Mortgage Lenders and Brokers in Hillsborough, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hillsborough, North Carolina mortgage lenders include First National Bank of PAFirst National Bank of PA237 S Churton St, Hillsborough, NC 27278A+5.0 ★Texas Ratio: 1.62%, Truist BankTruist Bank351 S Churton St, Hillsborough, NC 27278A+5.0 ★Texas Ratio: 2.87%, First Horizon BankFirst Horizon Bank260 S Churton St, Hillsborough, NC 27278A+5.0 ★Texas Ratio: 5.76%, State Employees' Credit UnionState Employees' Credit Union1000 US HIGHWAY 70 E, HILLSBOROUGH, NC 27278A-5.0 ★Texas Ratio: 14.13%, Coastal Federal Credit UnionCoastal Federal Credit UnionOlive Chapel Village #131, Apex, NC 27502A+5.0 ★Texas Ratio: 4.34%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1121 Moncure Place, Apex, NC 27523A+5.0 ★Texas Ratio: 3.22%, Truliant Federal Credit UnionTruliant Federal Credit Union1055 E Dixie Dr, Asheboro, NC 27203A5.0 ★Texas Ratio: 6.43%, and Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hillsborough, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hillsborough are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hillsborough, North Carolina
Market share is the lender's share of all home loans closed in Hillsborough, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Hillsborough 237 S Churton St, Hillsborough, NC 27278 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 19 +6 HELOCs |
6.1% | 100% | $431,315 | View |
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★ 1 stars, 1 review 1 office in Hillsborough 351 S Churton St, Hillsborough, NC 27278 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 4 +17 HELOCs |
1.3% | 66.7% | $472,500 | View |
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★ 5 stars, 1 review 1 office in Hillsborough 260 S Churton St, Hillsborough, NC 27278 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 100% | $465,000 | View |
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1000 US HIGHWAY 70 E, HILLSBOROUGH, NC 27278 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 48 +60 HELOCs |
15.4% | 86.2% | $319,583 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional, Jumbo, HELOC | 11 +12 HELOCs |
3.5% | 91.7% | $357,727 | |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 8 +6 HELOCs |
2.6% | 80% | $512,500 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 1.3% | 80% | $262,500 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +3 HELOCs |
0.6% | 66.7% | $415,000 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $235,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +11 HELOCs |
0.3% | 100% | $375,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $405,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 50% | $455,000 | View |
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835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,345,000 | View |
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1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
First Savings & Loan Association
206 W Center St, Mebane, NC 27302 |
Conventional | 1 | 0.3% | 100% | $535,000 | |
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104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2200 W Main St Ste L100, Durham, NC 27705 4600 A5.0 ★Texas Ratio: 6.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Corporate Investors Mortgage G
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Conventional, FHA, Jumbo | 21 | 6.8% | 100% | $435,952 | |
American Security Mortgage Cor
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Conventional | 4 | 1.3% | 100% | $402,500 | |
Goprime Mortgage, Inc.
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Conventional, VA | 2 | 0.6% | 100% | $475,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
AgSouth Farm Credit
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Conventional | 1 | 0.3% | 100% | $765,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 38 | 12.2% | 97.5% | $330,526 | |
Movement Mortgage, LLC
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Conventional, HELOC | 13 +1 HELOCs |
4.2% | 92.9% | $474,230 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 12 +1 HELOCs |
3.9% | 100% | $306,666 | |
Union Home Mortgage Corp.
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Conventional, VA, Jumbo, HELOC | 7 +1 HELOCs |
2.3% | 87.5% | $486,428 | |
Zillow Home Loans, LLC
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Conventional | 5 | 1.6% | 100% | $345,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 5 | 1.6% | 100% | $357,000 | |
Newrez LLC
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Conventional, VA | 4 | 1.3% | 80% | $197,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 1.3% | 100% | $305,000 | |
Provident Funding Associates
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Conventional | 4 | 1.3% | 100% | $442,500 | |
Nationstar Mortgage
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Conventional | 4 | 1.3% | 100% | $292,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 3 +3 HELOCs |
1% | 60% | $461,666 | |
Guaranteed Rate, Inc.
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Conventional, VA | 3 | 1% | 100% | $618,333 | |
Pennymac Loan Services LLC
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Conventional, FHA, Jumbo | 3 | 1% | 100% | $535,000 | |
First Heritage Mortgage, LLC
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Conventional, VA | 3 | 1% | 100% | $368,333 | |
TowneBank
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Conventional | 3 | 1% | 100% | $481,666 | |
New American Funding, LLC.
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Conventional | 3 | 1% | 100% | $471,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 1% | 75% | $245,000 | |
Nbkc Bank
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Conventional, Jumbo | 2 | 0.6% | 100% | $705,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.6% | 100% | $530,000 | |
General Mortgage Capital Corporation
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Conventional | 2 | 0.6% | 100% | $350,000 | |
Discover Bank
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Conventional | 2 | 0.6% | 40% | $100,000 | |
Bay Equity LLC
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Conventional | 2 | 0.6% | 100% | $445,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 0.6% | 100% | $250,000 | |
T2 Financial LLC
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Conventional | 2 | 0.6% | 100% | $440,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.6% | 100% | $370,000 | |
Mortgage Research Center
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VA | 2 | 0.6% | 66.7% | $525,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $35,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $415,000 | |
Cadence Bank
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,195,000 | |
Equity Resources Inc
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Conventional | 1 | 0.3% | 100% | $485,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.3% | 100% | $565,000 | View |
Primelending
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Conventional | 1 | 0.3% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
Freedom Mortgage Corporation
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VA | 1 | 0.3% | 100% | $395,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $485,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.3% | 50% | $605,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 0.3% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 10.20% |
Conventional | 1 | 0.3% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, Jumbo | 1 | 0.3% | 100% | $995,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 25% | $55,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 100% | $705,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Developer's Mortgage Company
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Conventional | 1 | 0.3% | 100% | $805,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Schumacher Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $665,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.3% | 100% | $325,000 | |
Capital Center LLC
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VA | 1 | 0.3% | 100% | $405,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 50% | $705,000 | View |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Agriculture Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $95,000 | |
Integrity Home Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,205,000 | |
Victorian Finance, LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.21% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
Towne Mortgage Company
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Conventional | 1 | 0.3% | 100% | $405,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $395,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Vanderbilt Mortgage and Finance, Inc
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VA | 1 | 0.3% | 33.3% | $635,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mutual of Omaha Mortgage
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Consumers Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Hillsborough Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hillsborough, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Hillsborough? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hillsborough in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hillsborough, NC
Use these to narrow the list above. Each category shows how many Hillsborough, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Hillsborough, NC
Independent mortgage companies closed 58.2 percent of home loans in Hillsborough, North Carolina in 2025, banks 19.6 percent and credit unions 22.2 percent. Corporate Investors Mortgage G was the largest mortgage company, First National Bank of PA the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hillsborough, NC
By home loans closed in 2025, First National Bank of PA was the largest mortgage lender in Hillsborough, North Carolina with 19 loans, about 6.1 percent of the market. The largest lender headquartered in North Carolina was Truist Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Hillsborough, North Carolina in 2025, led by Rocket Mortgage with 3. 14 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 11 credit unions closed home loans in Hillsborough, North Carolina in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hillsborough, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hillsborough, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hillsborough. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
