Sumter, South Carolina mortgage lenders include SAFE Federal Credit UnionSAFE Federal Credit Union170 W Wesmark Blvd, Sumter, SC 29150 1964A+5.0 ★Texas Ratio: 3.64%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Washington St, Sumter, SC 29150A5.0 ★Texas Ratio: 7.72%, Bank of ClarendonBank of Clarendon235 W Wesmark Blvd, Sumter, SC 29150A+5.0 ★Texas Ratio: 0.03%, The Citizens BankThe Citizens Bank1225 Alice Dr, Sumter, SC 29150A+5.0 ★Texas Ratio: 1.58%, Wells Fargo Bank NAWells Fargo Bank NA4 N Washington St, Sumter, SC 29150A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank498 N Guignard Dr, Sumter, SC 29150A+5.0 ★Texas Ratio: 2.87%, Southstate Bank, National AssociationSouthstate Bank, National Association1141 Broad St, Sumter, SC 29150A+5.0 ★Texas Ratio: 2.27%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA481 Fabian Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sumter, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sumter are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Sumter, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
170 W Wesmark Blvd, Sumter, SC 29150 1964 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 105 | 9.1% | 76.7% | $141,666 | View |
|
2 offices in Sumter 201 N Washington St, Sumter, SC 29150 A5.0 ★Texas Ratio: 7.72% |
Conventional, FHA, VA, HELOC | 19 +11 HELOCs |
1.6% | 76% | $235,526 | View |
|
1 office in Sumter 235 W Wesmark Blvd, Sumter, SC 29150 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 14 | 1.2% | 93.3% | $115,000 | View |
|
1 office in Sumter 1225 Alice Dr, Sumter, SC 29150 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 6 | 0.5% | 100% | $195,000 | View |
|
2 offices in Sumter 4 N Washington St, Sumter, SC 29150 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 6 | 0.5% | 100% | $130,000 | View |
|
★ 1 stars, 1 review 2 offices in Sumter 498 N Guignard Dr, Sumter, SC 29150 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 5 +4 HELOCs |
0.4% | 62.5% | $221,000 | View |
|
★ 5 stars, 1 review 1 office in Sumter 1141 Broad St, Sumter, SC 29150 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $110,000 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, FHA, VA | 60 | 5.2% | 94.3% | $251,000 | |
|
★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA | 21 | 1.8% | 78.6% | $252,142 | View |
|
481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 7 +1 HELOCs |
0.6% | 100% | $182,142 | View |
|
1045 Broad St, Sumter, SC 29150 A+5.0 ★Texas Ratio: 1.08% |
Conventional | 6 | 0.5% | 50% | $86,666 | View |
|
1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55% |
Conventional, VA | 4 | 0.3% | 100% | $322,500 | View |
|
150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +1 HELOCs |
0.3% | 100% | $255,000 | View |
|
202 Cashua St, Darlington, SC 29532 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 2 | 0.2% | 100% | $120,000 | View |
|
351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 25% | $155,000 | View |
|
1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37% |
VA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $265,000 | View |
|
304 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 1 | 0.1% | 100% | $45,000 | View |
|
2518 Main St, Conway, SC 29526 3365 A+5.0 ★Texas Ratio: 5.86% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
Rev Federal Credit Union
22 Westedge St, Charleston, SC 29403 |
Conventional | 1 | 0.1% | 100% | $245,000 | |
|
36 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.1% | 100% | $285,000 | View |
|
407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
|
701 E Bay St, Charleston, SC 29403 A5.0 ★Texas Ratio: 8.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
B+4.7 ★Texas Ratio: 18.28% |
Conventional, FHA, VA, USDA | 64 | 5.6% | 98.5% | $220,312 | View |
Sage Home Loans Corporation
|
Conventional | 1 | 0.1% | 100% | $125,000 | |
ArborOne ACA
|
Conventional | 1 | 0.1% | 100% | $295,000 | |
Mortgage Research Center
|
Conventional, FHA, VA | 81 | 7% | 78.3% | $247,222 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA | 64 | 5.6% | 95.5% | $189,062 | View |
Rocket Mortgage
|
Conventional, FHA, VA | 57 | 4.9% | 79% | $162,719 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 50 | 4.3% | 81% | $263,800 | |
Guild Mortgage Company
|
Conventional, FHA, VA, USDA | 42 | 3.6% | 92.2% | $236,190 | |
Acrisure Mortgage, LLC
|
Conventional, FHA, VA | 38 | 3.3% | 95% | $299,473 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 37 | 3.2% | 92.3% | $258,243 | |
First Heritage Mortgage, LLC
|
Conventional, FHA, VA | 37 | 3.2% | 100% | $355,000 | |
|
A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA | 32 | 2.8% | 100% | $267,187 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 31 +1 HELOCs |
2.7% | 72.1% | $197,580 | |
Newrez LLC
|
Conventional, FHA, VA | 24 | 2.1% | 70.6% | $245,416 | |
DHI Mortgage Company, LTD.
|
FHA, VA | 18 | 1.6% | 94.7% | $197,777 | |
Pennymac Loan Services LLC
|
FHA, VA | 15 | 1.3% | 76.2% | $262,333 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 14 +1 HELOCs |
1.2% | 100% | $254,285 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 14 | 1.2% | 75% | $242,857 | View |
loanDepot.com LLC
|
Conventional, FHA, VA | 12 | 1% | 66.7% | $145,833 | |
Cardinal Financial Company, Li
|
Conventional, FHA, VA | 11 | 1% | 84.6% | $162,272 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 11 | 1% | 92.3% | $125,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 10 | 0.9% | 100% | $287,000 | |
Integrity Home Mortgage Corporation
|
Conventional, FHA, VA | 10 | 0.9% | 100% | $158,000 | |
21St Mortgage
|
Conventional | 10 | 0.9% | 46.2% | $97,000 | |
Geneva Financial LLC
|
Conventional, FHA, VA | 9 | 0.8% | 90% | $213,888 | |
Nationstar Mortgage
|
Conventional, FHA, VA | 9 | 0.8% | 100% | $119,444 | |
Assurance Financial Group, L.L.C.
|
Conventional, FHA | 7 | 0.6% | 100% | $150,714 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, VA | 6 | 0.5% | 100% | $245,000 | View |
Fairway Independent Mort Corp
|
Conventional, FHA | 6 | 0.5% | 100% | $175,000 | |
Intercoastal Mortgage, LLC
|
Conventional, FHA, VA | 5 | 0.4% | 75% | $139,000 | |
Mortgage Equity Partners LLC
|
Conventional, FHA, VA | 5 | 0.4% | 100% | $139,000 | |
Mortgage Solutions of Colorado
|
VA | 5 | 0.4% | 85.7% | $331,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 5 | 0.4% | 83.3% | $259,000 | View |
Village Capital & Investment
|
VA, Jumbo | 5 | 0.4% | 61.5% | $401,000 | |
Synovus Bank
|
Conventional, HELOC | 4 +11 HELOCs |
0.3% | 80% | $172,500 | |
American Financial Resources LLC
|
Conventional, FHA, VA | 4 | 0.3% | 100% | $207,500 | |
Sente Mortgage, Inc.
|
Conventional, FHA, VA | 4 | 0.3% | 80% | $150,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.3% | 80% | $70,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 4 | 0.3% | 15.1% | $130,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 3 +2 HELOCs |
0.3% | 33.3% | $51,666 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA | 3 | 0.3% | 100% | $278,333 | View |
AdvantageFirst Lending Inc
|
FHA, VA | 3 | 0.3% | 75% | $245,000 | |
Cmg Mortgage Inc
|
VA, USDA | 3 | 0.3% | 100% | $171,666 | |
Union Home Mortgage Corp.
|
Conventional, VA | 3 | 0.3% | 100% | $211,666 | |
New Day Financial, LLC.
|
VA | 3 | 0.3% | 25% | $388,333 | |
Baxter Credit Union
|
Conventional | 3 | 0.3% | 60% | $238,333 | |
|
A+5.0 ★Texas Ratio: 1.59% |
FHA, VA | 3 | 0.3% | 100% | $268,333 | View |
Lower, LLC
|
Conventional, VA | 3 | 0.3% | 75% | $271,666 | |
Paramount Residential Mortgage
|
FHA, VA, USDA | 3 | 0.3% | 100% | $238,333 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA, VA | 3 | 0.3% | 50% | $151,666 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.2% | 66.7% | $150,000 | View |
Primelending
|
Conventional, FHA | 2 | 0.2% | 100% | $155,000 | |
Goodleap, LLC
|
FHA, VA | 2 | 0.2% | 75% | $175,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 2 | 0.2% | 100% | $260,000 | |
SWBC Mortgage Corporation
|
Conventional, FHA | 2 | 0.2% | 100% | $90,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 2 | 0.2% | 33.3% | $160,000 | |
|
A+5.0 ★Texas Ratio: 5.29% |
Conventional, VA | 2 | 0.2% | 100% | $210,000 | View |
Triad Financial Services, Inc.
|
Conventional | 2 | 0.2% | 42.9% | $160,000 | |
PHH Mortgage Corporation
|
VA | 2 | 0.2% | 100% | $270,000 | |
Loanunited.Com, LLC
|
VA | 2 | 0.2% | 100% | $240,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 2 | 0.2% | 11.8% | $145,000 | |
American Financial Network, Inc.
|
Conventional | 2 | 0.2% | 100% | $90,000 | |
Carolina One Mortgage, LLC
|
FHA | 2 | 0.2% | 100% | $270,000 | |
Calcon Mutual Mortgage LLC
|
FHA, VA | 2 | 0.2% | 100% | $165,000 | |
Planet Home Lending, LLC
|
VA | 2 | 0.2% | 60% | $280,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 2 | 0.2% | 66.7% | $265,000 | View |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 2 | 0.2% | 100% | $275,000 | View |
Acopia, LLC
|
Conventional | 2 | 0.2% | 100% | $60,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 2 | 0.2% | 100% | $95,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 2 | 0.2% | 42.9% | $55,000 | |
Reliance First Capital, LLC
|
FHA, VA | 2 | 0.2% | 100% | $125,000 | |
Mason-McDuffie Mortgage Corporation
|
FHA, VA | 2 | 0.2% | 66.7% | $155,000 | |
Goprime Mortgage, Inc.
|
Conventional | 2 | 0.2% | 100% | $145,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.1% | 100% | $805,000 | View |
|
A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.1% | 100% | $275,000 | View |
Premier Mortgage Resources, LLC
|
FHA | 1 | 0.1% | 100% | $125,000 | |
Tidewater Mortgage Services, Inc
|
Conventional | 1 | 0.1% | 100% | $135,000 | |
|
A+5.0 ★Texas Ratio: 4.98% |
VA | 1 | 0.1% | 100% | $255,000 | View |
Residential Wholesale Mortgage
|
Conventional | 1 | 0.1% | 50% | $155,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $95,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
Greenstate Credit Union
|
VA | 1 | 0.1% | 100% | $245,000 | |
Canopy Mortgage, LLC
|
VA | 1 | 0.1% | 100% | $295,000 | |
Nbkc Bank
|
VA | 1 | 0.1% | 100% | $245,000 | |
ALCOVA Mortgage, LLC
|
FHA | 1 | 0.1% | 100% | $125,000 | |
Kind Lending, LLC
|
FHA | 1 | 0.1% | 100% | $335,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.1% | 100% | $445,000 | |
Filo Mortgage, LLC
|
Conventional | 1 | 0.1% | 50% | $165,000 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional | 1 | 0.1% | 100% | $275,000 | |
|
A+5.0 ★Texas Ratio: 4.72% |
FHA | 1 | 0.1% | 100% | $245,000 | View |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
Mortgage Assurance Inc
|
FHA | 1 | 0.1% | 100% | $325,000 | |
First Alliance Home Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $185,000 | |
Oceanside Mortgage Company
|
FHA | 1 | 0.1% | 100% | $95,000 | |
Mid-Continent Funding, Inc.
|
VA | 1 | 0.1% | 100% | $265,000 | |
Highlands Residential Mortgage, Ltd.
|
VA | 1 | 0.1% | 100% | $285,000 | |
Weichert Financial Services
|
Conventional | 1 | 0.1% | 100% | $245,000 | |
Southeast Mortgage of Georgia, Inc.
|
VA | 1 | 0.1% | 100% | $325,000 | |
Atlantic Bay Mortgage Group
|
VA | 1 | 0.1% | 100% | $385,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.1% | 100% | $465,000 | |
Franklin Loan Corporation
|
VA | 1 | 0.1% | 100% | $235,000 | |
T2 Financial LLC
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
Milend, Inc
|
Conventional | 1 | 0.1% | 33.3% | $305,000 | |
Zillow Home Loans, LLC
|
FHA | 1 | 0.1% | 50% | $185,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.1% | 50% | $275,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.1% | 100% | $555,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
CSL Financial, LLC
|
Conventional | 1 | 0.1% | 100% | $115,000 | |
Southwest Stage Funding LLC
|
Conventional | 1 | 0.1% | 100% | $95,000 | |
Loan Simple, Inc.
|
FHA | 1 | 0.1% | 100% | $205,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.1% | 100% | $175,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
First Savings Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Allegacy Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
State Departmenet Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Sumter? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sumter in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Sumter, SC lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 66.1 percent of home loans in Sumter, South Carolina in 2025, banks 20.9 percent and credit unions 12.9 percent. Movement Mortgage, LLC was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and SAFE Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, SAFE Federal Credit Union led with 105 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
By home loans closed in 2025, SAFE Federal Credit Union was the largest mortgage lender in Sumter, South Carolina with 105 loans, about 9.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Sumter, South Carolina, Resource Financial Services, Inc. approved the highest share of completed applications in 2025 at 98.5 percent, against a 79.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
57 lenders closed FHA loans in Sumter, South Carolina in 2025, led by Resource Financial Services, Inc. with 28. 65 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 10 credit unions closed home loans in Sumter, South Carolina in 2025, alongside 92 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sumter, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sumter, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sumter. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.