Mortgage Lenders and Brokers in Monroe, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Monroe, North Carolina mortgage lenders include First National Bank of PAFirst National Bank of PA2593 W Roosevelt Blvd, Monroe, NC 28110A+5.0 ★Texas Ratio: 1.62%, Truist BankTruist Bank2123 W Roosevelt Blvd, Monroe, NC 28110A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA1795 Dickerson Blvd, Monroe, NC 28110A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA1989 Dickerson Blvd, Monroe, NC 28110A+5.0 ★Texas Ratio: 5.36%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust111 E Jefferson St, Monroe, NC 28112A5.0 ★Texas Ratio: 7.72%, Fifth Third Bank, National AssociationFifth Third Bank, National Association201 N Charlotte Ave, Monroe, NC 28112A+5.0 ★Texas Ratio: 3.22%, Southstate Bank, National AssociationSouthstate Bank, National Association2742 W Roosevelt Blvd, Monroe, NC 28110A+5.0 ★Texas Ratio: 2.27%, PNC Bank N.A.PNC Bank N.A.1730 Dickerson Blvd, Monroe, NC 28110A+5.0 ★Texas Ratio: 4.24%, Pinnacle BankPinnacle Bank1700 Dickerson Blvd, Monroe, NC 28110A+5.0 ★Texas Ratio: 3.04%, and State Employees' Credit UnionState Employees' Credit Union1790 DICKERSON BLVD, MONROE, NC 28110A-5.0 ★Texas Ratio: 14.13%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Monroe, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Monroe are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Monroe, North Carolina
Market share is the lender's share of all home loans closed in Monroe, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Monroe 2593 W Roosevelt Blvd, Monroe, NC 28110 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 23 +4 HELOCs |
2.5% | 74.2% | $184,130 | View |
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★ 1 stars, 1 review 3 offices in Monroe 2123 W Roosevelt Blvd, Monroe, NC 28110 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 5 +29 HELOCs |
0.5% | 83.3% | $237,000 | View |
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2 offices in Monroe 1795 Dickerson Blvd, Monroe, NC 28110 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +9 HELOCs |
0.5% | 62.5% | $261,000 | View |
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1 office in Monroe 1989 Dickerson Blvd, Monroe, NC 28110 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 5 | 0.5% | 83.3% | $295,000 | View |
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2 offices in Monroe 111 E Jefferson St, Monroe, NC 28112 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 4 +11 HELOCs |
0.4% | 66.7% | $205,000 | View |
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1 office in Monroe 201 N Charlotte Ave, Monroe, NC 28112 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 4 +8 HELOCs |
0.4% | 50% | $227,500 | View |
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★ 5 stars, 1 review 1 office in Monroe 2742 W Roosevelt Blvd, Monroe, NC 28110 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, HELOC | 3 +5 HELOCs |
0.3% | 60% | $235,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Monroe 1730 Dickerson Blvd, Monroe, NC 28110 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $395,000 | View |
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1 office in Monroe 1700 Dickerson Blvd, Monroe, NC 28110 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1790 DICKERSON BLVD, MONROE, NC 28110 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 25 +37 HELOCs |
2.7% | 75.8% | $244,600 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 9 +2 HELOCs |
1% | 90.9% | $306,111 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 5 +2 HELOCs |
0.5% | 41.7% | $115,000 | View |
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★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 4 | 0.4% | 100% | $355,000 | View |
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148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
Conventional, HELOC | 3 +4 HELOCs |
0.3% | 100% | $345,000 | View |
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121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 2 | 0.2% | 100% | $265,000 | View |
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335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.1% | 50% | $925,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $335,000 | View |
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128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $355,000 | View |
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★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
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2821 Crisman St, Charlotte, NC 28208 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
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800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72% |
Conventional | 1 | 0.1% | 100% | $345,000 | View |
American Security Mortgage Cor
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Conventional, FHA, VA | 12 | 1.3% | 100% | $339,166 | |
Cardinal Financial Company, Li
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Conventional | 5 | 0.5% | 100% | $199,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 83 | 8.9% | 83.3% | $221,385 | |
Mattamy Home Funding LLC
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Conventional, FHA, VA | 80 | 8.6% | 94.1% | $388,750 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 75 +3 HELOCs |
8.1% | 91.5% | $361,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 46 | 5% | 75.8% | $359,347 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 36 +3 HELOCs |
3.9% | 69.2% | $267,500 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 34 | 3.7% | 89.5% | $356,470 | |
Inspire Home Loans Inc.
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Conventional, FHA, VA | 34 | 3.7% | 81.4% | $376,176 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, USDA, HELOC | 29 +4 HELOCs |
3.1% | 94.9% | $277,068 | |
Kbhs Home Loans, LLC
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Conventional, FHA, VA | 25 | 2.7% | 86.2% | $357,800 | |
M/I Financial. LLC
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Conventional, FHA, VA | 25 | 2.7% | 100% | $396,600 | |
Fairway Independent Mort Corp
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Conventional, FHA | 20 | 2.2% | 100% | $300,500 | |
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A+5.0 ★Texas Ratio: 3.58% |
Conventional | 17 | 1.8% | 66.7% | $249,705 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 16 | 1.7% | 94.4% | $373,125 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA | 13 | 1.4% | 100% | $188,846 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 11 | 1.2% | 93.8% | $338,636 | |
Mortgage Research Center
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VA | 10 | 1.1% | 76.9% | $403,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 8 | 0.9% | 100% | $301,250 | |
Union Home Mortgage Corp.
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Conventional, FHA | 8 | 0.9% | 81.8% | $283,750 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 8 | 0.9% | 100% | $273,750 | |
Nationstar Mortgage
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Conventional, FHA | 8 | 0.9% | 81.8% | $215,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 8 | 0.9% | 88.9% | $341,250 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 7 | 0.8% | 47.4% | $156,428 | |
Newrez LLC
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Conventional, FHA, VA | 7 | 0.8% | 80% | $426,428 | |
Amerisave Mortgage Company
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Conventional, FHA | 7 | 0.8% | 43.8% | $159,285 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 7 | 0.8% | 87.5% | $257,857 | |
Howard Hanna Financial Services, Inc
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Conventional, FHA | 6 | 0.6% | 100% | $350,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 6 | 0.6% | 87.5% | $330,000 | |
Lower, LLC
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Conventional, FHA | 6 | 0.6% | 85.7% | $345,000 | |
Spring Eq, LLC
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Conventional | 6 | 0.6% | 66.7% | $76,666 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA, HELOC | 5 +1 HELOCs |
0.5% | 100% | $283,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 5 | 0.5% | 100% | $325,000 | |
ALCOVA Mortgage, LLC
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Conventional, FHA, Jumbo | 5 | 0.5% | 100% | $353,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA | 5 | 0.5% | 100% | $317,000 | View |
Provident Funding Associates
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Conventional | 5 | 0.5% | 100% | $339,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +3 HELOCs |
0.4% | 80% | $327,500 | |
Equity Prime Mortgage LLC
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FHA, VA | 4 | 0.4% | 100% | $397,500 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 4 | 0.4% | 100% | $420,000 | |
The Loan Store, Inc
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Conventional | 4 | 0.4% | 100% | $412,500 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, VA | 4 | 0.4% | 80% | $340,000 | View |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 4 | 0.4% | 44.4% | $367,500 | |
American Financial Resources LLC
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Conventional, FHA | 3 | 0.3% | 100% | $338,333 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 0.3% | 60% | $478,333 | |
AdvantageFirst Lending Inc
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FHA, VA | 3 | 0.3% | 75% | $311,666 | |
Sun West Mortgage Company, Inc
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FHA | 3 | 0.3% | 100% | $275,000 | |
Towne Mortgage Company
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Conventional, FHA | 3 | 0.3% | 80% | $171,666 | |
Zillow Home Loans, LLC
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Conventional, VA | 3 | 0.3% | 100% | $298,333 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.3% | 75% | $305,000 | View |
Reliance First Capital, LLC
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Conventional | 3 | 0.3% | 100% | $175,000 | |
TowneBank
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Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $180,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.2% | 100% | $360,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.2% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 2 | 0.2% | 100% | $445,000 | View |
Bayshore Mortgage Funding
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Conventional | 2 | 0.2% | 100% | $305,000 | |
Capital Center LLC
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Conventional | 2 | 0.2% | 100% | $280,000 | |
New Day Financial, LLC.
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VA | 2 | 0.2% | 100% | $370,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.2% | 66.7% | $400,000 | View |
First Option Mortgage, LLC
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Conventional, FHA | 2 | 0.2% | 100% | $240,000 | |
T2 Financial LLC
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Conventional, FHA | 2 | 0.2% | 100% | $290,000 | |
Radius Financial Group Inc
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Conventional, FHA | 2 | 0.2% | 100% | $335,000 | |
Veritas Funding, LLC
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FHA | 2 | 0.2% | 100% | $195,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.2% | 100% | $385,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.2% | 30% | $130,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.2% | 100% | $380,000 | View |
Tomo Mortgage LLC
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Conventional | 2 | 0.2% | 100% | $430,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +2 HELOCs |
0.1% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $135,000 | View |
Guaranteed Rate, Inc.
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $335,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $295,000 | |
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A5.0 ★Texas Ratio: 10.53% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $55,000 | |
Polaris Home Funding Corp.
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FHA | 1 | 0.1% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.1% | 100% | $525,000 | View |
Residential Wholesale Mortgage
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VA | 1 | 0.1% | 100% | $485,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.1% | 100% | $215,000 | |
Goodleap, LLC
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Conventional | 1 | 0.1% | 100% | $115,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.1% | 100% | $355,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 50% | $395,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.1% | 100% | $425,000 | |
Acrisure Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $355,000 | |
Loansteady LLC
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FHA | 1 | 0.1% | 100% | $285,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.1% | 100% | $425,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
VA | 1 | 0.1% | 100% | $445,000 | View |
Filo Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $175,000 | |
Resicentral LLC
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FHA | 1 | 0.1% | 100% | $345,000 | |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $325,000 | |
City Lending Inc.
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Conventional | 1 | 0.1% | 100% | $175,000 | |
Chartway FCU
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Conventional | 1 | 0.1% | 100% | $25,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.1% | 100% | $535,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.1% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.1% | 100% | $405,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.1% | 100% | $2,095,000 | |
Mortgage Assurance Inc
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Conventional | 1 | 0.1% | 100% | $405,000 | |
City 1st Mortgage Services, LC
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FHA | 1 | 0.1% | 100% | $405,000 | |
Discover Bank
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Conventional | 1 | 0.1% | 16.7% | $125,000 | |
Lennar Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.1% | 100% | $375,000 | |
VanDyk Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $365,000 | |
American Financing Corporation
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FHA | 1 | 0.1% | 100% | $175,000 | |
ClearPath Lending
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VA | 1 | 0.1% | 100% | $425,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.1% | 100% | $415,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.1% | 100% | $105,000 | |
Resource Financial Services, Inc.
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.1% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.1% | 100% | $405,000 | View |
Community First Credit Union of FLorida
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Conventional | 1 | 0.1% | 100% | $645,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $415,000 | |
New Story Lending LLC
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Conventional | 1 | 0.1% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.1% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.1% | 100% | $535,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 50% | $415,000 | View |
Saygo Home Loans, LLC
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FHA | 1 | 0.1% | 100% | $265,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.1% | 100% | $335,000 | |
Wings Financial Credit Union
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Conventional | 1 | 0.1% | 100% | $355,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
Nmsi, Inc.
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Conventional | 1 | 0.1% | 100% | $235,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.1% | 100% | $365,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.1% | 100% | $275,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.1% | 20% | $175,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.1% | 100% | $455,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +11 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Geneva Financial LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View |
Monroe Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Monroe, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Monroe? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Monroe in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Monroe, NC
Use these to narrow the list above. Each category shows how many Monroe, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Monroe, NC
Independent mortgage companies closed 82.8 percent of home loans in Monroe, North Carolina in 2025, banks 10.4 percent and credit unions 6.8 percent. American Security Mortgage Cor was the largest mortgage company, First National Bank of PA the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Monroe, NC
By home loans closed in 2025, First National Bank of PA was the largest mortgage lender in Monroe, North Carolina with 23 loans, about 2.5 percent of the market. The largest lender headquartered in North Carolina was Truist Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Monroe, North Carolina, Mattamy Home Funding LLC approved the highest share of completed applications in 2025 at 94.1 percent, against a 83 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
68 lenders closed FHA loans in Monroe, North Carolina in 2025, led by Mattamy Home Funding LLC with 28. 35 lenders closed VA loans, led by Mattamy Home Funding LLC, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 17 credit unions closed home loans in Monroe, North Carolina in 2025, alongside 101 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Monroe, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Monroe, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Monroe. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
