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iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Roxboro, North Carolina

Roxboro, North Carolina mortgage lenders include Truist BankTruist Bank500 N Madison Blvd, Roxboro, NC 27573A+5.0 ★Texas Ratio: 2.87%, First National Bank of PAFirst National Bank of PA1750 Durham Rd, Roxboro, NC 27573A+5.0 ★Texas Ratio: 1.62%, Wells Fargo Bank NAWells Fargo Bank NA515 N Madison Blvd, Roxboro, NC 27573A+5.0 ★Texas Ratio: 5.36%, The Fidelity BankThe Fidelity Bank105 W Gordon St, Roxboro, NC 27573A+5.0 ★Texas Ratio: 3.02%, First Horizon BankFirst Horizon Bank207 S Madison Blvd, Roxboro, NC 27573A+5.0 ★Texas Ratio: 5.76%, Roxboro Savings BankRoxboro Savings BankRoxboro, NCA+5.0 ★Texas Ratio: 0.46%, State Employees' Credit UnionState Employees' Credit Union220 LONG AVE, ROXBORO, NC 27573A-5.0 ★Texas Ratio: 14.13%, Vision Financial Federal Credit UnionVision Financial Federal Credit Union4473 Durham Rd, Roxboro, NC 27574 6372A+5.0 ★Texas Ratio: 0.01%, Coastal Federal Credit UnionCoastal Federal Credit UnionOlive Chapel Village #131, Apex, NC 27502A+5.0 ★Texas Ratio: 4.34%, and Ameris BankAmeris Bank6805 Carnegie Blvd, Charlotte, NC 28211A+5.0 ★Texas Ratio: 1.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Roxboro, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Roxboro are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Roxboro, North Carolina

Market share is the lender's share of all home loans closed in Roxboro, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
★ 1 stars, 1 review
1 office in Roxboro
500 N Madison Blvd, Roxboro, NC 27573
A+5.0 ★Texas Ratio: 2.87%
Conventional, HELOC 12
+13 HELOCs
1.9% 92.3% $229,166 View
1 office in Roxboro
1750 Durham Rd, Roxboro, NC 27573
A+5.0 ★Texas Ratio: 1.62%
Conventional, Jumbo, HELOC 9
+2 HELOCs
1.4% 100% $291,666 View
1 office in Roxboro
515 N Madison Blvd, Roxboro, NC 27573
A+5.0 ★Texas Ratio: 5.36%
Conventional 5 0.8% 71.4% $165,000 View
1 office in Roxboro
105 W Gordon St, Roxboro, NC 27573
A+5.0 ★Texas Ratio: 3.02%
Conventional, Jumbo, HELOC 4
+7 HELOCs
0.6% 66.7% $572,500 View
★ 5 stars, 1 review
1 office in Roxboro
207 S Madison Blvd, Roxboro, NC 27573
A+5.0 ★Texas Ratio: 5.76%
Conventional, HELOC 1
+12 HELOCs
0.2% 33.3% $65,000 View
A+5.0 ★Texas Ratio: 0.46%
Conventional, Jumbo 55 8.6% 84.6% $320,636 View
220 LONG AVE, ROXBORO, NC 27573
A-5.0 ★Texas Ratio: 14.13%
Conventional, Jumbo, HELOC 73
+56 HELOCs
11.4% 77.1% $233,219 View
4473 Durham Rd, Roxboro, NC 27574 6372
A+5.0 ★Texas Ratio: 0.01%
Conventional 10 1.6% 83.3% $87,000 View
Olive Chapel Village #131, Apex, NC 27502
A+5.0 ★Texas Ratio: 4.34%
Conventional, HELOC 5
+6 HELOCs
0.8% 87.5% $273,000
★ 4 stars, 1 review
6805 Carnegie Blvd, Charlotte, NC 28211
A+5.0 ★Texas Ratio: 1.82%
Conventional, FHA 5 0.8% 100% $237,000 View
1911 Hendersonville Rd, Asheville, NC 28803
A+5.0 ★Texas Ratio: 2.49%
Conventional 4 0.6% 80% $227,500 View
1007 Beaver Creek Commons Dr, Apex, NC 27502
A+5.0 ★Texas Ratio: 3.68%
Conventional, FHA, HELOC 3
+1 HELOCs
0.5% 75% $128,333 View
732 Main St, Andrews, NC 28901
A+5.0 ★Texas Ratio: 2.97%
Conventional, HELOC 3
+1 HELOCs
0.5% 75% $325,000 View
351 N 1st St, Albemarle, NC 28001
A5.0 ★Texas Ratio: 7.72%
Conventional, HELOC 2
+1 HELOCs
0.3% 40% $265,000 View
1121 Moncure Place, Apex, NC 27523
A+5.0 ★Texas Ratio: 3.22%
Conventional, HELOC 2
+1 HELOCs
0.3% 100% $285,000 View
835 Highway 70 West, Garner, NC 27529
A+5.0 ★Texas Ratio: 1.77%
Conventional, Jumbo 2 0.3% 100% $535,000 View
8334 Pineville Matthews Rd, Charlotte, NC 28226
A+5.0 ★Texas Ratio: 2.85%
Conventional, HELOC 1
+3 HELOCs
0.2% 100% $155,000 View
103 S Main St, Franklinton, NC 27525
A+5.0 ★Texas Ratio: 1.65%
Conventional 1 0.2% 100% $15,000 View
4064 Colony Rd, Charlotte, NC 28211
A+5.0 ★Texas Ratio: 3.08%
FHA 1 0.2% 100% $345,000 View
6649 Beach Drive, Ocean Isle Beach, NC 28469
A+5.0 ★Texas Ratio: 0.00%
Conventional 1 0.2% 100% $595,000 View
202 N Main St, Louisburg, NC 27549
A+5.0 ★Texas Ratio: 2.42%
Conventional 1 0.2% 100% $35,000 View
1405 Bradford View Dr, Cary, NC 27519
A+5.0 ★Texas Ratio: 4.89%
Conventional 1 0.2% 100% $655,000 View
104 NC 54 Ste KK, Carrboro, NC 27510
A5.0 ★Texas Ratio: 6.08%
Conventional 1 0.2% 100% $345,000 View
105 S Sandhills Blvd, Aberdeen, NC 28315
A+5.0 ★Texas Ratio: 1.94%
Conventional 1 0.2% 100% $645,000 View
2200 W Main St Ste L100, Durham, NC 27705 4600
A5.0 ★Texas Ratio: 6.76%
Conventional 1 0.2% 100% $85,000 View
1055 E Dixie Dr, Asheboro, NC 27203
A5.0 ★Texas Ratio: 6.43%
HELOC 0
+4 HELOCs
0% n/a View
1118 Academy St N, Ahoskie, NC 27910
F1.0 ★Texas Ratio: 75.00%
HELOC 0
+3 HELOCs
0% n/a View
5496 Apex Peakway, Apex, NC 27502
A+5.0 ★Texas Ratio: 4.14%
HELOC 0
+2 HELOCs
0% n/a View
47560 Highway 12, Buxton, NC 27920
A+5.0 ★Texas Ratio: 2.15%
HELOC 0
+1 HELOCs
0% n/a View
148 Charlotte St, Asheville, NC 28801 1923
A5.0 ★Texas Ratio: 9.56%
HELOC 0
+1 HELOCs
0% n/a View
3101 S Church St, Burlington, NC 27215
A+5.0 ★Texas Ratio: 2.51%
HELOC 0
+1 HELOCs
0% n/a View
335 New Leicester Hwy, Asheville, NC 28806
A+5.0 ★Texas Ratio: 3.71%
HELOC 0
+1 HELOCs
0% n/a View
Corporate Investors Mortgage G
Conventional, VA 6 0.9% 100% $253,333
American Security Mortgage Cor
Conventional, FHA 3 0.5% 100% $315,000
Cardinal Financial Company, Li
FHA 3 0.5% 100% $208,333
Goprime Mortgage, Inc.
Conventional, FHA 3 0.5% 100% $325,000
A+5.0 ★Texas Ratio: 3.12%
Conventional 2 0.3% 100% $190,000 View
Deephaven Mortgage LLC
Conventional 1 0.2% 100% $515,000
A+5.0 ★Texas Ratio: 5.20%
Conventional 1 0.2% 100% $35,000 View
Towne Mtg of the Carolinas,LLC
Conventional 1 0.2% 100% $435,000
Rocket Mortgage
Conventional, FHA, VA 73 11.4% 82.4% $210,753
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 34
+1 HELOCs
5.3% 82.6% $279,705
loanDepot.com LLC
Conventional, FHA, VA, USDA, HELOC 33
+4 HELOCs
5.1% 62.5% $216,212
New American Funding, LLC.
Conventional, FHA, VA 17 2.6% 85% $167,941
Movement Mortgage, LLC
Conventional, FHA, VA, HELOC 12
+1 HELOCs
1.9% 100% $295,833
CrossCountry Mortgage, LLC
Conventional, FHA, VA 12 1.9% 92.3% $296,666
Mortgage Research Center
Conventional, FHA, VA 12 1.9% 70.6% $321,666
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 10
+1 HELOCs
1.6% 90.9% $177,000
Newrez LLC
Conventional, FHA, VA 10 1.6% 58.8% $231,000
Union Home Mortgage Corp.
Conventional, FHA, USDA 9 1.4% 90% $230,555
TowneBank
Conventional, FHA, HELOC 8
+1 HELOCs
1.2% 100% $321,250
Atlantic Bay Mortgage Group
Conventional, FHA, VA 8 1.2% 100% $257,500
Nationstar Mortgage
Conventional, VA 8 1.2% 88.9% $163,750
Victorian Finance, LLC
Conventional, FHA, USDA 7 1.1% 87.5% $287,857
Amerisave Mortgage Company
Conventional, FHA 6 0.9% 37.5% $140,000
Mortgage Solutions of Colorado
Conventional, FHA, USDA 6 0.9% 100% $148,333
Prosperity Home Mortgage, LLC
Conventional, FHA, VA 6 0.9% 75% $265,000
B+4.8 ★Texas Ratio: 16.98%
Conventional, FHA, VA 6 0.9% 100% $310,000 View
American Financial Resources LLC
FHA 5 0.8% 100% $241,000
Guaranteed Rate, Inc.
Conventional, FHA 5 0.8% 100% $127,000
Liberty Federal Credit Union
Conventional 4 0.6% 100% $157,500
Pennymac Loan Services LLC
Conventional, FHA, VA 4 0.6% 80% $392,500
A+5.0 ★Texas Ratio: 3.21%
Conventional, FHA, USDA 4 0.6% 100% $207,500 View
First Heritage Mortgage, LLC
Conventional, FHA, VA, USDA 4 0.6% 80% $260,000
Fairway Independent Mort Corp
Conventional, FHA 4 0.6% 100% $247,500
ALCOVA Mortgage, LLC
Conventional, FHA, USDA 3 0.5% 100% $368,333
Kind Lending, LLC
Conventional, FHA 3 0.5% 100% $225,000
Guild Mortgage Company
Conventional, FHA, VA 3 0.5% 100% $215,000
Intercoastal Mortgage, LLC
Conventional, VA 3 0.5% 100% $321,666
A+5.0 ★Texas Ratio: 2.20%
VA 3 0.5% 100% $261,666 View
Towne Mortgage Company
Conventional, USDA 3 0.5% 100% $275,000
Zillow Home Loans, LLC
Conventional, FHA 3 0.5% 100% $211,666
B-4.3 ★Texas Ratio: 23.12%
Conventional 3 0.5% 100% $288,333 View
Lower, LLC
Conventional, USDA 3 0.5% 100% $168,333
A+5.0 ★Texas Ratio: 0.51%
Conventional, FHA 3 0.5% 100% $125,000 View
Vanderbilt Mortgage and Finance, Inc
Conventional 3 0.5% 13.2% $198,333
Reliance First Capital, LLC
Conventional, FHA 3 0.5% 100% $151,666
Mason-McDuffie Mortgage Corporation
Conventional, FHA 3 0.5% 100% $188,333
Village Capital & Investment
FHA, VA 3 0.5% 80% $458,333
Goodleap, LLC
Conventional, FHA, HELOC 2
+1 HELOCs
0.3% 80% $65,000
Equity Resources Inc
Conventional 2 0.3% 100% $225,000
Freedom Mortgage Corporation
VA 2 0.3% 87.5% $220,000
Equity Prime Mortgage LLC
FHA 2 0.3% 66.7% $240,000
American Financial Network, Inc.
Conventional, FHA 2 0.3% 100% $180,000
A5.0 ★Texas Ratio: 13.21%
FHA 2 0.3% 100% $255,000 View
A+5.0 ★Texas Ratio: 4.72%
Conventional 2 0.3% 100% $375,000 View
Discover Bank
Conventional 2 0.3% 40% $130,000
Calcon Mutual Mortgage LLC
Conventional, VA 2 0.3% 100% $560,000
New Day Financial, LLC.
VA 2 0.3% 40% $195,000
Churchill Mortgage Corporation
Conventional 2 0.3% 100% $180,000
T2 Financial LLC
Conventional 2 0.3% 100% $475,000
Agfirst Farm Credit Bank
Conventional 2 0.3% 100% $380,000
Pentagon Federal Credit Union
Conventional, VA 2 0.3% 100% $305,000
Carrington Mortgage Services LLC
Conventional, FHA 2 0.3% 28.6% $170,000
A5.0 ★Texas Ratio: 10.20%
Conventional, HELOC 1
+4 HELOCs
0.2% 100% $515,000
Spring Eq, LLC
Conventional, HELOC 1
+1 HELOCs
0.2% 14.3% $115,000
Cadence Bank
Conventional 1 0.2% 100% $785,000
EMM Loans LLC
Conventional 1 0.2% 100% $365,000
Originpoint, LLC
Conventional 1 0.2% 100% $355,000
Ruoff Mortgage Company
Conventional 1 0.2% 100% $305,000
Tidewater Mortgage Services, Inc
Conventional 1 0.2% 100% $125,000
A+5.0 ★Texas Ratio: 3.36%
FHA 1 0.2% 100% $255,000 View
Guaranteed Rate Affinity, LLC
Conventional 1 0.2% 100% $275,000
Royal United Mortgage LLC
VA 1 0.2% 100% $315,000
Atlantic Coast Mortgage, LLC
FHA 1 0.2% 100% $185,000
RANLife, Inc.
FHA 1 0.2% 100% $205,000
SWBC Mortgage Corporation
FHA 1 0.2% 100% $195,000
Lakeview Loan Servicing, LLC
FHA 1 0.2% 66.7% $265,000
Success Lending, LLC
Conventional 1 0.2% 50% $255,000
Allied Mortgage Group, Inc
FHA 1 0.2% 100% $255,000
United Trust Bank
VA 1 0.2% 100% $325,000
City Lending Inc.
Conventional 1 0.2% 50% $545,000
HomeXpress Mortgage Corp.
Conventional 1 0.2% 100% $185,000
Cmg Mortgage Inc
Conventional 1 0.2% 100% $305,000
AML Funding LLC dba Absolute Mortgage & Lending
Conventional 1 0.2% 100% $735,000
Schumacher Mortgage LLC
VA 1 0.2% 100% $475,000
Clearview Federal Credit Union
Conventional 1 0.2% 100% $185,000
First Colony Mortgage Corporat
Conventional 1 0.2% 100% $195,000
Real Genius LLC
Conventional 1 0.2% 100% $195,000
Highlands Residential Mortgage, Ltd.
VA 1 0.2% 100% $285,000
B-3.5 ★Texas Ratio: 6.80%
Conventional 1 0.2% 100% $175,000 View
Planet Home Lending, LLC
VA 1 0.2% 50% $215,000
First Equity Mortgage Inc
Conventional 1 0.2% 100% $525,000
A5.0 ★Texas Ratio: 6.31%
Conventional 1 0.2% 100% $115,000
Andrews Federal Credit Union
Conventional 1 0.2% 100% $675,000
Better Mortgage Corporation
Conventional 1 0.2% 50% $275,000
Jams-01 Inc dba Home Savings & Trust Mortgage
Conventional 1 0.2% 100% $235,000
Nationwide Mortgage Bankers, Inc.
FHA 1 0.2% 100% $425,000
A+5.0 ★Texas Ratio: 3.58%
Conventional 1 0.2% 100% $105,000
Southwest Stage Funding LLC
FHA 1 0.2% 100% $185,000
Mortgage Investors Group
Conventional 1 0.2% 100% $295,000
21St Mortgage
Conventional 1 0.2% 20% $105,000
A+5.0 ★Texas Ratio: 3.82%
FHA 1 0.2% 100% $255,000 View
American Neighborhood Mortgage Acceptance Company
Conventional 1 0.2% 100% $315,000
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+2 HELOCs
0% n/a View
Lendage, LLC dba Achieve Loans
HELOC 0
+2 HELOCs
0% n/a
Figure Lending LLC
HELOC 0
+1 HELOCs
0% n/a
HomeBridge Financial Services, Inc
HELOC 0
+1 HELOCs
0% n/a
Beacon Credit Union
HELOC 0
+1 HELOCs
0% n/a
Gte Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Roxboro, North Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Roxboro? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Roxboro in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Roxboro, NC

Use these to narrow the list above. Each category shows how many Roxboro, NC lenders fit and what that kind of lender is usually best for.

Who Lends in Roxboro, NC

Independent mortgage companies closed 58.5 percent of home loans in Roxboro, North Carolina in 2025, banks 23.3 percent and credit unions 18.2 percent. Corporate Investors Mortgage G was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 12 loans.

58.5%
Mortgage companies
23.3%
Banks
18.2%
Credit unions
21%
FHA loans
10%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.

More North Carolina Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Roxboro, NC

Who is the largest mortgage lender in Roxboro, NC?

By home loans closed in 2025, Truist Bank was the largest mortgage lender in Roxboro, North Carolina with 12 loans, about 1.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Roxboro, NC have the highest approval rates?

Among lenders with meaningful volume in Roxboro, North Carolina, Roxboro Savings Bank approved the highest share of completed applications in 2025 at 84.6 percent, against a 77.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Roxboro, NC mortgage lenders offer FHA, VA and USDA loans?

50 lenders closed FHA loans in Roxboro, North Carolina in 2025, led by Rocket Mortgage with 17. 29 lenders closed VA loans, led by United Wholesale Mortgage, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Roxboro, NC lender list?

Yes. 39 banks and 21 credit unions closed home loans in Roxboro, North Carolina in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Roxboro, NC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Roxboro, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Roxboro, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Roxboro. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.