FHA, VA | 3 | 0.3% | 100% | $338,333 | |
Intercoastal Mortgage, LLC
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Conventional, FHA, VA | 3 | 0.3% | 100% | $455,000 | |
Calcon Mutual Mortgage LLC
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Conventional, FHA | 3 | 0.3% | 100% | $211,666 | |
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A+5.0 ★Texas Ratio: 1.59% |
Conventional, USDA | 3 | 0.3% | 100% | $278,333 | View |
Citadel Servicing Corporation
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Conventional | 3 | 0.3% | 100% | $331,666 | |
TowneBank
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Conventional | 3 | 0.3% | 60% | $248,333 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA, VA | 3 | 0.3% | 100% | $278,333 | View |
Village Capital & Investment
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FHA, VA | 3 | 0.3% | 83.3% | $271,666 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 2 | 0.2% | 100% | $110,000 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 2 | 0.2% | 100% | $340,000 | |
American Financial Network, Inc.
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VA | 2 | 0.2% | 100% | $350,000 | |
Cmg Mortgage Inc
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VA, USDA | 2 | 0.2% | 100% | $285,000 | |
Discover Bank
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Conventional | 2 | 0.2% | 25% | $45,000 | |
American Financing Corporation
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Conventional, FHA | 2 | 0.2% | 50% | $190,000 | |
Total Mortgage Services, LLC
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Conventional, FHA | 2 | 0.2% | 100% | $235,000 | |
New Day Financial, LLC.
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VA | 2 | 0.2% | 75% | $345,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.2% | 66.7% | $235,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 2 | 0.2% | 66.7% | $275,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.2% | 66.7% | $115,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 2 | 0.2% | 100% | $340,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $75,000 | View |
Service Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $155,000 | |
Truliant Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $775,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 33.3% | $45,000 | |
Ruoff Mortgage Company
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Conventional | 1 | 0.1% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 0.37% |
Conventional, Jumbo | 1 | 0.1% | 100% | $2,325,000 | View |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.1% | 33.3% | $205,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.1% | 100% | $195,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.1% | 50% | $205,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.1% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $455,000 | View |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
Filo Mortgage, LLC
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FHA | 1 | 0.1% | 50% | $245,000 | |
Resicentral LLC
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VA | 1 | 0.1% | 100% | $805,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.1% | 100% | $275,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.1% | 100% | $235,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.1% | 33.3% | $245,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
ClearPath Lending
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VA | 1 | 0.1% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 0.72% |
FHA | 1 | 0.1% | 100% | $335,000 | View |
SIRVA Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $435,000 | |
Nfm, Inc
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Conventional | 1 | 0.1% | 100% | $245,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.1% | 50% | $265,000 | View |
Shoreham Bank
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FHA | 1 | 0.1% | 100% | $25,000 | |
Provident Funding Associates
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Nations Lending Corporation
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FHA | 1 | 0.1% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.1% | 100% | $495,000 | View |
Ardri LLC
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $385,000 | |
Veritas Funding, LLC
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Conventional | 1 | 0.1% | 100% | $215,000 | |
Mortgage Investors Group
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FHA | 1 | 0.1% | 100% | $165,000 | |
21St Mortgage
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Conventional | 1 | 0.1% | 50% | $235,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.1% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.1% | 100% | $385,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.1% | 100% | $325,000 | |
Gershman Investment Corp.
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Tomo Mortgage LLC
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FHA | 1 | 0.1% | 100% | $535,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.1% | 50% | $185,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 9.56% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a |
York Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in York, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in York? The list below shows the banks, credit unions and mortgage brokers that closed home loans in York in 2025, with lenders based there listed first.
Types of Mortgage Lenders in York, SC
Use these to narrow the list above. Each category shows how many York, SC lenders fit and what that kind of lender is usually best for.
Who Lends in York, SC
Independent mortgage companies closed 76.8 percent of home loans in York, South Carolina in 2025, banks 16 percent and credit unions 7.2 percent. Movement Mortgage, LLC was the largest mortgage company, Southstate Bank, National Association the largest bank and Founders Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Bank of York led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in York, SC
By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in York, South Carolina with 14 loans, about 1.5 percent of the market. The largest lender headquartered in South Carolina was Bank of York with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in York, South Carolina, loanDepot.com LLC approved the highest share of completed applications in 2025 at 88.6 percent, against a 84.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
66 lenders closed FHA loans in York, South Carolina in 2025, led by DHI Mortgage Company, LTD. with 68. 39 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 13 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 13 credit unions closed home loans in York, South Carolina in 2025, alongside 85 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in York, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in York, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up York. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
