Mortgage Lenders and Brokers in Northampton, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Northampton, Pennsylvania mortgage lenders include Truist BankTruist Bank1862 Main St, Northampton, PA 18067A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA1840 Main St, Northampton, PA 18067A+5.0 ★Texas Ratio: 5.36%, First Northern Bank and Trust CompanyFirst Northern Bank and Trust Company102 Commerce Dr, Northampton, PA 18067A+5.0 ★Texas Ratio: 5.78%, People First Federal Credit UnionPeople First Federal Credit Union2141 Downyflake Ln, Allentown, PA 18103 4774A5.0 ★Texas Ratio: 9.56%, Embassy Bank For the Lehigh ValleyEmbassy Bank For the Lehigh Valley2002 W Liberty St, Allentown, PA 18104A+4.9 ★Texas Ratio: 0.52%, Mortgage America, Inc.Mortgage America, Inc.3300 Lehigh St, Allentown, PA 18103A+5.0 ★Texas Ratio: 4.14%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, Allentown Federal Credit UnionAllentown Federal Credit Union1325 Oxford Dr, Allentown, PA 18103, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA990 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 3.68%, and Firstrust Savings BankFirstrust Savings Bank1403 N Cedar Crest Blvd, Allentown, PA 18104A+5.0 ★Texas Ratio: 5.45%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Northampton, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Northampton are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Northampton, Pennsylvania
Market share is the lender's share of all home loans closed in Northampton, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Northampton 1862 Main St, Northampton, PA 18067 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +7 HELOCs |
0.9% | 100% | $185,000 | View |
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1 office in Northampton 1840 Main St, Northampton, PA 18067 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 33.3% | $75,000 | View |
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1 office in Northampton 102 Commerce Dr, Northampton, PA 18067 A+5.0 ★Texas Ratio: 5.78% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
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2141 Downyflake Ln, Allentown, PA 18103 4774 A5.0 ★Texas Ratio: 9.56% |
Conventional | 15 | 7% | 69.6% | $80,333 | View |
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2002 W Liberty St, Allentown, PA 18104 A+4.9 ★Texas Ratio: 0.52% |
Conventional | 10 | 4.7% | 91.7% | $88,000 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA | 7 | 3.3% | 100% | $247,857 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 4 | 1.9% | 100% | $60,000 | View |
Allentown Federal Credit Union
1325 Oxford Dr, Allentown, PA 18103 |
Conventional, HELOC | 2 +2 HELOCs |
0.9% | 100% | $75,000 | |
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990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.9% | 100% | $335,000 | View |
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1403 N Cedar Crest Blvd, Allentown, PA 18104 A+5.0 ★Texas Ratio: 5.45% |
FHA | 2 | 0.9% | 100% | $285,000 | View |
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6126 Hamilton Blvd Ste 102, Allentown, PA 18106 A+5.0 ★Texas Ratio: 0.44% |
Conventional | 2 | 0.9% | 100% | $380,000 | View |
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3720 Hamilton Blvd, Allentown, PA 18103 A+5.0 ★Texas Ratio: 1.73% |
Conventional | 2 | 0.9% | 100% | $90,000 | View |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +6 HELOCs |
0.5% | 50% | $315,000 | View |
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5605 Hamilton Blvd, Allentown, PA 18106 9720 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $245,000 | View |
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20 West Skippack Pike, Ambler, PA 19002 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
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500 S State St, Clarks Summit, PA 18411 A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.5% | 100% | $145,000 | View |
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5089 Hamilton Blvd, Allentown, PA 18106 A5.0 ★Texas Ratio: 6.10% |
Conventional | 1 | 0.5% | 100% | $265,000 | View |
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1710 Union Blvd, Allentown, PA 18109 A-5.0 ★Texas Ratio: 14.98% |
Conventional | 1 | 0.5% | 100% | $195,000 | View |
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1550 S Main St Ste 1, Mansfield, PA 16933 9586 A+5.0 ★Texas Ratio: 2.80% |
FHA | 1 | 0.5% | 100% | $225,000 | |
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303 Pennsylvania Ave, Bangor, PA 18013 A+5.0 ★Texas Ratio: 0.53% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
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3920 W Tilghman St, Allentown, PA 18104 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2706 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Commonwealth Federal Cre
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Conventional, HELOC | 12 +2 HELOCs |
5.6% | 75% | $115,000 | |
Newrez LLC
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Conventional, FHA, VA | 5 | 2.3% | 62.5% | $201,000 | |
Spring Eq, LLC
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Conventional | 3 | 1.4% | 60% | $68,333 | |
Nvr Mortgage Finance, Inc.
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Conventional | 2 | 0.9% | 100% | $410,000 | |
Affordable Mortgage Advisors
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FHA | 1 | 0.5% | 100% | $225,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.5% | 100% | $345,000 | |
Northeast Equitable Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $275,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 23 | 10.7% | 85.7% | $133,695 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 20 | 9.3% | 95.5% | $280,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 4.7% | 91.7% | $265,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 9 | 4.2% | 90% | $213,888 | |
| Conventional, FHA | 5 | 2.3% | 100% | $233,000 | View | |
Cardinal Financial Company, Li
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Conventional, FHA | 5 | 2.3% | 100% | $227,000 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 5 | 2.3% | 83.3% | $245,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 4 | 1.9% | 100% | $282,500 | |
Weichert Financial Services
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Conventional | 3 | 1.4% | 100% | $355,000 | |
T2 Financial LLC
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Conventional, FHA | 3 | 1.4% | 75% | $328,333 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 3 | 1.4% | 100% | $201,666 | |
First Community Mortgage, Inc.
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FHA | 2 | 0.9% | 100% | $225,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 0.9% | 66.7% | $235,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.9% | 100% | $235,000 | |
Provident Funding Associates
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Conventional | 2 | 0.9% | 100% | $350,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.9% | 100% | $185,000 | |
Mortgage Research Center
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Conventional, FHA | 2 | 0.9% | 100% | $120,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 2 | 0.9% | 100% | $245,000 | |
Movement Mortgage, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $285,000 | |
Polaris Home Funding Corp.
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FHA | 1 | 0.5% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 1.17% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $175,000 | |
Primelending
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Conventional | 1 | 0.5% | 100% | $175,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.5% | 50% | $375,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
Amerisave Mortgage Company
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FHA | 1 | 0.5% | 33.3% | $205,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.5% | 100% | $525,000 | View |
HomeBridge Financial Services, Inc
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VA | 1 | 0.5% | 100% | $385,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.5% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
American Financing Corporation
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FHA | 1 | 0.5% | 50% | $215,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.5% | 100% | $175,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.5% | 100% | $235,000 | |
Nations Lending Corporation
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FHA | 1 | 0.5% | 100% | $165,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $475,000 | |
Keystone Funding, Inc
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FHA | 1 | 0.5% | 100% | $255,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.5% | 100% | $225,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.5% | 100% | $275,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.5% | 100% | $235,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.5% | 100% | $55,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.5% | 100% | $355,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Northampton Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Northampton, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Northampton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Northampton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Northampton, PA
Use these to narrow the list above. Each category shows how many Northampton, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Northampton, PA
Independent mortgage companies closed 67.3 percent of home loans in Northampton, Pennsylvania in 2025, banks 14.5 percent and credit unions 18.2 percent. Mortgage America, Inc. was the largest mortgage company, Truist Bank the largest bank and People First Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, First Northern Bank and Trust Company led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Northampton, PA
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Northampton, Pennsylvania with 2 loans, about 0.9 percent of the market. The largest lender headquartered in Pennsylvania was First Northern Bank and Trust Company with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Northampton, Pennsylvania in 2025, led by CrossCountry Mortgage, LLC with 9. 6 lenders closed VA loans, led by Newrez LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 8 credit unions closed home loans in Northampton, Pennsylvania in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Northampton, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Northampton, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Northampton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
