Roxboro, North Carolina mortgage lenders include Truist BankTruist Bank500 N Madison Blvd, Roxboro, NC 27573A+5.0 ★Texas Ratio: 2.87%, First National Bank of PAFirst National Bank of PA1750 Durham Rd, Roxboro, NC 27573A+5.0 ★Texas Ratio: 1.62%, Wells Fargo Bank NAWells Fargo Bank NA515 N Madison Blvd, Roxboro, NC 27573A+5.0 ★Texas Ratio: 5.36%, The Fidelity BankThe Fidelity Bank105 W Gordon St, Roxboro, NC 27573A+5.0 ★Texas Ratio: 3.02%, First Horizon BankFirst Horizon Bank207 S Madison Blvd, Roxboro, NC 27573A+5.0 ★Texas Ratio: 5.76%, Roxboro Savings BankRoxboro Savings BankRoxboro, NCA+5.0 ★Texas Ratio: 0.46%, State Employees' Credit UnionState Employees' Credit Union220 LONG AVE, ROXBORO, NC 27573A-5.0 ★Texas Ratio: 14.13%, Vision Financial Federal Credit UnionVision Financial Federal Credit Union4473 Durham Rd, Roxboro, NC 27574 6372A+5.0 ★Texas Ratio: 0.01%, Coastal Federal Credit UnionCoastal Federal Credit UnionOlive Chapel Village #131, Apex, NC 27502A+5.0 ★Texas Ratio: 4.34%, and Ameris BankAmeris Bank6805 Carnegie Blvd, Charlotte, NC 28211A+5.0 ★Texas Ratio: 1.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Roxboro, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Roxboro are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Roxboro, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 1 stars, 1 review 1 office in Roxboro 500 N Madison Blvd, Roxboro, NC 27573 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 12 +13 HELOCs |
1.9% | 92.3% | $229,166 | View |
|
1 office in Roxboro 1750 Durham Rd, Roxboro, NC 27573 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 9 +2 HELOCs |
1.4% | 100% | $291,666 | View |
|
1 office in Roxboro 515 N Madison Blvd, Roxboro, NC 27573 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 0.8% | 71.4% | $165,000 | View |
|
1 office in Roxboro 105 W Gordon St, Roxboro, NC 27573 A+5.0 ★Texas Ratio: 3.02% |
Conventional, Jumbo, HELOC | 4 +7 HELOCs |
0.6% | 66.7% | $572,500 | View |
|
★ 5 stars, 1 review 1 office in Roxboro 207 S Madison Blvd, Roxboro, NC 27573 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +12 HELOCs |
0.2% | 33.3% | $65,000 | View |
|
A+5.0 ★Texas Ratio: 0.46% |
Conventional, Jumbo | 55 | 8.6% | 84.6% | $320,636 | View |
|
220 LONG AVE, ROXBORO, NC 27573 A-5.0 ★Texas Ratio: 14.13% |
Conventional, Jumbo, HELOC | 73 +56 HELOCs |
11.4% | 77.1% | $233,219 | View |
|
4473 Durham Rd, Roxboro, NC 27574 6372 A+5.0 ★Texas Ratio: 0.01% |
Conventional | 10 | 1.6% | 83.3% | $87,000 | View |
|
Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 5 +6 HELOCs |
0.8% | 87.5% | $273,000 | |
|
★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 5 | 0.8% | 100% | $237,000 | View |
|
1911 Hendersonville Rd, Asheville, NC 28803 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 4 | 0.6% | 80% | $227,500 | View |
|
1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.5% | 75% | $128,333 | View |
|
732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 3 +1 HELOCs |
0.5% | 75% | $325,000 | View |
|
351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 40% | $265,000 | View |
|
1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $285,000 | View |
|
835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77% |
Conventional, Jumbo | 2 | 0.3% | 100% | $535,000 | View |
|
8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $155,000 | View |
|
103 S Main St, Franklinton, NC 27525 A+5.0 ★Texas Ratio: 1.65% |
Conventional | 1 | 0.2% | 100% | $15,000 | View |
|
4064 Colony Rd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 3.08% |
FHA | 1 | 0.2% | 100% | $345,000 | View |
|
6649 Beach Drive, Ocean Isle Beach, NC 28469 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $595,000 | View |
|
202 N Main St, Louisburg, NC 27549 A+5.0 ★Texas Ratio: 2.42% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
|
1405 Bradford View Dr, Cary, NC 27519 A+5.0 ★Texas Ratio: 4.89% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
|
104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
|
105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 1 | 0.2% | 100% | $645,000 | View |
|
2200 W Main St Ste L100, Durham, NC 27705 4600 A5.0 ★Texas Ratio: 6.76% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
|
1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
47560 Highway 12, Buxton, NC 27920 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Corporate Investors Mortgage G
|
Conventional, VA | 6 | 0.9% | 100% | $253,333 | |
American Security Mortgage Cor
|
Conventional, FHA | 3 | 0.5% | 100% | $315,000 | |
Cardinal Financial Company, Li
|
FHA | 3 | 0.5% | 100% | $208,333 | |
Goprime Mortgage, Inc.
|
Conventional, FHA | 3 | 0.5% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 3.12% |
Conventional | 2 | 0.3% | 100% | $190,000 | View |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $515,000 | |
|
A+5.0 ★Texas Ratio: 5.20% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
Towne Mtg of the Carolinas,LLC
|
Conventional | 1 | 0.2% | 100% | $435,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 73 | 11.4% | 82.4% | $210,753 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 34 +1 HELOCs |
5.3% | 82.6% | $279,705 | |
loanDepot.com LLC
|
Conventional, FHA, VA, USDA, HELOC | 33 +4 HELOCs |
5.1% | 62.5% | $216,212 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 17 | 2.6% | 85% | $167,941 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 12 +1 HELOCs |
1.9% | 100% | $295,833 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 12 | 1.9% | 92.3% | $296,666 | |
Mortgage Research Center
|
Conventional, FHA, VA | 12 | 1.9% | 70.6% | $321,666 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 10 +1 HELOCs |
1.6% | 90.9% | $177,000 | |
Newrez LLC
|
Conventional, FHA, VA | 10 | 1.6% | 58.8% | $231,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA, USDA | 9 | 1.4% | 90% | $230,555 | |
TowneBank
|
Conventional, FHA, HELOC | 8 +1 HELOCs |
1.2% | 100% | $321,250 | |
Atlantic Bay Mortgage Group
|
Conventional, FHA, VA | 8 | 1.2% | 100% | $257,500 | |
Nationstar Mortgage
|
Conventional, VA | 8 | 1.2% | 88.9% | $163,750 | |
Victorian Finance, LLC
|
Conventional, FHA, USDA | 7 | 1.1% | 87.5% | $287,857 | |
Amerisave Mortgage Company
|
Conventional, FHA | 6 | 0.9% | 37.5% | $140,000 | |
Mortgage Solutions of Colorado
|
Conventional, FHA, USDA | 6 | 0.9% | 100% | $148,333 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA | 6 | 0.9% | 75% | $265,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA, VA | 6 | 0.9% | 100% | $310,000 | View |
American Financial Resources LLC
|
FHA | 5 | 0.8% | 100% | $241,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 5 | 0.8% | 100% | $127,000 | |
Liberty Federal Credit Union
|
Conventional | 4 | 0.6% | 100% | $157,500 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 4 | 0.6% | 80% | $392,500 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, USDA | 4 | 0.6% | 100% | $207,500 | View |
First Heritage Mortgage, LLC
|
Conventional, FHA, VA, USDA | 4 | 0.6% | 80% | $260,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 4 | 0.6% | 100% | $247,500 | |
ALCOVA Mortgage, LLC
|
Conventional, FHA, USDA | 3 | 0.5% | 100% | $368,333 | |
Kind Lending, LLC
|
Conventional, FHA | 3 | 0.5% | 100% | $225,000 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 3 | 0.5% | 100% | $215,000 | |
Intercoastal Mortgage, LLC
|
Conventional, VA | 3 | 0.5% | 100% | $321,666 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 3 | 0.5% | 100% | $261,666 | View |
Towne Mortgage Company
|
Conventional, USDA | 3 | 0.5% | 100% | $275,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 3 | 0.5% | 100% | $211,666 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 3 | 0.5% | 100% | $288,333 | View |
Lower, LLC
|
Conventional, USDA | 3 | 0.5% | 100% | $168,333 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 3 | 0.5% | 100% | $125,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 3 | 0.5% | 13.2% | $198,333 | |
Reliance First Capital, LLC
|
Conventional, FHA | 3 | 0.5% | 100% | $151,666 | |
Mason-McDuffie Mortgage Corporation
|
Conventional, FHA | 3 | 0.5% | 100% | $188,333 | |
Village Capital & Investment
|
FHA, VA | 3 | 0.5% | 80% | $458,333 | |
Goodleap, LLC
|
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.3% | 80% | $65,000 | |
Equity Resources Inc
|
Conventional | 2 | 0.3% | 100% | $225,000 | |
Freedom Mortgage Corporation
|
VA | 2 | 0.3% | 87.5% | $220,000 | |
Equity Prime Mortgage LLC
|
FHA | 2 | 0.3% | 66.7% | $240,000 | |
American Financial Network, Inc.
|
Conventional, FHA | 2 | 0.3% | 100% | $180,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
FHA | 2 | 0.3% | 100% | $255,000 | View |
|
A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 0.3% | 100% | $375,000 | View |
Discover Bank
|
Conventional | 2 | 0.3% | 40% | $130,000 | |
Calcon Mutual Mortgage LLC
|
Conventional, VA | 2 | 0.3% | 100% | $560,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.3% | 40% | $195,000 | |
Churchill Mortgage Corporation
|
Conventional | 2 | 0.3% | 100% | $180,000 | |
T2 Financial LLC
|
Conventional | 2 | 0.3% | 100% | $475,000 | |
Agfirst Farm Credit Bank
|
Conventional | 2 | 0.3% | 100% | $380,000 | |
Pentagon Federal Credit Union
|
Conventional, VA | 2 | 0.3% | 100% | $305,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 2 | 0.3% | 28.6% | $170,000 | |
|
A5.0 ★Texas Ratio: 10.20% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $515,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 14.3% | $115,000 | |
Cadence Bank
|
Conventional | 1 | 0.2% | 100% | $785,000 | |
EMM Loans LLC
|
Conventional | 1 | 0.2% | 100% | $365,000 | |
Originpoint, LLC
|
Conventional | 1 | 0.2% | 100% | $355,000 | |
Ruoff Mortgage Company
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
Tidewater Mortgage Services, Inc
|
Conventional | 1 | 0.2% | 100% | $125,000 | |
|
A+5.0 ★Texas Ratio: 3.36% |
FHA | 1 | 0.2% | 100% | $255,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
Royal United Mortgage LLC
|
VA | 1 | 0.2% | 100% | $315,000 | |
Atlantic Coast Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $185,000 | |
RANLife, Inc.
|
FHA | 1 | 0.2% | 100% | $205,000 | |
SWBC Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $195,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.2% | 66.7% | $265,000 | |
Success Lending, LLC
|
Conventional | 1 | 0.2% | 50% | $255,000 | |
Allied Mortgage Group, Inc
|
FHA | 1 | 0.2% | 100% | $255,000 | |
United Trust Bank
|
VA | 1 | 0.2% | 100% | $325,000 | |
City Lending Inc.
|
Conventional | 1 | 0.2% | 50% | $545,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
|
Conventional | 1 | 0.2% | 100% | $735,000 | |
Schumacher Mortgage LLC
|
VA | 1 | 0.2% | 100% | $475,000 | |
Clearview Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
Real Genius LLC
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
Highlands Residential Mortgage, Ltd.
|
VA | 1 | 0.2% | 100% | $285,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
Planet Home Lending, LLC
|
VA | 1 | 0.2% | 50% | $215,000 | |
First Equity Mortgage Inc
|
Conventional | 1 | 0.2% | 100% | $525,000 | |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $115,000 | |
Andrews Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $675,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.2% | 50% | $275,000 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
Nationwide Mortgage Bankers, Inc.
|
FHA | 1 | 0.2% | 100% | $425,000 | |
|
A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0.2% | 100% | $105,000 | |
Southwest Stage Funding LLC
|
FHA | 1 | 0.2% | 100% | $185,000 | |
Mortgage Investors Group
|
Conventional | 1 | 0.2% | 100% | $295,000 | |
21St Mortgage
|
Conventional | 1 | 0.2% | 20% | $105,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
FHA | 1 | 0.2% | 100% | $255,000 | View |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Beacon Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Roxboro? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Roxboro in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Roxboro, NC lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 58.5 percent of home loans in Roxboro, North Carolina in 2025, banks 23.3 percent and credit unions 18.2 percent. Corporate Investors Mortgage G was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 12 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Roxboro, North Carolina with 12 loans, about 1.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Roxboro, North Carolina, Roxboro Savings Bank approved the highest share of completed applications in 2025 at 84.6 percent, against a 77.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
50 lenders closed FHA loans in Roxboro, North Carolina in 2025, led by Rocket Mortgage with 17. 29 lenders closed VA loans, led by United Wholesale Mortgage, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 21 credit unions closed home loans in Roxboro, North Carolina in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Roxboro, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Roxboro, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Roxboro. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.