Mortgage Lenders and Brokers in Zebulon, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Zebulon, North Carolina mortgage lenders include Truist BankTruist Bank1204 N Arendell Ave, Zebulon, NC 27597A+5.0 ★Texas Ratio: 2.87%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust101 Wakelon St, Zebulon, NC 27597A5.0 ★Texas Ratio: 7.72%, PNC Bank N.A.PNC Bank N.A.300 Arendell Street, Zebulon, NC 27597A+5.0 ★Texas Ratio: 4.24%, United Community BankUnited Community Bank805 N Arendell Ave, Zebulon, NC 27597A+5.0 ★Texas Ratio: 2.97%, State Employees' Credit UnionState Employees' Credit Union1201 N ARENDELL AVE, ZEBULON, NC 27597A-5.0 ★Texas Ratio: 14.13%, North State BankNorth State Bank835 Highway 70 West, Garner, NC 27529A+5.0 ★Texas Ratio: 1.77%, Latino Community Credit UnionLatino Community Credit Union104 NC 54 Ste KK, Carrboro, NC 27510A5.0 ★Texas Ratio: 6.08%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, and Pinnacle BankPinnacle Bank103 N 2nd St, Albemarle, NC 28001A+5.0 ★Texas Ratio: 3.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Zebulon, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Zebulon are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Zebulon, North Carolina
Market share is the lender's share of all home loans closed in Zebulon, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Zebulon 1204 N Arendell Ave, Zebulon, NC 27597 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, VA, USDA, HELOC | 25 +4 HELOCs |
2.5% | 100% | $240,600 | View |
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1 office in Zebulon 101 Wakelon St, Zebulon, NC 27597 A5.0 ★Texas Ratio: 7.72% |
Conventional, FHA, HELOC | 20 +5 HELOCs |
2% | 80% | $256,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Zebulon 300 Arendell Street, Zebulon, NC 27597 A+5.0 ★Texas Ratio: 4.24% |
Conventional, VA, HELOC | 3 +9 HELOCs |
0.3% | 100% | $258,333 | View |
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1 office in Zebulon 805 N Arendell Ave, Zebulon, NC 27597 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, HELOC | 3 +4 HELOCs |
0.3% | 100% | $561,666 | View |
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1201 N ARENDELL AVE, ZEBULON, NC 27597 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 35 +44 HELOCs |
3.5% | 72% | $300,714 | View |
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835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77% |
Conventional, FHA | 13 | 1.3% | 100% | $256,538 | View |
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104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 7 | 0.7% | 87.5% | $269,285 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 6 | 0.6% | 100% | $230,000 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 0.5% | 100% | $189,000 | View |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 4 +2 HELOCs |
0.4% | 100% | $180,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 4 | 0.4% | 100% | $337,500 | View |
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1911 Hendersonville Rd, Asheville, NC 28803 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 3 | 0.3% | 75% | $265,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 2 +3 HELOCs |
0.2% | 100% | $115,000 | View |
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506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13% |
Conventional, HELOC | 2 +2 HELOCs |
0.2% | 100% | $365,000 | View |
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804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $365,000 | View |
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3202 Northline Ave, Greensboro, NC 27408 A5.0 ★Texas Ratio: 8.11% |
Conventional | 2 | 0.2% | 100% | $140,000 | View |
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6374 Deans St, Bailey, NC 27807 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 2 | 0.2% | 100% | $700,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 1 +8 HELOCs |
0.1% | 100% | $315,000 | |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $555,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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110 W Dupree St, Angier, NC 27501 A4.8 ★Texas Ratio: 5.15% |
Conventional | 1 | 0.1% | 100% | $745,000 | View |
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2821 Crisman St, Charlotte, NC 28208 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
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8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.1% | 100% | $45,000 | View |
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★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
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FHA, VA | 5 | 0.5% | 83.3% | $347,000 | |
AgCarolina Farm Credit, ACA
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Conventional, Jumbo | 2 | 0.2% | 100% | $1,045,000 | |
Corporate Investors Mortgage G
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Conventional | 2 | 0.2% | 100% | $205,000 | |
Towne Mtg of the Carolinas,LLC
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Conventional, FHA | 2 | 0.2% | 100% | $325,000 | |
Goprime Mortgage, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $340,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.1% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
FHA | 1 | 0.1% | 100% | $335,000 | View |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA, USDA | 74 | 7.4% | 77.9% | $300,270 | |
Lennar Mortgage, LLC
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Conventional, FHA, USDA | 67 | 6.7% | 83.8% | $227,388 | |
Nfm, Inc
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Conventional, FHA, VA, USDA | 65 | 6.5% | 100% | $327,153 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 56 +1 HELOCs |
5.6% | 82.4% | $349,642 | |
Velocio Mortgage, L.L.C.
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Conventional, FHA, VA, USDA | 51 | 5.1% | 92.7% | $332,058 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 50 | 5% | 98% | $283,600 | |
Rocket Mortgage
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Conventional, FHA, VA | 49 | 4.9% | 83.3% | $252,755 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 41 +2 HELOCs |
4.1% | 85.7% | $331,097 | |
Jet HomeLoans, LP
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Conventional, FHA, VA | 31 | 3.1% | 94.7% | $301,774 | |
Freedom Mortgage Corporation
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FHA, VA | 21 | 2.1% | 86.2% | $329,285 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 21 | 2.1% | 100% | $300,714 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 16 | 1.6% | 100% | $328,750 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 15 | 1.5% | 100% | $256,333 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 12 | 1.2% | 100% | $226,666 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 11 +2 HELOCs |
1.1% | 64.7% | $261,363 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA, HELOC | 11 +1 HELOCs |
1.1% | 100% | $356,818 | |
Mortgage Research Center
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Conventional, VA | 11 | 1.1% | 73.3% | $315,909 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, USDA | 9 | 0.9% | 100% | $337,222 | |
Guild Mortgage Company
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Conventional, FHA, USDA | 8 | 0.8% | 100% | $218,750 | |
Newrez LLC
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Conventional, FHA, VA | 7 | 0.7% | 77.8% | $326,428 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 0.7% | 100% | $365,000 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 7 | 0.7% | 88.9% | $256,428 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 6 | 0.6% | 100% | $296,666 | |
Primelending
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Conventional, FHA | 6 | 0.6% | 100% | $226,666 | |
ALCOVA Mortgage, LLC
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Conventional, FHA | 6 | 0.6% | 100% | $498,333 | |
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C-3.6 ★Texas Ratio: 31.27% |
Conventional, FHA | 6 | 0.6% | 100% | $373,333 | View |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 6 | 0.6% | 100% | $305,000 | |
New American Funding, LLC.
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Conventional, FHA | 6 | 0.6% | 75% | $253,333 | |
Spring Eq, LLC
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Conventional, HELOC | 5 +1 HELOCs |
0.5% | 55.6% | $69,000 | |
First Heritage Mortgage, LLC
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Conventional, USDA | 5 | 0.5% | 100% | $385,000 | |
T2 Financial LLC
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Conventional | 5 | 0.5% | 83.3% | $315,000 | |
Zillow Home Loans, LLC
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Conventional, VA | 5 | 0.5% | 100% | $373,000 | |
Village Capital & Investment
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FHA, VA | 5 | 0.5% | 100% | $317,000 | |
Primary Residential Mortgage, INC.
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Conventional, USDA | 4 | 0.4% | 100% | $197,500 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 4 | 0.4% | 40% | $325,000 | |
Acrisure Mortgage, LLC
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Conventional, FHA | 4 | 0.4% | 100% | $320,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA | 4 | 0.4% | 100% | $240,000 | View |
Atlantic Bay Mortgage Group
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Conventional | 4 | 0.4% | 100% | $282,500 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 0.4% | 100% | $140,000 | |
Mortgage Solutions of Colorado
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Conventional, FHA, VA | 4 | 0.4% | 100% | $252,500 | |
The Loan Store, Inc
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Conventional | 4 | 0.4% | 80% | $265,000 | |
American Financial Resources LLC
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Conventional, FHA, USDA | 3 | 0.3% | 100% | $281,666 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA | 3 | 0.3% | 100% | $275,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 3 | 0.3% | 75% | $381,666 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 3 | 0.3% | 75% | $301,666 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 3 | 0.3% | 100% | $238,333 | View |
Lower, LLC
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Conventional, FHA | 3 | 0.3% | 100% | $288,333 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 3 | 0.3% | 100% | $395,000 | View |
21St Mortgage
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Conventional | 3 | 0.3% | 37.5% | $111,666 | |
Equity Resources Inc
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Conventional, FHA | 2 | 0.2% | 66.7% | $280,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.2% | 100% | $375,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.2% | 22.2% | $60,000 | |
AdvantageFirst Lending Inc
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FHA | 2 | 0.2% | 100% | $185,000 | |
First Colony Mortgage Corporat
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Conventional, FHA | 2 | 0.2% | 100% | $290,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.2% | 66.7% | $360,000 | View |
Waterstone Mortgage Corporation
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Conventional, FHA | 2 | 0.2% | 100% | $135,000 | |
Integrity Home Mortgage Corporation
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Conventional, FHA | 2 | 0.2% | 100% | $345,000 | |
Towne Mortgage Company
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Conventional, FHA | 2 | 0.2% | 100% | $240,000 | |
Pentagon Federal Credit Union
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Conventional, VA | 2 | 0.2% | 100% | $370,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $160,000 | |
TowneBank
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Conventional, FHA | 2 | 0.2% | 100% | $265,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $290,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.2% | 18.2% | $145,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.2% | 20% | $200,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
FHA, VA | 2 | 0.2% | 100% | $280,000 | View |
Champions Funding, LLC
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Conventional | 2 | 0.2% | 100% | $240,000 | |
Quorum Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $125,000 | |
Originpoint, LLC
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VA | 1 | 0.1% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
FHA | 1 | 0.1% | 50% | $245,000 | View |
Residential Wholesale Mortgage
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VA | 1 | 0.1% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 2.49% |
FHA | 1 | 0.1% | 100% | $325,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.1% | 100% | $345,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.1% | 100% | $465,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.1% | 100% | $345,000 | |
Success Lending, LLC
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USDA | 1 | 0.1% | 100% | $345,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 100% | $385,000 | |
Loansteady LLC
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FHA | 1 | 0.1% | 100% | $285,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.1% | 100% | $255,000 | |
Norwich Commercial Group Inc
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USDA | 1 | 0.1% | 100% | $315,000 | |
Filo Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $325,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Sanctuary Home Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Sfmc, LP
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Conventional | 1 | 0.1% | 100% | $145,000 | |
Ahl Funding
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FHA | 1 | 0.1% | 100% | $245,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.1% | 100% | $625,000 | |
Republic State Mortgage Company
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FHA | 1 | 0.1% | 100% | $185,000 | |
Intercap Lending Inc
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Conventional | 1 | 0.1% | 100% | $685,000 | |
Credit Union Mortgage Associat
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FHA | 1 | 0.1% | 50% | $295,000 | |
Intercoastal Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $195,000 | |
Merck Employees FCU
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.1% | 100% | $395,000 | |
Bay Equity LLC
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VA | 1 | 0.1% | 100% | $235,000 | |
New Day Financial, LLC.
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VA | 1 | 0.1% | 100% | $165,000 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
Embrace Home Loans, Inc.
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FHA | 1 | 0.1% | 100% | $255,000 | |
Provident Funding Associates
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Conventional | 1 | 0.1% | 100% | $455,000 | |
Nations Lending Corporation
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FHA | 1 | 0.1% | 100% | $285,000 | |
Franklin Loan Corporation
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VA | 1 | 0.1% | 100% | $365,000 | |
Harborone Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $385,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $445,000 | |
Mission Loans, LLC
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FHA | 1 | 0.1% | 100% | $315,000 | |
Tjc Mortgage Inc
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FHA | 1 | 0.1% | 100% | $345,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.1% | 100% | $165,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $325,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.1% | 100% | $365,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.1% | 100% | $745,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.1% | 100% | $325,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.1% | 100% | $205,000 | |
Loan Simple, Inc.
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USDA | 1 | 0.1% | 100% | $305,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.1% | 100% | $305,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.1% | 100% | $255,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | 66.7% | ||
Corning Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Zebulon Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Zebulon, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Zebulon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Zebulon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Zebulon, NC
Use these to narrow the list above. Each category shows how many Zebulon, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Zebulon, NC
Independent mortgage companies closed 79.5 percent of home loans in Zebulon, North Carolina in 2025, banks 13.9 percent and credit unions 6.6 percent. American Security Mortgage Cor was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 25 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Zebulon, NC
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Zebulon, North Carolina with 25 loans, about 2.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Zebulon, North Carolina, Nfm, Inc approved the highest share of completed applications in 2025 at 100 percent, against a 86.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
75 lenders closed FHA loans in Zebulon, North Carolina in 2025, led by Nvr Mortgage Finance, Inc. with 41. 38 lenders closed VA loans, led by United Wholesale Mortgage, and 15 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 14 credit unions closed home loans in Zebulon, North Carolina in 2025, alongside 100 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Zebulon, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Zebulon, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Zebulon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
