Telco Community Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Credit Unions
  3. Telco Community Credit Union Deposit Rates

Telco Community Credit Union12-month CD rates can be found at 1.96%, 6-month CD rates at 3.30% and 3-month CD rates at 2.78%. Savings rates are at 0.05% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.33%. Credit Card rates are at 14.00%. Personal Loan rates are at 11.99%. All these rates, and more, can be found in our database of rates which you can compare to Telco Community Credit Union rates.

Compare Telco Community Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Telco Community Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Telco Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Telco Community Credit Union? Share your experience about Telco Community Credit Union by leaving a review below, or read customer reviews before you decide to use Telco Community Credit Union.

Overall, Telco Community Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Telco Community Credit Union
Adminstration Office
1137 Smokey Park Hwy
Candler, NC 28715 8240
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Telco Community Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Mountain America Federal Credit Union
Mountain America Federal Credit Union
60-Month CD
4.25%
$500
Stearns Bank Upsala N.A.
Stearns Bank Upsala N.A.
9-Month CD
4.23%
$500
CF Bank
CF Bank
9-Month CD
4.10%
$10,000
Inova Federal Credit Union
Inova Federal Credit Union
36-Month CD
4.00%
$200
Community Commerce Bank
Community Commerce Bank
12-Month CD
3.97%
$1,000
West Pointe Bank
West Pointe Bank
12-Month CD
3.97%
$500
Solvay Bank
Solvay Bank
12-Month CD
3.75%
$2,500
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
36-Month CD
3.75%
$1,000
TTNB Turbotville Bank
TTNB Turbotville Bank
12-Month CD
3.70%
$500
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
12-Month CD (Jumbo)
3.70%
$100,000
Brentwood Bank
Brentwood Bank
18-Month CD
3.65%
$2,000
The Golden 1 Credit Union
The Golden 1 Credit Union
48-Month CD
3.65%
$500
Harrison County Bank
Harrison County Bank
36-Month CD
3.60%
$1,000
CSB of Cheney, KS
CSB of Cheney, KS
36-Month CD
3.30%
$500
Centier Bank
Centier Bank
18-Month CD
3.25%
$1,000
First Federal S&L Newark, OH
First Federal S&L Newark, OH
36-Month CD
3.03%
$500
Gogebic Range Bank
Gogebic Range Bank
24-Month CD
3.03%
$500
Integrity Bank & Trust
Integrity Bank & Trust
48-Month CD
3.03%
$500
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
24-Month CD
3.03%
$1,000
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
18-Month CD
3.00%
$1,000
Conneaut Savings Bank
Conneaut Savings Bank
18-Month CD
2.78%
$1,000
Hatboro Federal Savings
Hatboro Federal Savings
Money Market
2.75%
$1,000
Security Savings Bank
Security Savings Bank
24-Month CD
2.70%
$5,000
Walden Savings Bank
Walden Savings Bank
18-Month CD
2.00%
$1,000
International Bank of Chicago
International Bank of Chicago
18-Month CD
1.75%
$1,000
Frontier Bank Sioux Falls, SD
Frontier Bank Sioux Falls, SD
24-Month CD
1.65%
$1,000
Perryton National Bank
Perryton National Bank
3-Month CD
1.51%
$2,500
The Citizens Bank Company
The Citizens Bank Company
24-Month CD
1.46%
$1,000
Union State Bank Pell City, AL
Union State Bank Pell City, AL
24-Month CD
1.35%
$500
FNB Of Nokomis
FNB Of Nokomis
6-Month CD
1.20%
$1,000
Neffs National Bank
Neffs National Bank
6-Month CD
1.00%
$1,000
Consumers Credit Union
Consumers Credit Union
12-Month CD
0.90%
$250
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
Passbook Savings
0.75%
$100
Haddon Savings Bank
Haddon Savings Bank
Checking
0.70%
$50
United Bank of Union
United Bank of Union
24-Month CD
0.65%
$500
Grand Valley Bank
Grand Valley Bank
Money Market
0.65%
$100
Premier Bank Omaha, NE
Premier Bank Omaha, NE
Premier Money Market
0.60%
$0
Chelsea Savings Bank
Chelsea Savings Bank
NOW Checking
0.50%
$1,000
Investment Savings Bank
Investment Savings Bank
48-Month CD
0.50%
$500
Magyar Bank
Magyar Bank
Statement Savings
0.50%
$100
Adirondack Bank
Adirondack Bank
48-Month CD
0.50%
$1,000
OneUnited Bank
OneUnited Bank
UNITY Plus Savings
0.40%
$100
Skowhegan Savings Bank
Skowhegan Savings Bank
24-Month CD
0.30%
$500
FirstBank of Nebraska
FirstBank of Nebraska
Checking
0.20%
$1,000
City Credit Union
City Credit Union
Share Savings
0.20%
$100
Heritage Bank of St Tammany
Heritage Bank of St Tammany
Statement Savings
0.10%
$10
Savers Co-operative Bank
Savers Co-operative Bank
Money Market
0.10%
$10
Seasons Federal Credit Union
Seasons Federal Credit Union
Money Market
0.10%
$1,500
Farm Bureau Bank FSB
Farm Bureau Bank FSB
Plus Money Market
0.03%
$2,500
Associated Bank
Associated Bank
18-Month CD
0.03%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Telco Community Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
First FSB of Champaign Urbana
First FSB of Champaign Urbana
15-Year Fixed
5.500%
5.549%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
15-Year Fixed
5.250%
5.570%
1.250
Hoosier Hills Credit Union
Hoosier Hills Credit Union
15 Year Fixed
5.375%
5.578%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
5-Year ARM
5.500%
5.581%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
10 Year Fixed
5.500%
5.634%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
20-Year Fixed
5.625%
5.787%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed Jumbo
5.625%
5.820%
0.250
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
15-Year Fixed
5.750%
5.836%
0.500
First Northern Credit Union
First Northern Credit Union
10 Year Fixed
5.750%
5.842%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
15-Year Fixed
5.750%
5.847%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 ARM
5.500%
5.856%
0.250
Altoona First Savings Bank
Altoona First Savings Bank
20-Year Fixed
5.850%
5.891%
0.000
Freedom Credit Union
Freedom Credit Union
5/1 ARM
5.875%
5.916%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
20-Year Fixed
5.750%
5.918%
0.250
Bath State Bank
Bath State Bank
15-Year Fixed
5.875%
5.945%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
5/5 ARM
5.875%
5.967%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed
5.875%
5.990%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
30-Year Fixed
6.000%
6.031%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
30-Year Fixed
5.875%
6.031%
0.000
Ulster Savings Bank
Ulster Savings Bank
3-Year ARM
5.250%
6.037%
0.000
Manasquan Bank
Manasquan Bank
7/6 ARM
6.000%
6.074%
0.000
Chartway Credit Union
Chartway Credit Union
7/1 ARM
6.000%
6.100%
0.000
Citizens Bank
Citizens Bank
15-Year Fixed
6.000%
6.123%
0.375
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
30-Year Fixed
6.125%
6.148%
0.000
Holyoke Credit Union
Holyoke Credit Union
10/1 ARM
5.875%
6.163%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Telco Community Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Telco Community Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Telco Community Credit Union rate data right now, check back for updates, we are adding rates all the time.

Telco Community Credit Union Information

Credit Union Name: Telco Community Credit Union
Full Time Employees: 72
Part Time Employees: 5
President: Robert Lux
CEO: David Burnette
Branch Locations: 13
ATM Locations: 11
Corporate Office Address:
1137 Smokey Park Hwy
Candler, NC 28715 8240
Phone Number: 828-252-6458
Fax Number: 828-255-9347

Telco Community Credit Union Financials

Total Assets:
372,410,897
Total Amount of Shares and Deposits:
326,788,852
Total Shares and Deposits < 1 Year:
308,026,595
Total Shares and Deposits 1 3 Years:
18,762,257
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
20,247,937
Total Uninsured Shares and Deposits > $250K (F+J):
20,247,937
Total Insured Shares and Deposits > $250K (item 17 less item K):
306,540,915
Total Interest Expense (Sum of items 6 8):
1,021,219
Share Certificates:
1,805
Number of Accounts for Share Drafts:
26,267
IRA KEOGH Accounts:
841
Number of Accounts for Regular Shares:
37,595
Non Member Deposits:
1,743
Money Market Shares:
1,125
Net Income (unless the amount is already included in Undivided Earnings):
1,108,800
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
21,139,097
Total Liabilities:
332,283,510
Show More

Telco Community Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

mortgage-rates-down-for-third-week-according-to-freddie-mac-record-low-for-15-year-mortgage-ratesMortgage rates are down again in this week's Primary Mortgage Market Survey released by Freddie Mac this morning. Current 30-year mortgage rates are now just above 5.00 percent at 5.04 percent with 0.7 discount points. Nearing the a recent low of 4.91 percent set on May 28, 2009.
Mortgage rates increased slightly today after two consecutive days of declines. Mortgage rates have been in a tight range between 4.05% and 4.25% for the past several weeks. We expect mortgage rates to continue to be range bound for the foreseeable future. Mortgage rates today on 30 year mortgages are averaging 4.19%, an increase from yesterday's average 30 year mortgage rates of 4.12%. 15 year mortgage rates headed in the opposite direction declining 4 basis points to 3.41%.
401k-taking-a-401k-loanMillions of Americans have 401k plans through their place of employment, making monthly 401k contributions to save for retirement. Taking out a loan from the money in your 401k plan is possible but doing so can be costly if you don't pay back the loan in time.

Bank or Credit Union Offers and Deals

Mortgage Rates Hit All Time Record Low: 30 Year Mortgage Rates at 3.91%
Mortgage Rates Drop as Fed Continues to Taper, 30 Year Mortgage Rates at 3.875
Mortgage Rates Set to Move Lower on QE3
Mortgage Rates Mixed This Week: 30 Year Mortgage Rates at 4.01%
Jumbo Mortgage Rates are Still Low Heading into 2016
Ascencia Bank Current CD Rates
Think Mutual Bank Best CD Rates
Mortgage Rates Decline as Equity Prices and Commodity Prices Tumble
Live Oak Bank 6 Month CD Rates now at 1.00%
EverBank Money Market Account Rates now at 0.61%

Alternative Bank and Credit Union Offers to Explore

Savings Rate Up in February as Savings Account Rates Continue to Decline
Opt-Up Certificate of Deposit
American Bank 2 Year Jumbo CD Rates now at 0.45%
Personal Savings Rate Higher on Lower Gas Prices
Third Federal Savings and Loan CD Rates
Mortgage Rates Today Decline: 30 Year Jumbo Mortgage Rates Under 4.00%
Current Savings Rates/Money Market Rates
Ally Bank CD Rates - Bank Increases Most CD Rates, Lowers 1 Year CD
Highest Savings Rates This Week: Best 1 Year APY at 1.05 Percent
Top Deposit Rates Still Offered by Online Banks

Telco Community Credit Union Reviews

There are no reviews for Telco Community Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Telco Community Credit Union
Your Name:
Your Rating:

See how Telco Community Credit Union Compares to other credit unions