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Mortgage Lenders and Brokers in Irmo, South Carolina

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Irmo, South Carolina mortgage lenders include First Community BankFirst Community Bank1030 Lake Murray Blvd, Irmo, SC 29063A+5.0 ★Texas Ratio: 0.38%, Ameris BankAmeris Bank1200 Lake Murray Blvd, Irmo, SC 29063A+5.0 ★Texas Ratio: 1.82%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust1509 Dutch Fork Rd, Irmo, SC 29063A5.0 ★Texas Ratio: 7.72%, First Palmetto BankFirst Palmetto Bank7327 Saint Andrews Rd, Irmo, SC 29063A+5.0 ★Texas Ratio: 1.16%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA481 Fabian Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank7231 Broad River Rd, Irmo, SC 29063A+5.0 ★Texas Ratio: 2.87%, TD BankTD Bank1265 Lake Murray Blvd, Irmo, SC 29063A+5.0 ★Texas Ratio: 3.71%, Security Federal BankSecurity Federal Bank1790 Dutch Fork Rd, Irmo, SC 29063A+5.0 ★Texas Ratio: 4.39%, First Reliance BankFirst Reliance Bank1901 Main St, Columbia, SC 29201A+5.0 ★Texas Ratio: 0.55%, and AllSouth Federal Credit UnionAllSouth Federal Credit Union7454 Woodrow St, Irmo, SC 29063A+5.0 ★Texas Ratio: 1.08%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Irmo, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Irmo are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Irmo, South Carolina

Market share is the lender's share of all home loans closed in Irmo, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
First Community Bank 1 office in Irmo 1030 Lake Murray Blvd, Irmo, SC 29063 A+5.0 ★Texas Ratio: 0.38%	Conventional, FHA, VA, Jumbo	20	2.9%	100%	$448,500	View
Ameris Bank ★ 4 stars, 1 review 1 office in Irmo 1200 Lake Murray Blvd, Irmo, SC 29063 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, HELOC	15 +1 HELOCs	2.2%	100%	$239,000	View
First Ciitizens Bank and Trust 2 offices in Irmo 1509 Dutch Fork Rd, Irmo, SC 29063 A5.0 ★Texas Ratio: 7.72%	Conventional, FHA, HELOC	14 +18 HELOCs	2%	60%	$249,285	View
First Palmetto Bank 1 office in Irmo 7327 Saint Andrews Rd, Irmo, SC 29063 A+5.0 ★Texas Ratio: 1.16%	Conventional, FHA, VA	7	1%	100%	$367,857	View
JPMorgan Chase Bank, NA 1 office in Irmo 481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68%	Conventional	6	0.9%	87.5%	$248,333	View
Truist Bank ★ 1 stars, 1 review 2 offices in Irmo 7231 Broad River Rd, Irmo, SC 29063 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	4 +9 HELOCs	0.6%	80%	$577,500	View
TD Bank 1 office in Irmo 1265 Lake Murray Blvd, Irmo, SC 29063 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	3 +4 HELOCs	0.4%	75%	$375,000	View
Security Federal Bank 1 office in Irmo 1790 Dutch Fork Rd, Irmo, SC 29063 A+5.0 ★Texas Ratio: 4.39%	Conventional	1	0.1%	100%	$605,000	View
First Reliance Bank 1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55%	Conventional, FHA	14	2%	93.3%	$275,714	View
AllSouth Federal Credit Union 7454 Woodrow St, Irmo, SC 29063 A+5.0 ★Texas Ratio: 1.08%	Conventional	14	2%	66.7%	$221,428	View
Bank of America NA 150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	11 +21 HELOCs	1.6%	100%	$207,727	View
SAFE Federal Credit Union 10600 Broad River Rd, Irmo, SC 29063 A+5.0 ★Texas Ratio: 3.64%	Conventional	10	1.4%	76.9%	$191,000	View
Movement Mortgage, LLC 9726 Old Bailes Rd, Fort Mill, SC 29707	Conventional, FHA, VA, HELOC	8 +1 HELOCs	1.1%	100%	$321,250
Southstate Bank, National Association ★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27%	Conventional, HELOC	6 +6 HELOCs	0.9%	100%	$206,666	View
Wells Fargo Bank NA 1797 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA	4	0.6%	80%	$210,000	View
SC State Credit Union 7438 Broad River Rd, Irmo, SC 29063	Conventional, HELOC	3 +24 HELOCs	0.4%	80%	$275,000
Southern First Bank 190 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 3.08%	Conventional, HELOC	2 +2 HELOCs	0.3%	100%	$455,000	View
Regions Bank 1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, HELOC	2 +2 HELOCs	0.3%	66.7%	$340,000	View
Founders Federal Credit Union 3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.3%	40%	$540,000	View
First Capital Bank 304 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 0.91%	Conventional	1	0.1%	100%	$605,000	View
Huntington National Bank 677 King Street, Charleston, SC 29403 A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$245,000	View
The Bank of South Carolina 1730 Maybank Highway, Charleston, SC 29412 A+5.0 ★Texas Ratio: 1.79%	Conventional	1	0.1%	100%	$215,000	View
First Federal Bank 36 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 1.10%	VA	1	0.1%	100%	$495,000	View
United Community Bank 815 N Main St, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.97%	Conventional	1	0.1%	100%	$715,000	View
Fifth Third Bank, National Association 351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	50%	$165,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24%	Conventional	1	0.1%	100%	$405,000	View
First National Bank of PA 317 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 1.62%	Conventional	1	0.1%	100%	$495,000	View
Palmetto Citizens Federal Cred	Conventional, FHA, HELOC	13 +23 HELOCs	1.9%	68.4%	$175,769
Resource Financial Services, Inc. B+4.7 ★Texas Ratio: 18.28%	Conventional, FHA, VA	8	1.1%	100%	$291,250	View
South Carolina Federal Credit	Conventional, HELOC	2 +1 HELOCs	0.3%	66.7%	$140,000
Agfirst Farm Credit Bank	Conventional	1	0.1%	100%	$415,000
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	63	9.1%	94.6%	$250,714
Rocket Mortgage	Conventional, FHA, VA	57	8.2%	75.9%	$203,421
United Wholesale Mortgage	Conventional, FHA, VA	31	4.5%	91.7%	$323,709
DHI Mortgage Company, LTD.	Conventional, FHA, VA	24	3.4%	70.6%	$289,583
First Heritage Mortgage, LLC	Conventional, FHA, VA	20	2.9%	100%	$431,500
Mortgage Research Center	VA	19	2.7%	67.9%	$333,421
New American Funding, LLC.	Conventional, FHA	17	2.4%	100%	$197,941
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	14	2%	93.3%	$218,571
Freedom Mortgage Corporation	Conventional, FHA, VA	14	2%	85%	$277,142
CrossCountry Mortgage, LLC	Conventional, FHA	14	2%	93.3%	$270,000
Pennymac Loan Services LLC	Conventional, FHA, VA	14	2%	87.5%	$202,857
Acrisure Mortgage, LLC	Conventional, FHA, VA	13	1.9%	100%	$247,307
Integrity Home Mortgage Corporation	Conventional, FHA, VA	13	1.9%	100%	$300,384
Lower, LLC	Conventional, FHA, VA	13	1.9%	100%	$208,076
loanDepot.com LLC	Conventional, FHA, VA	11	1.6%	85.7%	$151,363
Amerisave Mortgage Company	Conventional, FHA, VA	11	1.6%	68.8%	$102,272
Cmg Mortgage Inc	Conventional, FHA, VA	11	1.6%	100%	$362,272
Nationstar Mortgage	Conventional, FHA, VA	11	1.6%	100%	$184,090
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	10 +3 HELOCs	1.4%	71.4%	$346,000
Guaranteed Rate, Inc.	Conventional, FHA, VA	8	1.1%	88.9%	$193,750
Primelending	Conventional, FHA	8	1.1%	100%	$242,500
Assurance Financial Group, L.L.C.	Conventional, FHA	6	0.9%	100%	$243,333
Newrez LLC	Conventional, FHA, VA	5	0.7%	66.7%	$269,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional, FHA	5	0.7%	100%	$219,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	4	0.6%	100%	$222,500	View
Total Mortgage Services, LLC	Conventional, FHA	3	0.4%	75%	$201,666
Planet Home Lending, LLC	Conventional, FHA	3	0.4%	100%	$178,333
Mutual of Omaha Mortgage	Conventional, FHA	3	0.4%	75%	$178,333
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	3	0.4%	100%	$268,333	View
Carrington Mortgage Services LLC	Conventional, VA	3	0.4%	80%	$235,000
Village Capital & Investment	FHA, VA	3	0.4%	50%	$218,333
Spring Eq, LLC	Conventional, HELOC	2 +5 HELOCs	0.3%	22.2%	$40,000
Synovus Bank	Conventional, VA, HELOC	2 +3 HELOCs	0.3%	100%	$670,000
The Loan Store, Inc	Conventional, FHA, HELOC	2 +1 HELOCs	0.3%	100%	$225,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.3%	100%	$310,000	View
Nbkc Bank	Conventional	2	0.3%	100%	$455,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	2	0.3%	50%	$185,000	View
PHH Mortgage Corporation	Conventional, VA	2	0.3%	100%	$245,000
Loanunited.Com, LLC	VA	2	0.3%	100%	$295,000
Renasant Bank A+5.0 ★Texas Ratio: 4.72%	Conventional, VA	2	0.3%	100%	$400,000	View
New Day Financial, LLC.	VA	2	0.3%	30%	$315,000
Atlantic Bay Mortgage Group	Conventional	2	0.3%	100%	$450,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	2	0.3%	100%	$290,000	View
Reliance First Capital, LLC	Conventional	2	0.3%	66.7%	$170,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, VA	2	0.3%	100%	$280,000	View
State Employees' Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$255,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$255,000
Carolinas Telco FCU A+5.0 ★Texas Ratio: 3.27%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$215,000
Panorama Mortgage Group, LLC	FHA	1	0.1%	100%	$185,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0.1%	50%	$205,000	View
Premier Mortgage Resources, LLC	FHA	1	0.1%	100%	$215,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.36%	FHA	1	0.1%	100%	$205,000	View
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	1	0.1%	100%	$1,425,000	View
American Financial Resources LLC	FHA	1	0.1%	100%	$265,000
Neighborhood Loans, Inc	Conventional	1	0.1%	100%	$15,000
Goodleap, LLC	FHA	1	0.1%	33.3%	$125,000
Servion	Conventional	1	0.1%	50%	$245,000
Lakeview Loan Servicing, LLC	VA	1	0.1%	40%	$305,000
Envoy Mortgage, Ltd	VA	1	0.1%	100%	$335,000
AAA Capital Investment, Inc	Conventional	1	0.1%	100%	$565,000
Equity Prime Mortgage LLC	VA	1	0.1%	25%	$215,000
Kind Lending, LLC	VA	1	0.1%	100%	$365,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$295,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA	1	0.1%	25%	$95,000	View
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	1	0.1%	100%	$305,000	View
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$265,000
Resicentral LLC	FHA	1	0.1%	100%	$245,000
AdvantageFirst Lending Inc	VA	1	0.1%	100%	$185,000
American Financial Network, Inc.	VA	1	0.1%	100%	$185,000
Success Mortgage Partners, Inc	FHA	1	0.1%	100%	$175,000
Lennar Mortgage, LLC	Conventional	1	0.1%	100%	$365,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$185,000
Schumacher Mortgage LLC	VA, Jumbo	1	0.1%	100%	$1,045,000
American Financing Corporation	Conventional	1	0.1%	50%	$185,000
ClearPath Lending	VA	1	0.1%	100%	$275,000
Union Home Mortgage Corp.	VA	1	0.1%	100%	$225,000
Mid-Continent Funding, Inc.	VA	1	0.1%	100%	$85,000
Corning Credit Union	Conventional	1	0.1%	100%	$215,000
Ameritrust Mortgage Corporation	FHA	1	0.1%	100%	$185,000
Capital Center LLC	Conventional	1	0.1%	100%	$155,000
Capital Bank, N.A. A-5.0 ★Texas Ratio: 15.49%	Conventional	1	0.1%	100%	$225,000	View
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$85,000
Encompass Lending Group, L.P.	Conventional	1	0.1%	100%	$485,000
Embrace Home Loans, Inc.	Conventional	1	0.1%	100%	$305,000
Nations Lending Corporation	FHA	1	0.1%	100%	$295,000
Waterstone Mortgage Corporation	Conventional	1	0.1%	100%	$765,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0.1%	100%	$245,000	View
Milend, Inc	FHA	1	0.1%	100%	$185,000
Trustmark Bank A+5.0 ★Texas Ratio: 2.40%	Conventional	1	0.1%	100%	$245,000	View
Stockton Mortgage Corporation	FHA	1	0.1%	100%	$225,000
Grow Financial Federal Credit Union	Conventional	1	0.1%	100%	$265,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$485,000	View
Sente Mortgage, Inc.	Conventional	1	0.1%	100%	$95,000
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$365,000
Zillow Home Loans, LLC	Conventional	1	0.1%	100%	$165,000
Nationwide Mortgage Bankers, Inc.	Conventional	1	0.1%	100%	$255,000
Vanderbilt Mortgage and Finance, Inc	VA	1	0.1%	11.1%	$465,000
Top Flite Financial, Inc.	VA	1	0.1%	100%	$245,000
Tomo Mortgage LLC	FHA	1	0.1%	100%	$355,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$195,000
Utilities Employees Credit Union	Conventional	1	0.1%	100%	$255,000
Figure Lending LLC	HELOC	0 +4 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +2 HELOCs	0%	n/a		View
Tower Federal Credit Union A+5.0 ★Texas Ratio: 1.59%	HELOC	0 +1 HELOCs	0%	n/a		View
Northwest Federal Credit Union A+5.0 ★Texas Ratio: 1.69%	HELOC	0 +1 HELOCs	0%	n/a		View
Delta Community Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	0%		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Irmo Mortgage Rate Trends

Daily average mortgage rates for South Carolina compared with the national average, updated every evening.

30-Year Fixed SC Avg

7.434%

▲ 0.199 vs 7 days ago

15-Year Fixed SC Avg

6.750%

▲ 0.129 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Irmo, South Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Irmo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Irmo in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Irmo, SC

Use these to narrow the list above. Each category shows how many Irmo, SC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 80 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 44 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 16 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 50 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 50 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 6 lenders. Loans above the conforming limit for higher priced homes Local lenders based in SC 17 lenders headquartered in South Carolina, the closest thing to a mortgage lender near you

Who Lends in Irmo, SC

Independent mortgage companies closed 69.4 percent of home loans in Irmo, South Carolina in 2025, banks 22.1 percent and credit unions 8.5 percent. Movement Mortgage, LLC was the largest mortgage company, First Community Bank the largest bank and AllSouth Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, First Community Bank led with 20 loans.

69.4%

Mortgage companies

22.1%

Banks

8.5%

Credit unions

21%

FHA loans

19%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.

More South Carolina Mortgage Lender Pages

All South Carolina lenders 904 lenders Charleston 343 lenders Columbia 235 lenders North Charleston 255 lenders Summerville 230 lenders Goose Creek 219 lenders Greer 248 lenders Mount Pleasant 269 lenders Rock Hill 190 lenders Greenville 224 lenders Bluffton 235 lenders Carolina Forest 198 lenders Florence 162 lenders

Frequently Asked Questions About Mortgage Lenders in Irmo, SC

Who is the largest mortgage lender in Irmo, SC?

By home loans closed in 2025, First Community Bank was the largest mortgage lender in Irmo, South Carolina with 20 loans, about 2.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Irmo, SC have the highest approval rates?

Among lenders with meaningful volume in Irmo, South Carolina, Guild Mortgage Company approved the highest share of completed applications in 2025 at 94.6 percent, against a 82.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Irmo, SC mortgage lenders offer FHA, VA and USDA loans?

50 lenders closed FHA loans in Irmo, South Carolina in 2025, led by Guild Mortgage Company with 14. 50 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Irmo, SC lender list?

Yes. 44 banks and 16 credit unions closed home loans in Irmo, South Carolina in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Irmo, SC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Irmo, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Irmo, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Irmo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.