Mortgage Lenders and Brokers in Mountain Top, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mountain Top, Pennsylvania mortgage lenders include Fidelity Deposit & Discount BankFidelity Deposit & Discount Bank2 S Mountain Blvd, Mountain Top, PA 18707A+5.0 ★Texas Ratio: 0.53%, Citizens Bank, NACitizens Bank, NA219 S Mountain Blvd, Mountain Top, PA 18707A+5.0 ★Texas Ratio: 5.44%, M&T BankM&T Bank119 S Mountain Blvd Mountaintop Sh, Mountain Top, PA 18707A+5.0 ★Texas Ratio: 4.11%, First National Bank of PAFirst National Bank of PA46 S Mountain Blvd, Mountain Top, PA 18707A+5.0 ★Texas Ratio: 1.62%, PNC Bank N.A.PNC Bank N.A.125 S Mountain Blvd, Mountain Top, PA 18707A+5.0 ★Texas Ratio: 4.24%, First Keystone Community BankFirst Keystone Community Bank18 N Mountain Blvd, Mountain Top, PA 18707A-5.0 ★Texas Ratio: 14.74%, Peoples Security Bank and Trust CompanyPeoples Security Bank and Trust Company360 S Mountain Blvd, Mountain Top, PA 18707A+5.0 ★Texas Ratio: 2.51%, Cross Valley Federal Credit UnionCross Valley Federal Credit Union113 S Main St, Mountain Top, PA 18707 1923A+5.0 ★Texas Ratio: 3.57%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, and Northwest BankNorthwest Bank413 S Logan Blvd, Altoona, PA 16602A+5.0 ★Texas Ratio: 3.99%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mountain Top, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mountain Top are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mountain Top, Pennsylvania
Market share is the lender's share of all home loans closed in Mountain Top, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Mountain Top 2 S Mountain Blvd, Mountain Top, PA 18707 A+5.0 ★Texas Ratio: 0.53% |
Conventional, HELOC | 4 +5 HELOCs |
1.5% | 100% | $387,500 | View |
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1 office in Mountain Top 219 S Mountain Blvd, Mountain Top, PA 18707 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +23 HELOCs |
0.8% | 100% | $230,000 | View |
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1 office in Mountain Top 119 S Mountain Blvd Mountaintop Sh, Mountain Top, PA 18707 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +15 HELOCs |
0.8% | 100% | $275,000 | View |
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1 office in Mountain Top 46 S Mountain Blvd, Mountain Top, PA 18707 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 2 +7 HELOCs |
0.8% | 66.7% | $50,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Mountain Top 125 S Mountain Blvd, Mountain Top, PA 18707 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +10 HELOCs |
0.4% | 100% | $115,000 | View |
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1 office in Mountain Top 18 N Mountain Blvd, Mountain Top, PA 18707 A-5.0 ★Texas Ratio: 14.74% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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1 office in Mountain Top 360 S Mountain Blvd, Mountain Top, PA 18707 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +6 HELOCs |
0% | 0% | View | |
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113 S Main St, Mountain Top, PA 18707 1923 A+5.0 ★Texas Ratio: 3.57% |
Conventional, HELOC | 19 +2 HELOCs |
7.2% | 100% | $148,157 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 12 +7 HELOCs |
4.6% | 85.7% | $157,500 | View |
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413 S Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 3 | 1.1% | 100% | $191,666 | View |
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5605 Hamilton Blvd, Allentown, PA 18106 9720 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 66.7% | $80,000 | View |
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11 N Main St, Alburtis, PA 18011 A5.0 ★Texas Ratio: 6.26% |
Conventional | 2 | 0.8% | 100% | $320,000 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 0.8% | 100% | $350,000 | View |
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1701 Chew St, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 2 | 0.8% | 100% | $340,000 | View |
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1408 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 2 | 0.8% | 100% | $290,000 | View |
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566 S Main St, Wilkes Barre, PA 18701 2102 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 2 | 0.8% | 100% | $50,000 | View |
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3 Kennedy Dr, Archbald, PA 18403 A+5.0 ★Texas Ratio: 3.43% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $535,000 | View |
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3900 Hamilton Blvd, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.25% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
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6126 Hamilton Blvd Ste 102, Allentown, PA 18106 A+5.0 ★Texas Ratio: 0.44% |
Conventional | 1 | 0.4% | 100% | $25,000 | View |
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500 S State St, Clarks Summit, PA 18411 A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
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1550 S Main St Ste 1, Mansfield, PA 16933 9586 A+5.0 ★Texas Ratio: 2.80% |
Conventional | 1 | 0.4% | 100% | $225,000 | |
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1099 Georgetown Rd, Christiana, PA 17509 A5.0 ★Texas Ratio: 10.36% |
Conventional | 1 | 0.4% | 50% | $175,000 | View |
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983 N Sherman Ct, Hazleton, PA 18201 1879 A-4.9 ★Texas Ratio: 15.74% |
Conventional | 1 | 0.4% | 100% | $35,000 | View |
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1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
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2859 SR 309 HWY, Dallas, PA 18612 A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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50 W Lancaster Ave, Ardmore, PA 19003 A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
UFCW Community FCU
1460 Sans Souci Pkwy, Hanover Township, PA 18706 6026 |
Conventional | 1 | 0.4% | 100% | $65,000 | |
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201 N Main St, Old Forge, PA 18518 A+5.0 ★Texas Ratio: 3.31% |
Conventional | 1 | 0.4% | 100% | $25,000 | View |
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651 Northern Blvd, Clarks Summit, PA 18411 A+5.0 ★Texas Ratio: 1.92% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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2706 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3250 Tillman Dr, Bensalem, PA 19020 2027 A+5.0 ★Texas Ratio: 3.89% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3325 Street Rd, Bensalem, PA 19020 2021 A+5.0 ★Texas Ratio: 0.70% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Newrez LLC
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Conventional, FHA | 7 | 2.7% | 100% | $445,000 | |
Service 1St Federal Credit Uni
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Conventional, HELOC | 4 +5 HELOCs |
1.5% | 100% | $35,000 | |
ESSA Bank & Trust
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Conventional, HELOC | 3 +2 HELOCs |
1.1% | 100% | $331,666 | |
Spring Eq, LLC
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Conventional | 3 | 1.1% | 75% | $108,333 | |
Luzerne Bank
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Conventional, HELOC | 1 +4 HELOCs |
0.4% | 100% | $315,000 | |
Fairway Consumer Discount Co
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Conventional | 1 | 0.4% | 100% | $45,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 32 | 12.2% | 89.2% | $224,062 | |
| Conventional, FHA, VA | 17 | 6.5% | 100% | $267,352 | View | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 14 | 5.3% | 100% | $239,285 | |
United Wholesale Mortgage
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Conventional, VA | 11 | 4.2% | 91.7% | $371,363 | |
Kind Lending, LLC
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Conventional, FHA | 11 | 4.2% | 91.7% | $301,363 | |
SWBC Mortgage Corporation
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Conventional, FHA, VA, USDA | 7 | 2.7% | 87.5% | $240,714 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 2.3% | 100% | $231,666 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 5 | 1.9% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 5 | 1.9% | 100% | $347,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +2 HELOCs |
1.5% | 100% | $255,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 1.5% | 100% | $207,500 | |
Nationstar Mortgage
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Conventional | 4 | 1.5% | 100% | $45,000 | |
Mortgage Research Center
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Conventional, VA | 4 | 1.5% | 66.7% | $300,000 | |
Everett Financial, Inc.
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Conventional, FHA | 3 | 1.1% | 100% | $291,666 | |
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A+5.0 ★Texas Ratio: 3.02% |
FHA, VA | 3 | 1.1% | 60% | $205,000 | View |
Union Home Mortgage Corp.
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Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $320,000 | |
EMM Loans LLC
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Conventional, FHA | 2 | 0.8% | 100% | $265,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 0.8% | 40% | $75,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 0.8% | 100% | $430,000 | |
Keystone Funding, Inc
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Conventional | 2 | 0.8% | 100% | $350,000 | |
Plaza Home Mortgage, Inc
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VA, USDA | 2 | 0.8% | 100% | $240,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $175,000 | View |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $195,000 | |
Semper Home Loans, Inc
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Conventional | 1 | 0.4% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.4% | 100% | $425,000 | View |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $135,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.4% | 100% | $245,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.4% | 100% | $355,000 | |
Primelending
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Conventional | 1 | 0.4% | 100% | $545,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
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A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 0.4% | 50% | $775,000 | View |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 100% | $295,000 | |
Tower Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $85,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.4% | 20% | $205,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.4% | 100% | $465,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.4% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
East Coast Capital Corp.
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Nfm, Inc
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VA | 1 | 0.4% | 100% | $575,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.4% | 33.3% | $105,000 | View |
Beeline Loans, Inc.
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Milend, Inc
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FHA | 1 | 0.4% | 100% | $285,000 | |
Uif Corporation
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Conventional | 1 | 0.4% | 100% | $255,000 | |
New American Funding, LLC.
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FHA | 1 | 0.4% | 33.3% | $175,000 | |
Lower, LLC
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FHA | 1 | 0.4% | 50% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.4% | 100% | $215,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 25% | $125,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.4% | 50% | $105,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $775,000 | |
Liberty Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Mountain Top Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mountain Top, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Mountain Top? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mountain Top in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mountain Top, PA
Use these to narrow the list above. Each category shows how many Mountain Top, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Mountain Top, PA
Independent mortgage companies closed 65.8 percent of home loans in Mountain Top, Pennsylvania in 2025, banks 15.2 percent and credit unions 19 percent. Mortgage America, Inc. was the largest mortgage company, Fidelity Deposit & Discount Bank the largest bank and Cross Valley Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Fidelity Deposit & Discount Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mountain Top, PA
By home loans closed in 2025, Fidelity Deposit & Discount Bank was the largest mortgage lender in Mountain Top, Pennsylvania with 4 loans, about 1.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Mountain Top, Pennsylvania in 2025, led by Kind Lending, LLC with 7. 13 lenders closed VA loans, led by Rocket Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 17 credit unions closed home loans in Mountain Top, Pennsylvania in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mountain Top, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mountain Top, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mountain Top. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
