Cressona, Pennsylvania mortgage lenders include Mortgage America, Inc.Mortgage America, Inc.3300 Lehigh St, Allentown, PA 18103A+5.0 ★Texas Ratio: 4.14%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, Tompkins Community BankTompkins Community Bank1 Belmont Ave, Bala Cynwyd, PA 19004A5.0 ★Texas Ratio: 6.37%, Mid Penn BankMid Penn Bank57 S Sillyman St, Cressona, PA 17929A+5.0 ★Texas Ratio: 4.25%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA990 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 3.68%, Mauch Chunk Trust CompanyMauch Chunk Trust Company7 Pine Point Dr, Albrightsville, PA 18210F1.0 ★Texas Ratio: 55.00%, Univest Bank and Trust Co.Univest Bank and Trust Co.5089 Hamilton Blvd, Allentown, PA 18106A5.0 ★Texas Ratio: 6.10%, Wells Fargo Bank NAWells Fargo Bank NA1101 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 5.36%, WSFS bankWSFS bank50 W Lancaster Ave, Ardmore, PA 19003A+5.0 ★Texas Ratio: 3.10%, and Truist BankTruist Bank1139 W Hamilton St, Allentown, PA 18101A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cressona, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cressona are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Cressona, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA | 13 | 14.9% | 100% | $188,846 | View |
|
113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 7 +4 HELOCs |
8% | 77.8% | $76,428 | View |
|
★ 5 stars, 1 review 1 Belmont Ave, Bala Cynwyd, PA 19004 A5.0 ★Texas Ratio: 6.37% |
Conventional, HELOC | 3 +3 HELOCs |
3.4% | 100% | $185,000 | View |
|
57 S Sillyman St, Cressona, PA 17929 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 2 +3 HELOCs |
2.3% | 40% | $210,000 | View |
|
990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 2.3% | 100% | $310,000 | View |
|
7 Pine Point Dr, Albrightsville, PA 18210 F1.0 ★Texas Ratio: 55.00% |
Conventional | 1 | 1.1% | 100% | $185,000 | View |
|
5089 Hamilton Blvd, Allentown, PA 18106 A5.0 ★Texas Ratio: 6.10% |
FHA | 1 | 1.1% | 100% | $235,000 | View |
|
1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.1% | 100% | $225,000 | View |
|
50 W Lancaster Ave, Ardmore, PA 19003 A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 1.1% | 100% | $55,000 | View |
|
★ 1 stars, 1 review 1139 W Hamilton St, Allentown, PA 18101 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1.1% | 100% | $85,000 | View |
|
7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
|
5605 Hamilton Blvd, Allentown, PA 18106 9720 A+5.0 ★Texas Ratio: 3.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1408 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
3325 Street Rd, Bensalem, PA 19020 2021 A+5.0 ★Texas Ratio: 0.70% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
413 S Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeSale Mortgage
|
Conventional | 2 | 2.3% | 100% | $185,000 | |
Spring Eq, LLC
|
Conventional | 2 | 2.3% | 100% | $55,000 | |
Linkbank
|
Conventional | 1 | 1.1% | 100% | $255,000 | |
First Commonwealth Federal Cre
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA, VA | 13 | 14.9% | 76.5% | $158,076 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA | 7 | 8% | 100% | $299,285 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 4 | 4.6% | 100% | $260,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 4 | 4.6% | 100% | $202,500 | |
| Conventional, VA | 3 | 3.4% | 100% | $215,000 | View | |
|
A+5.0 ★Texas Ratio: 3.02% |
Conventional, VA | 2 | 2.3% | 100% | $295,000 | View |
Mortgage Research Center
|
VA | 2 | 2.3% | 66.7% | $175,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 1.1% | 100% | $145,000 | View |
Guaranteed Rate, Inc.
|
Conventional | 1 | 1.1% | 100% | $215,000 | |
SWBC Mortgage Corporation
|
Conventional | 1 | 1.1% | 100% | $265,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 1.1% | 100% | $35,000 | |
|
A+5.0 ★Texas Ratio: 3.62% |
Conventional | 1 | 1.1% | 100% | $145,000 | View |
Kind Lending, LLC
|
FHA | 1 | 1.1% | 100% | $345,000 | |
Valley West Corporation
|
FHA | 1 | 1.1% | 100% | $325,000 | |
Absolute Home Mortgage
|
Conventional | 1 | 1.1% | 100% | $435,000 | |
Union Home Mortgage Corp.
|
USDA | 1 | 1.1% | 100% | $205,000 | |
Shoreham Bank
|
FHA | 1 | 1.1% | 100% | $25,000 | |
Nationstar Mortgage
|
Conventional | 1 | 1.1% | 100% | $85,000 | |
Keystone Funding, Inc
|
FHA | 1 | 1.1% | 100% | $235,000 | |
New American Funding, LLC.
|
FHA | 1 | 1.1% | 100% | $205,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.1% | 50% | $295,000 | |
|
A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 1.1% | 100% | $245,000 | View |
Visions Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Cressona? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cressona in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Cressona, PA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 71.3 percent of home loans in Cressona, Pennsylvania in 2025, banks 19.5 percent and credit unions 9.2 percent. Mortgage America, Inc. was the largest mortgage company, Tompkins Community Bank the largest bank and Pennsylvania State Employees Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Mortgage America, Inc. led with 13 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, Mortgage America, Inc. was the largest mortgage lender in Cressona, Pennsylvania with 13 loans, about 14.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Cressona, Pennsylvania in 2025, led by Mortgage America, Inc. with 2. 7 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 6 credit unions closed home loans in Cressona, Pennsylvania in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cressona, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cressona, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cressona. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.