MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Seneca, South Carolina

Seneca, South Carolina mortgage lenders include Oconee Federal Savings and Loan AssociationOconee Federal Savings and Loan Association115 E North 2nd St, Seneca, SC 29678A+5.0 ★Texas Ratio: 1.96%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust1007 By Pass 123, Seneca, SC 29678A5.0 ★Texas Ratio: 7.72%, Southstate Bank, National AssociationSouthstate Bank, National Association201 By Pass 123, Seneca, SC 29678A+5.0 ★Texas Ratio: 2.27%, Wells Fargo Bank NAWells Fargo Bank NA301 Main St, Seneca, SC 29678A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank1439 Sandifer Blvd, Seneca, SC 29678A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA1313 Sandifer Blvd, Seneca, SC 29678A+5.0 ★Texas Ratio: 4.14%, TD BankTD Bank104 Mill Rd, Seneca, SC 29672A+5.0 ★Texas Ratio: 3.71%, New Story Lending LLCNew Story Lending LLCSeneca, SC, Founders Federal Credit UnionFounders Federal Credit Union3960 Bible Church Rd, Boiling Springs, SC 29316 8562A+5.0 ★Texas Ratio: 3.58%, and Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Seneca, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Seneca are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Seneca, South Carolina

Market share is the lender's share of all home loans closed in Seneca, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Seneca
115 E North 2nd St, Seneca, SC 29678
A+5.0 ★Texas Ratio: 1.96%
Conventional 16 3.6% 88.9% $237,500 View
1 office in Seneca
1007 By Pass 123, Seneca, SC 29678
A5.0 ★Texas Ratio: 7.72%
Conventional, FHA, Jumbo, HELOC 11
+5 HELOCs
2.5% 84.6% $325,000 View
★ 5 stars, 1 review
1 office in Seneca
201 By Pass 123, Seneca, SC 29678
A+5.0 ★Texas Ratio: 2.27%
Conventional, FHA, Jumbo, HELOC 9
+12 HELOCs
2% 100% $450,555 View
1 office in Seneca
301 Main St, Seneca, SC 29678
A+5.0 ★Texas Ratio: 5.36%
Conventional, VA 7 1.6% 87.5% $287,857 View
★ 1 stars, 1 review
1 office in Seneca
1439 Sandifer Blvd, Seneca, SC 29678
A+5.0 ★Texas Ratio: 2.87%
Conventional, Jumbo, HELOC 6
+3 HELOCs
1.3% 87.5% $421,666 View
1 office in Seneca
1313 Sandifer Blvd, Seneca, SC 29678
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 2
+5 HELOCs
0.4% 100% $200,000 View
1 office in Seneca
104 Mill Rd, Seneca, SC 29672
A+5.0 ★Texas Ratio: 3.71%
HELOC 0
+2 HELOCs
0% n/a View
New Story Lending LLC
Conventional, FHA, VA, USDA 46 10.3% 100% $220,000
3960 Bible Church Rd, Boiling Springs, SC 29316 8562
A+5.0 ★Texas Ratio: 3.58%
Conventional, HELOC 5
+2 HELOCs
1.1% 100% $171,000 View
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707
Conventional, FHA 5 1.1% 100% $243,000
481 Fabian Dr, Aiken, SC 29803
A+5.0 ★Texas Ratio: 3.68%
Conventional, FHA, HELOC 3
+1 HELOCs
0.7% 100% $231,666 View
★ 4 stars, 1 review
2348 Boundary St, Beaufort, SC 29902
A+5.0 ★Texas Ratio: 1.82%
Conventional, VA 3 0.7% 100% $458,333 View
Eighth Avenue, Aynor, SC 29511
A5.0 ★Texas Ratio: 6.06%
Conventional 2 0.4% 100% $280,000 View
300 King St E, Bethune, SC 29009
A+5.0 ★Texas Ratio: 1.16%
Conventional, FHA 2 0.4% 100% $205,000 View
3010 S Main Street Ext, Anderson, SC 29624
A+5.0 ★Texas Ratio: 0.00%
Conventional 2 0.4% 66.7% $345,000 View
★ 1.7 stars, 3 reviews
100 Calhoun St, Charleston, SC 29401
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $225,000 View
2125 Highway 81 N, Anderson, SC 29621
B+4.3 ★Texas Ratio: 5.52%
Conventional 1 0.2% 100% $275,000 View
118 Bountyland Rd, Seneca, SC 29672
A+5.0 ★Texas Ratio: 0.00%
Conventional 1 0.2% 100% $65,000 View
677 King Street, Charleston, SC 29403
A+5.0 ★Texas Ratio: 3.66%
Conventional 1 0.2% 100% $255,000 View
1720 N Main St, Anderson, SC 29621
A5.0 ★Texas Ratio: 8.40%
Conventional 1 0.2% 100% $115,000 View
190 Knox Abbott Dr, Cayce, SC 29033
A+5.0 ★Texas Ratio: 3.08%
Conventional 1 0.2% 100% $585,000 View
1799 Whiskey Rd, Aiken, SC 29803
A+5.0 ★Texas Ratio: 4.37%
FHA 1 0.2% 50% $175,000 View
201 S Morgan Ave, Andrews, SC 29510
A+5.0 ★Texas Ratio: 1.58%
Conventional 1 0.2% 100% $215,000 View
1901 Main St, Columbia, SC 29201
A+5.0 ★Texas Ratio: 0.55%
Conventional 1 0.2% 100% $315,000 View
815 N Main St, Anderson, SC 29621
A+5.0 ★Texas Ratio: 2.97%
Conventional 1 0.2% 50% $285,000 View
304 N Main St, Anderson, SC 29621
A5.0 ★Texas Ratio: 6.62%
Conventional 1 0.2% 100% $565,000 View
317 Meeting St, Charleston, SC 29401
A+5.0 ★Texas Ratio: 1.62%
Conventional 1 0.2% 100% $315,000 View
SC State Credit Union
12015 N Radio Station Rd, Seneca, SC 29678
HELOC 0
+33 HELOCs
0% 0%
351 A Robert Smalls Parkway, Beaufort, SC 29906
A+5.0 ★Texas Ratio: 3.22%
HELOC 0
+2 HELOCs
0% n/a View
3481 Trask Pkwy, Beaufort, SC 29906
A5.0 ★Texas Ratio: 12.83%
HELOC 0
+1 HELOCs
0% n/a View
HQ Mortgage LLC
Conventional 3 0.7% 75% $305,000
Sage Home Loans Corporation
Conventional 1 0.2% 50% $185,000
Palmetto Citizens Federal Cred
Conventional 1 0.2% 100% $195,000
South Carolina Federal Credit
Conventional 1 0.2% 100% $265,000
RoundPoint Mortgage Servicing LLC
Conventional 1 0.2% 100% $155,000
Rocket Mortgage
Conventional, FHA, VA 48 10.7% 84.7% $184,375
Nvr Mortgage Finance, Inc.
Conventional, FHA, VA, USDA 35 7.8% 92.1% $228,142
United Wholesale Mortgage
Conventional, FHA, VA, Jumbo 15 3.3% 100% $357,000
DHI Mortgage Company, LTD.
Conventional, FHA, VA 14 3.1% 70% $249,285
Acopia, LLC
Conventional, FHA, VA 10 2.2% 93.3% $421,000
Mortgage Research Center
VA 9 2% 66.7% $309,444
Pennymac Loan Services LLC
Conventional, FHA, VA, USDA 7 1.6% 100% $239,285
Premier Mortgage Resources, LLC
Conventional, FHA 6 1.3% 100% $223,333
Lower, LLC
Conventional, FHA, VA 6 1.3% 100% $233,333
Acrisure Mortgage, LLC
Conventional, VA 5 1.1% 71.4% $355,000
CrossCountry Mortgage, LLC
Conventional, FHA, VA 5 1.1% 100% $245,000
Guild Mortgage Company
Conventional, FHA, VA 5 1.1% 100% $317,000
Atlantic Bay Mortgage Group
Conventional, FHA 5 1.1% 71.4% $183,000
21St Mortgage
Conventional 5 1.1% 41.7% $113,000
Primelending
Conventional, FHA 4 0.9% 100% $415,000
Freedom Mortgage Corporation
VA 4 0.9% 87.5% $260,000
BankSouth Mortgage Company LLC
Conventional, VA 4 0.9% 100% $250,000
loanDepot.com LLC
FHA, VA 4 0.9% 57.1% $157,500
Amerisave Mortgage Company
Conventional, FHA 4 0.9% 57.1% $137,500
American Financial Network, Inc.
VA, USDA 4 0.9% 100% $300,000
Union Home Mortgage Corp.
Conventional, VA 4 0.9% 80% $452,500
American Pacific Mortgage Corporation
Conventional, FHA 4 0.9% 80% $147,500
A+5.0 ★Texas Ratio: 4.72%
Conventional 3 0.7% 100% $285,000 View
Nationstar Mortgage
Conventional 3 0.7% 75% $175,000
Mutual of Omaha Mortgage
Conventional, FHA 3 0.7% 100% $101,666
The Loan Store, Inc
Conventional, Jumbo 3 0.7% 100% $485,000
D3.3 ★Texas Ratio: 35.11%
VA, Jumbo, HELOC 2
+1 HELOCs
0.4% 100% $705,000 View
New American Funding, LLC.
FHA, HELOC 2
+1 HELOCs
0.4% 66.7% $195,000
A+5.0 ★Texas Ratio: 0.14%
Conventional, Jumbo 2 0.4% 100% $600,000 View
Lakeview Loan Servicing, LLC
Conventional 2 0.4% 75% $45,000
A+5.0 ★Texas Ratio: 4.31%
VA 2 0.4% 100% $535,000 View
Newrez LLC
Conventional, FHA 2 0.4% 40% $135,000
Equity Prime Mortgage LLC
FHA, VA 2 0.4% 100% $215,000
American Security Mortgage Cor
Conventional 2 0.4% 100% $275,000
B-3.5 ★Texas Ratio: 6.80%
VA 2 0.4% 100% $465,000 View
Churchill Mortgage Corporation
Conventional 2 0.4% 100% $360,000
Truliant Federal Credit Union
Conventional 2 0.4% 100% $315,000
Provident Funding Associates
Conventional 2 0.4% 100% $280,000
★ 5 stars, 1 review
A+5.0 ★Texas Ratio: 1.21%
Conventional, Jumbo 2 0.4% 100% $1,055,000 View
Vanderbilt Mortgage and Finance, Inc
Conventional 2 0.4% 17.6% $145,000
Reliance First Capital, LLC
Conventional, FHA 2 0.4% 100% $285,000
Ark-La-Tex Financial Services LLC
Conventional, FHA 2 0.4% 100% $275,000
Top Flite Financial, Inc.
FHA 2 0.4% 100% $145,000
Spring Eq, LLC
Conventional, HELOC 1
+3 HELOCs
0.2% 50% $75,000
Delta Community Credit Union
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $715,000
Arc Home LLC
Conventional 1 0.2% 100% $325,000
EMM Loans LLC
FHA 1 0.2% 100% $185,000
A+5.0 ★Texas Ratio: 3.22%
Conventional 1 0.2% 100% $195,000 View
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.2% 100% $795,000 View
Alameda Mortgage Corporation
Conventional 1 0.2% 100% $225,000
American Financial Resources LLC
Conventional 1 0.2% 100% $205,000
Guaranteed Rate, Inc.
Conventional 1 0.2% 50% $295,000
A5.0 ★Texas Ratio: 11.06%
FHA 1 0.2% 100% $285,000 View
A-4.9 ★Texas Ratio: 16.48%
USDA 1 0.2% 100% $315,000 View
SWBC Mortgage Corporation
Conventional 1 0.2% 100% $185,000
Everett Financial, Inc.
FHA 1 0.2% 100% $155,000
All Credit Considered Mortgage, Inc.
Conventional, Jumbo 1 0.2% 100% $1,145,000
ALCOVA Mortgage, LLC
VA 1 0.2% 100% $695,000
Kind Lending, LLC
FHA 1 0.2% 100% $345,000
Howard Hanna Financial Services, Inc
Conventional 1 0.2% 100% $285,000
AmeriHome Mortgage Company, LLC
FHA 1 0.2% 50% $235,000
A+5.0 ★Texas Ratio: 2.15%
Conventional 1 0.2% 100% $485,000 View
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.2% 100% $145,000 View
Resicentral LLC
FHA 1 0.2% 100% $255,000
Nqm Funding, LLC
Conventional, Jumbo 1 0.2% 100% $1,105,000
Intercoastal Mortgage, LLC
VA 1 0.2% 100% $525,000
American Financing Corporation
Conventional 1 0.2% 100% $255,000
SIRVA Mortgage, Inc.
Conventional 1 0.2% 100% $345,000
Calcon Mutual Mortgage LLC
FHA 1 0.2% 50% $215,000
A5.0 ★Texas Ratio: 6.10%
Conventional 1 0.2% 100% $305,000 View
A+5.0 ★Texas Ratio: 5.26%
Conventional 1 0.2% 100% $305,000 View
Jet HomeLoans, LP
Conventional 1 0.2% 50% $185,000
Cardinal Financial Company, Li
FHA 1 0.2% 100% $245,000
American Internet Mortgage, Inc.
Conventional 1 0.2% 100% $85,000
Southeast Mortgage of Georgia, Inc.
FHA 1 0.2% 100% $285,000
A4.7 ★Texas Ratio: 0.83%
Conventional 1 0.2% 100% $225,000 View
T2 Financial LLC
FHA 1 0.2% 33.3% $135,000
A+5.0 ★Texas Ratio: 5.45%
Conventional 1 0.2% 100% $185,000 View
BoxCar Mortgage, LLC
Conventional 1 0.2% 100% $245,000
Home Access Financial, LLC
FHA 1 0.2% 100% $245,000
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 0.2% 100% $215,000 View
A+5.0 ★Texas Ratio: 5.75%
Conventional 1 0.2% 100% $345,000
Bay Capital Mortgage Corporation
Conventional 1 0.2% 100% $225,000
A+5.0 ★Texas Ratio: 2.15%
Conventional 1 0.2% 100% $255,000 View
A+5.0 ★Texas Ratio: 1.59%
FHA 1 0.2% 100% $85,000 View
Pike Creek Mortgage Services, Inc.
FHA 1 0.2% 100% $235,000
Zillow Home Loans, LLC
FHA 1 0.2% 100% $185,000
Veritas Funding, LLC
VA 1 0.2% 100% $325,000
Campus USA Credit Union
Conventional, Jumbo 1 0.2% 100% $1,475,000
A-5.0 ★Texas Ratio: 14.97%
Conventional 1 0.2% 100% $655,000 View
Southwest Stage Funding LLC
FHA 1 0.2% 100% $255,000
Fairway Independent Mort Corp
Conventional 1 0.2% 100% $795,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 1 0.2% 100% $55,000 View
Paramount Residential Mortgage
Conventional 1 0.2% 100% $255,000
Angel Oak Mortgage Solutions LLC
Conventional 1 0.2% 100% $255,000
Geneva Financial LLC
FHA 1 0.2% 100% $225,000
Plaza Home Mortgage, Inc
FHA 1 0.2% 100% $525,000
Goprime Mortgage, Inc.
VA 1 0.2% 100% $225,000
Gold Coast Bank
Conventional 1 0.2% 100% $585,000
Tammac Holdings Corporation
Conventional 1 0.2% 100% $85,000
All In Credit Union
HELOC 0
+6 HELOCs
0% n/a
A5.0 ★Texas Ratio: 8.14%
HELOC 0
+3 HELOCs
0% 0%
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+2 HELOCs
0% n/a View
Valon Mortgage
HELOC 0
+1 HELOCs
0% n/a
Cmg Mortgage Inc
HELOC 0
+1 HELOCs
0% 100%
HomeBridge Financial Services, Inc
HELOC 0
+1 HELOCs
0% n/a
Honda Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Corning Credit Union
HELOC 0
+1 HELOCs
0% n/a
A-4.8 ★Texas Ratio: 12.33%
HELOC 0
+1 HELOCs
0% n/a View
Pentagon Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 2.32%
HELOC 0
+1 HELOCs
0% n/a View
Northrop Grumman Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Seneca, South Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Seneca? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Seneca in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Seneca, SC

Use these to narrow the list above. Each category shows how many Seneca, SC lenders fit and what that kind of lender is usually best for.

Who Lends in Seneca, SC

Independent mortgage companies closed 73.4 percent of home loans in Seneca, South Carolina in 2025, banks 23.2 percent and credit unions 3.3 percent. New Story Lending LLC was the largest mortgage company, Oconee Federal Savings and Loan Association the largest bank and Founders Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Oconee Federal Savings and Loan Association led with 16 loans.

73.4%
Mortgage companies
23.2%
Banks
3.3%
Credit unions
20%
FHA loans
14%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.

More South Carolina Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Seneca, SC

Who is the largest mortgage lender in Seneca, SC?

By home loans closed in 2025, Oconee Federal Savings and Loan Association was the largest mortgage lender in Seneca, South Carolina with 16 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Seneca, SC mortgage lenders offer FHA, VA and USDA loans?

46 lenders closed FHA loans in Seneca, South Carolina in 2025, led by New Story Lending LLC with 13. 27 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Seneca, SC lender list?

Yes. 44 banks and 18 credit unions closed home loans in Seneca, South Carolina in 2025, alongside 85 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Seneca, SC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Seneca, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Seneca, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Seneca. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.