Hope Mills, North Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust3626 N Main St, Hope Mills, NC 28348A5.0 ★Texas Ratio: 7.72%, Truist BankTruist Bank3618 N Main St, Hope Mills, NC 28348A+5.0 ★Texas Ratio: 2.87%, United Bank VaUnited Bank Va3103 N Main St, Hope Mills, NC 28348A+5.0 ★Texas Ratio: 2.15%, State Employees' Credit UnionState Employees' Credit Union3120 N MAIN ST, HOPE MILLS, NC 28348A-5.0 ★Texas Ratio: 14.13%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, Blue Ridge BankBlue Ridge Bank3202 Northline Ave, Greensboro, NC 27408A5.0 ★Texas Ratio: 8.11%, US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%, and The Fidelity BankThe Fidelity Bank804 E Williams St, Apex, NC 27502A+5.0 ★Texas Ratio: 3.02%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hope Mills, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hope Mills are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Hope Mills, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Hope Mills 3626 N Main St, Hope Mills, NC 28348 A5.0 ★Texas Ratio: 7.72% |
Conventional, FHA, USDA, HELOC | 13 +11 HELOCs |
1.3% | 68.4% | $152,692 | View |
|
★ 1 stars, 1 review 1 office in Hope Mills 3618 N Main St, Hope Mills, NC 28348 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 2 +20 HELOCs |
0.2% | 100% | $215,000 | View |
|
1 office in Hope Mills 3103 N Main St, Hope Mills, NC 28348 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
3120 N MAIN ST, HOPE MILLS, NC 28348 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 9 +16 HELOCs |
0.9% | 62.5% | $223,888 | View |
|
5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 7 +8 HELOCs |
0.7% | 87.5% | $237,857 | View |
|
5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
FHA | 2 | 0.2% | 66.7% | $130,000 | View |
|
303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
VA, HELOC | 1 +1 HELOCs |
0.1% | 50% | $335,000 | View |
|
3202 Northline Ave, Greensboro, NC 27408 A5.0 ★Texas Ratio: 8.11% |
VA | 1 | 0.1% | 100% | $275,000 | View |
|
8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
|
804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
VA | 1 | 0.1% | 100% | $545,000 | View |
|
1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
|
★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
|
101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
FHA | 1 | 0.1% | 100% | $225,000 | View |
|
121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.1% | 100% | $145,000 | View |
|
1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37% |
VA | 1 | 0.1% | 50% | $225,000 | View |
|
214 Pacific Ave, Durham, NC 27704 A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 0.1% | 100% | $65,000 | View |
|
★ 5 stars, 1 review 3500 N Main St, Hope Mills, NC 28348 A+5.0 ★Texas Ratio: 1.73% |
Conventional | 1 | 0.1% | 100% | $35,000 | View |
|
890 Hendersonville Rd, Asheville, NC 28803 A-5.0 ★Texas Ratio: 15.49% |
FHA | 1 | 0.1% | 100% | $275,000 | View |
|
★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
|
Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
HELOC | 0 +2 HELOCs |
0% | 100% | ||
|
105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
|
VA, USDA | 12 | 1.2% | 85.7% | $352,500 | |
AAFMAA Mortgage Services LLC
|
FHA, VA | 3 | 0.3% | 100% | $285,000 | |
Mortgage Research Center
|
Conventional, FHA, VA, USDA | 101 | 10.3% | 80.2% | $283,019 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 96 +1 HELOCs |
9.8% | 88.5% | $287,187 | |
Rocket Mortgage
|
Conventional, FHA, VA | 87 | 8.9% | 85.3% | $199,597 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 76 | 7.7% | 87.6% | $300,131 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 38 | 3.9% | 89.4% | $276,842 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 33 +8 HELOCs |
3.4% | 62.3% | $212,272 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA | 29 | 3% | 96.7% | $281,206 | View |
Movement Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 27 +2 HELOCs |
2.8% | 100% | $254,629 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA, HELOC | 26 +2 HELOCs |
2.7% | 96.3% | $258,076 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 24 | 2.4% | 96% | $232,083 | |
Jet HomeLoans, LP
|
FHA, VA | 23 | 2.3% | 95.8% | $323,695 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 21 | 2.1% | 95.5% | $301,666 | |
Newrez LLC
|
Conventional, FHA, VA | 20 | 2% | 70% | $279,500 | |
Mortgage Solutions of Colorado
|
Conventional, FHA, VA | 20 | 2% | 100% | $282,000 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 18 | 1.8% | 81.8% | $161,666 | |
Nationstar Mortgage
|
Conventional, FHA, VA | 15 | 1.5% | 71.4% | $139,000 | |
|
A4.7 ★Texas Ratio: 0.83% |
Conventional, FHA, VA | 14 | 1.4% | 100% | $292,142 | View |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 12 +4 HELOCs |
1.2% | 85.7% | $251,666 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 12 | 1.2% | 100% | $287,500 | |
Mutual of Omaha Mortgage
|
Conventional, FHA, VA | 12 | 1.2% | 100% | $242,500 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 11 | 1.1% | 84.6% | $330,454 | View |
Atlantic Bay Mortgage Group
|
Conventional, FHA, VA | 11 | 1.1% | 100% | $219,545 | |
Village Capital & Investment
|
VA | 10 | 1% | 69.7% | $366,000 | |
ALCOVA Mortgage, LLC
|
Conventional, FHA, VA | 9 | 0.9% | 100% | $297,222 | |
New Day Financial, LLC.
|
VA | 9 | 0.9% | 47.6% | $247,222 | |
Amerisave Mortgage Company
|
Conventional, VA | 8 | 0.8% | 27.6% | $177,500 | |
Planet Home Lending, LLC
|
Conventional, VA | 6 | 0.6% | 66.7% | $213,333 | |
Pentagon Federal Credit Union
|
Conventional, FHA, VA, HELOC | 5 +3 HELOCs |
0.5% | 75% | $223,000 | |
Primelending
|
Conventional, FHA, VA | 5 | 0.5% | 100% | $279,000 | |
Credit Union Mortgage Associat
|
Conventional, VA | 5 | 0.5% | 83.3% | $281,000 | |
|
A+5.0 ★Texas Ratio: 0.01% |
FHA, VA | 5 | 0.5% | 100% | $377,000 | View |
BoxCar Mortgage, LLC
|
FHA, VA | 5 | 0.5% | 100% | $285,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 5 | 0.5% | 100% | $283,000 | |
Loanunited.Com, LLC
|
VA | 4 | 0.4% | 80% | $290,000 | |
Carrington Mortgage Services LLC
|
Conventional, VA | 4 | 0.4% | 56.2% | $90,000 | |
Goodleap, LLC
|
VA, HELOC | 3 +1 HELOCs |
0.3% | 100% | $211,666 | |
American Financial Resources LLC
|
FHA, VA | 3 | 0.3% | 100% | $245,000 | |
Equity Prime Mortgage LLC
|
FHA, VA | 3 | 0.3% | 66.7% | $228,333 | |
|
A5.0 ★Texas Ratio: 13.21% |
FHA, VA | 3 | 0.3% | 100% | $245,000 | View |
|
A+5.0 ★Texas Ratio: 4.81% |
VA | 3 | 0.3% | 66.7% | $381,666 | View |
Integrity Home Mortgage Corporation
|
FHA, VA | 3 | 0.3% | 100% | $278,333 | |
Milend, Inc
|
FHA, VA | 3 | 0.3% | 75% | $171,666 | |
Acopia, LLC
|
Conventional, FHA | 3 | 0.3% | 66.7% | $261,666 | |
Zillow Home Loans, LLC
|
VA | 3 | 0.3% | 100% | $378,333 | |
Lower, LLC
|
Conventional, FHA, VA | 3 | 0.3% | 100% | $141,666 | |
21St Mortgage
|
Conventional | 3 | 0.3% | 60% | $145,000 | |
Primary Residential Mortgage, INC.
|
VA | 2 | 0.2% | 100% | $280,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 2 | 0.2% | 41.7% | $205,000 | |
Canopy Mortgage, LLC
|
VA | 2 | 0.2% | 100% | $285,000 | |
AdvantageFirst Lending Inc
|
VA | 2 | 0.2% | 50% | $285,000 | |
American Financial Network, Inc.
|
VA | 2 | 0.2% | 100% | $255,000 | |
Sun West Mortgage Company, Inc
|
Conventional, VA | 2 | 0.2% | 66.7% | $260,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 0.2% | 100% | $95,000 | |
Nfm, Inc
|
Conventional, VA | 2 | 0.2% | 100% | $330,000 | |
Encompass Lending Group, L.P.
|
Conventional, VA | 2 | 0.2% | 100% | $200,000 | |
T2 Financial LLC
|
VA, USDA | 2 | 0.2% | 100% | $195,000 | |
Waterstone Mortgage Corporation
|
Conventional, FHA | 2 | 0.2% | 100% | $135,000 | |
Rapid Mortgage Company
|
FHA | 2 | 0.2% | 100% | $210,000 | |
V.I.P. Mortgage, Inc.
|
VA | 2 | 0.2% | 100% | $380,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.2% | 66.7% | $300,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.2% | 100% | $200,000 | View |
Paramount Residential Mortgage
|
FHA | 2 | 0.2% | 100% | $170,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 0.2% | 6.7% | $110,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
FHA, VA | 2 | 0.2% | 100% | $505,000 | View |
Plaza Home Mortgage, Inc
|
FHA, VA | 2 | 0.2% | 100% | $360,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 100% | $255,000 | View |
HomeBridge Financial Services, Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 25% | $295,000 | |
|
C3.9 ★Texas Ratio: 27.97% |
VA | 1 | 0.1% | 100% | $435,000 | View |
Royal United Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $115,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
FHA | 1 | 0.1% | 100% | $255,000 | View |
Success Lending, LLC
|
VA | 1 | 0.1% | 100% | $215,000 | |
Envoy Mortgage, Ltd
|
FHA | 1 | 0.1% | 100% | $195,000 | |
Nbkc Bank
|
VA | 1 | 0.1% | 50% | $375,000 | |
Loansteady LLC
|
FHA | 1 | 0.1% | 100% | $205,000 | |
PHH Mortgage Corporation
|
VA | 1 | 0.1% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.1% | 100% | $245,000 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.1% | 100% | $265,000 | View |
Resicentral LLC
|
VA | 1 | 0.1% | 100% | $345,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
Cmg Mortgage Inc
|
VA | 1 | 0.1% | 50% | $185,000 | |
Discover Bank
|
Conventional | 1 | 0.1% | 16.7% | $45,000 | |
American Financing Corporation
|
FHA | 1 | 0.1% | 33.3% | $175,000 | |
ClearPath Lending
|
VA | 1 | 0.1% | 100% | $405,000 | |
Flat Branch Mortgage, Inc.
|
VA | 1 | 0.1% | 100% | $305,000 | |
Securitynational Mortgage Company
|
USDA | 1 | 0.1% | 100% | $285,000 | |
Bay Equity LLC
|
FHA | 1 | 0.1% | 100% | $195,000 | |
SIRVA Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $395,000 | |
First Heritage Mortgage, LLC
|
FHA | 1 | 0.1% | 25% | $335,000 | |
Calcon Mutual Mortgage LLC
|
FHA | 1 | 0.1% | 100% | $255,000 | |
Credence Funding Corporation
|
VA | 1 | 0.1% | 100% | $195,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.1% | 100% | $375,000 | |
Nations Lending Corporation
|
FHA | 1 | 0.1% | 100% | $135,000 | |
Franklin Loan Corporation
|
FHA | 1 | 0.1% | 100% | $215,000 | |
|
A5.0 ★Texas Ratio: 7.48% |
FHA | 1 | 0.1% | 100% | $425,000 | View |
|
B4.4 ★Texas Ratio: 21.68% |
FHA | 1 | 0.1% | 100% | $265,000 | View |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
Saygo Home Loans, LLC
|
VA | 1 | 0.1% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 0.21% |
FHA | 1 | 0.1% | 100% | $175,000 | View |
Towne Mortgage Company
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
Prosperity Home Mortgage, LLC
|
VA | 1 | 0.1% | 50% | $305,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.1% | 100% | $125,000 | |
Reliance First Capital, LLC
|
VA | 1 | 0.1% | 66.7% | $365,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
FHA | 1 | 0.1% | 100% | $215,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 0.1% | 28.6% | $65,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.1% | 100% | $195,000 | |
Top Flite Financial, Inc.
|
Conventional | 1 | 0.1% | 100% | $175,000 | |
American Neighborhood Mortgage Acceptance Company
|
FHA | 1 | 0.1% | 100% | $315,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.19% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Connexus Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Corning Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sharonview Federal CU
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Hope Mills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hope Mills in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Hope Mills, NC lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 83.9 percent of home loans in Hope Mills, North Carolina in 2025, banks 10.6 percent and credit unions 5.5 percent. American Security Mortgage Cor was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, First Ciitizens Bank and Trust led with 13 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Hope Mills, North Carolina with 13 loans, about 1.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Hope Mills, North Carolina, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 88.5 percent, against a 80 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
61 lenders closed FHA loans in Hope Mills, North Carolina in 2025, led by Rocket Mortgage with 22. 76 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 11 credit unions closed home loans in Hope Mills, North Carolina in 2025, alongside 91 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hope Mills, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hope Mills, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hope Mills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.