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iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Sumter, South Carolina

Sumter, South Carolina mortgage lenders include SAFE Federal Credit UnionSAFE Federal Credit Union170 W Wesmark Blvd, Sumter, SC 29150 1964A+5.0 ★Texas Ratio: 3.64%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Washington St, Sumter, SC 29150A5.0 ★Texas Ratio: 7.72%, Bank of ClarendonBank of Clarendon235 W Wesmark Blvd, Sumter, SC 29150A+5.0 ★Texas Ratio: 0.03%, The Citizens BankThe Citizens Bank1225 Alice Dr, Sumter, SC 29150A+5.0 ★Texas Ratio: 1.58%, Wells Fargo Bank NAWells Fargo Bank NA4 N Washington St, Sumter, SC 29150A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank498 N Guignard Dr, Sumter, SC 29150A+5.0 ★Texas Ratio: 2.87%, Southstate Bank, National AssociationSouthstate Bank, National Association1141 Broad St, Sumter, SC 29150A+5.0 ★Texas Ratio: 2.27%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA481 Fabian Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Sumter, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sumter are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Sumter, South Carolina

Market share is the lender's share of all home loans closed in Sumter, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
170 W Wesmark Blvd, Sumter, SC 29150 1964
A+5.0 ★Texas Ratio: 3.64%
Conventional 105 9.1% 76.7% $141,666 View
2 offices in Sumter
201 N Washington St, Sumter, SC 29150
A5.0 ★Texas Ratio: 7.72%
Conventional, FHA, VA, HELOC 19
+11 HELOCs
1.6% 76% $235,526 View
1 office in Sumter
235 W Wesmark Blvd, Sumter, SC 29150
A+5.0 ★Texas Ratio: 0.03%
Conventional 14 1.2% 93.3% $115,000 View
1 office in Sumter
1225 Alice Dr, Sumter, SC 29150
A+5.0 ★Texas Ratio: 1.58%
Conventional 6 0.5% 100% $195,000 View
2 offices in Sumter
4 N Washington St, Sumter, SC 29150
A+5.0 ★Texas Ratio: 5.36%
Conventional, FHA 6 0.5% 100% $130,000 View
★ 1 stars, 1 review
2 offices in Sumter
498 N Guignard Dr, Sumter, SC 29150
A+5.0 ★Texas Ratio: 2.87%
Conventional, FHA, HELOC 5
+4 HELOCs
0.4% 62.5% $221,000 View
★ 5 stars, 1 review
1 office in Sumter
1141 Broad St, Sumter, SC 29150
A+5.0 ★Texas Ratio: 2.27%
Conventional, HELOC 2
+1 HELOCs
0.2% 100% $110,000 View
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707
Conventional, FHA, VA 60 5.2% 94.3% $251,000
★ 4 stars, 1 review
2348 Boundary St, Beaufort, SC 29902
A+5.0 ★Texas Ratio: 1.82%
Conventional, FHA, VA 21 1.8% 78.6% $252,142 View
481 Fabian Dr, Aiken, SC 29803
A+5.0 ★Texas Ratio: 3.68%
Conventional, HELOC 7
+1 HELOCs
0.6% 100% $182,142 View
1045 Broad St, Sumter, SC 29150
A+5.0 ★Texas Ratio: 1.08%
Conventional 6 0.5% 50% $86,666 View
1901 Main St, Columbia, SC 29201
A+5.0 ★Texas Ratio: 0.55%
Conventional, VA 4 0.3% 100% $322,500 View
150 Aiken Mall Dr, Aiken, SC 29803
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 3
+1 HELOCs
0.3% 100% $255,000 View
202 Cashua St, Darlington, SC 29532
A+5.0 ★Texas Ratio: 3.96%
Conventional 2 0.2% 100% $120,000 View
351 A Robert Smalls Parkway, Beaufort, SC 29906
A+5.0 ★Texas Ratio: 3.22%
Conventional, HELOC 1
+2 HELOCs
0.1% 25% $155,000 View
1799 Whiskey Rd, Aiken, SC 29803
A+5.0 ★Texas Ratio: 4.37%
VA, HELOC 1
+1 HELOCs
0.1% 100% $265,000 View
304 Meeting St, Charleston, SC 29401
A+5.0 ★Texas Ratio: 0.91%
Conventional 1 0.1% 100% $45,000 View
2518 Main St, Conway, SC 29526 3365
A+5.0 ★Texas Ratio: 5.86%
Conventional 1 0.1% 100% $165,000 View
Rev Federal Credit Union
22 Westedge St, Charleston, SC 29403
Conventional 1 0.1% 100% $245,000
36 Sea Island Pkwy, Beaufort, SC 29907
A+5.0 ★Texas Ratio: 1.10%
VA 1 0.1% 100% $285,000 View
407 Silver Bluff Rd, Aiken, SC 29803
A+5.0 ★Texas Ratio: 0.38%
Conventional 1 0.1% 100% $125,000 View
701 E Bay St, Charleston, SC 29403
A5.0 ★Texas Ratio: 8.75%
HELOC 0
+1 HELOCs
0% n/a View
★ 1.7 stars, 3 reviews
100 Calhoun St, Charleston, SC 29401
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+1 HELOCs
0% n/a View
B+4.7 ★Texas Ratio: 18.28%
Conventional, FHA, VA, USDA 64 5.6% 98.5% $220,312 View
Sage Home Loans Corporation
Conventional 1 0.1% 100% $125,000
ArborOne ACA
Conventional 1 0.1% 100% $295,000
Mortgage Research Center
Conventional, FHA, VA 81 7% 78.3% $247,222
B+4.8 ★Texas Ratio: 17.16%
Conventional, FHA, VA 64 5.6% 95.5% $189,062 View
Rocket Mortgage
Conventional, FHA, VA 57 4.9% 79% $162,719
United Wholesale Mortgage
Conventional, FHA, VA 50 4.3% 81% $263,800
Guild Mortgage Company
Conventional, FHA, VA, USDA 42 3.6% 92.2% $236,190
Acrisure Mortgage, LLC
Conventional, FHA, VA 38 3.3% 95% $299,473
Freedom Mortgage Corporation
Conventional, FHA, VA 37 3.2% 92.3% $258,243
First Heritage Mortgage, LLC
Conventional, FHA, VA 37 3.2% 100% $355,000
A+5.0 ★Texas Ratio: 2.40%
Conventional, FHA, VA 32 2.8% 100% $267,187 View
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 31
+1 HELOCs
2.7% 72.1% $197,580
Newrez LLC
Conventional, FHA, VA 24 2.1% 70.6% $245,416
DHI Mortgage Company, LTD.
FHA, VA 18 1.6% 94.7% $197,777
Pennymac Loan Services LLC
FHA, VA 15 1.3% 76.2% $262,333
CrossCountry Mortgage, LLC
Conventional, FHA, VA, HELOC 14
+1 HELOCs
1.2% 100% $254,285
B-3.5 ★Texas Ratio: 6.80%
Conventional, VA 14 1.2% 75% $242,857 View
loanDepot.com LLC
Conventional, FHA, VA 12 1% 66.7% $145,833
Cardinal Financial Company, Li
Conventional, FHA, VA 11 1% 84.6% $162,272
New American Funding, LLC.
Conventional, FHA, VA 11 1% 92.3% $125,000
Guaranteed Rate, Inc.
Conventional, FHA, VA 10 0.9% 100% $287,000
Integrity Home Mortgage Corporation
Conventional, FHA, VA 10 0.9% 100% $158,000
21St Mortgage
Conventional 10 0.9% 46.2% $97,000
Geneva Financial LLC
Conventional, FHA, VA 9 0.8% 90% $213,888
Nationstar Mortgage
Conventional, FHA, VA 9 0.8% 100% $119,444
Assurance Financial Group, L.L.C.
Conventional, FHA 7 0.6% 100% $150,714
A-5.0 ★Texas Ratio: 14.97%
Conventional, FHA, VA 6 0.5% 100% $245,000 View
Fairway Independent Mort Corp
Conventional, FHA 6 0.5% 100% $175,000
Intercoastal Mortgage, LLC
Conventional, FHA, VA 5 0.4% 75% $139,000
Mortgage Equity Partners LLC
Conventional, FHA, VA 5 0.4% 100% $139,000
Mortgage Solutions of Colorado
VA 5 0.4% 85.7% $331,000
B+4.8 ★Texas Ratio: 16.98%
VA 5 0.4% 83.3% $259,000 View
Village Capital & Investment
VA, Jumbo 5 0.4% 61.5% $401,000
Synovus Bank
Conventional, HELOC 4
+11 HELOCs
0.3% 80% $172,500
American Financial Resources LLC
Conventional, FHA, VA 4 0.3% 100% $207,500
Sente Mortgage, Inc.
Conventional, FHA, VA 4 0.3% 80% $150,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 4 0.3% 80% $70,000 View
Vanderbilt Mortgage and Finance, Inc
Conventional 4 0.3% 15.1% $130,000
Spring Eq, LLC
Conventional, HELOC 3
+2 HELOCs
0.3% 33.3% $51,666
A+5.0 ★Texas Ratio: 4.11%
Conventional, VA 3 0.3% 100% $278,333 View
AdvantageFirst Lending Inc
FHA, VA 3 0.3% 75% $245,000
Cmg Mortgage Inc
VA, USDA 3 0.3% 100% $171,666
Union Home Mortgage Corp.
Conventional, VA 3 0.3% 100% $211,666
New Day Financial, LLC.
VA 3 0.3% 25% $388,333
Baxter Credit Union
Conventional 3 0.3% 60% $238,333
A+5.0 ★Texas Ratio: 1.59%
FHA, VA 3 0.3% 100% $268,333 View
Lower, LLC
Conventional, VA 3 0.3% 75% $271,666
Paramount Residential Mortgage
FHA, VA, USDA 3 0.3% 100% $238,333
Plaza Home Mortgage, Inc
Conventional, FHA, VA 3 0.3% 50% $151,666
A+5.0 ★Texas Ratio: 2.85%
Conventional 2 0.2% 66.7% $150,000 View
Primelending
Conventional, FHA 2 0.2% 100% $155,000
Goodleap, LLC
FHA, VA 2 0.2% 75% $175,000
Gold Star Mortgage Financial Group, Corporation
Conventional 2 0.2% 100% $260,000
SWBC Mortgage Corporation
Conventional, FHA 2 0.2% 100% $90,000
Lakeview Loan Servicing, LLC
Conventional, VA 2 0.2% 33.3% $160,000
A+5.0 ★Texas Ratio: 5.29%
Conventional, VA 2 0.2% 100% $210,000 View
Triad Financial Services, Inc.
Conventional 2 0.2% 42.9% $160,000
PHH Mortgage Corporation
VA 2 0.2% 100% $270,000
Loanunited.Com, LLC
VA 2 0.2% 100% $240,000
Amerisave Mortgage Company
Conventional, FHA 2 0.2% 11.8% $145,000
American Financial Network, Inc.
Conventional 2 0.2% 100% $90,000
Carolina One Mortgage, LLC
FHA 2 0.2% 100% $270,000
Calcon Mutual Mortgage LLC
FHA, VA 2 0.2% 100% $165,000
Planet Home Lending, LLC
VA 2 0.2% 60% $280,000
A+5.0 ★Texas Ratio: 2.20%
VA 2 0.2% 66.7% $265,000 View
A-4.8 ★Texas Ratio: 12.33%
Conventional 2 0.2% 100% $275,000 View
Acopia, LLC
Conventional 2 0.2% 100% $60,000
Prosperity Home Mortgage, LLC
Conventional 2 0.2% 100% $95,000
Carrington Mortgage Services LLC
Conventional, FHA 2 0.2% 42.9% $55,000
Reliance First Capital, LLC
FHA, VA 2 0.2% 100% $125,000
Mason-McDuffie Mortgage Corporation
FHA, VA 2 0.2% 66.7% $155,000
Goprime Mortgage, Inc.
Conventional 2 0.2% 100% $145,000
A+5.0 ★Texas Ratio: 3.22%
Conventional 1 0.1% 100% $805,000 View
A5.0 ★Texas Ratio: 13.21%
FHA 1 0.1% 100% $275,000 View
Premier Mortgage Resources, LLC
FHA 1 0.1% 100% $125,000
Tidewater Mortgage Services, Inc
Conventional 1 0.1% 100% $135,000
A+5.0 ★Texas Ratio: 4.98%
VA 1 0.1% 100% $255,000 View
Residential Wholesale Mortgage
Conventional 1 0.1% 50% $155,000
Royal United Mortgage LLC
Conventional 1 0.1% 100% $95,000
A5.0 ★Texas Ratio: 11.06%
Conventional 1 0.1% 100% $225,000 View
Greenstate Credit Union
VA 1 0.1% 100% $245,000
Canopy Mortgage, LLC
VA 1 0.1% 100% $295,000
Nbkc Bank
VA 1 0.1% 100% $245,000
ALCOVA Mortgage, LLC
FHA 1 0.1% 100% $125,000
Kind Lending, LLC
FHA 1 0.1% 100% $335,000
D3.3 ★Texas Ratio: 35.11%
Conventional 1 0.1% 100% $315,000 View
AmeriHome Mortgage Company, LLC
FHA 1 0.1% 100% $445,000
Filo Mortgage, LLC
Conventional 1 0.1% 50% $165,000
Home Mortgage Alliance Corp (Hmac)
Conventional 1 0.1% 100% $275,000
A+5.0 ★Texas Ratio: 4.72%
FHA 1 0.1% 100% $245,000 View
A+5.0 ★Texas Ratio: 5.44%
Conventional 1 0.1% 100% $265,000 View
Mortgage Assurance Inc
FHA 1 0.1% 100% $325,000
First Alliance Home Mortgage, LLC
Conventional 1 0.1% 100% $185,000
Oceanside Mortgage Company
FHA 1 0.1% 100% $95,000
Mid-Continent Funding, Inc.
VA 1 0.1% 100% $265,000
Highlands Residential Mortgage, Ltd.
VA 1 0.1% 100% $285,000
Weichert Financial Services
Conventional 1 0.1% 100% $245,000
Southeast Mortgage of Georgia, Inc.
VA 1 0.1% 100% $325,000
Atlantic Bay Mortgage Group
VA 1 0.1% 100% $385,000
Churchill Mortgage Corporation
Conventional 1 0.1% 100% $155,000
Provident Funding Associates
Conventional 1 0.1% 100% $465,000
Franklin Loan Corporation
VA 1 0.1% 100% $235,000
T2 Financial LLC
Conventional 1 0.1% 100% $155,000
Milend, Inc
Conventional 1 0.1% 33.3% $305,000
Zillow Home Loans, LLC
FHA 1 0.1% 50% $185,000
Mutual of Omaha Mortgage
FHA 1 0.1% 50% $275,000
The Loan Store, Inc
Conventional 1 0.1% 100% $555,000
B-4.3 ★Texas Ratio: 23.12%
Conventional 1 0.1% 100% $215,000 View
CSL Financial, LLC
Conventional 1 0.1% 100% $115,000
Southwest Stage Funding LLC
Conventional 1 0.1% 100% $95,000
Loan Simple, Inc.
FHA 1 0.1% 100% $205,000
Champions Funding, LLC
Conventional 1 0.1% 100% $175,000
Figure Lending LLC
HELOC 0
+2 HELOCs
0% n/a
First Savings Bank
HELOC 0
+1 HELOCs
0% n/a
Allegacy Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
State Departmenet Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 2.82%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Sumter, South Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Sumter? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sumter in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Sumter, SC

Use these to narrow the list above. Each category shows how many Sumter, SC lenders fit and what that kind of lender is usually best for.

Who Lends in Sumter, SC

Independent mortgage companies closed 66.1 percent of home loans in Sumter, South Carolina in 2025, banks 20.9 percent and credit unions 12.9 percent. Movement Mortgage, LLC was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and SAFE Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, SAFE Federal Credit Union led with 105 loans.

66.1%
Mortgage companies
20.9%
Banks
12.9%
Credit unions
17%
FHA loans
42%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.

More South Carolina Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Sumter, SC

Who is the largest mortgage lender in Sumter, SC?

By home loans closed in 2025, SAFE Federal Credit Union was the largest mortgage lender in Sumter, South Carolina with 105 loans, about 9.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Sumter, SC have the highest approval rates?

Among lenders with meaningful volume in Sumter, South Carolina, Resource Financial Services, Inc. approved the highest share of completed applications in 2025 at 98.5 percent, against a 79.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Sumter, SC mortgage lenders offer FHA, VA and USDA loans?

57 lenders closed FHA loans in Sumter, South Carolina in 2025, led by Resource Financial Services, Inc. with 28. 65 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Sumter, SC lender list?

Yes. 39 banks and 10 credit unions closed home loans in Sumter, South Carolina in 2025, alongside 92 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Sumter, SC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Sumter, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sumter, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sumter. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.