Mortgage Lenders and Brokers in Mount Carmel, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mount Carmel, Ohio mortgage lenders include US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%, Sharefax Credit UnionSharefax Credit Union1147 OLD STATE ROUTE 74, BATAVIA, OH 45103A5.0 ★Texas Ratio: 7.78%, Kemba Credit UnionKemba Credit Union1135 W Ohio Pike, Amelia, OH 45102 1240A+5.0 ★Texas Ratio: 3.32%, Lcnb National BankLcnb National Bank225 Upper Lewisburg Salem Rd, Brookville, OH 45309A+5.0 ★Texas Ratio: 2.05%, Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%, Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%, Keybank National AssociationKeybank National Association3983 Medina Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 4.81%, Riverhills BankRiverhills Bank1719 W Ohio Pike, Amelia, OH 45102A+5.0 ★Texas Ratio: 0.96%, and Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mount Carmel, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mount Carmel are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mount Carmel, Ohio
Market share is the lender's share of all home loans closed in Mount Carmel, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +3 HELOCs |
3.9% | 80% | $287,500 | View |
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★ 5 stars, 1 review 1147 OLD STATE ROUTE 74, BATAVIA, OH 45103 A5.0 ★Texas Ratio: 7.78% |
Conventional | 4 | 3.9% | 100% | $90,000 | View |
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1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 3 +2 HELOCs |
2.9% | 100% | $138,333 | View |
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225 Upper Lewisburg Salem Rd, Brookville, OH 45309 A+5.0 ★Texas Ratio: 2.05% |
Conventional | 3 | 2.9% | 100% | $245,000 | View |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +2 HELOCs |
1.9% | 100% | $260,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional, HELOC | 2 +1 HELOCs |
1.9% | 100% | $175,000 | |
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1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.9% | 100% | $170,000 | View |
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3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 1.9% | 100% | $75,000 | View |
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1719 W Ohio Pike, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.96% |
Conventional | 2 | 1.9% | 100% | $265,000 | View |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
FHA, HELOC | 1 +2 HELOCs |
1% | 100% | $375,000 | View |
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11333 Princeton Pike, Cincinnati, OH 45246 A+5.0 ★Texas Ratio: 1.35% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 25% | $275,000 | View |
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1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $165,000 | View |
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11370 Reed Hartman Hwy, Blue Ash, OH 45241 A5.0 ★Texas Ratio: 6.06% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $355,000 | View |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
FHA | 1 | 1% | 100% | $195,000 | View |
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9300 Kenwood Rd, Blue Ash, OH 45242 6826 A5.0 ★Texas Ratio: 10.75% |
Conventional | 1 | 1% | 100% | $135,000 | |
First State Bank
4901 Vine St, Cincinnati, OH 45217 |
Conventional | 1 | 1% | 100% | $255,000 | |
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4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 1% | 100% | $135,000 | View |
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1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional | 1 | 1% | 100% | $215,000 | View |
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2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 1% | 100% | $5,000 | View |
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3664 Springdale Rd, Cincinnati, OH 45251 A+5.0 ★Texas Ratio: 1.17% |
Conventional | 1 | 1% | 100% | $195,000 | View |
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39 Oak St, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.82% |
Conventional | 1 | 1% | 100% | $185,000 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +9 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 9511 Kenwood Rd, Blue Ash, OH 45242 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 3 +1 HELOCs |
2.9% | 100% | $271,666 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.9% | 100% | $150,000 | |
3rd Street Financial Corp
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Conventional | 1 | 1% | 100% | $195,000 | |
Victory Mortgage, LLC
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Conventional, FHA, VA | 24 | 23.3% | 92.3% | $235,000 | |
United Wholesale Mortgage
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Conventional, FHA | 5 | 4.9% | 71.4% | $251,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional, FHA, VA | 4 | 3.9% | 100% | $230,000 | View |
Rocket Mortgage
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Conventional, FHA | 3 | 2.9% | 75% | $198,333 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 2 +1 HELOCs |
1.9% | 100% | $300,000 | |
Ruoff Mortgage Company
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Conventional | 2 | 1.9% | 100% | $270,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.9% | 100% | $45,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 1.9% | 100% | $170,000 | |
loanDepot.com LLC
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FHA, HELOC | 1 +1 HELOCs |
1% | 33.3% | $155,000 | |
EMM Loans LLC
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Conventional | 1 | 1% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1% | 100% | $375,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 1% | 100% | $395,000 | |
Primelending
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Conventional | 1 | 1% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 1% | 100% | $205,000 | View |
Newrez LLC
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Conventional | 1 | 1% | 100% | $275,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 1% | 100% | $205,000 | |
Elements Financial Federal Cre
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FHA | 1 | 1% | 100% | $335,000 | |
Nfm, Inc
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Conventional | 1 | 1% | 100% | $445,000 | |
Planet Home Lending, LLC
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VA | 1 | 1% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1% | 100% | $195,000 | View |
Mortgage Research Center
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VA | 1 | 1% | 100% | $265,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 1% | 100% | $195,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
FHA | 1 | 1% | 100% | $265,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1% | 100% | $445,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 1% | 100% | $145,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Mount Carmel Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mount Carmel, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Mount Carmel? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mount Carmel in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mount Carmel, OH
Use these to narrow the list above. Each category shows how many Mount Carmel, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Mount Carmel, OH
Independent mortgage companies closed 56.3 percent of home loans in Mount Carmel, Ohio in 2025, banks 32 percent and credit unions 11.7 percent. Union Home Mortgage Corp. was the largest mortgage company, US Bank, N.A. the largest bank and Sharefax Credit Union the largest credit union. Among lenders headquartered in Ohio, US Bank, N.A. led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mount Carmel, OH
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Mount Carmel, Ohio with 4 loans, about 3.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Mount Carmel, Ohio in 2025, led by Victory Mortgage, LLC with 4. 5 lenders closed VA loans, led by Union Home Mortgage Corp.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 8 credit unions closed home loans in Mount Carmel, Ohio in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mount Carmel, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mount Carmel, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mount Carmel. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
