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Mortgage Lenders and Brokers in Asheville, North Carolina

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Asheville, North Carolina mortgage lenders include HomeTrust BankHomeTrust Bank10 Woodfin St, Asheville, NC 28801A+5.0 ★Texas Ratio: 5.53%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust1375 Patton Ave, Asheville, NC 28806A5.0 ★Texas Ratio: 7.72%, Wells Fargo Bank NAWells Fargo Bank NA1 Haywood St, Asheville, NC 28801A+5.0 ★Texas Ratio: 5.36%, First BankFirst Bank1879 Hendersonville Rd, Asheville, NC 28803A+5.0 ★Texas Ratio: 1.94%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, TD BankTD Bank335 New Leicester Hwy, Asheville, NC 28806A+5.0 ★Texas Ratio: 3.71%, Truist BankTruist Bank1653 Hendersonville Rd, Asheville, NC 28803A+5.0 ★Texas Ratio: 2.87%, The Park National BankThe Park National Bank1127 Hendersonville Rd, Asheville, NC 28803A5.0 ★Texas Ratio: 6.62%, Bank of America NABank of America NA1896 Hendersonville Rd, Asheville, NC 28803A+5.0 ★Texas Ratio: 4.14%, and PNC Bank N.A.PNC Bank N.A.8 Ohenry Ave, Asheville, NC 28801A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Asheville, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Asheville are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Asheville, North Carolina

Market share is the lender's share of all home loans closed in Asheville, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
HomeTrust Bank 1 office in Asheville 10 Woodfin St, Asheville, NC 28801 A+5.0 ★Texas Ratio: 5.53%	Conventional, Jumbo, HELOC	55 +41 HELOCs	3.1%	85.9%	$388,636	View
First Ciitizens Bank and Trust 6 offices in Asheville 1375 Patton Ave, Asheville, NC 28806 A5.0 ★Texas Ratio: 7.72%	Conventional, FHA, VA, Jumbo, HELOC	35 +72 HELOCs	2%	84.8%	$551,571	View
Wells Fargo Bank NA 6 offices in Asheville 1 Haywood St, Asheville, NC 28801 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	21	1.2%	87.5%	$464,047	View
First Bank 6 offices in Asheville 1879 Hendersonville Rd, Asheville, NC 28803 A+5.0 ★Texas Ratio: 1.94%	Conventional, FHA, Jumbo, HELOC	19 +17 HELOCs	1.1%	80%	$341,842	View
JPMorgan Chase Bank, NA 1 office in Asheville 1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	19	1.1%	100%	$428,157	View
TD Bank 3 offices in Asheville 335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	16 +12 HELOCs	0.9%	84.2%	$595,625	View
Truist Bank ★ 1 stars, 1 review 5 offices in Asheville 1653 Hendersonville Rd, Asheville, NC 28803 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, Jumbo, HELOC	14 +41 HELOCs	0.8%	93.3%	$997,857	View
The Park National Bank 1 office in Asheville 1127 Hendersonville Rd, Asheville, NC 28803 A5.0 ★Texas Ratio: 6.62%	Conventional, Jumbo, HELOC	12 +10 HELOCs	0.7%	100%	$689,166	View
Bank of America NA 4 offices in Asheville 1896 Hendersonville Rd, Asheville, NC 28803 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	8 +38 HELOCs	0.5%	72.7%	$601,250	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Asheville 8 Ohenry Ave, Asheville, NC 28801 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	5 +16 HELOCs	0.3%	100%	$795,000	View
Fifth Third Bank, National Association 1 office in Asheville 1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	5 +5 HELOCs	0.3%	100%	$483,000	View
First National Bank of PA 1 office in Asheville 1 Town Square Blvd, Asheville, NC 28803 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo, HELOC	3 +8 HELOCs	0.2%	75%	$731,666	View
Pinnacle Bank 1 office in Asheville 1999 Hendersonville Rd, Asheville, NC 28803 A+5.0 ★Texas Ratio: 3.04%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.2%	100%	$658,333	View
First Horizon Bank ★ 5 stars, 1 review 3 offices in Asheville 918 Merrimon Ave, Asheville, NC 28804 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	2 +6 HELOCs	0.1%	100%	$740,000	View
TruPoint Bank 1 office in Asheville 116 Executive Park, Asheville, NC 28801 A+5.0 ★Texas Ratio: 0.13%	Conventional	2	0.1%	100%	$305,000	View
Servisfirst Bank 1 office in Asheville 1200 Ridgefield Blvd, Asheville, NC 28806 A5.0 ★Texas Ratio: 8.75%	HELOC	0 +1 HELOCs	0%	n/a		View
State Employees' Credit Union 20 ALL SOULS CRES, ASHEVILLE, NC 28803 A-5.0 ★Texas Ratio: 14.13%	Conventional, Jumbo, HELOC	145 +116 HELOCs	8.2%	80.2%	$395,068	View
Telco Community Credit Union 1871 Hendersonville Rd, Asheville, NC 28803 A+5.0 ★Texas Ratio: 5.00%	Conventional, Jumbo, HELOC	12 +4 HELOCs	0.7%	92.3%	$534,166	View
Champion Credit Union 1000 Patton Ave, Asheville, NC 28806 3623 A+5.0 ★Texas Ratio: 1.55%	Conventional	12	0.7%	100%	$418,333	View
United Community Bank 732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97%	Conventional, FHA, HELOC	10 +9 HELOCs	0.6%	100%	$359,000	View
Self Help Credit Union 1911 Hendersonville Rd, Asheville, NC 28803 A+5.0 ★Texas Ratio: 2.49%	Conventional	6	0.3%	100%	$215,000	View
Skyla Federal Credit Union 148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56%	Conventional, HELOC	5 +9 HELOCs	0.3%	71.4%	$175,000	View
US Bank, N.A. 8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	5 +2 HELOCs	0.3%	62.5%	$755,000	View
Regions Bank 1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	4 +2 HELOCs	0.2%	100%	$1,295,000	View
Coastal Federal Credit Union Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34%	Conventional, HELOC	4 +2 HELOCs	0.2%	66.7%	$412,500
Ameris Bank ★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82%	Conventional	4	0.2%	100%	$550,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27%	Conventional, HELOC	3 +2 HELOCs	0.2%	100%	$511,666	View
Flagstar Bank NA 121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11%	Conventional	2	0.1%	66.7%	$235,000	View
Mountain Credit Union 1453 Sand Hill Rd, Candler, NC 28715 A+5.0 ★Texas Ratio: 3.23%	Conventional	2	0.1%	100%	$380,000	View
Huntington National Bank 101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$395,000	View
The Fidelity Bank 804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02%	Conventional	1	0.1%	100%	$215,000	View
Summit Credit Union 8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76%	Conventional	1	0.1%	100%	$25,000	View
Southern Bank and Trust Company 506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13%	Conventional, Jumbo	1	0.1%	100%	$965,000	View
Civic FCU 275 Smokey Park HWY, Asheville, NC 28806 F1.0 ★Texas Ratio: 75.00%	HELOC	0 +5 HELOCs	0%	n/a		View
Carter Bank and Trust 500 E Morehead St Ste 150, Charlotte, NC 28202 A5.0 ★Texas Ratio: 7.55%	HELOC	0 +1 HELOCs	0%	n/a		View
Truliant Federal Credit Union 1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43%	HELOC	0 +1 HELOCs	0%	0%		View
American Security Mortgage Cor	Conventional, Jumbo	20	1.1%	100%	$523,000
Goprime Mortgage, Inc.	Conventional, FHA, VA, USDA	18	1%	90.9%	$293,888
Cardinal Financial Company, Li	Conventional, FHA	4	0.2%	100%	$295,000
Deephaven Mortgage LLC	Conventional	1	0.1%	33.3%	$165,000
Movement Mortgage, LLC	Conventional, FHA, VA, USDA, Jumbo, HELOC	195 +7 HELOCs	11%	98.6%	$405,410
Rocket Mortgage	Conventional, FHA, VA	146	8.3%	82.3%	$275,753
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	108 +2 HELOCs	6.1%	89.3%	$424,351
Atlantic Bay Mortgage Group	Conventional, FHA, VA	84	4.8%	97.7%	$371,428
Howard Hanna Financial Services, Inc	Conventional, VA, Jumbo	45	2.5%	100%	$419,666
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	41 +4 HELOCs	2.3%	100%	$417,439
United Federal Credit Union A+5.0 ★Texas Ratio: 2.15%	Conventional, FHA, Jumbo, HELOC	34 +14 HELOCs	1.9%	81.8%	$361,764	View
DHI Mortgage Company, LTD.	Conventional, FHA, VA	30	1.7%	85.7%	$307,666
Fairway Independent Mort Corp	Conventional, FHA	25	1.4%	92.6%	$475,000
CrossCountry Mortgage, LLC	Conventional, FHA, Jumbo	23	1.3%	95.8%	$391,521
Nationstar Mortgage	Conventional, VA	22	1.2%	84.6%	$213,181
Pennymac Loan Services LLC	Conventional, FHA, VA	21	1.2%	75.9%	$370,714
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	20 +4 HELOCs	1.1%	87%	$357,000
Mortgage Research Center	FHA, VA	18	1%	75%	$360,000
Freedom Mortgage Corporation	Conventional, FHA, VA	17	1%	83.3%	$322,058
Bay Equity LLC	Conventional, FHA, Jumbo	17	1%	100%	$535,588
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	16 +6 HELOCs	0.9%	76.2%	$368,125
Primelending	Conventional, FHA	13	0.7%	100%	$402,692
Vanderbilt Mortgage and Finance, Inc	Conventional	13	0.7%	23.3%	$111,923
ALCOVA Mortgage, LLC	Conventional, FHA	12	0.7%	100%	$395,833
Triad Financial Services, Inc.	Conventional	12	0.7%	46.4%	$84,166
New American Funding, LLC.	Conventional, FHA, HELOC	11 +2 HELOCs	0.6%	100%	$299,545
Union Home Mortgage Corp.	Conventional, FHA, HELOC	10 +3 HELOCs	0.6%	100%	$351,000
Cmg Mortgage Inc	Conventional, FHA	10	0.6%	100%	$386,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	10	0.6%	61.1%	$364,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	10	0.6%	76.9%	$726,000	View
Newrez LLC	Conventional, FHA, VA	9	0.5%	52.6%	$259,444
Amerisave Mortgage Company	Conventional, FHA, VA, Jumbo	9	0.5%	39.1%	$240,555
Sage Home Loans Corporation	Conventional	8	0.5%	100%	$532,500
T2 Financial LLC	Conventional, FHA, VA	8	0.5%	88.9%	$305,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	8	0.5%	80%	$227,500	View
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA	7	0.4%	87.5%	$427,857	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	7	0.4%	100%	$502,142	View
Radius Financial Group Inc	Conventional, FHA	7	0.4%	100%	$287,857
Tomo Mortgage LLC	Conventional	7	0.4%	87.5%	$473,571
Provident Funding Associates	Conventional	6	0.3%	100%	$410,000
Mutual of Omaha Mortgage	Conventional	6	0.3%	100%	$298,333
Lower, LLC	Conventional	6	0.3%	100%	$306,666
Plaza Home Mortgage, Inc	Conventional, FHA, VA	6	0.3%	100%	$300,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	5 +3 HELOCs	0.3%	71.4%	$173,000	View
Better Mortgage Corporation	Conventional, HELOC	5 +1 HELOCs	0.3%	55.6%	$339,000
Spring Eq, LLC	Conventional, HELOC	5 +1 HELOCs	0.3%	38.5%	$89,000
Zillow Home Loans, LLC	Conventional, FHA	5	0.3%	83.3%	$305,000
The Loan Store, Inc	Conventional	5	0.3%	100%	$435,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	5	0.3%	83.3%	$757,000	View
Genisys Credit Union	Conventional, Jumbo	4	0.2%	100%	$1,122,500
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	4	0.2%	100%	$222,500	View
Highlands Residential Mortgage, Ltd.	Conventional, FHA	4	0.2%	66.7%	$377,500
Nfm, Inc	Conventional	4	0.2%	100%	$560,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo, HELOC	3 +2 HELOCs	0.2%	100%	$608,333	View
Select Lending Services, LLC A5.0 ★Texas Ratio: 11.24%	Conventional, HELOC	3 +2 HELOCs	0.2%	80%	$388,333	View
Pentagon Federal Credit Union	Conventional, VA, HELOC	3 +2 HELOCs	0.2%	60%	$378,333
Guaranteed Rate Affinity, LLC	Conventional, VA	3	0.2%	100%	$461,666
American Financial Resources LLC	FHA	3	0.2%	60%	$308,333
Equity Prime Mortgage LLC	FHA, VA	3	0.2%	100%	$298,333
Capital City Home Loans, LLC	Conventional	3	0.2%	100%	$318,333
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	3	0.2%	100%	$488,333	View
ClearPath Lending	VA	3	0.2%	100%	$341,666
Planet Home Lending, LLC	Conventional, VA	3	0.2%	100%	$471,666
21St Mortgage	Conventional	3	0.2%	26.7%	$75,000
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$460,000	View
AmWest Funding Corp	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$370,000
Originpoint, LLC	Conventional, Jumbo	2	0.1%	100%	$935,000
Ruoff Mortgage Company	Conventional	2	0.1%	100%	$340,000
Liberty Federal Credit Union	Conventional	2	0.1%	100%	$345,000
Primary Residential Mortgage, INC.	Conventional, FHA	2	0.1%	66.7%	$470,000
Gold Star Mortgage Financial Group, Corporation	Conventional	2	0.1%	100%	$555,000
Everett Financial, Inc.	Conventional	2	0.1%	100%	$360,000
Lakeview Loan Servicing, LLC	Conventional, VA	2	0.1%	33.3%	$350,000
Kind Lending, LLC	Conventional	2	0.1%	50%	$250,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional	2	0.1%	100%	$490,000	View
PHH Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$365,000
Filo Mortgage, LLC	Conventional	2	0.1%	100%	$500,000
Guild Mortgage Company	Conventional, Jumbo	2	0.1%	100%	$700,000
American Financial Network, Inc.	Conventional, VA	2	0.1%	100%	$340,000
Homestead Funding Corp.	Conventional	2	0.1%	100%	$395,000
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA	2	0.1%	66.7%	$320,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.1%	100%	$585,000	View
Network Capital Funding Corporation	Conventional, FHA	2	0.1%	66.7%	$330,000
SIRVA Mortgage, Inc.	Conventional	2	0.1%	100%	$455,000
Kwik Mortgage Corporation	Conventional	2	0.1%	100%	$320,000
First Colony Mortgage Corporat	Conventional	2	0.1%	100%	$415,000
Fairwinds Credit Union	Conventional	2	0.1%	100%	$195,000
Capital Center LLC	Conventional	2	0.1%	100%	$460,000
New Day Financial, LLC.	VA	2	0.1%	40%	$555,000
Nations Lending Corporation	Conventional	2	0.1%	100%	$400,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	2	0.1%	100%	$105,000
Nasa Federal Credit Union	Conventional	2	0.1%	100%	$90,000
Acopia, LLC	Conventional	2	0.1%	100%	$315,000
RoundPoint Mortgage Servicing LLC	Conventional	2	0.1%	100%	$455,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	2	0.1%	100%	$715,000	View
TowneBank	FHA	2	0.1%	100%	$415,000
Prosperity Home Mortgage, LLC	FHA, VA	2	0.1%	66.7%	$395,000
Veritas Funding, LLC	FHA, VA	2	0.1%	100%	$205,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	2	0.1%	50%	$255,000	View
Carrington Mortgage Services LLC	Conventional, VA	2	0.1%	28.6%	$160,000
Texana Bank	Conventional, VA	2	0.1%	100%	$375,000
Top Flite Financial, Inc.	Conventional, FHA	2	0.1%	100%	$235,000
Champions Funding, LLC	Conventional, Jumbo	2	0.1%	100%	$695,000
American Airlines Federal Cred	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$445,000
Eastman Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$25,000
Firstbank A5.0 ★Texas Ratio: 7.51%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$195,000	View
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.36%	Conventional	1	0.1%	50%	$305,000	View
Bny Mellon, N.A. A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	1	0.1%	100%	$1,555,000	View
Atlantic Coast Mortgage, LLC	Conventional	1	0.1%	100%	$275,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$155,000	View
Countryplace Mortgage, Ltd.	Conventional	1	0.1%	25%	$105,000
Fidelity Bank A5.0 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$205,000	View
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$185,000
BankSouth Mortgage Company LLC	Conventional	1	0.1%	100%	$445,000
Allied Mortgage Group, Inc	VA	1	0.1%	100%	$155,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$245,000
Advancial Federal Credit Union A5.0 ★Texas Ratio: 12.30%	Conventional	1	0.1%	100%	$335,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional, Jumbo	1	0.1%	100%	$875,000	View
AdvantageFirst Lending Inc	VA	1	0.1%	100%	$305,000
American Bancshares Mortgage, LLC	Conventional	1	0.1%	100%	$455,000
Renasant Bank A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0.1%	100%	$555,000	View
Success Mortgage Partners, Inc	Conventional	1	0.1%	100%	$265,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	100%	$605,000
Goldwater Bank, N.A. C+4.1 ★Texas Ratio: 26.20%	Conventional	1	0.1%	100%	$175,000	View
Discover Bank	Conventional	1	0.1%	7.1%	$155,000
JMJ Financial Group Inc.	Conventional	1	0.1%	100%	$325,000
Credit Human Federal Credit Un	Conventional	1	0.1%	40%	$95,000
Click n' Close, Inc.	FHA	1	0.1%	100%	$495,000
VanDyk Mortgage Corporation	Conventional	1	0.1%	100%	$455,000
Clearview Federal Credit Union	Conventional	1	0.1%	100%	$495,000
Weichert Financial Services	Conventional	1	0.1%	100%	$405,000
Univest Bank and Trust Co. A5.0 ★Texas Ratio: 6.10%	Conventional	1	0.1%	100%	$365,000	View
Lafayette Federal Credit Union	Conventional	1	0.1%	100%	$685,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	50%	$165,000
Resource Financial Services, Inc.	Conventional	1	0.1%	100%	$145,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$565,000	View
Beeline Loans, Inc.	Conventional	1	0.1%	100%	$505,000
The Paducah Bank and Trust Company A+5.0 ★Texas Ratio: 1.48%	Conventional	1	0.1%	100%	$445,000	View
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo	1	0.1%	100%	$845,000	View
Suncoast Credit Union	Conventional	1	0.1%	100%	$285,000
Embrace Home Loans, Inc.	Conventional, Jumbo	1	0.1%	100%	$865,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$665,000	View
Waterstone Mortgage Corporation	Conventional	1	0.1%	100%	$455,000
Direct Mortgage Loans, LLC	Conventional	1	0.1%	100%	$555,000
Castle & Cooke Mortgage, LLC	FHA	1	0.1%	100%	$305,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$675,000
Central Bank & Trust Co A+5.0 ★Texas Ratio: 1.26%	Conventional	1	0.1%	100%	$385,000	View
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$505,000
Atlanta Postal Credit Union	Conventional	1	0.1%	100%	$185,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	50%	$485,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$385,000	View
Smartbank A+5.0 ★Texas Ratio: 1.74%	Conventional	1	0.1%	100%	$55,000	View
Andrews Federal Credit Union	Conventional	1	0.1%	100%	$265,000
Saygo Home Loans, LLC	Conventional	1	0.1%	100%	$245,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$105,000
Grow Financial Federal Credit Union	Conventional	1	0.1%	100%	$65,000
The Citizens National Bank of Somerset B+3.9 ★Texas Ratio: 1.75%	Conventional	1	0.1%	100%	$525,000	View
Geo-Corp, Inc.	Conventional	1	0.1%	100%	$355,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$525,000
Johnson Bank A+5.0 ★Texas Ratio: 1.47%	Conventional	1	0.1%	100%	$325,000	View
Summit Funding.Inc	Conventional	1	0.1%	50%	$75,000
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$675,000
WSFS bank A+5.0 ★Texas Ratio: 3.10%	Conventional	1	0.1%	100%	$205,000	View
Nmsi, Inc.	Conventional	1	0.1%	100%	$705,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional	1	0.1%	100%	$315,000	View
Centennial Bank A+5.0 ★Texas Ratio: 3.14%	Conventional	1	0.1%	100%	$615,000	View
Geneva Financial LLC	Conventional	1	0.1%	100%	$635,000
Mortgage Investors Group	Conventional	1	0.1%	100%	$275,000
Paramount Residential Mortgage	Conventional	1	0.1%	100%	$265,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$365,000
Reliance First Capital, LLC	Conventional	1	0.1%	100%	$205,000
Loan Simple, Inc.	FHA	1	0.1%	100%	$425,000
University Federal Credit Union A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$325,000	View
Village Capital & Investment	VA	1	0.1%	88.9%	$355,000
American Neighborhood Mortgage Acceptance Company	FHA	1	0.1%	100%	$285,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +19 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +13 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +10 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +6 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Signature Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Connexus Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Bokf NA A+5.0 ★Texas Ratio: 1.05%	HELOC	0 +1 HELOCs	0%	n/a		View
Angel Oak Mortgage Solutions LLC	HELOC	0 +1 HELOCs	0%	n/a
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Asheville Mortgage Rate Trends

Daily average mortgage rates for North Carolina compared with the national average, updated every evening.

30-Year Fixed NC Avg

7.431%

▲ 0.109 vs 7 days ago

15-Year Fixed NC Avg

6.986%

▲ 0.082 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Asheville, North Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Asheville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Asheville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Asheville, NC

Use these to narrow the list above. Each category shows how many Asheville, NC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 121 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 69 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 36 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 47 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 36 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 2 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 41 lenders. Loans above the conforming limit for higher priced homes Local lenders based in NC 20 lenders headquartered in North Carolina, the closest thing to a mortgage lender near you

Who Lends in Asheville, NC

Independent mortgage companies closed 65.1 percent of home loans in Asheville, North Carolina in 2025, banks 19.6 percent and credit unions 15.3 percent. American Security Mortgage Cor was the largest mortgage company, HomeTrust Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, HomeTrust Bank led with 55 loans.

65.1%

Mortgage companies

19.6%

Banks

15.3%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.

More North Carolina Mortgage Lender Pages

All North Carolina lenders 1,003 lenders Charlotte 471 lenders Raleigh 368 lenders Durham 327 lenders Greensboro 278 lenders Fayetteville 241 lenders Winston-Salem 268 lenders Cary 268 lenders Concord 235 lenders Fuquay-Varina 224 lenders Apex 197 lenders Gastonia 197 lenders Wilmington 221 lenders

Frequently Asked Questions About Mortgage Lenders in Asheville, NC

Who is the largest mortgage lender in Asheville, NC?

By home loans closed in 2025, HomeTrust Bank was the largest mortgage lender in Asheville, North Carolina with 55 loans, about 3.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Asheville, NC have the highest approval rates?

Among lenders with meaningful volume in Asheville, North Carolina, Movement Mortgage, LLC approved the highest share of completed applications in 2025 at 98.6 percent, against a 82.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Asheville, NC mortgage lenders offer FHA, VA and USDA loans?

47 lenders closed FHA loans in Asheville, North Carolina in 2025, led by DHI Mortgage Company, LTD. with 19. 36 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Asheville, NC lender list?

Yes. 69 banks and 36 credit unions closed home loans in Asheville, North Carolina in 2025, alongside 121 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Asheville, NC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Asheville, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Asheville, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Asheville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.