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Mortgage Lenders and Brokers in Hope Mills, North Carolina

Hope Mills, North Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust3626 N Main St, Hope Mills, NC 28348A5.0 ★Texas Ratio: 7.72%, Truist BankTruist Bank3618 N Main St, Hope Mills, NC 28348A+5.0 ★Texas Ratio: 2.87%, United Bank VaUnited Bank Va3103 N Main St, Hope Mills, NC 28348A+5.0 ★Texas Ratio: 2.15%, State Employees' Credit UnionState Employees' Credit Union3120 N MAIN ST, HOPE MILLS, NC 28348A-5.0 ★Texas Ratio: 14.13%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, Blue Ridge BankBlue Ridge Bank3202 Northline Ave, Greensboro, NC 27408A5.0 ★Texas Ratio: 8.11%, US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%, and The Fidelity BankThe Fidelity Bank804 E Williams St, Apex, NC 27502A+5.0 ★Texas Ratio: 3.02%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Hope Mills, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hope Mills are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Hope Mills, North Carolina

Market share is the lender's share of all home loans closed in Hope Mills, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Hope Mills
3626 N Main St, Hope Mills, NC 28348
A5.0 ★Texas Ratio: 7.72%
Conventional, FHA, USDA, HELOC 13
+11 HELOCs
1.3% 68.4% $152,692 View
★ 1 stars, 1 review
1 office in Hope Mills
3618 N Main St, Hope Mills, NC 28348
A+5.0 ★Texas Ratio: 2.87%
Conventional, FHA, HELOC 2
+20 HELOCs
0.2% 100% $215,000 View
1 office in Hope Mills
3103 N Main St, Hope Mills, NC 28348
A+5.0 ★Texas Ratio: 2.15%
HELOC 0
+1 HELOCs
0% n/a View
3120 N MAIN ST, HOPE MILLS, NC 28348
A-5.0 ★Texas Ratio: 14.13%
Conventional, HELOC 9
+16 HELOCs
0.9% 62.5% $223,888 View
5496 Apex Peakway, Apex, NC 27502
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 7
+8 HELOCs
0.7% 87.5% $237,857 View
5306 Us Highway 158, Advance, NC 27006
A+5.0 ★Texas Ratio: 5.36%
FHA 2 0.2% 66.7% $130,000 View
303 S Salem St, Apex, NC 27502
A+5.0 ★Texas Ratio: 1.62%
VA, HELOC 1
+1 HELOCs
0.1% 50% $335,000 View
3202 Northline Ave, Greensboro, NC 27408
A5.0 ★Texas Ratio: 8.11%
VA 1 0.1% 100% $275,000 View
8334 Pineville Matthews Rd, Charlotte, NC 28226
A+5.0 ★Texas Ratio: 2.85%
Conventional 1 0.1% 100% $75,000 View
804 E Williams St, Apex, NC 27502
A+5.0 ★Texas Ratio: 3.02%
VA 1 0.1% 100% $545,000 View
1007 Beaver Creek Commons Dr, Apex, NC 27502
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 0.1% 100% $145,000 View
★ 5 stars, 1 review
5361 Us Highway 158, Advance, NC 27006
A+5.0 ★Texas Ratio: 5.76%
Conventional 1 0.1% 100% $315,000 View
101 S Tryon St, Charlotte, NC 28280
A+5.0 ★Texas Ratio: 3.66%
FHA 1 0.1% 100% $225,000 View
121 W Trade St Ste 1150, Charlotte, NC 28202
D3.3 ★Texas Ratio: 35.11%
FHA 1 0.1% 100% $145,000 View
1045 Providence Rd, Charlotte, NC 28207
A+5.0 ★Texas Ratio: 4.37%
VA 1 0.1% 50% $225,000 View
214 Pacific Ave, Durham, NC 27704
A+5.0 ★Texas Ratio: 0.01%
Conventional 1 0.1% 100% $65,000 View
★ 5 stars, 1 review
3500 N Main St, Hope Mills, NC 28348
A+5.0 ★Texas Ratio: 1.73%
Conventional 1 0.1% 100% $35,000 View
890 Hendersonville Rd, Asheville, NC 28803
A-5.0 ★Texas Ratio: 15.49%
FHA 1 0.1% 100% $275,000 View
★ 1.7 stars, 3 reviews
102 Church St E, Ahoskie, NC 27910
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+6 HELOCs
0% n/a View
Olive Chapel Village #131, Apex, NC 27502
A+5.0 ★Texas Ratio: 4.34%
HELOC 0
+2 HELOCs
0% 100%
105 S Sandhills Blvd, Aberdeen, NC 28315
A+5.0 ★Texas Ratio: 1.94%
HELOC 0
+1 HELOCs
0% n/a View
335 New Leicester Hwy, Asheville, NC 28806
A+5.0 ★Texas Ratio: 3.71%
HELOC 0
+1 HELOCs
0% n/a View
American Security Mortgage Cor
VA, USDA 12 1.2% 85.7% $352,500
AAFMAA Mortgage Services LLC
FHA, VA 3 0.3% 100% $285,000
Mortgage Research Center
Conventional, FHA, VA, USDA 101 10.3% 80.2% $283,019
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 96
+1 HELOCs
9.8% 88.5% $287,187
Rocket Mortgage
Conventional, FHA, VA 87 8.9% 85.3% $199,597
Freedom Mortgage Corporation
Conventional, FHA, VA 76 7.7% 87.6% $300,131
Pennymac Loan Services LLC
Conventional, FHA, VA 38 3.9% 89.4% $276,842
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 33
+8 HELOCs
3.4% 62.3% $212,272
A+5.0 ★Texas Ratio: 3.21%
Conventional, FHA, VA 29 3% 96.7% $281,206 View
Movement Mortgage, LLC
Conventional, FHA, VA, HELOC 27
+2 HELOCs
2.8% 100% $254,629
Union Home Mortgage Corp.
Conventional, FHA, VA, HELOC 26
+2 HELOCs
2.7% 96.3% $258,076
Guaranteed Rate, Inc.
Conventional, FHA, VA 24 2.4% 96% $232,083
Jet HomeLoans, LP
FHA, VA 23 2.3% 95.8% $323,695
CrossCountry Mortgage, LLC
Conventional, FHA, VA 21 2.1% 95.5% $301,666
Newrez LLC
Conventional, FHA, VA 20 2% 70% $279,500
Mortgage Solutions of Colorado
Conventional, FHA, VA 20 2% 100% $282,000
New American Funding, LLC.
Conventional, FHA, VA 18 1.8% 81.8% $161,666
Nationstar Mortgage
Conventional, FHA, VA 15 1.5% 71.4% $139,000
A4.7 ★Texas Ratio: 0.83%
Conventional, FHA, VA 14 1.4% 100% $292,142 View
loanDepot.com LLC
Conventional, FHA, VA, HELOC 12
+4 HELOCs
1.2% 85.7% $251,666
Guild Mortgage Company
Conventional, FHA, VA 12 1.2% 100% $287,500
Mutual of Omaha Mortgage
Conventional, FHA, VA 12 1.2% 100% $242,500
B-3.5 ★Texas Ratio: 6.80%
Conventional, VA 11 1.1% 84.6% $330,454 View
Atlantic Bay Mortgage Group
Conventional, FHA, VA 11 1.1% 100% $219,545
Village Capital & Investment
VA 10 1% 69.7% $366,000
ALCOVA Mortgage, LLC
Conventional, FHA, VA 9 0.9% 100% $297,222
New Day Financial, LLC.
VA 9 0.9% 47.6% $247,222
Amerisave Mortgage Company
Conventional, VA 8 0.8% 27.6% $177,500
Planet Home Lending, LLC
Conventional, VA 6 0.6% 66.7% $213,333
Pentagon Federal Credit Union
Conventional, FHA, VA, HELOC 5
+3 HELOCs
0.5% 75% $223,000
Primelending
Conventional, FHA, VA 5 0.5% 100% $279,000
Credit Union Mortgage Associat
Conventional, VA 5 0.5% 83.3% $281,000
A+5.0 ★Texas Ratio: 0.01%
FHA, VA 5 0.5% 100% $377,000 View
BoxCar Mortgage, LLC
FHA, VA 5 0.5% 100% $285,000
Fairway Independent Mort Corp
Conventional, FHA, VA 5 0.5% 100% $283,000
Loanunited.Com, LLC
VA 4 0.4% 80% $290,000
Carrington Mortgage Services LLC
Conventional, VA 4 0.4% 56.2% $90,000
Goodleap, LLC
VA, HELOC 3
+1 HELOCs
0.3% 100% $211,666
American Financial Resources LLC
FHA, VA 3 0.3% 100% $245,000
Equity Prime Mortgage LLC
FHA, VA 3 0.3% 66.7% $228,333
A5.0 ★Texas Ratio: 13.21%
FHA, VA 3 0.3% 100% $245,000 View
A+5.0 ★Texas Ratio: 4.81%
VA 3 0.3% 66.7% $381,666 View
Integrity Home Mortgage Corporation
FHA, VA 3 0.3% 100% $278,333
Milend, Inc
FHA, VA 3 0.3% 75% $171,666
Acopia, LLC
Conventional, FHA 3 0.3% 66.7% $261,666
Zillow Home Loans, LLC
VA 3 0.3% 100% $378,333
Lower, LLC
Conventional, FHA, VA 3 0.3% 100% $141,666
21St Mortgage
Conventional 3 0.3% 60% $145,000
Primary Residential Mortgage, INC.
VA 2 0.2% 100% $280,000
Lakeview Loan Servicing, LLC
Conventional, FHA 2 0.2% 41.7% $205,000
Canopy Mortgage, LLC
VA 2 0.2% 100% $285,000
AdvantageFirst Lending Inc
VA 2 0.2% 50% $285,000
American Financial Network, Inc.
VA 2 0.2% 100% $255,000
Sun West Mortgage Company, Inc
Conventional, VA 2 0.2% 66.7% $260,000
Click n' Close, Inc.
Conventional, FHA 2 0.2% 100% $95,000
Nfm, Inc
Conventional, VA 2 0.2% 100% $330,000
Encompass Lending Group, L.P.
Conventional, VA 2 0.2% 100% $200,000
T2 Financial LLC
VA, USDA 2 0.2% 100% $195,000
Waterstone Mortgage Corporation
Conventional, FHA 2 0.2% 100% $135,000
Rapid Mortgage Company
FHA 2 0.2% 100% $210,000
V.I.P. Mortgage, Inc.
VA 2 0.2% 100% $380,000
B+4.8 ★Texas Ratio: 16.98%
VA 2 0.2% 66.7% $300,000 View
A+5.0 ★Texas Ratio: 0.51%
Conventional 2 0.2% 100% $200,000 View
Paramount Residential Mortgage
FHA 2 0.2% 100% $170,000
Vanderbilt Mortgage and Finance, Inc
Conventional 2 0.2% 6.7% $110,000
A5.0 ★Texas Ratio: 9.09%
FHA, VA 2 0.2% 100% $505,000 View
Plaza Home Mortgage, Inc
FHA, VA 2 0.2% 100% $360,000
A+5.0 ★Texas Ratio: 5.44%
Conventional, HELOC 1
+3 HELOCs
0.1% 100% $255,000 View
HomeBridge Financial Services, Inc
Conventional, HELOC 1
+1 HELOCs
0.1% 25% $295,000
C3.9 ★Texas Ratio: 27.97%
VA 1 0.1% 100% $435,000 View
Royal United Mortgage LLC
Conventional 1 0.1% 100% $115,000
A-4.9 ★Texas Ratio: 16.48%
FHA 1 0.1% 100% $255,000 View
Success Lending, LLC
VA 1 0.1% 100% $215,000
Envoy Mortgage, Ltd
FHA 1 0.1% 100% $195,000
Nbkc Bank
VA 1 0.1% 50% $375,000
Loansteady LLC
FHA 1 0.1% 100% $205,000
PHH Mortgage Corporation
VA 1 0.1% 100% $195,000
A+5.0 ★Texas Ratio: 4.11%
VA 1 0.1% 100% $245,000 View
A+5.0 ★Texas Ratio: 4.11%
VA 1 0.1% 100% $265,000 View
Resicentral LLC
VA 1 0.1% 100% $345,000
General Mortgage Capital Corporation
Conventional 1 0.1% 100% $305,000
A+5.0 ★Texas Ratio: 5.05%
Conventional 1 0.1% 100% $225,000 View
Cmg Mortgage Inc
VA 1 0.1% 50% $185,000
Discover Bank
Conventional 1 0.1% 16.7% $45,000
American Financing Corporation
FHA 1 0.1% 33.3% $175,000
ClearPath Lending
VA 1 0.1% 100% $405,000
Flat Branch Mortgage, Inc.
VA 1 0.1% 100% $305,000
Securitynational Mortgage Company
USDA 1 0.1% 100% $285,000
Bay Equity LLC
FHA 1 0.1% 100% $195,000
SIRVA Mortgage, Inc.
Conventional 1 0.1% 100% $395,000
First Heritage Mortgage, LLC
FHA 1 0.1% 25% $335,000
Calcon Mutual Mortgage LLC
FHA 1 0.1% 100% $255,000
Credence Funding Corporation
VA 1 0.1% 100% $195,000
Provident Funding Associates
Conventional 1 0.1% 100% $375,000
Nations Lending Corporation
FHA 1 0.1% 100% $135,000
Franklin Loan Corporation
FHA 1 0.1% 100% $215,000
A5.0 ★Texas Ratio: 7.48%
FHA 1 0.1% 100% $425,000 View
B4.4 ★Texas Ratio: 21.68%
FHA 1 0.1% 100% $265,000 View
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 0.1% 100% $245,000 View
Saygo Home Loans, LLC
VA 1 0.1% 100% $315,000
A+5.0 ★Texas Ratio: 0.21%
FHA 1 0.1% 100% $175,000 View
Towne Mortgage Company
Conventional 1 0.1% 100% $155,000
A+5.0 ★Texas Ratio: 3.82%
Conventional 1 0.1% 100% $165,000 View
Prosperity Home Mortgage, LLC
VA 1 0.1% 50% $305,000
The Loan Store, Inc
Conventional 1 0.1% 100% $125,000
Reliance First Capital, LLC
VA 1 0.1% 66.7% $365,000
A+5.0 ★Texas Ratio: 3.82%
FHA 1 0.1% 100% $215,000 View
Spring Eq, LLC
Conventional 1 0.1% 28.6% $65,000
Ark-La-Tex Financial Services LLC
Conventional 1 0.1% 100% $195,000
Top Flite Financial, Inc.
Conventional 1 0.1% 100% $175,000
American Neighborhood Mortgage Acceptance Company
FHA 1 0.1% 100% $315,000
Lendage, LLC dba Achieve Loans
HELOC 0
+6 HELOCs
0% n/a
Figure Lending LLC
HELOC 0
+3 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 3.19%
HELOC 0
+2 HELOCs
0% n/a View
A5.0 ★Texas Ratio: 10.20%
HELOC 0
+1 HELOCs
0% n/a
Connexus Credit Union
HELOC 0
+1 HELOCs
0% n/a
Corning Credit Union
HELOC 0
+1 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+1 HELOCs
0% n/a View
Sharonview Federal CU
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Hope Mills, North Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Hope Mills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hope Mills in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Hope Mills, NC

Use these to narrow the list above. Each category shows how many Hope Mills, NC lenders fit and what that kind of lender is usually best for.

Who Lends in Hope Mills, NC

Independent mortgage companies closed 83.9 percent of home loans in Hope Mills, North Carolina in 2025, banks 10.6 percent and credit unions 5.5 percent. American Security Mortgage Cor was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, First Ciitizens Bank and Trust led with 13 loans.

83.9%
Mortgage companies
10.6%
Banks
5.5%
Credit unions
18%
FHA loans
62%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.

More North Carolina Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Hope Mills, NC

Who is the largest mortgage lender in Hope Mills, NC?

By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Hope Mills, North Carolina with 13 loans, about 1.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Hope Mills, NC have the highest approval rates?

Among lenders with meaningful volume in Hope Mills, North Carolina, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 88.5 percent, against a 80 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Hope Mills, NC mortgage lenders offer FHA, VA and USDA loans?

61 lenders closed FHA loans in Hope Mills, North Carolina in 2025, led by Rocket Mortgage with 22. 76 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Hope Mills, NC lender list?

Yes. 39 banks and 11 credit unions closed home loans in Hope Mills, North Carolina in 2025, alongside 91 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Hope Mills, NC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Hope Mills, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hope Mills, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hope Mills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.