Mortgage Lenders and Brokers in Factoryville, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Factoryville, Pennsylvania mortgage lenders include Ps BankPs Bank118 College Ave, Factoryville, PA 18419A+5.0 ★Texas Ratio: 0.61%, Peoples Security Bank and Trust CompanyPeoples Security Bank and Trust Company3920 W Tilghman St, Allentown, PA 18104A+5.0 ★Texas Ratio: 2.51%, Fidelity Deposit & Discount BankFidelity Deposit & Discount Bank303 Pennsylvania Ave, Bangor, PA 18013A+5.0 ★Texas Ratio: 0.53%, First National Bank of PAFirst National Bank of PA2719 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 1.62%, Citizens Savings BankCitizens Savings Bank500 S State St, Clarks Summit, PA 18411A+5.0 ★Texas Ratio: 1.51%, Penn East Federal Credit UnionPenn East Federal Credit Union10 College Ave, Factoryville, PA 18419A+5.0 ★Texas Ratio: 0.81%, Community Bank, N.A.Community Bank, N.A.1701 Chew St, Allentown, PA 18104A+5.0 ★Texas Ratio: 3.83%, Nbt Bank NANbt Bank NA3 Kennedy Dr, Archbald, PA 18403A+5.0 ★Texas Ratio: 3.43%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA990 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 3.68%, and Wayne BankWayne Bank1099 Georgetown Rd, Christiana, PA 17509A5.0 ★Texas Ratio: 10.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Factoryville, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Factoryville are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Factoryville, Pennsylvania
Market share is the lender's share of all home loans closed in Factoryville, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Factoryville 118 College Ave, Factoryville, PA 18419 A+5.0 ★Texas Ratio: 0.61% |
Conventional | 7 | 11.9% | 87.5% | $140,714 | View |
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3920 W Tilghman St, Allentown, PA 18104 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 4 +9 HELOCs |
6.8% | 80% | $135,000 | View |
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303 Pennsylvania Ave, Bangor, PA 18013 A+5.0 ★Texas Ratio: 0.53% |
Conventional, HELOC | 4 +2 HELOCs |
6.8% | 100% | $282,500 | View |
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2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 3 +2 HELOCs |
5.1% | 75% | $125,000 | View |
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500 S State St, Clarks Summit, PA 18411 A+5.0 ★Texas Ratio: 1.51% |
Conventional | 2 | 3.4% | 100% | $145,000 | View |
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10 College Ave, Factoryville, PA 18419 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 2 | 3.4% | 100% | $60,000 | View |
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1701 Chew St, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.83% |
Conventional, HELOC | 1 +1 HELOCs |
1.7% | 100% | $75,000 | View |
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3 Kennedy Dr, Archbald, PA 18403 A+5.0 ★Texas Ratio: 3.43% |
Conventional, HELOC | 1 +1 HELOCs |
1.7% | 100% | $315,000 | View |
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990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.7% | 100% | $155,000 | View |
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1099 Georgetown Rd, Christiana, PA 17509 A5.0 ★Texas Ratio: 10.36% |
Conventional | 1 | 1.7% | 100% | $85,000 | View |
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1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
VA | 1 | 1.7% | 50% | $445,000 | View |
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157 Brooklyn St, Carbondale, PA 18407 A5.0 ★Texas Ratio: 9.00% |
Conventional | 1 | 1.7% | 100% | $225,000 | View |
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★ 1 stars, 1 review 1139 W Hamilton St, Allentown, PA 18101 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1.7% | 100% | $135,000 | View |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Net Credit Union
1444 E Lackawanna St, Olyphant, PA 18447 2174 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Newrez LLC
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Conventional | 1 | 1.7% | 100% | $105,000 | |
Rocket Mortgage
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Conventional, FHA | 8 | 13.6% | 80% | $260,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 4 | 6.8% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 3.4% | 100% | $155,000 | View |
Mortgage Research Center
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VA | 2 | 3.4% | 100% | $330,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.7% | 100% | $425,000 | |
SWBC Mortgage Corporation
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FHA | 1 | 1.7% | 100% | $175,000 | |
Kind Lending, LLC
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VA | 1 | 1.7% | 100% | $285,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.7% | 100% | $155,000 | |
| VA | 1 | 1.7% | 100% | $165,000 | View | |
Cardinal Financial Company, Li
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Conventional | 1 | 1.7% | 100% | $205,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.7% | 100% | $195,000 | View |
Planet Home Lending, LLC
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VA | 1 | 1.7% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 1.7% | 100% | $275,000 | View |
Nationstar Mortgage
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Conventional | 1 | 1.7% | 100% | $215,000 | |
Member First Mortgage, LLC
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FHA | 1 | 1.7% | 100% | $285,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1.7% | 100% | $305,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 1.7% | 100% | $175,000 | |
Lafayette Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Visions Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Factoryville Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Factoryville, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Factoryville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Factoryville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Factoryville, PA
Use these to narrow the list above. Each category shows how many Factoryville, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Factoryville, PA
Independent mortgage companies closed 35.6 percent of home loans in Factoryville, Pennsylvania in 2025, banks 61 percent and credit unions 3.4 percent. Newrez LLC was the largest mortgage company, Ps Bank the largest bank and Penn East Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Ps Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Factoryville, PA
By home loans closed in 2025, Ps Bank was the largest mortgage lender in Factoryville, Pennsylvania with 7 loans, about 11.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Factoryville, Pennsylvania in 2025, led by Rocket Mortgage with 2. 8 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 4 credit unions closed home loans in Factoryville, Pennsylvania in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Factoryville, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Factoryville, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Factoryville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
