Mortgage Lenders and Brokers in Garden City, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Garden City, South Carolina mortgage lenders include Coastal Carolina National BankCoastal Carolina National Bank322 Richland Ave W, Aiken, SC 29801A+5.0 ★Texas Ratio: 0.00%, The Conway National BankThe Conway National Bank2605 Highway 501 E, Aynor, SC 29511A+5.0 ★Texas Ratio: 0.10%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, Southstate Bank, National AssociationSouthstate Bank, National Association203 S Main St, Abbeville, SC 29620A+5.0 ★Texas Ratio: 2.27%, First Reliance BankFirst Reliance Bank1901 Main St, Columbia, SC 29201A+5.0 ★Texas Ratio: 0.55%, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, Truist BankTruist Bank4007 Clemson Blvd, Anderson, SC 29621A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA481 Fabian Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA150 Aiken Mall Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.14%, and TD BankTD Bank142 Chesterfield St, Aiken, SC 29801A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Garden City, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Garden City are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Garden City, South Carolina
Market share is the lender's share of all home loans closed in Garden City, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Garden City 322 Richland Ave W, Aiken, SC 29801 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 6 | 2% | 87.5% | $375,000 | View |
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2605 Highway 501 E, Aynor, SC 29511 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 17 | 5.8% | 100% | $199,705 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, FHA | 10 | 3.4% | 100% | $264,000 | |
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★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, HELOC | 6 +3 HELOCs |
2% | 87.5% | $243,333 | View |
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1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55% |
Conventional, FHA, Jumbo | 4 | 1.4% | 100% | $437,500 | View |
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★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 4 | 1.4% | 80% | $255,000 | View |
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★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +2 HELOCs |
1% | 100% | $258,333 | View |
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481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 3 | 1% | 100% | $471,666 | View |
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150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +5 HELOCs |
0.7% | 100% | $210,000 | View |
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142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +2 HELOCs |
0.7% | 66.7% | $125,000 | View |
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Eighth Avenue, Aynor, SC 29511 A5.0 ★Texas Ratio: 6.06% |
Conventional | 2 | 0.7% | 100% | $435,000 | View |
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243 E Main St, Bennettsville, SC 29512 A+5.0 ★Texas Ratio: 2.26% |
Conventional | 2 | 0.7% | 100% | $215,000 | View |
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3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 2 | 0.7% | 100% | $310,000 | View |
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1201 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 2.15% |
FHA | 1 | 0.3% | 100% | $275,000 | View |
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202 Cashua St, Darlington, SC 29532 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
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677 King Street, Charleston, SC 29403 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 50% | $475,000 | View |
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37 Robert Smalls Pkwy, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 0.08% |
Conventional | 1 | 0.3% | 50% | $105,000 | View |
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2518 Main St, Conway, SC 29526 3365 A+5.0 ★Texas Ratio: 5.86% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
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10350 Wilson Blvd, Blythewood, SC 29016 A+5.0 ★Texas Ratio: 3.03% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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300 King St E, Bethune, SC 29009 A+5.0 ★Texas Ratio: 1.16% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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201 S Morgan Ave, Andrews, SC 29510 A+5.0 ★Texas Ratio: 1.58% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,005,000 | View |
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1797 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 25% | $265,000 | View |
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815 N Main St, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.97% |
FHA | 1 | 0.3% | 100% | $265,000 | View |
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351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.3% | 100% | $1,125,000 | View |
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★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 50% | $555,000 | |
Barley Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $485,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 29 | 9.9% | 60% | $248,103 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 29 | 9.9% | 70.7% | $225,344 | |
T2 Financial LLC
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Conventional, FHA, Jumbo | 12 | 4.1% | 92.9% | $315,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 10 | 3.4% | 90.9% | $214,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 9 | 3.1% | 100% | $261,666 | |
Triad Financial Services, Inc.
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Conventional | 9 | 3.1% | 52.6% | $141,666 | |
Lower, LLC
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Conventional, FHA | 7 | 2.4% | 87.5% | $223,571 | |
Pennymac Loan Services LLC
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Conventional, FHA | 6 | 2% | 60% | $135,000 | |
EMM Loans LLC
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Conventional, FHA | 5 | 1.7% | 100% | $291,000 | |
loanDepot.com LLC
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Conventional, FHA | 5 | 1.7% | 41.7% | $191,000 | |
Credit Human Federal Credit Un
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Conventional | 5 | 1.7% | 45% | $103,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA, HELOC | 4 +1 HELOCs |
1.4% | 100% | $512,500 | |
Amerisave Mortgage Company
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Conventional, HELOC | 4 +1 HELOCs |
1.4% | 50% | $77,500 | |
Guaranteed Rate, Inc.
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Conventional | 4 | 1.4% | 100% | $355,000 | |
Mortgage Research Center
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VA | 4 | 1.4% | 66.7% | $337,500 | |
Guild Mortgage Company
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Conventional | 3 | 1% | 100% | $231,666 | |
Nationstar Mortgage
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Conventional | 3 | 1% | 50% | $75,000 | |
The Loan Store, Inc
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Conventional | 3 | 1% | 100% | $265,000 | |
Fairway Independent Mort Corp
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Conventional | 3 | 1% | 75% | $205,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $145,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.7% | 66.7% | $290,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.7% | 66.7% | $220,000 | View |
Atlantic Bay Mortgage Group
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Conventional | 2 | 0.7% | 66.7% | $320,000 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional | 2 | 0.7% | 66.7% | $265,000 | View |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.7% | 66.7% | $330,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 2 | 0.7% | 100% | $345,000 | View |
21St Mortgage
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Conventional | 2 | 0.7% | 18.8% | $190,000 | |
State Employees' Credit Union
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $1,305,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $125,000 | |
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A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.3% | 100% | $995,000 | View |
Equity Resources Inc
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VA | 1 | 0.3% | 100% | $295,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $325,000 | |
Liberty Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Affordable Mortgage Advisors
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VA | 1 | 0.3% | 100% | $515,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.3% | 50% | $185,000 | |
Newrez LLC
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Conventional | 1 | 0.3% | 33.3% | $635,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 0.3% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.3% | 100% | $485,000 | View |
American Financial Network, Inc.
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Conventional | 1 | 0.3% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $125,000 | |
City 1st Mortgage Services, LC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.3% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 1.90% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Total Mortgage Services, LLC
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Conventional | 1 | 0.3% | 100% | $505,000 | |
Corning Credit Union
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Nfm, Inc
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FHA | 1 | 0.3% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
New Day Financial, LLC.
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VA | 1 | 0.3% | 50% | $225,000 | |
Premier Lending Inc.
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Nations Lending Corporation
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FHA | 1 | 0.3% | 100% | $215,000 | |
First Credit Corporation of Ny, Inc.
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Conventional | 1 | 0.3% | 50% | $105,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
Synovus Bank
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Conventional, Jumbo | 1 | 0.3% | 100% | $875,000 | |
Victorian Finance, LLC
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.3% | 100% | $55,000 | |
American Broadcast Employees FCU
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Conventional | 1 | 0.3% | 100% | $305,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 1 | 0.3% | 50% | $1,165,000 | View |
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A5.0 ★Texas Ratio: 7.51% |
Conventional, Jumbo | 1 | 0.3% | 100% | $915,000 | View |
Citadel Servicing Corporation
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Conventional | 1 | 0.3% | 66.7% | $375,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
New American Funding, LLC.
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Conventional | 1 | 0.3% | 25% | $535,000 | |
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A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.3% | 100% | $345,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.3% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 4.82% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
Tammac Holdings Corporation
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
All In Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Boeing Employees' Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Stockton Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a |
Garden City Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Garden City, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Garden City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Garden City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Garden City, SC
Use these to narrow the list above. Each category shows how many Garden City, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Garden City, SC
Independent mortgage companies closed 64.8 percent of home loans in Garden City, South Carolina in 2025, banks 30 percent and credit unions 5.1 percent. Movement Mortgage, LLC was the largest mortgage company, Coastal Carolina National Bank the largest bank and Founders Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Coastal Carolina National Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Garden City, SC
By home loans closed in 2025, Coastal Carolina National Bank was the largest mortgage lender in Garden City, South Carolina with 6 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Garden City, South Carolina in 2025, led by DHI Mortgage Company, LTD. with 7. 9 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 40 banks and 11 credit unions closed home loans in Garden City, South Carolina in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Garden City, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Garden City, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Garden City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
