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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Duncan, South Carolina

Duncan, South Carolina mortgage lenders include Truist BankTruist Bank2075 E Main St, Duncan, SC 29334A+5.0 ★Texas Ratio: 2.87%, United Community BankUnited Community Bank108 E Main St, Duncan, SC 29334A+5.0 ★Texas Ratio: 2.97%, Founders Federal Credit UnionFounders Federal Credit Union716 E Main St, Duncan, SC 29334A+5.0 ★Texas Ratio: 3.58%, CountybankCountybank2125 Highway 81 N, Anderson, SC 29621B+4.3 ★Texas Ratio: 5.52%, Southern First BankSouthern First Bank190 Knox Abbott Dr, Cayce, SC 29033A+5.0 ★Texas Ratio: 3.08%, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, Greenville Federal Credit UnionGreenville Federal Credit Union1501 Wade Hampton Blvd, Greenville, SC 29609A+5.0 ★Texas Ratio: 3.04%, Bank of America NABank of America NA150 Aiken Mall Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.14%, Southstate Bank, National AssociationSouthstate Bank, National Association203 S Main St, Abbeville, SC 29620A+5.0 ★Texas Ratio: 2.27%, and The Fidelity BankThe Fidelity Bank105 E North St, Greenville, SC 29601A+5.0 ★Texas Ratio: 3.02%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Duncan, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Duncan are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Duncan, South Carolina

Market share is the lender's share of all home loans closed in Duncan, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
★ 1 stars, 1 review
1 office in Duncan
2075 E Main St, Duncan, SC 29334
A+5.0 ★Texas Ratio: 2.87%
Conventional, FHA, HELOC 6
+2 HELOCs
3.7% 85.7% $238,333 View
1 office in Duncan
108 E Main St, Duncan, SC 29334
A+5.0 ★Texas Ratio: 2.97%
Conventional, HELOC 1
+5 HELOCs
0.6% 100% $385,000 View
716 E Main St, Duncan, SC 29334
A+5.0 ★Texas Ratio: 3.58%
Conventional, HELOC 6
+2 HELOCs
3.7% 85.7% $203,333 View
2125 Highway 81 N, Anderson, SC 29621
B+4.3 ★Texas Ratio: 5.52%
Conventional, FHA 4 2.5% 100% $275,000 View
190 Knox Abbott Dr, Cayce, SC 29033
A+5.0 ★Texas Ratio: 3.08%
Conventional 3 1.9% 100% $211,666 View
★ 4 stars, 1 review
2348 Boundary St, Beaufort, SC 29902
A+5.0 ★Texas Ratio: 1.82%
Conventional, FHA 3 1.9% 100% $135,000 View
1501 Wade Hampton Blvd, Greenville, SC 29609
A+5.0 ★Texas Ratio: 3.04%
Conventional 2 1.2% 100% $135,000 View
150 Aiken Mall Dr, Aiken, SC 29803
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 1
+2 HELOCs
0.6% 100% $235,000 View
★ 5 stars, 1 review
203 S Main St, Abbeville, SC 29620
A+5.0 ★Texas Ratio: 2.27%
USDA, HELOC 1
+1 HELOCs
0.6% 100% $255,000 View
105 E North St, Greenville, SC 29601
A+5.0 ★Texas Ratio: 3.02%
Conventional 1 0.6% 100% $275,000 View
481 Fabian Dr, Aiken, SC 29803
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 0.6% 100% $455,000 View
1720 N Main St, Anderson, SC 29621
A5.0 ★Texas Ratio: 8.40%
Conventional 1 0.6% 100% $115,000 View
200 E Church St, Bishopville, SC 29010
A+5.0 ★Texas Ratio: 3.04%
Conventional 1 0.6% 100% $205,000 View
1797 Whiskey Rd, Aiken, SC 29803
A+5.0 ★Texas Ratio: 5.36%
Conventional 1 0.6% 33.3% $285,000 View
407 Silver Bluff Rd, Aiken, SC 29803
A+5.0 ★Texas Ratio: 0.38%
Conventional 1 0.6% 100% $395,000 View
351 A Robert Smalls Parkway, Beaufort, SC 29906
A+5.0 ★Texas Ratio: 3.22%
Conventional 1 0.6% 50% $505,000 View
142 Chesterfield St, Aiken, SC 29801
A+5.0 ★Texas Ratio: 3.71%
Conventional 1 0.6% 100% $65,000 View
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401
HELOC 0
+2 HELOCs
0% 50%
201 N Main St, Abbeville, SC 29620
A5.0 ★Texas Ratio: 7.72%
HELOC 0
+1 HELOCs
0% 0% View
3481 Trask Pkwy, Beaufort, SC 29906
A5.0 ★Texas Ratio: 12.83%
HELOC 0
+1 HELOCs
0% n/a View
New Story Lending LLC
Conventional 1 0.6% 100% $395,000
Sharonview Federal CU
HELOC 0
+1 HELOCs
0% n/a
Rocket Mortgage
Conventional, FHA, VA 22 13.7% 79.3% $185,454
United Wholesale Mortgage
Conventional, FHA, VA 9 5.6% 75% $243,888
Primelending
Conventional, FHA 8 5% 88.9% $227,500
Pennymac Loan Services LLC
Conventional, FHA, VA 8 5% 100% $151,250
CrossCountry Mortgage, LLC
Conventional, FHA, VA, USDA 6 3.7% 100% $268,333
Guaranteed Rate, Inc.
Conventional, FHA 4 2.5% 80% $222,500
Paramount Residential Mortgage
Conventional, FHA, USDA 4 2.5% 100% $170,000
Ark-La-Tex Financial Services LLC
Conventional, FHA, USDA 4 2.5% 100% $242,500
Freedom Mortgage Corporation
VA 3 1.9% 100% $335,000
Nationstar Mortgage
Conventional 3 1.9% 75% $135,000
Fairway Independent Mort Corp
Conventional, USDA 3 1.9% 100% $211,666
State Employees' Credit Union
Conventional, HELOC 2
+1 HELOCs
1.2% 100% $220,000
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 2
+1 HELOCs
1.2% 66.7% $235,000
A5.0 ★Texas Ratio: 11.06%
Conventional, FHA 2 1.2% 100% $245,000 View
Newrez LLC
Conventional 2 1.2% 100% $100,000
A+5.0 ★Texas Ratio: 4.72%
Conventional 2 1.2% 100% $110,000 View
Bay Equity LLC
Conventional 2 1.2% 100% $225,000
Atlantic Bay Mortgage Group
Conventional, FHA 2 1.2% 100% $100,000
American Pacific Mortgage Corporation
FHA 2 1.2% 100% $220,000
Lower, LLC
Conventional 2 1.2% 100% $375,000
Vanderbilt Mortgage and Finance, Inc
Conventional 2 1.2% 37.5% $130,000
Loan Simple, Inc.
Conventional 2 1.2% 100% $205,000
Spring Eq, LLC
Conventional, HELOC 1
+2 HELOCs
0.6% 50% $35,000
Royal United Mortgage LLC
Conventional 1 0.6% 100% $85,000
Goodleap, LLC
FHA 1 0.6% 100% $185,000
Go Mortgage, LLC
FHA 1 0.6% 100% $255,000
Envoy Mortgage, Ltd
FHA 1 0.6% 100% $185,000
BankSouth Mortgage Company LLC
FHA 1 0.6% 100% $255,000
Acrisure Mortgage, LLC
Conventional 1 0.6% 100% $245,000
Allied Mortgage Group, Inc
Conventional 1 0.6% 100% $235,000
Howard Hanna Financial Services, Inc
Conventional 1 0.6% 100% $235,000
D3.3 ★Texas Ratio: 35.11%
FHA 1 0.6% 100% $295,000 View
Resicentral LLC
Conventional 1 0.6% 100% $145,000
Amerisave Mortgage Company
Conventional 1 0.6% 100% $35,000
loanDepot.com LLC
Conventional 1 0.6% 100% $195,000
Onward Home Mortgage, LLC
Conventional 1 0.6% 100% $215,000
A+5.0 ★Texas Ratio: 5.05%
Conventional 1 0.6% 100% $255,000 View
Nfm, Inc
USDA 1 0.6% 100% $255,000
Capital Center LLC
Conventional 1 0.6% 100% $285,000
American Internet Mortgage, Inc.
Conventional 1 0.6% 100% $75,000
Nations Lending Corporation
FHA 1 0.6% 100% $305,000
T2 Financial LLC
FHA 1 0.6% 100% $375,000
Mortgage Research Center
VA 1 0.6% 25% $255,000
A+5.0 ★Texas Ratio: 1.59%
Conventional 1 0.6% 100% $205,000 View
Mutual of Omaha Mortgage
Conventional 1 0.6% 100% $125,000
The Loan Store, Inc
Conventional 1 0.6% 100% $205,000
Mortgage Investors Group
VA 1 0.6% 100% $315,000
Carrington Mortgage Services LLC
VA 1 0.6% 75% $315,000
Goprime Mortgage, Inc.
VA 1 0.6% 100% $255,000
Village Capital & Investment
VA 1 0.6% 50% $275,000
American Neighborhood Mortgage Acceptance Company
VA 1 0.6% 100% $255,000
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+4 HELOCs
0% n/a View
Figure Lending LLC
HELOC 0
+2 HELOCs
0% n/a
Quorum Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Truliant Federal Credit Union
HELOC 0
+1 HELOCs
0% 0%
Synovus Bank
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Duncan, South Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Duncan? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Duncan in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Duncan, SC

Use these to narrow the list above. Each category shows how many Duncan, SC lenders fit and what that kind of lender is usually best for.

Who Lends in Duncan, SC

Independent mortgage companies closed 67.1 percent of home loans in Duncan, South Carolina in 2025, banks 24.8 percent and credit unions 8.1 percent. New Story Lending LLC was the largest mortgage company, Truist Bank the largest bank and Founders Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, United Community Bank led with 1 loans.

67.1%
Mortgage companies
24.8%
Banks
8.1%
Credit unions
25%
FHA loans
10%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.

More South Carolina Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Duncan, SC

Who is the largest mortgage lender in Duncan, SC?

By home loans closed in 2025, Truist Bank was the largest mortgage lender in Duncan, South Carolina with 6 loans, about 3.7 percent of the market. The largest lender headquartered in South Carolina was United Community Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Duncan, SC mortgage lenders offer FHA, VA and USDA loans?

21 lenders closed FHA loans in Duncan, South Carolina in 2025, led by Rocket Mortgage with 7. 12 lenders closed VA loans, led by Pennymac Loan Services LLC, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Duncan, SC lender list?

Yes. 22 banks and 10 credit unions closed home loans in Duncan, South Carolina in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Duncan, SC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Duncan, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Duncan, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Duncan. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.