Sandy Springs, South Carolina mortgage lenders include The Peoples BankThe Peoples Bank3010 S Main Street Ext, Anderson, SC 29624A+5.0 ★Texas Ratio: 0.00%, Southstate Bank, National AssociationSouthstate Bank, National Association203 S Main St, Abbeville, SC 29620A+5.0 ★Texas Ratio: 2.27%, Spero Financial Federal Credit UnionSpero Financial Federal Credit Union1720 N Main St, Anderson, SC 29621A5.0 ★Texas Ratio: 8.40%, Wells Fargo Bank NAWells Fargo Bank NA1797 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank4007 Clemson Blvd, Anderson, SC 29621A+5.0 ★Texas Ratio: 2.87%, CountybankCountybank2125 Highway 81 N, Anderson, SC 29621B+4.3 ★Texas Ratio: 5.52%, Oconee Federal Savings and Loan AssociationOconee Federal Savings and Loan Association357 Old Greenville Hwy, Clemson, SC 29631A+5.0 ★Texas Ratio: 1.96%, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, and The Park National BankThe Park National Bank304 N Main St, Anderson, SC 29621A5.0 ★Texas Ratio: 6.62%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sandy Springs, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sandy Springs are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Sandy Springs, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
3010 S Main Street Ext, Anderson, SC 29624 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 10 | 3.6% | 100% | $255,000 | View |
|
★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, Jumbo, HELOC | 6 +6 HELOCs |
2.1% | 100% | $565,000 | View |
|
1720 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 8.40% |
Conventional | 6 | 2.1% | 85.7% | $131,666 | View |
|
1797 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 6 | 2.1% | 100% | $171,666 | View |
|
★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 5 +6 HELOCs |
1.8% | 100% | $389,000 | View |
|
2125 Highway 81 N, Anderson, SC 29621 B+4.3 ★Texas Ratio: 5.52% |
Conventional, Jumbo | 5 | 1.8% | 100% | $549,000 | View |
|
357 Old Greenville Hwy, Clemson, SC 29631 A+5.0 ★Texas Ratio: 1.96% |
Conventional | 4 | 1.4% | 100% | $295,000 | View |
|
★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 4 | 1.4% | 100% | $220,000 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, FHA | 3 | 1.1% | 100% | $328,333 | |
|
304 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 6.62% |
Conventional | 3 | 1.1% | 100% | $221,666 | View |
|
815 N Main St, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 2 +4 HELOCs |
0.7% | 50% | $140,000 | View |
|
150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.7% | 100% | $605,000 | View |
|
201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 2 +2 HELOCs |
0.7% | 50% | $150,000 | View |
|
3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 2 +2 HELOCs |
0.7% | 66.7% | $255,000 | View |
|
142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 2 | 0.7% | 100% | $245,000 | View |
|
★ 5 stars, 1 review 3090 Boiling Springs Rd, Boiling Springs, SC 29316 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,205,000 | View |
|
1053 S Pendleton St, Easley, SC 29642 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
|
190 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 3.08% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
|
1219 Highway 55 E, Clover, SC 29710 A+5.0 ★Texas Ratio: 4.53% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
|
229 Trade St, Greer, SC 29651 A+5.0 ★Texas Ratio: 0.06% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
|
407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.4% | 100% | $565,000 | View |
|
351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
HELOC | 0 +14 HELOCs |
0% | 0% | ||
|
6301 Highway 76, Sandy Springs, SC 29677 A+5.0 ★Texas Ratio: 4.42% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
325 S Main St, Anderson, SC 29624 A+5.0 ★Texas Ratio: 1.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
New Story Lending LLC
|
Conventional, FHA | 11 | 3.9% | 100% | $281,363 | |
Agfirst Farm Credit Bank
|
Conventional | 1 | 0.4% | 100% | $265,000 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 41 | 14.6% | 93.3% | $258,170 | |
Rocket Mortgage
|
Conventional, FHA, VA | 29 | 10.4% | 87.9% | $229,827 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 17 | 6.1% | 100% | $309,705 | |
Primelending
|
Conventional, FHA | 11 | 3.9% | 92.3% | $230,454 | |
21St Mortgage
|
Conventional | 6 | 2.1% | 66.7% | $115,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, USDA | 5 | 1.8% | 83.3% | $243,000 | |
Nationstar Mortgage
|
Conventional | 5 | 1.8% | 85.7% | $177,000 | |
|
A+5.0 ★Texas Ratio: 1.59% |
Conventional, VA | 4 | 1.4% | 100% | $320,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +3 HELOCs |
1.1% | 75% | $305,000 | |
Newrez LLC
|
Conventional, VA | 3 | 1.1% | 100% | $141,666 | |
Amerisave Mortgage Company
|
Conventional, FHA | 3 | 1.1% | 42.9% | $108,333 | |
American Financial Network, Inc.
|
Conventional, VA | 3 | 1.1% | 75% | $515,000 | |
Union Home Mortgage Corp.
|
Conventional, VA | 3 | 1.1% | 100% | $338,333 | |
Atlantic Bay Mortgage Group
|
Conventional, FHA | 3 | 1.1% | 100% | $131,666 | |
Mortgage Research Center
|
VA, Jumbo | 3 | 1.1% | 60% | $558,333 | |
Lower, LLC
|
Conventional, FHA, VA | 3 | 1.1% | 100% | $295,000 | |
Cmg Mortgage Inc
|
Conventional, VA, HELOC | 2 +1 HELOCs |
0.7% | 100% | $475,000 | |
Cadence Bank
|
Conventional | 2 | 0.7% | 100% | $260,000 | |
Guaranteed Rate, Inc.
|
Conventional, VA | 2 | 0.7% | 100% | $245,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, VA | 2 | 0.7% | 100% | $270,000 | View |
Primary Residential Mortgage, INC.
|
Conventional | 2 | 0.7% | 100% | $310,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional | 2 | 0.7% | 100% | $560,000 | View |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 2 | 0.7% | 100% | $165,000 | |
Triad Financial Services, Inc.
|
Conventional | 2 | 0.7% | 75% | $120,000 | |
Resicentral LLC
|
Conventional | 2 | 0.7% | 100% | $495,000 | |
HomeBridge Financial Services, Inc
|
Conventional | 2 | 0.7% | 100% | $395,000 | |
Intercoastal Mortgage, LLC
|
VA | 2 | 0.7% | 100% | $560,000 | |
Homeowners Financial Group, LLC
|
Conventional | 2 | 0.7% | 100% | $140,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.7% | 50% | $285,000 | |
Planet Home Lending, LLC
|
FHA | 2 | 0.7% | 66.7% | $285,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 2 | 0.7% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.4% | 100% | $465,000 | View |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $555,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 0.4% | 100% | $175,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.4% | 33.3% | $315,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 0.4% | 100% | $455,000 | |
Acrisure Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $435,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.4% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional, Jumbo | 1 | 0.4% | 100% | $995,000 | View |
AdvantageFirst Lending Inc
|
FHA | 1 | 0.4% | 100% | $345,000 | |
|
A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
Discover Bank
|
Conventional | 1 | 0.4% | 100% | $125,000 | |
GreenStone Farm Credit Services
|
Conventional | 1 | 0.4% | 100% | $475,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.4% | 100% | $345,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.4% | 100% | $165,000 | |
T2 Financial LLC
|
Conventional | 1 | 0.4% | 100% | $145,000 | |
BoxCar Mortgage, LLC
|
VA | 1 | 0.4% | 100% | $375,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.4% | 50% | $185,000 | |
Stockton Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $395,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $305,000 | |
Pike Creek Mortgage Services, Inc.
|
Conventional | 1 | 0.4% | 100% | $195,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.4% | 100% | $205,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.4% | 100% | $575,000 | |
New American Funding, LLC.
|
FHA | 1 | 0.4% | 100% | $275,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.4% | 100% | $185,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.4% | 100% | $195,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Truliant Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Baxter Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Synovus Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Sandy Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sandy Springs in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Sandy Springs, SC lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 67.9 percent of home loans in Sandy Springs, South Carolina in 2025, banks 27.1 percent and credit unions 5 percent. Movement Mortgage, LLC was the largest mortgage company, The Peoples Bank the largest bank and Spero Financial Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, The Peoples Bank led with 10 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
By home loans closed in 2025, The Peoples Bank was the largest mortgage lender in Sandy Springs, South Carolina with 10 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Sandy Springs, South Carolina in 2025, led by loanDepot.com LLC with 17. 17 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 10 credit unions closed home loans in Sandy Springs, South Carolina in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sandy Springs, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sandy Springs, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sandy Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.