Duncan, South Carolina mortgage lenders include Truist BankTruist Bank2075 E Main St, Duncan, SC 29334A+5.0 ★Texas Ratio: 2.87%, United Community BankUnited Community Bank108 E Main St, Duncan, SC 29334A+5.0 ★Texas Ratio: 2.97%, Founders Federal Credit UnionFounders Federal Credit Union716 E Main St, Duncan, SC 29334A+5.0 ★Texas Ratio: 3.58%, CountybankCountybank2125 Highway 81 N, Anderson, SC 29621B+4.3 ★Texas Ratio: 5.52%, Southern First BankSouthern First Bank190 Knox Abbott Dr, Cayce, SC 29033A+5.0 ★Texas Ratio: 3.08%, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, Greenville Federal Credit UnionGreenville Federal Credit Union1501 Wade Hampton Blvd, Greenville, SC 29609A+5.0 ★Texas Ratio: 3.04%, Bank of America NABank of America NA150 Aiken Mall Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.14%, Southstate Bank, National AssociationSouthstate Bank, National Association203 S Main St, Abbeville, SC 29620A+5.0 ★Texas Ratio: 2.27%, and The Fidelity BankThe Fidelity Bank105 E North St, Greenville, SC 29601A+5.0 ★Texas Ratio: 3.02%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Duncan, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Duncan are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Duncan, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 1 stars, 1 review 1 office in Duncan 2075 E Main St, Duncan, SC 29334 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 6 +2 HELOCs |
3.7% | 85.7% | $238,333 | View |
|
1 office in Duncan 108 E Main St, Duncan, SC 29334 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +5 HELOCs |
0.6% | 100% | $385,000 | View |
|
716 E Main St, Duncan, SC 29334 A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 6 +2 HELOCs |
3.7% | 85.7% | $203,333 | View |
|
2125 Highway 81 N, Anderson, SC 29621 B+4.3 ★Texas Ratio: 5.52% |
Conventional, FHA | 4 | 2.5% | 100% | $275,000 | View |
|
190 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 3.08% |
Conventional | 3 | 1.9% | 100% | $211,666 | View |
|
★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 3 | 1.9% | 100% | $135,000 | View |
|
1501 Wade Hampton Blvd, Greenville, SC 29609 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 2 | 1.2% | 100% | $135,000 | View |
|
150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $235,000 | View |
|
★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
USDA, HELOC | 1 +1 HELOCs |
0.6% | 100% | $255,000 | View |
|
105 E North St, Greenville, SC 29601 A+5.0 ★Texas Ratio: 3.02% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
|
481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $455,000 | View |
|
1720 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 8.40% |
Conventional | 1 | 0.6% | 100% | $115,000 | View |
|
200 E Church St, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
|
1797 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 33.3% | $285,000 | View |
|
407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.6% | 100% | $395,000 | View |
|
351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.6% | 50% | $505,000 | View |
|
142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
HELOC | 0 +2 HELOCs |
0% | 50% | ||
|
201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
3481 Trask Pkwy, Beaufort, SC 29906 A5.0 ★Texas Ratio: 12.83% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
New Story Lending LLC
|
Conventional | 1 | 0.6% | 100% | $395,000 | |
Sharonview Federal CU
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA, VA | 22 | 13.7% | 79.3% | $185,454 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 9 | 5.6% | 75% | $243,888 | |
Primelending
|
Conventional, FHA | 8 | 5% | 88.9% | $227,500 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 8 | 5% | 100% | $151,250 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, USDA | 6 | 3.7% | 100% | $268,333 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 4 | 2.5% | 80% | $222,500 | |
Paramount Residential Mortgage
|
Conventional, FHA, USDA | 4 | 2.5% | 100% | $170,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA, USDA | 4 | 2.5% | 100% | $242,500 | |
Freedom Mortgage Corporation
|
VA | 3 | 1.9% | 100% | $335,000 | |
Nationstar Mortgage
|
Conventional | 3 | 1.9% | 75% | $135,000 | |
Fairway Independent Mort Corp
|
Conventional, USDA | 3 | 1.9% | 100% | $211,666 | |
State Employees' Credit Union
|
Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $220,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
1.2% | 66.7% | $235,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 2 | 1.2% | 100% | $245,000 | View |
Newrez LLC
|
Conventional | 2 | 1.2% | 100% | $100,000 | |
|
A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 1.2% | 100% | $110,000 | View |
Bay Equity LLC
|
Conventional | 2 | 1.2% | 100% | $225,000 | |
Atlantic Bay Mortgage Group
|
Conventional, FHA | 2 | 1.2% | 100% | $100,000 | |
American Pacific Mortgage Corporation
|
FHA | 2 | 1.2% | 100% | $220,000 | |
Lower, LLC
|
Conventional | 2 | 1.2% | 100% | $375,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 1.2% | 37.5% | $130,000 | |
Loan Simple, Inc.
|
Conventional | 2 | 1.2% | 100% | $205,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 50% | $35,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.6% | 100% | $85,000 | |
Goodleap, LLC
|
FHA | 1 | 0.6% | 100% | $185,000 | |
Go Mortgage, LLC
|
FHA | 1 | 0.6% | 100% | $255,000 | |
Envoy Mortgage, Ltd
|
FHA | 1 | 0.6% | 100% | $185,000 | |
BankSouth Mortgage Company LLC
|
FHA | 1 | 0.6% | 100% | $255,000 | |
Acrisure Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $245,000 | |
Allied Mortgage Group, Inc
|
Conventional | 1 | 0.6% | 100% | $235,000 | |
Howard Hanna Financial Services, Inc
|
Conventional | 1 | 0.6% | 100% | $235,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.6% | 100% | $295,000 | View |
Resicentral LLC
|
Conventional | 1 | 0.6% | 100% | $145,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.6% | 100% | $35,000 | |
loanDepot.com LLC
|
Conventional | 1 | 0.6% | 100% | $195,000 | |
Onward Home Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
Nfm, Inc
|
USDA | 1 | 0.6% | 100% | $255,000 | |
Capital Center LLC
|
Conventional | 1 | 0.6% | 100% | $285,000 | |
American Internet Mortgage, Inc.
|
Conventional | 1 | 0.6% | 100% | $75,000 | |
Nations Lending Corporation
|
FHA | 1 | 0.6% | 100% | $305,000 | |
T2 Financial LLC
|
FHA | 1 | 0.6% | 100% | $375,000 | |
Mortgage Research Center
|
VA | 1 | 0.6% | 25% | $255,000 | |
|
A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.6% | 100% | $125,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.6% | 100% | $205,000 | |
Mortgage Investors Group
|
VA | 1 | 0.6% | 100% | $315,000 | |
Carrington Mortgage Services LLC
|
VA | 1 | 0.6% | 75% | $315,000 | |
Goprime Mortgage, Inc.
|
VA | 1 | 0.6% | 100% | $255,000 | |
Village Capital & Investment
|
VA | 1 | 0.6% | 50% | $275,000 | |
American Neighborhood Mortgage Acceptance Company
|
VA | 1 | 0.6% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Truliant Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Synovus Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Duncan? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Duncan in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Duncan, SC lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 67.1 percent of home loans in Duncan, South Carolina in 2025, banks 24.8 percent and credit unions 8.1 percent. New Story Lending LLC was the largest mortgage company, Truist Bank the largest bank and Founders Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, United Community Bank led with 1 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Duncan, South Carolina with 6 loans, about 3.7 percent of the market. The largest lender headquartered in South Carolina was United Community Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Duncan, South Carolina in 2025, led by Rocket Mortgage with 7. 12 lenders closed VA loans, led by Pennymac Loan Services LLC, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 10 credit unions closed home loans in Duncan, South Carolina in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Duncan, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Duncan, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Duncan. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.