Mortgage Lenders and Brokers in Hickory, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hickory, North Carolina mortgage lenders include Truist BankTruist Bank1920 N Center St, Hickory, NC 28601A+5.0 ★Texas Ratio: 2.87%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust117 4th St Nw, Hickory, NC 28601A5.0 ★Texas Ratio: 7.72%, Wells Fargo Bank NAWells Fargo Bank NA200 1st Ave Nw, Hickory, NC 28601A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA205 2nd St Nw, Hickory, NC 28601A+5.0 ★Texas Ratio: 4.14%, First Horizon BankFirst Horizon Bank1039 2nd St Ne, Hickory, NC 28601A+5.0 ★Texas Ratio: 5.76%, Skyline National BankSkyline National Bank2900 S Nc 127 Hwy, Hickory, NC 28602A+5.0 ★Texas Ratio: 3.31%, Peoples BankPeoples Bank1333 2nd St Ne, Hickory, NC 28601A+5.0 ★Texas Ratio: 2.98%, PNC Bank N.A.PNC Bank N.A.34 2nd St Nw, Hickory, NC 28601A+5.0 ★Texas Ratio: 4.24%, United Bank VaUnited Bank Va11 13th Ave Ne, Hickory, NC 28601A+5.0 ★Texas Ratio: 2.15%, and State Employees' Credit UnionState Employees' Credit Union2875 16TH ST NE, HICKORY, NC 28601A-5.0 ★Texas Ratio: 14.13%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hickory, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hickory are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hickory, North Carolina
Market share is the lender's share of all home loans closed in Hickory, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
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★ 1 stars, 1 review 4 offices in Hickory 1920 N Center St, Hickory, NC 28601 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, VA, Jumbo, HELOC | 28 +44 HELOCs |
2.4% | 93.3% | $362,142 | View |
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2 offices in Hickory 117 4th St Nw, Hickory, NC 28601 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 23 +33 HELOCs |
2% | 88.5% | $328,478 | View |
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2 offices in Hickory 200 1st Ave Nw, Hickory, NC 28601 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 12 | 1% | 92.3% | $252,500 | View |
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1 office in Hickory 205 2nd St Nw, Hickory, NC 28601 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 9 +19 HELOCs |
0.8% | 81.8% | $231,666 | View |
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★ 5 stars, 1 review 2 offices in Hickory 1039 2nd St Ne, Hickory, NC 28601 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 8 +9 HELOCs |
0.7% | 88.9% | $218,750 | View |
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2 offices in Hickory 2900 S Nc 127 Hwy, Hickory, NC 28602 A+5.0 ★Texas Ratio: 3.31% |
Conventional | 8 | 0.7% | 100% | $161,250 | View |
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3 offices in Hickory 1333 2nd St Ne, Hickory, NC 28601 A+5.0 ★Texas Ratio: 2.98% |
Conventional, Jumbo, HELOC | 6 +30 HELOCs |
0.5% | 100% | $400,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Hickory 34 2nd St Nw, Hickory, NC 28601 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +3 HELOCs |
0.2% | 100% | $375,000 | View |
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1 office in Hickory 11 13th Ave Ne, Hickory, NC 28601 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 50% | $185,000 | View |
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2875 16TH ST NE, HICKORY, NC 28601 A-5.0 ★Texas Ratio: 14.13% |
Conventional, Jumbo, HELOC | 109 +87 HELOCs |
9.4% | 88.7% | $267,110 | View |
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102 1st Ave NE, Hickory, NC 28601 6207 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 7 | 0.6% | 100% | $133,571 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +1 HELOCs |
0.5% | 66.7% | $268,333 | View |
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104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 6 | 0.5% | 100% | $196,666 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 0.4% | 71.4% | $225,000 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 3 +3 HELOCs |
0.3% | 33.3% | $65,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
0.3% | 100% | $625,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.3% | 100% | $708,333 | View |
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128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 2 +2 HELOCs |
0.2% | 100% | $80,000 | View |
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.2% | 100% | $295,000 | View |
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148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
Conventional | 2 | 0.2% | 100% | $305,000 | View |
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3768 Nc 16, Denver, NC 28037 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 0.2% | 100% | $135,000 | View |
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355 US Highway 70 SW, Hickory, NC 28602 5018 A+5.0 ★Texas Ratio: 5.00% |
Conventional | 2 | 0.2% | 100% | $110,000 | View |
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192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53% |
Conventional | 2 | 0.2% | 100% | $285,000 | View |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 2 | 0.2% | 100% | $125,000 | View |
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3020 S NC 127 Hwy, Hickory, NC 28602 F1.0 ★Texas Ratio: 75.00% |
Conventional, HELOC | 1 +6 HELOCs |
0.1% | 100% | $265,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 50% | $285,000 | |
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335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $655,000 | View |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.1% | 100% | $555,000 | View |
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★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
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★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Cardinal Financial Company, Li
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Conventional, FHA | 10 | 0.9% | 73.3% | $172,000 | |
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A4.6 ★Texas Ratio: 4.64% |
Conventional | 5 | 0.4% | 100% | $259,000 | View |
American Security Mortgage Cor
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Conventional | 5 | 0.4% | 100% | $307,000 | |
Deephaven Mortgage LLC
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Conventional | 2 | 0.2% | 100% | $200,000 | |
Goprime Mortgage, Inc.
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Conventional | 2 | 0.2% | 100% | $155,000 | |
Piedmont Advantage Credit Unio
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Conventional | 1 | 0.1% | 100% | $55,000 | |
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A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.1% | 100% | $465,000 | View |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 124 | 10.6% | 82.6% | $214,354 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 87 | 7.5% | 92.6% | $296,609 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA, USDA | 85 | 7.3% | 98.8% | $182,058 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 46 +3 HELOCs |
3.9% | 87% | $336,521 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 42 +1 HELOCs |
3.6% | 97.7% | $284,523 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 35 +2 HELOCs |
3% | 100% | $212,714 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, Jumbo, HELOC | 33 +1 HELOCs |
2.8% | 91.9% | $236,515 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 32 +5 HELOCs |
2.7% | 84.2% | $274,062 | |
ALCOVA Mortgage, LLC
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Conventional, FHA, USDA | 26 | 2.2% | 93.8% | $167,692 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 26 | 2.2% | 100% | $199,230 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 25 | 2.1% | 80.6% | $201,400 | |
Guild Mortgage Company
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Conventional, FHA, VA | 19 | 1.6% | 96.2% | $247,631 | |
Mortgage Research Center
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VA | 19 | 1.6% | 83.3% | $277,631 | |
Freedom Mortgage Corporation
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FHA, VA | 15 | 1.3% | 89.5% | $285,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 13 | 1.1% | 88.2% | $298,846 | |
Nationstar Mortgage
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Conventional, FHA, Jumbo | 13 | 1.1% | 86.7% | $248,076 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 10 +3 HELOCs |
0.9% | 71.4% | $243,000 | |
Newrez LLC
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Conventional, FHA, VA | 9 | 0.8% | 75% | $235,000 | |
New American Funding, LLC.
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Conventional, FHA | 9 | 0.8% | 90% | $240,555 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA, VA | 8 | 0.7% | 88.9% | $246,250 | View |
Amerisave Mortgage Company
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Conventional, FHA, VA | 7 | 0.6% | 38.9% | $259,285 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA | 6 | 0.5% | 100% | $116,666 | |
Mortgage Assurance Inc
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Conventional | 6 | 0.5% | 100% | $280,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 6 | 0.5% | 85.7% | $238,333 | |
Reliance First Capital, LLC
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Conventional, FHA | 6 | 0.5% | 100% | $175,000 | |
The Loan Store, Inc
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Conventional, HELOC | 5 +1 HELOCs |
0.4% | 100% | $221,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 5 | 0.4% | 100% | $301,000 | |
Primelending
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Conventional, FHA | 5 | 0.4% | 100% | $227,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 5 | 0.4% | 62.5% | $209,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 5 | 0.4% | 83.3% | $163,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 4 +2 HELOCs |
0.3% | 80% | $87,500 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 4 | 0.3% | 50% | $355,000 | |
Securitynational Mortgage Company
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Conventional, FHA | 4 | 0.3% | 100% | $290,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 4 | 0.3% | 57.1% | $232,500 | View |
Lower, LLC
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Conventional, VA | 4 | 0.3% | 100% | $235,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 4 | 0.3% | 66.7% | $180,000 | |
Goodleap, LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.3% | 83.3% | $171,666 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 3 +1 HELOCs |
0.3% | 100% | $218,333 | View |
EMM Loans LLC
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Conventional, VA | 3 | 0.3% | 100% | $255,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 3 | 0.3% | 100% | $301,666 | |
Equity Prime Mortgage LLC
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FHA | 3 | 0.3% | 100% | $171,666 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 3 | 0.3% | 100% | $228,333 | View |
Discover Bank
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Conventional | 3 | 0.3% | 30% | $58,333 | |
Click n' Close, Inc.
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Conventional, FHA | 3 | 0.3% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA, VA | 3 | 0.3% | 100% | $315,000 | View |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.3% | 100% | $265,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 3 | 0.3% | 100% | $171,666 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 2 | 0.2% | 100% | $315,000 | View |
Royal United Mortgage LLC
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Conventional | 2 | 0.2% | 50% | $65,000 | |
Canopy Mortgage, LLC
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Conventional | 2 | 0.2% | 100% | $260,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 0.2% | 66.7% | $270,000 | View |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 2 | 0.2% | 100% | $115,000 | View |
AdvantageFirst Lending Inc
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Conventional, FHA | 2 | 0.2% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 2 | 0.2% | 100% | $575,000 | View |
Sun West Mortgage Company, Inc
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FHA | 2 | 0.2% | 100% | $185,000 | |
New Day Financial, LLC.
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VA | 2 | 0.2% | 100% | $225,000 | |
Resource Financial Services, Inc.
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FHA | 2 | 0.2% | 100% | $245,000 | |
Milend, Inc
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FHA | 2 | 0.2% | 66.7% | $155,000 | |
Towne Mortgage Company
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FHA | 2 | 0.2% | 100% | $220,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.2% | 66.7% | $525,000 | |
Summit Mortgage Corporation
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Conventional | 2 | 0.2% | 100% | $130,000 | |
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A+5.0 ★Texas Ratio: 3.58% |
Conventional | 2 | 0.2% | 66.7% | $210,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 0.2% | 100% | $410,000 | |
Top Flite Financial, Inc.
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Conventional, FHA | 2 | 0.2% | 66.7% | $255,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +2 HELOCs |
0.1% | 100% | $385,000 | |
Allied Mortgage Group, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $265,000 | View |
Union Home Mortgage Corp.
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VA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $405,000 | View |
Alameda Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.1% | 100% | $925,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.1% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.1% | 100% | $375,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.1% | 100% | $165,000 | |
Success Lending, LLC
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Conventional | 1 | 0.1% | 100% | $235,000 | |
NOVA Financial & Investment Corporation
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Conventional | 1 | 0.1% | 100% | $465,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 33.3% | $225,000 | |
Kind Lending, LLC
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VA | 1 | 0.1% | 100% | $315,000 | |
Norwich Commercial Group Inc
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VA | 1 | 0.1% | 100% | $295,000 | |
Howard Hanna Financial Services, Inc
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FHA | 1 | 0.1% | 100% | $205,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.1% | 100% | $295,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.1% | 100% | $195,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $115,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 13.85% |
FHA | 1 | 0.1% | 100% | $365,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.1% | 100% | $175,000 | View |
Credit Union Mortgage Associat
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Conventional | 1 | 0.1% | 100% | $95,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.1% | 100% | $215,000 | |
American Financing Corporation
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FHA | 1 | 0.1% | 40% | $215,000 | |
ClearPath Lending
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VA | 1 | 0.1% | 100% | $295,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $645,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Legend Lending Corporation
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Conventional | 1 | 0.1% | 100% | $165,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.1% | 100% | $285,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $145,000 | |
Nfm, Inc
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FHA | 1 | 0.1% | 100% | $275,000 | |
Evergreen Moneysource Mortgage Company
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VA | 1 | 0.1% | 100% | $255,000 | |
CityWorth Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Suncoast Credit Union
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.1% | 50% | $205,000 | |
Provident Funding Associates
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Conventional | 1 | 0.1% | 100% | $435,000 | |
T2 Financial LLC
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FHA | 1 | 0.1% | 100% | $205,000 | |
Direct Mortgage Loans, LLC
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VA | 1 | 0.1% | 100% | $335,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $145,000 | |
Andrew Johnson Bank
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Conventional | 1 | 0.1% | 100% | $705,000 | |
Radius Financial Group Inc
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FHA | 1 | 0.1% | 100% | $305,000 | |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $315,000 | |
RoundPoint Mortgage Servicing LLC
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FHA | 1 | 0.1% | 100% | $245,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.1% | 100% | $105,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $365,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $515,000 | View |
Mortgage Investors Group
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FHA | 1 | 0.1% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 50% | $525,000 | View |
21St Mortgage
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Conventional | 1 | 0.1% | 25% | $75,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.1% | 2.8% | $145,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.1% | 100% | $195,000 | View |
Loan Simple, Inc.
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FHA | 1 | 0.1% | 100% | $215,000 | |
Village Capital & Investment
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FHA | 1 | 0.1% | 75% | $205,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.1% | 100% | $95,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Corning Credit Union
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HELOC | 0 +2 HELOCs |
0% | 100% | ||
Sharonview Federal CU
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Liberty Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Kinecta Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Freedom First Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Hickory Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hickory, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Hickory? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hickory in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hickory, NC
Use these to narrow the list above. Each category shows how many Hickory, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Hickory, NC
Independent mortgage companies closed 71.8 percent of home loans in Hickory, North Carolina in 2025, banks 15.2 percent and credit unions 13 percent. Cardinal Financial Company, Li was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 28 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
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Frequently Asked Questions About Mortgage Lenders in Hickory, NC
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Hickory, North Carolina with 28 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Hickory, North Carolina, Atlantic Bay Mortgage Group approved the highest share of completed applications in 2025 at 98.8 percent, against a 85.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
62 lenders closed FHA loans in Hickory, North Carolina in 2025, led by DHI Mortgage Company, LTD. with 39. 37 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 45 banks and 22 credit unions closed home loans in Hickory, North Carolina in 2025, alongside 104 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hickory, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hickory, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hickory. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
