Mortgage Lenders and Brokers in Carroll Valley, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Carroll Valley, Pennsylvania mortgage lenders include Acnb BankAcnb Bank3425 Biglerville Rd, Biglerville, PA 17307A+5.0 ★Texas Ratio: 2.55%, Members 1St FCUMembers 1St FCU5605 Hamilton Blvd, Allentown, PA 18106 9720A+5.0 ★Texas Ratio: 3.79%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, M&T BankM&T Bank7540 Windsor Drive Suite 203, Allentown, PA 18195A+5.0 ★Texas Ratio: 4.11%, Wells Fargo Bank NAWells Fargo Bank NA1101 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 5.36%, Farmers and Merchants Trust Company of ChambersburgFarmers and Merchants Trust Company of Chambersburg3 E 1st St, Boiling Springs, PA 17007, First National Bank of PAFirst National Bank of PA2719 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 1.62%, PNC Bank N.A.PNC Bank N.A.2676 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.24%, Truist BankTruist Bank1139 W Hamilton St, Allentown, PA 18101A+5.0 ★Texas Ratio: 2.87%, and Belco Community Credit UnionBelco Community Credit Union3500 Trindle Rd, Camp Hill, PA 17011 4439A+5.0 ★Texas Ratio: 3.06%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Carroll Valley, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Carroll Valley are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Carroll Valley, Pennsylvania
Market share is the lender's share of all home loans closed in Carroll Valley, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3425 Biglerville Rd, Biglerville, PA 17307 A+5.0 ★Texas Ratio: 2.55% |
Conventional, HELOC | 11 +14 HELOCs |
6.7% | 92.3% | $255,000 | View |
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5605 Hamilton Blvd, Allentown, PA 18106 9720 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 4 +12 HELOCs |
2.4% | 66.7% | $87,500 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 3 | 1.8% | 100% | $215,000 | View |
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7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +12 HELOCs |
1.2% | 100% | $380,000 | View |
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1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.2% | 100% | $295,000 | View |
Farmers and Merchants Trust Company of Chambersburg
3 E 1st St, Boiling Springs, PA 17007 |
Conventional | 2 | 1.2% | 100% | $310,000 | |
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2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 2 | 1.2% | 100% | $350,000 | View |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +23 HELOCs |
0.6% | 100% | $215,000 | View |
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★ 1 stars, 1 review 1139 W Hamilton St, Allentown, PA 18101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 100% | $305,000 | View |
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3500 Trindle Rd, Camp Hill, PA 17011 4439 A+5.0 ★Texas Ratio: 3.06% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $15,000 | View |
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990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $375,000 | View |
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1408 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.6% | 100% | $385,000 | View |
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907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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247 Overcash Ave, Chambersburg, PA 17201 A+5.0 ★Texas Ratio: 1.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2510 Delta Rd, Brogue, PA 17309 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Newrez LLC
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Conventional, VA | 3 | 1.8% | 75% | $311,666 | |
HomeSale Mortgage
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Conventional | 2 | 1.2% | 100% | $295,000 | |
Horizon Farm Credit, ACA
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Conventional | 1 | 0.6% | 100% | $455,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 18 | 11% | 85.7% | $201,111 | |
Nfm, Inc
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Conventional, FHA, VA | 8 | 4.9% | 100% | $333,750 | |
Movement Mortgage, LLC
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Conventional, FHA | 7 | 4.3% | 100% | $176,428 | |
Bay Capital Mortgage Corporation
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Conventional, FHA, VA | 7 | 4.3% | 100% | $267,857 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 6 | 3.7% | 100% | $315,000 | |
Mortgage Research Center
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VA | 5 | 3% | 83.3% | $415,000 | |
Guaranteed Rate, Inc.
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Conventional | 4 | 2.4% | 100% | $300,000 | |
United Wholesale Mortgage
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FHA | 3 | 1.8% | 75% | $325,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA | 3 | 1.8% | 100% | $415,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.8% | 75% | $111,666 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 1.8% | 75% | $421,666 | |
| Conventional | 3 | 1.8% | 100% | $265,000 | View | |
TowneBank
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Conventional, FHA | 3 | 1.8% | 100% | $401,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 3 | 1.8% | 75% | $228,333 | |
SWBC Mortgage Corporation
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Conventional | 2 | 1.2% | 100% | $260,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
FHA, VA | 2 | 1.2% | 100% | $395,000 | View |
Union Home Mortgage Corp.
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Conventional, USDA | 2 | 1.2% | 100% | $285,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.2% | 100% | $225,000 | |
Radius Financial Group Inc
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Conventional, FHA | 2 | 1.2% | 100% | $375,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 1.2% | 100% | $135,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 1.2% | 40% | $230,000 | |
Originpoint, LLC
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Conventional | 1 | 0.6% | 100% | $565,000 | |
Tidewater Mortgage Services, Inc
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VA | 1 | 0.6% | 100% | $345,000 | |
CommonWealth One Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $395,000 | |
American Financial Resources LLC
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VA | 1 | 0.6% | 100% | $385,000 | |
Primelending
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Conventional | 1 | 0.6% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.6% | 100% | $295,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.6% | 100% | $285,000 | |
Goodleap, LLC
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FHA | 1 | 0.6% | 100% | $295,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.6% | 50% | $275,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.6% | 100% | $315,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.6% | 100% | $535,000 | |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
Valon Mortgage
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Conventional | 1 | 0.6% | 100% | $125,000 | |
Cmg Mortgage Inc
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VA | 1 | 0.6% | 100% | $495,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $225,000 | |
Bay Equity LLC
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Conventional | 1 | 0.6% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 0.91% |
FHA | 1 | 0.6% | 100% | $275,000 | View |
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A+5.0 ★Texas Ratio: 2.80% |
Conventional | 1 | 0.6% | 100% | $315,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.6% | 100% | $215,000 | |
New Day Financial, LLC.
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VA | 1 | 0.6% | 100% | $255,000 | |
SkyPoint FCU
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Conventional | 1 | 0.6% | 100% | $55,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 0.6% | 100% | $325,000 | |
Direct Mortgage Loans, LLC
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FHA | 1 | 0.6% | 100% | $315,000 | |
Integrity Home Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $425,000 | |
First Financial of Maryland Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.6% | 100% | $315,000 | View |
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A+5.0 ★Texas Ratio: 0.74% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
Stockton Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $75,000 | |
Chessie Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $265,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.6% | 100% | $325,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.6% | 100% | $65,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.6% | 100% | $465,000 | View |
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A+5.0 ★Texas Ratio: 0.94% |
Conventional | 1 | 0.6% | 100% | $125,000 | View |
Reliance First Capital, LLC
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Conventional | 1 | 0.6% | 100% | $265,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.6% | 100% | $395,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Carroll Valley Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Carroll Valley, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Carroll Valley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Carroll Valley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Carroll Valley, PA
Use these to narrow the list above. Each category shows how many Carroll Valley, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Carroll Valley, PA
Independent mortgage companies closed 67.7 percent of home loans in Carroll Valley, Pennsylvania in 2025, banks 23.2 percent and credit unions 9.1 percent. Newrez LLC was the largest mortgage company, Acnb Bank the largest bank and Members 1St FCU the largest credit union. Among lenders headquartered in Pennsylvania, Acnb Bank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Carroll Valley, PA
By home loans closed in 2025, Acnb Bank was the largest mortgage lender in Carroll Valley, Pennsylvania with 11 loans, about 6.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Carroll Valley, Pennsylvania in 2025, led by Rocket Mortgage with 3. 16 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 12 credit unions closed home loans in Carroll Valley, Pennsylvania in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Carroll Valley, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Carroll Valley, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Carroll Valley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
