Oak Grove, South Carolina mortgage lenders include Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, First Community BankFirst Community Bank407 Silver Bluff Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 0.38%, First Reliance BankFirst Reliance Bank1901 Main St, Columbia, SC 29201A+5.0 ★Texas Ratio: 0.55%, AllSouth Federal Credit UnionAllSouth Federal Credit Union244 W Columbia Ave, Batesburg, SC 29006 2125A+5.0 ★Texas Ratio: 1.08%, Regions BankRegions Bank1799 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.37%, Southstate Bank, National AssociationSouthstate Bank, National Association203 S Main St, Abbeville, SC 29620A+5.0 ★Texas Ratio: 2.27%, First Palmetto BankFirst Palmetto Bank300 King St E, Bethune, SC 29009A+5.0 ★Texas Ratio: 1.16%, and SAFE Federal Credit UnionSAFE Federal Credit Union596 Sumter Hwy, Bishopville, SC 29010A+5.0 ★Texas Ratio: 3.64%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oak Grove, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oak Grove are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Oak Grove, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA, HELOC | 29 +1 HELOCs |
6.6% | 100% | $235,000 | View |
|
201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 16 +5 HELOCs |
3.7% | 94.1% | $381,250 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, FHA, VA | 8 | 1.8% | 100% | $196,250 | |
|
407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38% |
Conventional, FHA | 6 | 1.4% | 100% | $223,333 | View |
|
1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55% |
Conventional, FHA | 6 | 1.4% | 85.7% | $195,000 | View |
|
244 W Columbia Ave, Batesburg, SC 29006 2125 A+5.0 ★Texas Ratio: 1.08% |
Conventional | 6 | 1.4% | 66.7% | $121,666 | View |
|
1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA | 5 | 1.1% | 71.4% | $283,000 | View |
|
★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, HELOC | 4 +3 HELOCs |
0.9% | 100% | $155,000 | View |
|
300 King St E, Bethune, SC 29009 A+5.0 ★Texas Ratio: 1.16% |
Conventional, FHA | 4 | 0.9% | 100% | $250,000 | View |
|
596 Sumter Hwy, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 3 | 0.7% | 75% | $111,666 | View |
|
150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $185,000 | View |
|
481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 100% | $220,000 | View |
|
1797 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.5% | 100% | $200,000 | View |
|
3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 2 | 0.5% | 100% | $135,000 | View |
|
★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 100% | $185,000 | View |
|
★ 5 stars, 1 review 3090 Boiling Springs Rd, Boiling Springs, SC 29316 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
|
750 E Pine Log Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.44% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
HELOC | 0 +16 HELOCs |
0% | n/a | ||
|
2A The Pkwy, Greenville, SC 29615 A+5.0 ★Texas Ratio: 4.42% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Palmetto Citizens Federal Cred
|
Conventional, FHA, HELOC | 13 +6 HELOCs |
3% | 92.9% | $220,384 | |
|
B+4.7 ★Texas Ratio: 18.28% |
Conventional, FHA, VA | 7 | 1.6% | 77.8% | $197,857 | View |
South Carolina Federal Credit
|
Conventional | 2 | 0.5% | 100% | $175,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional, FHA, VA | 51 | 11.7% | 94.4% | $224,019 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 42 | 9.6% | 95.7% | $175,952 | |
Rocket Mortgage
|
Conventional, FHA | 26 | 5.9% | 84.8% | $135,769 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 21 | 4.8% | 95.7% | $224,523 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 14 | 3.2% | 87.5% | $238,571 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 14 | 3.2% | 100% | $248,571 | |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA, VA | 10 | 2.3% | 90.9% | $203,000 | |
loanDepot.com LLC
|
Conventional, FHA, Jumbo | 7 | 1.6% | 87.5% | $287,857 | |
New Day Financial, LLC.
|
VA | 7 | 1.6% | 100% | $240,714 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 6 | 1.4% | 100% | $211,666 | |
Primelending
|
Conventional, FHA, VA | 6 | 1.4% | 100% | $146,666 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 6 | 1.4% | 66.7% | $221,666 | |
Atlantic Bay Mortgage Group
|
Conventional, FHA | 6 | 1.4% | 100% | $170,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +3 HELOCs |
1.1% | 62.5% | $217,000 | |
Synovus Bank
|
Conventional, FHA, HELOC | 4 +1 HELOCs |
0.9% | 100% | $182,500 | |
Keypoint Credit Union
|
Conventional | 4 | 0.9% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 5.29% |
Conventional | 4 | 0.9% | 100% | $240,000 | View |
Integrity Home Mortgage Corporation
|
Conventional, FHA, VA | 4 | 0.9% | 80% | $190,000 | |
Mortgage Research Center
|
VA | 4 | 0.9% | 50% | $267,500 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 4 | 0.9% | 100% | $202,500 | |
Newrez LLC
|
FHA, VA | 3 | 0.7% | 60% | $235,000 | |
Cmg Mortgage Inc
|
Conventional, FHA | 3 | 0.7% | 100% | $225,000 | |
Total Mortgage Services, LLC
|
VA | 3 | 0.7% | 100% | $258,333 | |
Lower, LLC
|
FHA | 3 | 0.7% | 100% | $245,000 | |
Carrington Mortgage Services LLC
|
Conventional, VA | 3 | 0.7% | 37.5% | $198,333 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 0.5% | 100% | $175,000 | View |
AmeriHome Mortgage Company, LLC
|
FHA | 2 | 0.5% | 100% | $265,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 2 | 0.5% | 66.7% | $120,000 | |
AdvantageFirst Lending Inc
|
FHA, VA | 2 | 0.5% | 100% | $225,000 | |
Assurance Financial Group, L.L.C.
|
Conventional, FHA | 2 | 0.5% | 100% | $115,000 | |
Carolina One Mortgage, LLC
|
Conventional | 2 | 0.5% | 100% | $225,000 | |
Flexpoint, Inc.
|
Conventional | 2 | 0.5% | 100% | $175,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 0.5% | 100% | $160,000 | |
Legend Lending Corporation
|
Conventional, FHA | 2 | 0.5% | 100% | $160,000 | |
Nationstar Mortgage
|
Conventional, FHA | 2 | 0.5% | 66.7% | $100,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 2 | 0.5% | 100% | $235,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
FHA, VA | 2 | 0.5% | 100% | $205,000 | View |
21St Mortgage
|
Conventional | 2 | 0.5% | 50% | $60,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.2% | 100% | $115,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.2% | 50% | $95,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.2% | 40% | $35,000 | |
MortgageOne, Inc
|
VA | 1 | 0.2% | 100% | $525,000 | |
Kind Lending, LLC
|
VA | 1 | 0.2% | 100% | $385,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
PHH Mortgage Corporation
|
VA | 1 | 0.2% | 100% | $195,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.2% | 100% | $285,000 | |
Synergy One Lending, Inc.
|
FHA | 1 | 0.2% | 100% | $225,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.2% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
AmWest Funding Corp
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
MortgageCountry
|
Conventional | 1 | 0.2% | 100% | $95,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 25% | $55,000 | |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.2% | 100% | $305,000 | |
Oceanside Mortgage Company
|
FHA | 1 | 0.2% | 100% | $285,000 | |
First Heritage Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $205,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $295,000 | View |
Planet Home Lending, LLC
|
VA | 1 | 0.2% | 50% | $235,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.2% | 100% | $105,000 | |
BoxCar Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $165,000 | |
Geneva Financial LLC
|
FHA | 1 | 0.2% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
Acopia, LLC
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
Stockton Mortgage Corporation
|
FHA | 1 | 0.2% | 50% | $295,000 | |
|
A+5.0 ★Texas Ratio: 1.59% |
FHA | 1 | 0.2% | 100% | $325,000 | View |
Mutual of Omaha Mortgage
|
VA | 1 | 0.2% | 100% | $315,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.2% | 50% | $65,000 | View |
JMAC Lending, Inc.
|
FHA | 1 | 0.2% | 100% | $225,000 | |
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Oak Grove? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oak Grove in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Oak Grove, SC lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 69.8 percent of home loans in Oak Grove, South Carolina in 2025, banks 22 percent and credit unions 8.2 percent. Movement Mortgage, LLC was the largest mortgage company, Ameris Bank the largest bank and AllSouth Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Movement Mortgage, LLC led with 8 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Oak Grove, South Carolina with 29 loans, about 6.6 percent of the market. The largest lender headquartered in South Carolina was Movement Mortgage, LLC with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Oak Grove, South Carolina, Vanderbilt Mortgage and Finance, Inc approved the highest share of completed applications in 2025 at 94.4 percent, against a 88.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
44 lenders closed FHA loans in Oak Grove, South Carolina in 2025, led by Vanderbilt Mortgage and Finance, Inc with 16. 30 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 12 credit unions closed home loans in Oak Grove, South Carolina in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oak Grove, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oak Grove, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oak Grove. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.