Mortgage Lenders and Brokers in Boiling Springs, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Boiling Springs, South Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust3611 Boiling Springs Rd, Boiling Springs, SC 29316A5.0 ★Texas Ratio: 7.72%, Truist BankTruist Bank2701 Boiling Springs Rd, Boiling Springs, SC 29316A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA481 Fabian Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 3.68%, United Community BankUnited Community Bank3995 Highway 9, Boiling Springs, SC 29316A+5.0 ★Texas Ratio: 2.97%, Founders Federal Credit UnionFounders Federal Credit Union3960 Bible Church Rd, Boiling Springs, SC 29316 8562A+5.0 ★Texas Ratio: 3.58%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, Spero Financial Federal Credit UnionSpero Financial Federal Credit Union1720 N Main St, Anderson, SC 29621A5.0 ★Texas Ratio: 8.40%, Carolina Foothills Federal Credit UnionCarolina Foothills Federal Credit Union760 Hyatt St, Gaffney, SC 29341A5.0 ★Texas Ratio: 7.13%, Bank of America NABank of America NA150 Aiken Mall Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.14%, and PNC Bank N.A.PNC Bank N.A.100 Calhoun St, Charleston, SC 29401A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Boiling Springs, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Boiling Springs are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Boiling Springs, South Carolina
Market share is the lender's share of all home loans closed in Boiling Springs, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Boiling Springs 3611 Boiling Springs Rd, Boiling Springs, SC 29316 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 5 +5 HELOCs |
1% | 71.4% | $107,000 | View |
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★ 1 stars, 1 review 1 office in Boiling Springs 2701 Boiling Springs Rd, Boiling Springs, SC 29316 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 4 +11 HELOCs |
0.8% | 100% | $367,500 | View |
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1 office in Boiling Springs 481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 0.8% | 80% | $297,500 | View |
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1 office in Boiling Springs 3995 Highway 9, Boiling Springs, SC 29316 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 23 +6 HELOCs |
4.8% | 82.1% | $167,173 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, FHA | 8 | 1.7% | 100% | $242,500 | |
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1720 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 8.40% |
Conventional | 3 | 0.6% | 75% | $115,000 | View |
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760 Hyatt St, Gaffney, SC 29341 A5.0 ★Texas Ratio: 7.13% |
Conventional | 3 | 0.6% | 100% | $338,333 | View |
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150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +4 HELOCs |
0.4% | 100% | $170,000 | View |
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★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $410,000 | View |
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2125 Highway 81 N, Anderson, SC 29621 B+4.3 ★Texas Ratio: 5.52% |
Conventional, FHA | 2 | 0.4% | 100% | $235,000 | View |
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★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 2 | 0.4% | 100% | $170,000 | View |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $325,000 | |
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112 N Alabama Ave, Chesnee, SC 29323 A4.8 ★Texas Ratio: 6.72% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,145,000 | View |
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1797 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 50% | $235,000 | View |
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750 E Pine Log Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.44% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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3481 Trask Pkwy, Beaufort, SC 29906 A5.0 ★Texas Ratio: 12.83% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
South Carolina Federal Credit
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $215,000 | |
New Story Lending LLC
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FHA, USDA | 2 | 0.4% | 100% | $250,000 | |
First Piedmont Federal SLA
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $295,000 | |
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B+4.7 ★Texas Ratio: 18.28% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
Sharonview Federal CU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lennar Mortgage, LLC
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Conventional, FHA, VA, USDA | 53 | 11% | 81.5% | $172,169 | |
Rocket Mortgage
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Conventional, FHA, VA | 41 | 8.5% | 83.7% | $208,902 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 40 +1 HELOCs |
8.3% | 87.5% | $276,750 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA, USDA | 36 | 7.5% | 75.5% | $223,055 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 31 | 6.5% | 75.6% | $303,709 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA, Jumbo | 13 | 2.7% | 100% | $261,923 | |
Primelending
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Conventional, FHA, VA | 10 | 2.1% | 100% | $180,000 | |
Acrisure Mortgage, LLC
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Conventional, FHA, VA, USDA | 10 | 2.1% | 71.4% | $328,000 | |
Inspire Home Loans Inc.
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Conventional, FHA, USDA | 9 | 1.9% | 71.4% | $240,555 | |
Mortgage Research Center
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VA | 9 | 1.9% | 81.8% | $293,888 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, USDA | 9 | 1.9% | 100% | $229,444 | |
The Loan Store, Inc
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Conventional, FHA, USDA, HELOC | 8 +1 HELOCs |
1.7% | 90% | $305,000 | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 1.5% | 80% | $233,571 | |
Nationstar Mortgage
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Conventional | 7 | 1.5% | 87.5% | $119,285 | |
Newrez LLC
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Conventional, FHA, VA | 6 | 1.2% | 60% | $201,666 | |
New American Funding, LLC.
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Conventional, FHA, USDA | 6 | 1.2% | 85.7% | $170,000 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 5 | 1% | 83.3% | $249,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 1% | 55.6% | $201,000 | |
Lower, LLC
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Conventional, FHA, VA | 5 | 1% | 83.3% | $251,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 5 | 1% | 75% | $199,000 | |
State Employees' Credit Union
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Conventional | 3 | 0.6% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 3 | 0.6% | 100% | $268,333 | View |
Guaranteed Rate, Inc.
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Conventional, USDA | 3 | 0.6% | 75% | $305,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 0.6% | 100% | $325,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 3 | 0.6% | 75% | $315,000 | View |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 3 | 0.6% | 100% | $238,333 | View |
Discover Bank
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Conventional | 3 | 0.6% | 37.5% | $68,333 | |
Nfm, Inc
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Conventional, FHA | 3 | 0.6% | 100% | $268,333 | |
Atlantic Bay Mortgage Group
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FHA, VA, USDA | 3 | 0.6% | 100% | $358,333 | |
Amerisave Mortgage Company
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 33.3% | $45,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $140,000 | View |
Go Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $280,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 2 | 0.4% | 100% | $270,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.4% | 100% | $225,000 | |
Kind Lending, LLC
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VA, USDA | 2 | 0.4% | 100% | $295,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.4% | 100% | $130,000 | |
American Financial Network, Inc.
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FHA | 2 | 0.4% | 100% | $245,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.4% | 100% | $165,000 | |
American Pacific Mortgage Corporation
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FHA, VA | 2 | 0.4% | 100% | $265,000 | |
Saygo Home Loans, LLC
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VA | 2 | 0.4% | 100% | $405,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.4% | 100% | $290,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.4% | 100% | $255,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 2 | 0.4% | 100% | $220,000 | |
Hartford Funding, Ltd.
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VA | 1 | 0.2% | 100% | $265,000 | |
Alameda Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $455,000 | |
Liberty Federal Credit Union
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VA | 1 | 0.2% | 100% | $365,000 | |
Residential Wholesale Mortgage
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FHA | 1 | 0.2% | 100% | $225,000 | |
Primary Residential Mortgage, INC.
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USDA | 1 | 0.2% | 100% | $225,000 | |
Goodleap, LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 0.2% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
FHA | 1 | 0.2% | 100% | $245,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
Loanunited.Com, LLC
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VA | 1 | 0.2% | 100% | $295,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 50% | $205,000 | |
Onward Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.2% | 100% | $385,000 | |
Absolute Home Mortgage
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FHA | 1 | 0.2% | 100% | $465,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.2% | 100% | $235,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $335,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.2% | 100% | $245,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $265,000 | |
Nations Lending Corporation
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FHA | 1 | 0.2% | 100% | $185,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.2% | 25% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.2% | 100% | $295,000 | View |
Milend, Inc
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FHA | 1 | 0.2% | 100% | $305,000 | |
New Fed Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 1.59% |
USDA | 1 | 0.2% | 100% | $185,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
Nmsi, Inc.
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Conventional | 1 | 0.2% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Pulte Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.2% | 50% | $75,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.2% | 33.3% | $65,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 6.17% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 50% | $355,000 | |
Truliant Federal Credit Union
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HELOC | 0 +5 HELOCs |
0% | 0% | ||
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | 0% |
Boiling Springs Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Boiling Springs, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Boiling Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Boiling Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Boiling Springs, SC
Use these to narrow the list above. Each category shows how many Boiling Springs, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Boiling Springs, SC
Independent mortgage companies closed 81 percent of home loans in Boiling Springs, South Carolina in 2025, banks 10.8 percent and credit unions 8.1 percent. Movement Mortgage, LLC was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and Founders Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, United Community Bank led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Boiling Springs, SC
By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Boiling Springs, South Carolina with 5 loans, about 1 percent of the market. The largest lender headquartered in South Carolina was United Community Bank with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Boiling Springs, South Carolina, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 81.5 percent, against a 81.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
40 lenders closed FHA loans in Boiling Springs, South Carolina in 2025, led by Lennar Mortgage, LLC with 20. 28 lenders closed VA loans, led by Mortgage Research Center, and 14 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 13 credit unions closed home loans in Boiling Springs, South Carolina in 2025, alongside 75 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Boiling Springs, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Boiling Springs, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Boiling Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
