Mortgage Lenders and Brokers in Ware Shoals, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ware Shoals, South Carolina mortgage lenders include The Commercial BankThe Commercial Bank808 N Greenwood Ave, Ware Shoals, SC 29692A+5.0 ★Texas Ratio: 3.30%, CountybankCountybank2125 Highway 81 N, Anderson, SC 29621B+4.3 ★Texas Ratio: 5.52%, Truist BankTruist Bank4007 Clemson Blvd, Anderson, SC 29621A+5.0 ★Texas Ratio: 2.87%, Southstate Bank, National AssociationSouthstate Bank, National Association203 S Main St, Abbeville, SC 29620A+5.0 ★Texas Ratio: 2.27%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, First Community BankFirst Community Bank407 Silver Bluff Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 0.38%, Spero Financial Federal Credit UnionSpero Financial Federal Credit Union1720 N Main St, Anderson, SC 29621A5.0 ★Texas Ratio: 8.40%, Arthur State BankArthur State Bank112 N Alabama Ave, Chesnee, SC 29323A4.8 ★Texas Ratio: 6.72%, Greenville Heritage FCUGreenville Heritage FCU240 Terminal Rd, Greenville, SC 29605A+5.0 ★Texas Ratio: 1.32%, and Bank of Travelers RestBank of Travelers Rest2021 N Pleasantburg Dr, Greenville, SC 29609A+5.0 ★Texas Ratio: 0.78%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ware Shoals, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ware Shoals are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ware Shoals, South Carolina
Market share is the lender's share of all home loans closed in Ware Shoals, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ware Shoals 808 N Greenwood Ave, Ware Shoals, SC 29692 A+5.0 ★Texas Ratio: 3.30% |
Conventional | 2 | 1.4% | 100% | $80,000 | View |
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2125 Highway 81 N, Anderson, SC 29621 B+4.3 ★Texas Ratio: 5.52% |
Conventional, FHA | 5 | 3.6% | 100% | $229,000 | View |
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★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +1 HELOCs |
2.2% | 75% | $355,000 | View |
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★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 3 | 2.2% | 100% | $108,333 | View |
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201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 2 +2 HELOCs |
1.4% | 100% | $150,000 | View |
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407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38% |
Conventional | 2 | 1.4% | 100% | $335,000 | View |
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1720 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 8.40% |
Conventional | 1 | 0.7% | 50% | $205,000 | View |
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112 N Alabama Ave, Chesnee, SC 29323 A4.8 ★Texas Ratio: 6.72% |
Conventional | 1 | 0.7% | 100% | $175,000 | View |
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240 Terminal Rd, Greenville, SC 29605 A+5.0 ★Texas Ratio: 1.32% |
Conventional | 1 | 0.7% | 100% | $65,000 | View |
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2021 N Pleasantburg Dr, Greenville, SC 29609 A+5.0 ★Texas Ratio: 0.78% |
Conventional | 1 | 0.7% | 100% | $505,000 | View |
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3010 S Main Street Ext, Anderson, SC 29624 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.7% | 100% | $235,000 | View |
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3481 Trask Pkwy, Beaufort, SC 29906 A5.0 ★Texas Ratio: 12.83% |
Conventional | 1 | 0.7% | 100% | $315,000 | View |
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3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0.7% | 25% | $245,000 | View |
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815 N Main St, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Sage Home Loans Corporation
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Conventional | 1 | 0.7% | 100% | $415,000 | |
Agfirst Farm Credit Bank
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Conventional | 1 | 0.7% | 100% | $395,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA, USDA | 17 | 12.3% | 100% | $122,647 | |
Rocket Mortgage
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Conventional, FHA, HELOC | 11 +1 HELOCs |
8% | 84.6% | $158,636 | |
Acopia, LLC
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Conventional, FHA | 11 | 8% | 91.7% | $107,727 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 8 | 5.8% | 21.6% | $121,250 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 3.6% | 100% | $319,000 | |
Mortgage Research Center
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VA, USDA | 5 | 3.6% | 100% | $219,000 | |
Primelending
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Conventional, FHA, VA, USDA | 4 | 2.9% | 100% | $305,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
2.2% | 100% | $131,666 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 2.2% | 100% | $121,666 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 3 | 2.2% | 100% | $111,666 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 2 +1 HELOCs |
1.4% | 100% | $65,000 | |
American Financial Resources LLC
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FHA | 2 | 1.4% | 100% | $165,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 2 | 1.4% | 100% | $95,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 1.4% | 100% | $140,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 1.4% | 100% | $95,000 | |
Cardinal Financial Company, Li
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FHA | 2 | 1.4% | 100% | $185,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 1.4% | 100% | $405,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.4% | 100% | $75,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.7% | 100% | $255,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
FHA | 1 | 0.7% | 100% | $205,000 | View |
Countryplace Mortgage, Ltd.
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Conventional | 1 | 0.7% | 100% | $195,000 | |
Newrez LLC
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Conventional | 1 | 0.7% | 100% | $395,000 | |
Kind Lending, LLC
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VA | 1 | 0.7% | 100% | $165,000 | |
loanDepot.com LLC
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FHA | 1 | 0.7% | 100% | $135,000 | |
Neighborhood Mortgage Solutions, LLC
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Conventional | 1 | 0.7% | 100% | $45,000 | |
American Financial Network, Inc.
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VA | 1 | 0.7% | 100% | $175,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.7% | 100% | $215,000 | View |
Success Mortgage Partners, Inc
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VA | 1 | 0.7% | 100% | $255,000 | |
myCUmortgage
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FHA | 1 | 0.7% | 100% | $155,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.7% | 100% | $275,000 | |
Parda Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $45,000 | |
New Day Financial, LLC.
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VA | 1 | 0.7% | 50% | $125,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.7% | 100% | $235,000 | View |
Nations Lending Corporation
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Conventional | 1 | 0.7% | 100% | $155,000 | |
Franklin Loan Corporation
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FHA | 1 | 0.7% | 100% | $155,000 | |
T2 Financial LLC
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Conventional | 1 | 0.7% | 100% | $125,000 | |
FineMark National Bank & Trust
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Conventional | 1 | 0.7% | 100% | $475,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.7% | 75% | $355,000 | View |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
Southwest Stage Funding LLC
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Conventional | 1 | 0.7% | 100% | $75,000 | |
21St Mortgage
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Conventional | 1 | 0.7% | 33.3% | $235,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.7% | 50% | $95,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.7% | 100% | $155,000 |
Ware Shoals Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ware Shoals, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Ware Shoals? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ware Shoals in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ware Shoals, SC
Use these to narrow the list above. Each category shows how many Ware Shoals, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Ware Shoals, SC
Independent mortgage companies closed 72.5 percent of home loans in Ware Shoals, South Carolina in 2025, banks 23.2 percent and credit unions 4.3 percent. Sage Home Loans Corporation was the largest mortgage company, The Commercial Bank the largest bank and Spero Financial Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, The Commercial Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ware Shoals, SC
By home loans closed in 2025, The Commercial Bank was the largest mortgage lender in Ware Shoals, South Carolina with 2 loans, about 1.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Ware Shoals, South Carolina in 2025, led by Atlantic Bay Mortgage Group with 6. 12 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 7 credit unions closed home loans in Ware Shoals, South Carolina in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ware Shoals, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ware Shoals, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ware Shoals. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
