Mortgage Lenders and Brokers in Wilson, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wilson, North Carolina mortgage lenders include Truist BankTruist Bank200 Pine St W, Wilson, NC 27893A+5.0 ★Texas Ratio: 2.87%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust2401 Nash St Nw, Wilson, NC 27896A5.0 ★Texas Ratio: 7.72%, Wells Fargo Bank NAWells Fargo Bank NA2801 Raleigh Road Pkwy W, Wilson, NC 27896A+5.0 ★Texas Ratio: 5.36%, Southern Bank and Trust CompanySouthern Bank and Trust Company2300 Nash St N, Wilson, NC 27896A+5.0 ★Texas Ratio: 1.13%, Providence BankProvidence Bank3710 Nash St N, Wilson, NC 27896A+5.0 ★Texas Ratio: 0.81%, PNC Bank N.A.PNC Bank N.A.3401 Raleigh Rd W, Wilson, NC 27896A+5.0 ★Texas Ratio: 4.24%, Ks Bank, Inc.Ks Bank, Inc.2846 Ward Blvd, Wilson, NC 27893A+5.0 ★Texas Ratio: 1.78%, United Bank VaUnited Bank Va1600 Tarboro St W, Wilson, NC 27893A+5.0 ★Texas Ratio: 2.15%, State Employees' Credit UnionState Employees' Credit Union3004 NC HIGHWAY 42 W, WILSON, NC 27893A-5.0 ★Texas Ratio: 14.13%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wilson, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wilson are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wilson, North Carolina
Market share is the lender's share of all home loans closed in Wilson, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 3 offices in Wilson 200 Pine St W, Wilson, NC 27893 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 26 +29 HELOCs |
3.1% | 86.7% | $213,846 | View |
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2 offices in Wilson 2401 Nash St Nw, Wilson, NC 27896 A5.0 ★Texas Ratio: 7.72% |
Conventional, FHA, VA, HELOC | 18 +14 HELOCs |
2.1% | 90% | $302,222 | View |
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1 office in Wilson 2801 Raleigh Road Pkwy W, Wilson, NC 27896 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, VA | 10 | 1.2% | 76.9% | $235,000 | View |
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2 offices in Wilson 2300 Nash St N, Wilson, NC 27896 A+5.0 ★Texas Ratio: 1.13% |
Conventional, HELOC | 9 +20 HELOCs |
1.1% | 86.7% | $315,000 | View |
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1 office in Wilson 3710 Nash St N, Wilson, NC 27896 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 8 | 0.9% | 100% | $136,250 | View |
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★ 1.7 stars, 3 reviews 1 office in Wilson 3401 Raleigh Rd W, Wilson, NC 27896 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 4 +13 HELOCs |
0.5% | 100% | $195,000 | View |
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1 office in Wilson 2846 Ward Blvd, Wilson, NC 27893 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 4 | 0.5% | 100% | $160,000 | View |
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1 office in Wilson 1600 Tarboro St W, Wilson, NC 27893 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $180,000 | View |
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3004 NC HIGHWAY 42 W, WILSON, NC 27893 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 124 +96 HELOCs |
14.6% | 77.6% | $235,645 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 14 | 1.7% | 93.3% | $210,714 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 6 +6 HELOCs |
0.7% | 87.5% | $160,000 | |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 6 +1 HELOCs |
0.7% | 100% | $266,666 | View |
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835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77% |
Conventional, FHA | 5 | 0.6% | 100% | $311,000 | View |
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2301 Madison Dr W, Wilson, NC 27893 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 2 | 0.2% | 100% | $170,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $145,000 | View |
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121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.1% | 33.3% | $195,000 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
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104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
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8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
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335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
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★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 0.1% | 100% | $225,000 | View |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
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Conventional, FHA | 7 | 0.8% | 87.5% | $257,857 | |
Goprime Mortgage, Inc.
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Conventional, FHA | 4 | 0.5% | 100% | $257,500 | |
Towne Mtg of the Carolinas,LLC
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Conventional | 3 | 0.4% | 100% | $181,666 | |
Cardinal Financial Company, Li
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FHA | 2 | 0.2% | 100% | $140,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.1% | 50% | $265,000 | |
AgCarolina Farm Credit, ACA
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Conventional | 1 | 0.1% | 100% | $415,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 69 | 8.1% | 74.2% | $175,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 49 +2 HELOCs |
5.8% | 87.7% | $245,408 | |
T2 Financial LLC
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Conventional, FHA, VA | 41 | 4.8% | 93.6% | $243,536 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 28 | 3.3% | 68.3% | $233,928 | |
Integrity Home Mortgage Corporation
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Conventional, FHA, VA | 26 | 3.1% | 100% | $236,153 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 24 | 2.8% | 100% | $246,666 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 23 | 2.7% | 93.9% | $279,347 | |
Mortgage Research Center
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Conventional, FHA, VA | 20 | 2.4% | 60% | $220,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 17 | 2% | 100% | $219,117 | |
Velocio Mortgage, L.L.C.
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Conventional, FHA, VA | 17 | 2% | 94.4% | $224,411 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 15 | 1.8% | 80% | $239,000 | |
Lower, LLC
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Conventional, FHA | 13 | 1.5% | 81.2% | $181,153 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 12 +2 HELOCs |
1.4% | 75% | $245,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 11 | 1.3% | 100% | $285,909 | |
Newrez LLC
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Conventional, FHA, VA | 8 | 0.9% | 66.7% | $295,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 8 | 0.9% | 100% | $220,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 7 +3 HELOCs |
0.8% | 58.3% | $229,285 | |
Nationstar Mortgage
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Conventional, FHA, VA | 7 | 0.8% | 87.5% | $203,571 | |
Reliance First Capital, LLC
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Conventional, FHA, VA | 7 | 0.8% | 100% | $150,714 | |
Village Capital & Investment
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FHA, VA | 6 | 0.7% | 71.4% | $275,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 5 | 0.6% | 100% | $129,000 | |
TowneBank
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Conventional, FHA, VA | 5 | 0.6% | 100% | $241,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 5 | 0.6% | 100% | $261,000 | |
Carrington Mortgage Services LLC
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FHA, VA | 5 | 0.6% | 46.2% | $205,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 4 | 0.5% | 57.1% | $175,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, VA | 4 | 0.5% | 100% | $445,000 | |
ALCOVA Mortgage, LLC
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Conventional, FHA, VA | 4 | 0.5% | 100% | $247,500 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional, FHA | 4 | 0.5% | 100% | $187,500 | |
The Loan Store, Inc
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Conventional, HELOC | 3 +1 HELOCs |
0.4% | 100% | $178,333 | |
Howard Hanna Financial Services, Inc
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Conventional, VA | 3 | 0.4% | 100% | $215,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.4% | 23.1% | $121,666 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA | 3 | 0.4% | 60% | $301,666 | View |
AmWest Funding Corp
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Conventional | 3 | 0.4% | 100% | $261,666 | |
Sun West Mortgage Company, Inc
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Conventional, FHA | 3 | 0.4% | 100% | $161,666 | |
Intercoastal Mortgage, LLC
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Conventional, FHA | 3 | 0.4% | 100% | $258,333 | |
ClearPath Lending
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VA | 3 | 0.4% | 75% | $235,000 | |
Nfm, Inc
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Conventional, FHA | 3 | 0.4% | 100% | $201,666 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 3 | 0.4% | 75% | $411,666 | View |
Atlantic Bay Mortgage Group
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Conventional, FHA | 3 | 0.4% | 100% | $185,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.4% | 100% | $275,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.4% | 42.9% | $255,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, VA | 3 | 0.4% | 100% | $275,000 | View |
Mortgage Investors Group
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FHA | 3 | 0.4% | 100% | $215,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, VA | 3 | 0.4% | 12.9% | $181,666 | |
Loan Simple, Inc.
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Conventional, FHA | 3 | 0.4% | 100% | $278,333 | |
Pentagon Federal Credit Union
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Conventional, VA, HELOC | 2 +2 HELOCs |
0.2% | 100% | $345,000 | |
Equity Resources Inc
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Conventional, FHA | 2 | 0.2% | 100% | $310,000 | |
Acrisure Mortgage, LLC
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Conventional | 2 | 0.2% | 100% | $185,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.2% | 66.7% | $235,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 0.2% | 100% | $290,000 | |
AdvantageFirst Lending Inc
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FHA | 2 | 0.2% | 66.7% | $140,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $125,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.2% | 100% | $140,000 | |
Capital Center LLC
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Conventional | 2 | 0.2% | 50% | $140,000 | |
New Day Financial, LLC.
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VA | 2 | 0.2% | 25% | $195,000 | |
Towne Mortgage Company
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Conventional | 2 | 0.2% | 100% | $410,000 | |
Keystone Funding, Inc
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FHA | 2 | 0.2% | 100% | $215,000 | |
Tomo Mortgage LLC
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Conventional, FHA | 2 | 0.2% | 100% | $305,000 | |
Goodleap, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $85,000 | |
Service Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $105,000 | |
Corning Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $205,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $95,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.1% | 100% | $285,000 | |
American Financial Resources LLC
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VA | 1 | 0.1% | 100% | $235,000 | |
Primelending
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Conventional | 1 | 0.1% | 50% | $315,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.1% | 28.6% | $155,000 | |
MortgageOne, Inc
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VA | 1 | 0.1% | 100% | $365,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.1% | 100% | $235,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $155,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.1% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
United Trust Bank
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FHA | 1 | 0.1% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.1% | 100% | $255,000 | View |
Nih Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $55,000 | |
Neighborhood Mortgage Solutions, LLC
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.1% | 100% | $415,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.1% | 100% | $125,000 | View |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
Ahl Funding
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FHA | 1 | 0.1% | 100% | $295,000 | |
Discover Bank
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Conventional | 1 | 0.1% | 8.3% | $135,000 | |
Republic State Mortgage Company
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Conventional | 1 | 0.1% | 100% | $105,000 | |
First State Mortgage Services
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Conventional | 1 | 0.1% | 100% | $235,000 | |
Merck Employees FCU
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Schumacher Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $225,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 0.10% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
Weichert Financial Services
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Conventional | 1 | 0.1% | 100% | $245,000 | |
First Heritage Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $235,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $145,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.1% | 100% | $95,000 | |
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A4.7 ★Texas Ratio: 0.83% |
FHA | 1 | 0.1% | 100% | $185,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.1% | 100% | $245,000 | |
Franklin Loan Corporation
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FHA | 1 | 0.1% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.1% | 100% | $225,000 | View |
Milend, Inc
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VA | 1 | 0.1% | 33.3% | $215,000 | |
Tjc Mortgage Inc
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Conventional | 1 | 0.1% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $205,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.1% | 100% | $215,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $235,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.1% | 100% | $315,000 | |
Logan Finance Corporation
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Veritas Funding, LLC
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FHA | 1 | 0.1% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.1% | 100% | $45,000 | View |
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A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0.1% | 100% | $305,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 0.1% | 100% | $275,000 | |
State Departmenet Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $85,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 66.7% | $275,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.1% | 50% | $175,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.1% | 100% | $275,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.1% | 100% | $395,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.1% | 100% | $175,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +11 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.19% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A4.8 ★Texas Ratio: 2.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Wilson Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wilson, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Wilson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wilson in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wilson, NC
Use these to narrow the list above. Each category shows how many Wilson, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Wilson, NC
Independent mortgage companies closed 64.6 percent of home loans in Wilson, North Carolina in 2025, banks 16.9 percent and credit unions 18.5 percent. American Security Mortgage Cor was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 26 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wilson, NC
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Wilson, North Carolina with 26 loans, about 3.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Wilson, North Carolina, State Employees' Credit Union approved the highest share of completed applications in 2025 at 77.6 percent, against a 79.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
70 lenders closed FHA loans in Wilson, North Carolina in 2025, led by T2 Financial LLC with 21. 42 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 42 banks and 18 credit unions closed home loans in Wilson, North Carolina in 2025, alongside 100 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wilson, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wilson, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wilson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
