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Mortgage Lenders and Brokers in Troutman, North Carolina

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Troutman, North Carolina mortgage lenders include Truist BankTruist Bank183 Wagner St, Troutman, NC 28166A+5.0 ★Texas Ratio: 2.87%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, blueharbor bankblueharbor bank106 Corporate Park Dr, Mooresville, NC 28117A+5.0 ★Texas Ratio: 0.00%, US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%, Peoples BankPeoples Bank1117 Parkside Main St, Cary, NC 27519A+5.0 ★Texas Ratio: 2.98%, and Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Troutman, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Troutman are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Troutman, North Carolina

Market share is the lender's share of all home loans closed in Troutman, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Truist Bank ★ 1 stars, 1 review 1 office in Troutman 183 Wagner St, Troutman, NC 28166 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, Jumbo, HELOC	9 +11 HELOCs	1.2%	90%	$401,666	View
State Employees' Credit Union 1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13%	Conventional, HELOC	19 +16 HELOCs	2.5%	79.2%	$340,263	View
First Ciitizens Bank and Trust 351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	7 +6 HELOCs	0.9%	88.9%	$277,857	View
Bank of America NA 5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	5 +7 HELOCs	0.6%	100%	$403,000	View
First National Bank of PA 303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo, HELOC	5 +3 HELOCs	0.6%	62.5%	$423,000	View
JPMorgan Chase Bank, NA 1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	5 +2 HELOCs	0.6%	100%	$283,000	View
blueharbor bank 106 Corporate Park Dr, Mooresville, NC 28117 A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo	5	0.6%	100%	$675,000	View
US Bank, N.A. 8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	3 +1 HELOCs	0.4%	66.7%	$351,666	View
Peoples Bank 1117 Parkside Main St, Cary, NC 27519 A+5.0 ★Texas Ratio: 2.98%	Conventional, Jumbo	3	0.4%	100%	$531,666	View
Wells Fargo Bank NA 5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36%	Conventional	3	0.4%	75%	$261,666	View
Fifth Third Bank, National Association 1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, HELOC	2 +8 HELOCs	0.3%	100%	$130,000	View
United Community Bank 732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97%	Conventional, HELOC	2 +3 HELOCs	0.3%	66.7%	$280,000	View
Regions Bank 1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA	2	0.3%	100%	$180,000	View
Pinnacle Bank 103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04%	Conventional, VA, Jumbo	2	0.3%	100%	$865,000	View
Uwharrie Bank 800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72%	Conventional	2	0.3%	100%	$805,000	View
Skyla Federal Credit Union 148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$75,000	View
First Horizon Bank ★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$195,000	View
Carter Bank and Trust 500 E Morehead St Ste 150, Charlotte, NC 28202 A5.0 ★Texas Ratio: 7.55%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$825,000	View
Carolinas Telco FCU 2821 Crisman St, Charlotte, NC 28208 A+5.0 ★Texas Ratio: 3.27%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$375,000	View
Flagstar Bank NA 121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	100%	$165,000	View
Southern First Bank 4064 Colony Rd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 3.08%	Conventional	1	0.1%	100%	$275,000	View
Skyline National Bank 1641 Blowing Rock Road, Boone, NC 28607 A+5.0 ★Texas Ratio: 3.31%	Conventional	1	0.1%	100%	$255,000	View
First Federal Savings Bank of Lincolnton 3768 Nc 16, Denver, NC 28037 A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$305,000	View
Coastal Federal Credit Union Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34%	Conventional	1	0.1%	100%	$125,000
Latino Community Credit Union 104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08%	Conventional	1	0.1%	100%	$195,000	View
TD Bank 335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo	1	0.1%	100%	$1,205,000	View
Ameris Bank ★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82%	Conventional, Jumbo	1	0.1%	100%	$1,775,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +4 HELOCs	0%	n/a		View
Truliant Federal Credit Union 1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43%	HELOC	0 +2 HELOCs	0%	0%		View
Civic FCU 1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00%	HELOC	0 +2 HELOCs	0%	n/a		View
The Fidelity Bank 804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02%	HELOC	0 +1 HELOCs	0%	n/a		View
Southstate Bank, National Association ★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27%	HELOC	0 +1 HELOCs	0%	n/a		View
First Bank 105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94%	HELOC	0 +1 HELOCs	0%	n/a		View
American Security Mortgage Cor	Conventional, FHA	6	0.8%	100%	$278,333
Taylorsville Savings Bank A4.6 ★Texas Ratio: 4.64%	Conventional	2	0.3%	100%	$335,000	View
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$355,000
Cardinal Financial Company, Li	FHA	1	0.1%	100%	$205,000
Piedmont Advantage Credit Unio	HELOC	0 +3 HELOCs	0%	n/a
DHI Mortgage Company, LTD.	Conventional, FHA, VA	143	18.6%	91.7%	$342,062
Lennar Mortgage, LLC	Conventional, FHA, VA	51	6.6%	91.1%	$328,529
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	50 +5 HELOCs	6.5%	69.9%	$367,000
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	50 +3 HELOCs	6.5%	98.3%	$357,200
Rocket Mortgage	Conventional, FHA	45	5.8%	69.1%	$257,444
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	40 +1 HELOCs	5.2%	82.4%	$321,500
Nvr Mortgage Finance, Inc.	Conventional, FHA	27	3.5%	79.4%	$202,407
M/I Financial. LLC	Conventional, FHA, VA	22	2.9%	100%	$404,090
Atlantic Bay Mortgage Group	Conventional, FHA, VA	16	2.1%	100%	$240,625
CrossCountry Mortgage, LLC	Conventional, FHA, USDA	12	1.6%	100%	$328,333
Pennymac Loan Services LLC	Conventional, FHA, VA	11	1.4%	100%	$371,363
Freedom Mortgage Corporation	Conventional, FHA, VA	10	1.3%	80%	$362,000
Howard Hanna Financial Services, Inc	Conventional	10	1.3%	100%	$333,000
Guild Mortgage Company	Conventional, FHA	8	1%	100%	$233,750
New American Funding, LLC.	Conventional, FHA	8	1%	88.9%	$301,250
Atlantic Coast Mortgage, LLC	Conventional	7	0.9%	100%	$177,857
Nfm, Inc	Conventional, FHA, Jumbo	7	0.9%	100%	$586,428
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA, HELOC	6 +1 HELOCs	0.8%	85.7%	$278,333
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	6	0.8%	63.6%	$368,333
Renasant Bank A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, VA	6	0.8%	100%	$393,333	View
Mortgage Research Center	VA	6	0.8%	70%	$331,666
Mutual of Omaha Mortgage	Conventional, FHA, VA	5	0.6%	100%	$387,000
Fairway Independent Mort Corp	Conventional	5	0.6%	100%	$313,000
TowneBank	Conventional, FHA, HELOC	4 +1 HELOCs	0.5%	80%	$275,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	4 +1 HELOCs	0.5%	100%	$350,000
Amerisave Mortgage Company	Conventional, FHA	4	0.5%	50%	$155,000
Intercoastal Mortgage, LLC	Conventional, VA	4	0.5%	100%	$472,500
Inspire Home Loans Inc.	Conventional, FHA, VA	4	0.5%	100%	$395,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, VA	4	0.5%	100%	$440,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	4	0.5%	80%	$285,000	View
Spring Eq, LLC	Conventional, HELOC	3 +1 HELOCs	0.4%	75%	$68,333
Newrez LLC	Conventional, FHA	3	0.4%	30%	$351,666
Envoy Mortgage, Ltd	FHA, VA	3	0.4%	100%	$571,666
Credit Union Mortgage Associat	Conventional	3	0.4%	100%	$341,666
Nationstar Mortgage	Conventional	3	0.4%	75%	$135,000
Zillow Home Loans, LLC	Conventional	3	0.4%	100%	$321,666
Summit Mortgage Corporation	Conventional, FHA	3	0.4%	100%	$228,333
Better Mortgage Corporation	Conventional, HELOC	2 +2 HELOCs	0.3%	100%	$510,000
Guaranteed Rate, Inc.	Conventional, VA	2	0.3%	100%	$360,000
Residential Wholesale Mortgage	FHA	2	0.3%	100%	$400,000
Success Lending, LLC	FHA	2	0.3%	50%	$300,000
Canopy Mortgage, LLC	Conventional	2	0.3%	100%	$225,000
ALCOVA Mortgage, LLC	Conventional	2	0.3%	100%	$370,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	2	0.3%	100%	$235,000	View
American Financial Network, Inc.	Conventional, VA	2	0.3%	100%	$495,000
Sun West Mortgage Company, Inc	Conventional, FHA	2	0.3%	100%	$415,000
SIRVA Mortgage, Inc.	Conventional	2	0.3%	100%	$385,000
American Internet Mortgage, Inc.	Conventional	2	0.3%	100%	$235,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA, Jumbo	2	0.3%	100%	$860,000	View
Lower, LLC	Conventional, VA	2	0.3%	100%	$740,000
Plaza Home Mortgage, Inc	Conventional, VA	2	0.3%	66.7%	$215,000
Village Capital & Investment	FHA, VA	2	0.3%	75%	$460,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$335,000
United Federal Credit Union A+5.0 ★Texas Ratio: 2.15%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$255,000	View
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	50%	$1,045,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$285,000	View
Equity Resources Inc	Conventional	1	0.1%	100%	$585,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.36%	Conventional	1	0.1%	100%	$305,000	View
Liberty Federal Credit Union	Conventional	1	0.1%	100%	$215,000
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$195,000
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0.1%	100%	$155,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$375,000
Nbkc Bank	Conventional	1	0.1%	100%	$65,000
Allied Mortgage Group, Inc	FHA	1	0.1%	100%	$225,000
Keybank National Association A+5.0 ★Texas Ratio: 4.81%	Conventional, Jumbo	1	0.1%	100%	$1,005,000	View
Langley Federal Credit Union A5.0 ★Texas Ratio: 10.20%	Conventional	1	0.1%	100%	$415,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$255,000
Resicentral LLC	FHA	1	0.1%	100%	$325,000
Cmg Mortgage Inc	VA	1	0.1%	100%	$445,000
HomeBridge Financial Services, Inc	VA	1	0.1%	100%	$375,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	100%	$235,000
American Financing Corporation	FHA	1	0.1%	20%	$495,000
New Day Financial, LLC.	VA	1	0.1%	100%	$135,000
Credence Funding Corporation	VA	1	0.1%	100%	$285,000
Churchill Mortgage Corporation	FHA	1	0.1%	100%	$275,000
Provident Funding Associates	Conventional	1	0.1%	100%	$345,000
Nations Lending Corporation	VA	1	0.1%	100%	$325,000
Franklin Loan Corporation	FHA	1	0.1%	100%	$365,000
Direct Mortgage Loans, LLC	Conventional	1	0.1%	100%	$205,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$145,000	View
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	FHA	1	0.1%	100%	$325,000	View
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$195,000
The Loan Store, Inc	Conventional	1	0.1%	100%	$365,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$295,000	View
Nationwide Mortgage Bankers, Inc.	Conventional	1	0.1%	100%	$335,000
Meadowbrook Financial Mortgage Bankers Corp.	FHA	1	0.1%	100%	$245,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	1	0.1%	100%	$2,195,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	1	0.1%	100%	$1,905,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	50%	$215,000	View
Nexera Holding LLC	Conventional	1	0.1%	100%	$345,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	20%	$135,000
Reliance First Capital, LLC	FHA	1	0.1%	100%	$215,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$405,000	View
First American Bank A+5.0 ★Texas Ratio: 2.93%	Conventional	1	0.1%	100%	$285,000	View
Champions Funding, LLC	Conventional	1	0.1%	100%	$485,000
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$295,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +3 HELOCs	0%	n/a		View
Bank Ozk	HELOC	0 +2 HELOCs	0%	n/a
Consolidated Community Credit	HELOC	0 +1 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +1 HELOCs	0%	n/a
Connexus Credit Union	HELOC	0 +1 HELOCs	0%	0%
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +1 HELOCs	0%	n/a		View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Troutman Mortgage Rate Trends

Daily average mortgage rates for North Carolina compared with the national average, updated every evening.

30-Year Fixed NC Avg

7.431%

▲ 0.109 vs 7 days ago

15-Year Fixed NC Avg

6.986%

▲ 0.082 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Troutman, North Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Troutman? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Troutman in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Troutman, NC

Use these to narrow the list above. Each category shows how many Troutman, NC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 78 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 46 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 19 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 44 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 32 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 17 lenders. Loans above the conforming limit for higher priced homes Local lenders based in NC 20 lenders headquartered in North Carolina, the closest thing to a mortgage lender near you

Who Lends in Troutman, NC

Independent mortgage companies closed 83 percent of home loans in Troutman, North Carolina in 2025, banks 12.5 percent and credit unions 4.5 percent. American Security Mortgage Cor was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 9 loans.

83%

Mortgage companies

12.5%

Banks

4.5%

Credit unions

23%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.

More North Carolina Mortgage Lender Pages

All North Carolina lenders 1,003 lenders Charlotte 471 lenders Raleigh 368 lenders Durham 327 lenders Greensboro 278 lenders Fayetteville 241 lenders Winston-Salem 268 lenders Cary 268 lenders Concord 235 lenders Fuquay-Varina 224 lenders Apex 197 lenders Gastonia 197 lenders Wilmington 221 lenders

Frequently Asked Questions About Mortgage Lenders in Troutman, NC

Who is the largest mortgage lender in Troutman, NC?

By home loans closed in 2025, Truist Bank was the largest mortgage lender in Troutman, North Carolina with 9 loans, about 1.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Troutman, NC have the highest approval rates?

Among lenders with meaningful volume in Troutman, North Carolina, Movement Mortgage, LLC approved the highest share of completed applications in 2025 at 98.3 percent, against a 85.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Troutman, NC mortgage lenders offer FHA, VA and USDA loans?

44 lenders closed FHA loans in Troutman, North Carolina in 2025, led by DHI Mortgage Company, LTD. with 35. 32 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Troutman, NC lender list?

Yes. 46 banks and 19 credit unions closed home loans in Troutman, North Carolina in 2025, alongside 78 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Troutman, NC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Troutman, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Troutman, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Troutman. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.