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Home / Mortgage Lenders / Oklahoma / Stillwater
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Mortgage Lenders and Brokers in Stillwater, Oklahoma

Stillwater, Oklahoma mortgage lenders include BancfirstBancfirst202 S Hester St, Stillwater, OK 74074A5.0 ★Texas Ratio: 6.40%, Simmons BankSimmons Bank1908 S Sangre Rd, Stillwater, OK 74074A+5.0 ★Texas Ratio: 5.33%, Rcb BankRcb Bank401 S Duck St, Stillwater, OK 74074A+5.0 ★Texas Ratio: 4.64%, Arvest BankArvest Bank524 N Main St, Stillwater, OK 74075A5.0 ★Texas Ratio: 7.48%, Bokf NABokf NA3815 E Frank Phillips Blvd, Bartlesville, OK 74006A+5.0 ★Texas Ratio: 1.05%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA203 S Knoblock St, Stillwater, OK 74074A+5.0 ★Texas Ratio: 3.68%, MidFirst BankMidFirst Bank111 N Perkins Rd, Stillwater, OK 74075A+5.0 ★Texas Ratio: 4.93%, Blue Sky BankBlue Sky Bank525 S Jardot Rd, Stillwater, OK 74074C+4.1 ★Texas Ratio: 26.33%, Great Plains National BankGreat Plains National Bank232 S Main St, Stillwater, OK 74074A5.0 ★Texas Ratio: 12.14%, and Payne County BankPayne County Bank920 E 1st St, Chandler, OK 74834A5.0 ★Texas Ratio: 6.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Stillwater, Oklahoma in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Stillwater are listed first, then lenders elsewhere in Oklahoma, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Stillwater, Oklahoma

Market share is the lender's share of all home loans closed in Stillwater, Oklahoma. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
3 offices in Stillwater
202 S Hester St, Stillwater, OK 74074
A5.0 ★Texas Ratio: 6.40%
Conventional, FHA, VA, HELOC 83
+15 HELOCs
14% 88.5% $212,710 View
4 offices in Stillwater
1908 S Sangre Rd, Stillwater, OK 74074
A+5.0 ★Texas Ratio: 5.33%
Conventional, FHA, VA, HELOC 40
+18 HELOCs
6.8% 95.3% $262,750 View
3 offices in Stillwater
401 S Duck St, Stillwater, OK 74074
A+5.0 ★Texas Ratio: 4.64%
Conventional 22 3.7% 88% $242,727 View
1 office in Stillwater
524 N Main St, Stillwater, OK 74075
A5.0 ★Texas Ratio: 7.48%
Conventional, FHA, VA, HELOC 18
+8 HELOCs
3% 100% $346,111 View
1 office in Stillwater
3815 E Frank Phillips Blvd, Bartlesville, OK 74006
A+5.0 ★Texas Ratio: 1.05%
Conventional, VA, Jumbo, HELOC 8
+1 HELOCs
1.4% 100% $362,500 View
1 office in Stillwater
203 S Knoblock St, Stillwater, OK 74074
A+5.0 ★Texas Ratio: 3.68%
Conventional 6 1% 100% $245,000 View
★ 5 stars, 1 review
1 office in Stillwater
111 N Perkins Rd, Stillwater, OK 74075
A+5.0 ★Texas Ratio: 4.93%
Conventional, HELOC 3
+2 HELOCs
0.5% 100% $181,666 View
1 office in Stillwater
525 S Jardot Rd, Stillwater, OK 74074
C+4.1 ★Texas Ratio: 26.33%
Conventional 1 0.2% 100% $305,000 View
232 S Main St, Stillwater, OK 74074
A5.0 ★Texas Ratio: 12.14%
Conventional, FHA, VA 51 8.6% 98.1% $243,823 View
920 E 1st St, Chandler, OK 74834
A5.0 ★Texas Ratio: 6.54%
Conventional 17 2.9% 94.4% $203,823 View
5101 W 6th Ave, Stillwater, OK 74074
A+5.0 ★Texas Ratio: 2.34%
Conventional, VA, HELOC 9
+4 HELOCs
1.5% 81.8% $116,111 View
1902 Se Washington Blvd, Bartlesville, OK 74006
A5.0 ★Texas Ratio: 6.15%
Conventional, VA 8 1.4% 100% $212,500 View
221 W 12th St, Ada, OK 74820
A5.0 ★Texas Ratio: 10.43%
Conventional, FHA 6 1% 85.7% $258,333 View
422 S Dewey Ave, Bartlesville, OK 74003
B+4.8 ★Texas Ratio: 17.16%
Conventional, FHA 4 0.7% 100% $170,000 View
★ 1 stars, 1 review
2612 SE Washington Blvd, Bartlesville, OK 74006
A+5.0 ★Texas Ratio: 2.87%
Conventional 4 0.7% 100% $277,500 View
111 W Main St, Billings, OK 74630
A+5.0 ★Texas Ratio: 4.42%
Conventional 4 0.7% 80% $177,500 View
612 Willard Avenue, Canute, OK 73626
A+5.0 ★Texas Ratio: 0.44%
Conventional 3 0.5% 100% $241,666 View
1720 Mclish St, Ardmore, OK 73401
C+4.1 ★Texas Ratio: 25.84%
Conventional 3 0.5% 75% $291,666 View
3032 E 2nd St, Edmond, OK 73034
A+5.0 ★Texas Ratio: 3.12%
Conventional 3 0.5% 75% $238,333 View
119 S Broadway, Edmond, OK 73034
A+5.0 ★Texas Ratio: 3.19%
Conventional 2 0.3% 100% $295,000 View
★ 4 stars, 1 review
802 Coblake St, Apache, OK 73006
A+5.0 ★Texas Ratio: 0.12%
Conventional 2 0.3% 100% $295,000 View
2201 N Elm Pl, Broken Arrow, OK 74012
A+5.0 ★Texas Ratio: 3.75%
Conventional 2 0.3% 100% $370,000 View
15100 N May Ave, Edmond, OK 73013 8803
Conventional 2 0.3% 100% $280,000 View
210 N Oakwood Rd, Enid, OK 73703
A+5.0 ★Texas Ratio: 1.01%
Conventional 2 0.3% 100% $405,000 View
1650 S Elm Pl, Broken Arrow, OK 74012 6455
B4.6 ★Texas Ratio: 20.19%
Conventional 2 0.3% 100% $125,000 View
13475 S Memorial Dr, Bixby, OK 74008 3157
A+5.0 ★Texas Ratio: 4.35%
Conventional, HELOC 1
+2 HELOCs
0.2% 100% $265,000 View
422 S Dewey Ave, Bartlesville, OK 74003
A5.0 ★Texas Ratio: 13.71%
Conventional 1 0.2% 100% $85,000 View
1800 S Elm Pl, Broken Arrow, OK 74012
A+5.0 ★Texas Ratio: 4.14%
FHA 1 0.2% 100% $275,000 View
12201 N May Ave, Oklahoma City, OK 73120
A5.0 ★Texas Ratio: 6.61%
Conventional 1 0.2% 100% $225,000 View
310 S Kelly Ave, Edmond, OK 73003 5630
A+5.0 ★Texas Ratio: 3.25%
Conventional 1 0.2% 100% $185,000 View
127 N Broadway St, Konawa, OK 74849
A+5.0 ★Texas Ratio: 1.85%
Conventional 1 0.2% 100% $205,000 View
5101 N Western Ave, Oklahoma City, OK 73118
A5.0 ★Texas Ratio: 12.27%
Conventional 1 0.2% 100% $45,000 View
1226 W Broadway St, Ardmore, OK 73401
A+5.0 ★Texas Ratio: 0.15%
Conventional 1 0.2% 100% $325,000 View
7300 NW 23RD ST, BETHANY, OK 73008 5128
A+5.0 ★Texas Ratio: 1.99%
Conventional 1 0.2% 100% $445,000 View
1906 East 1st, Chandler, OK 74834
B+4.4 ★Texas Ratio: 8.51%
Conventional 1 0.2% 100% $35,000 View
11402 S Memorial Dr, Bixby, OK 74008
A+5.0 ★Texas Ratio: 4.13%
Conventional 1 0.2% 100% $265,000 View
605 S 8th St, Cache, OK 73527
D3.0 ★Texas Ratio: 39.19%
Conventional 1 0.2% 100% $185,000 View
1 E 1st St, Edmond, OK 73034
A5.0 ★Texas Ratio: 6.97%
Conventional 1 0.2% 100% $215,000 View
225 W Main St, Binger, OK 73009
B-4.4 ★Texas Ratio: 22.58%
Conventional 1 0.2% 100% $195,000 View
129 S Mississippi Ave, Ada, OK 74820 6632
A5.0 ★Texas Ratio: 6.32%
Conventional 1 0.2% 100% $565,000 View
1800 S Elm Pl, Broken Arrow, OK 74012
A+5.0 ★Texas Ratio: 4.14%
HELOC 0
+1 HELOCs
0% n/a View
The Bank, National Association
Conventional 14 2.4% 100% $255,714
CWM Partners, LP dba Citywide Mortgage
Conventional, FHA 11 1.9% 100% $295,000
A+5.0 ★Texas Ratio: 5.36%
Conventional 6 1% 100% $193,333 View
Associated Mortgage Corporation
Conventional, FHA, VA 4 0.7% 100% $242,500
Financial Concpepts Mortgage
FHA 1 0.2% 100% $285,000
Rocket Mortgage
Conventional, FHA, VA 45 7.6% 79.3% $219,666
Sente Mortgage, Inc.
Conventional, FHA, VA 15 2.5% 100% $240,333
Lennar Mortgage, LLC
Conventional, FHA, VA 13 2.2% 92.9% $206,538
United Wholesale Mortgage
Conventional, FHA, VA 12 2% 75% $342,500
Lendlo Mortgage, LLC
Conventional, FHA, USDA 10 1.7% 100% $203,000
Mortgage Research Center
VA 10 1.7% 66.7% $248,000
loanDepot.com LLC
Conventional, FHA 6 1% 66.7% $198,333
Pennymac Loan Services LLC
Conventional, FHA, VA 6 1% 60% $316,666
A+5.0 ★Texas Ratio: 5.06%
Conventional 5 0.8% 50% $121,000 View
B-3.5 ★Texas Ratio: 6.80%
Conventional, VA 5 0.8% 100% $293,000 View
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 4
+1 HELOCs
0.7% 66.7% $127,500
Newrez LLC
Conventional, VA 4 0.7% 66.7% $487,500
Nationstar Mortgage
Conventional, FHA 4 0.7% 66.7% $255,000
Towne Mortgage Company
Conventional, FHA 4 0.7% 80% $302,500
New American Funding, LLC.
Conventional, FHA 4 0.7% 100% $197,500
A+5.0 ★Texas Ratio: 2.85%
Conventional 3 0.5% 100% $178,333 View
American Portfolio Mortgage Corporation
FHA 3 0.5% 100% $248,333
Freedom Mortgage Corporation
FHA, VA 3 0.5% 75% $301,666
Kind Lending, LLC
Conventional, FHA 3 0.5% 75% $288,333
Guild Mortgage Company
Conventional, FHA 3 0.5% 100% $371,666
Waterstone Mortgage Corporation
Conventional, FHA, VA 3 0.5% 100% $175,000
Right Start Mortgage, Inc
Conventional, FHA 3 0.5% 100% $181,666
Gold Star Mortgage Financial Group, Corporation
VA 2 0.3% 100% $330,000
Wichita Federal Credit Union
Conventional 2 0.3% 100% $35,000
A5.0 ★Texas Ratio: 12.30%
Conventional 2 0.3% 100% $300,000
United Built Homes, LLC
Conventional 2 0.3% 100% $330,000
Flat Branch Mortgage, Inc.
Conventional 2 0.3% 100% $180,000
New Day Financial, LLC.
VA 2 0.3% 50% $180,000
Gardner Financial Services
Conventional, FHA 2 0.3% 100% $335,000
A-4.8 ★Texas Ratio: 12.33%
Conventional 2 0.3% 100% $370,000 View
Pentagon Federal Credit Union
Conventional, VA 2 0.3% 66.7% $290,000
21St Mortgage
Conventional 2 0.3% 25% $85,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 2 0.3% 66.7% $210,000 View
Tomo Mortgage LLC
Conventional, FHA 2 0.3% 100% $335,000
Spring Eq, LLC
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $115,000
A5.0 ★Texas Ratio: 13.21%
Conventional 1 0.2% 100% $425,000 View
A5.0 ★Texas Ratio: 10.85%
Conventional 1 0.2% 100% $655,000 View
American Financial Resources LLC
VA 1 0.2% 100% $435,000
Guaranteed Rate, Inc.
Conventional 1 0.2% 100% $255,000
Royal United Mortgage LLC
FHA 1 0.2% 100% $195,000
A5.0 ★Texas Ratio: 9.89%
Conventional 1 0.2% 100% $235,000 View
SWBC Mortgage Corporation
FHA 1 0.2% 100% $145,000
Lakeview Loan Servicing, LLC
Conventional 1 0.2% 50% $85,000
Canopy Mortgage, LLC
FHA 1 0.2% 100% $335,000
All Credit Considered Mortgage, Inc.
Conventional 1 0.2% 100% $665,000
Nbkc Bank
Conventional 1 0.2% 50% $395,000
CrossCountry Mortgage, LLC
FHA 1 0.2% 50% $295,000
AmeriHome Mortgage Company, LLC
Conventional 1 0.2% 100% $175,000
AdvantageFirst Lending Inc
VA 1 0.2% 100% $515,000
MortgageCountry
FHA 1 0.2% 100% $145,000
Success Mortgage Partners, Inc
Conventional 1 0.2% 100% $245,000
City 1st Mortgage Services, LC
FHA 1 0.2% 100% $315,000
SIRVA Mortgage, Inc.
Conventional 1 0.2% 100% $295,000
First Colony Mortgage Corporat
Conventional 1 0.2% 100% $465,000
Real Genius LLC
Conventional 1 0.2% 100% $175,000
Weichert Financial Services
Conventional 1 0.2% 100% $755,000
Provident Funding Associates
Conventional 1 0.2% 100% $255,000
A+5.0 ★Texas Ratio: 1.10%
VA 1 0.2% 100% $245,000 View
A+5.0 ★Texas Ratio: 1.48%
Conventional 1 0.2% 100% $135,000 View
Lendsure Mortgage Corp.
Conventional 1 0.2% 100% $335,000
FineMark National Bank & Trust
Conventional 1 0.2% 100% $275,000
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 0.2% 100% $135,000 View
A+5.0 ★Texas Ratio: 0.25%
Conventional 1 0.2% 100% $205,000 View
Better Mortgage Corporation
Conventional 1 0.2% 50% $55,000
Mortgage Solutions of Colorado
VA 1 0.2% 100% $245,000
Endeavor Capital, LLC
FHA 1 0.2% 100% $175,000
Thrivent Federal Credit Union
Conventional 1 0.2% 100% $35,000
Prosperity Home Mortgage, LLC
FHA 1 0.2% 100% $245,000
Mutual of Omaha Mortgage
VA 1 0.2% 100% $255,000
1St Advantage Federal Credit U
Conventional 1 0.2% 100% $165,000
★ 1 stars, 1 review
A+5.0 ★Texas Ratio: 2.87%
Conventional 1 0.2% 100% $95,000 View
A+5.0 ★Texas Ratio: 3.14%
Conventional 1 0.2% 100% $65,000 View
★ 5 stars, 1 review
A+5.0 ★Texas Ratio: 1.21%
Conventional 1 0.2% 100% $235,000 View
United Nations Federal CU
Conventional 1 0.2% 100% $325,000
Thrivent Bank
Conventional 1 0.2% 50% $75,000
Angel Oak Mortgage Solutions LLC
Conventional, Jumbo 1 0.2% 100% $875,000
Vanderbilt Mortgage and Finance, Inc
Conventional 1 0.2% 22.2% $65,000
Figure Lending LLC
HELOC 0
+4 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+3 HELOCs
0% n/a View
Kinecta Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
A5.0 ★Texas Ratio: 8.47%
HELOC 0
+1 HELOCs
0% n/a View
Empeople Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lendage, LLC dba Achieve Loans
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Stillwater, Oklahoma

Looking for mortgage lenders near me or mortgage brokers near me in Stillwater? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Stillwater in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Stillwater, OK

Use these to narrow the list above. Each category shows how many Stillwater, OK lenders fit and what that kind of lender is usually best for.

Who Lends in Stillwater, OK

Independent mortgage companies closed 35.9 percent of home loans in Stillwater, Oklahoma in 2025, banks 58.2 percent and credit unions 5.9 percent. CWM Partners, LP dba Citywide Mortgage was the largest mortgage company, Bancfirst the largest bank and Tinker Federal Credit Union the largest credit union. Among lenders headquartered in Oklahoma, Bancfirst led with 83 loans.

35.9%
Mortgage companies
58.2%
Banks
5.9%
Credit unions
14%
FHA loans
9%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Oklahoma. Documentary stamp tax of $0.75 per $500 of consideration (0.15 percent, 68 O.S. 3201), customarily paid by the seller, plus a mortgage registration tax under 68 O.S. 1904 that slides with the mortgage term: $0.10 per $100 for five years or more, $0.08 for four to five years, $0.06 for three to four years, $0.04 for two to three years and $0.02 for under two years, plus a $10 certification fee, paid by the borrower when the mortgage is recorded.

More Oklahoma Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Stillwater, OK

Who is the largest mortgage lender in Stillwater, OK?

By home loans closed in 2025, Bancfirst was the largest mortgage lender in Stillwater, Oklahoma with 83 loans, about 14 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Stillwater, OK have the highest approval rates?

Among lenders with meaningful volume in Stillwater, Oklahoma, Great Plains National Bank approved the highest share of completed applications in 2025 at 98.1 percent, against a 86.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Stillwater, OK mortgage lenders offer FHA, VA and USDA loans?

36 lenders closed FHA loans in Stillwater, Oklahoma in 2025, led by Great Plains National Bank with 12. 27 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Stillwater, OK lender list?

Yes. 52 banks and 18 credit unions closed home loans in Stillwater, Oklahoma in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Stillwater, OK ranked on this page?

Lenders are ranked only by the number of home loans they closed in Stillwater, Oklahoma during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Stillwater, Oklahoma for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Stillwater. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.