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Mortgage Lenders and Brokers in Asheboro, North Carolina

Asheboro, North Carolina mortgage lenders include Truist BankTruist Bank261 N Fayetteville St, Asheboro, NC 27203A+5.0 ★Texas Ratio: 2.87%, First BankFirst Bank335 S Fayetteville St, Asheboro, NC 27203A+5.0 ★Texas Ratio: 1.94%, The Fidelity BankThe Fidelity Bank106 E Taft Ave, Asheboro, NC 27203A+5.0 ★Texas Ratio: 3.02%, Pinnacle BankPinnacle Bank175 N Fayetteville St, Asheboro, NC 27203A+5.0 ★Texas Ratio: 3.04%, Wells Fargo Bank NAWells Fargo Bank NA1421 E Dixie Dr, Asheboro, NC 27203A+5.0 ★Texas Ratio: 5.36%, First Horizon BankFirst Horizon Bank101 Sunset Ave, Asheboro, NC 27203A+5.0 ★Texas Ratio: 5.76%, PNC Bank N.A.PNC Bank N.A.1425 E Dixie Dr, Asheboro, NC 27203A+5.0 ★Texas Ratio: 4.24%, Wolfe Financial IncWolfe Financial IncAsheboro, NC, State Employees' Credit UnionState Employees' Credit Union1036 S PARK ST, ASHEBORO, NC 27203A-5.0 ★Texas Ratio: 14.13%, and Truliant Federal Credit UnionTruliant Federal Credit Union1055 E Dixie Dr, Asheboro, NC 27203A5.0 ★Texas Ratio: 6.43%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Asheboro, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Asheboro are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Asheboro, North Carolina

Market share is the lender's share of all home loans closed in Asheboro, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
★ 1 stars, 1 review
1 office in Asheboro
261 N Fayetteville St, Asheboro, NC 27203
A+5.0 ★Texas Ratio: 2.87%
Conventional, FHA, HELOC 16
+19 HELOCs
1.8% 100% $195,000 View
1 office in Asheboro
335 S Fayetteville St, Asheboro, NC 27203
A+5.0 ★Texas Ratio: 1.94%
Conventional, VA, HELOC 11
+12 HELOCs
1.3% 84.6% $303,181 View
1 office in Asheboro
106 E Taft Ave, Asheboro, NC 27203
A+5.0 ★Texas Ratio: 3.02%
Conventional, VA, HELOC 7
+8 HELOCs
0.8% 87.5% $273,571 View
2 offices in Asheboro
175 N Fayetteville St, Asheboro, NC 27203
A+5.0 ★Texas Ratio: 3.04%
Conventional, VA, HELOC 7
+7 HELOCs
0.8% 100% $273,571 View
1 office in Asheboro
1421 E Dixie Dr, Asheboro, NC 27203
A+5.0 ★Texas Ratio: 5.36%
Conventional 3 0.3% 37.5% $225,000 View
★ 5 stars, 1 review
1 office in Asheboro
101 Sunset Ave, Asheboro, NC 27203
A+5.0 ★Texas Ratio: 5.76%
Conventional, HELOC 2
+1 HELOCs
0.2% 66.7% $145,000 View
★ 1.7 stars, 3 reviews
1 office in Asheboro
1425 E Dixie Dr, Asheboro, NC 27203
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 1
+5 HELOCs
0.1% 100% $135,000 View
Wolfe Financial Inc
Conventional, FHA, VA, USDA 28 3.2% 100% $267,500
1036 S PARK ST, ASHEBORO, NC 27203
A-5.0 ★Texas Ratio: 14.13%
Conventional, HELOC 79
+73 HELOCs
9.1% 82.3% $236,265 View
1055 E Dixie Dr, Asheboro, NC 27203
A5.0 ★Texas Ratio: 6.43%
Conventional, HELOC 69
+63 HELOCs
8% 58.4% $75,869 View
★ 4 stars, 1 review
6805 Carnegie Blvd, Charlotte, NC 28211
A+5.0 ★Texas Ratio: 1.82%
Conventional, FHA, USDA 13 1.5% 100% $231,923 View
303 S Salem St, Apex, NC 27502
A+5.0 ★Texas Ratio: 1.62%
Conventional, HELOC 6
+4 HELOCs
0.7% 85.7% $285,000 View
5496 Apex Peakway, Apex, NC 27502
A+5.0 ★Texas Ratio: 4.14%
Conventional, FHA, HELOC 4
+2 HELOCs
0.5% 100% $320,000 View
Olive Chapel Village #131, Apex, NC 27502
A+5.0 ★Texas Ratio: 4.34%
Conventional, HELOC 4
+2 HELOCs
0.5% 100% $390,000
1007 Beaver Creek Commons Dr, Apex, NC 27502
A+5.0 ★Texas Ratio: 3.68%
Conventional 4 0.5% 80% $222,500 View
800 Highway 24 27 Bypass, Albemarle, NC 28001
A+5.0 ★Texas Ratio: 0.72%
Conventional, FHA 3 0.3% 100% $341,666 View
351 N 1st St, Albemarle, NC 28001
A5.0 ★Texas Ratio: 7.72%
Conventional, HELOC 2
+2 HELOCs
0.2% 100% $175,000 View
3158 S Church Street, Burlington, NC 27215
A5.0 ★Texas Ratio: 11.24%
Conventional 2 0.2% 100% $270,000 View
8334 Pineville Matthews Rd, Charlotte, NC 28226
A+5.0 ★Texas Ratio: 2.85%
Conventional 2 0.2% 66.7% $100,000 View
8210 W Market St, Greensboro, NC 27409
A+5.0 ★Texas Ratio: 2.76%
Conventional 2 0.2% 100% $105,000 View
732 Main St, Andrews, NC 28901
A+5.0 ★Texas Ratio: 2.97%
Conventional 2 0.2% 100% $145,000 View
1118 Academy St N, Ahoskie, NC 27910
F1.0 ★Texas Ratio: 75.00%
Conventional, HELOC 1
+5 HELOCs
0.1% 100% $65,000 View
128 Yadkin Valley Rd, Advance, NC 27006
A+5.0 ★Texas Ratio: 4.25%
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $285,000 View
148 Charlotte St, Asheville, NC 28801 1923
A5.0 ★Texas Ratio: 9.56%
Conventional 1 0.1% 100% $165,000 View
1045 Providence Rd, Charlotte, NC 28207
A+5.0 ★Texas Ratio: 4.37%
Conventional 1 0.1% 50% $205,000 View
1641 Blowing Rock Road, Boone, NC 28607
A+5.0 ★Texas Ratio: 3.31%
Conventional 1 0.1% 100% $515,000 View
400 Pisgah Church Rd, Greensboro, NC 27455
A+5.0 ★Texas Ratio: 2.92%
Conventional 1 0.1% 100% $185,000 View
104 NC 54 Ste KK, Carrboro, NC 27510
A5.0 ★Texas Ratio: 6.08%
Conventional 1 0.1% 100% $145,000 View
Cardinal Financial Company, Li
FHA 2 0.2% 66.7% $275,000
AgSouth Farm Credit
Conventional 2 0.2% 50% $160,000
Premier Lending Inc.
FHA 1 0.1% 100% $235,000
Towne Mtg of the Carolinas,LLC
VA 1 0.1% 100% $475,000
Goprime Mortgage, Inc.
Conventional 1 0.1% 100% $245,000
Atlantic Bay Mortgage Group
Conventional, FHA, VA, USDA 100 11.5% 98.1% $216,900
Rocket Mortgage
Conventional, FHA, VA 81 9.4% 80% $201,666
CrossCountry Mortgage, LLC
Conventional, FHA, VA, USDA, HELOC 34
+1 HELOCs
3.9% 97.1% $254,117
United Wholesale Mortgage
Conventional, FHA, VA, USDA, HELOC 32
+1 HELOCs
3.7% 80.5% $250,937
ALCOVA Mortgage, LLC
Conventional, FHA 26 3% 96.6% $211,538
Mortgage Research Center
Conventional, FHA, VA 20 2.3% 77.8% $285,000
Movement Mortgage, LLC
Conventional, FHA, VA 15 1.7% 100% $297,666
Pennymac Loan Services LLC
Conventional, FHA, VA 15 1.7% 83.3% $297,666
Lower, LLC
Conventional, FHA 15 1.7% 100% $167,000
Freedom Mortgage Corporation
FHA, VA 14 1.6% 95.7% $290,000
loanDepot.com LLC
Conventional, FHA, HELOC 11
+5 HELOCs
1.3% 85.7% $233,181
Fairway Independent Mort Corp
Conventional, FHA 9 1% 100% $222,777
Vanderbilt Mortgage and Finance, Inc
Conventional 9 1% 19% $122,777
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 8
+2 HELOCs
0.9% 100% $180,000
Guaranteed Rate, Inc.
Conventional, FHA, VA 8 0.9% 100% $342,500
New American Funding, LLC.
Conventional, FHA, VA, HELOC 7
+1 HELOCs
0.8% 77.8% $207,857
Canopy Mortgage, LLC
Conventional, FHA 7 0.8% 100% $316,428
Highlands Residential Mortgage, Ltd.
Conventional, FHA 7 0.8% 100% $159,285
Howard Hanna Financial Services, Inc
Conventional, FHA 6 0.7% 100% $241,666
Amerisave Mortgage Company
Conventional, FHA 6 0.7% 37.5% $148,333
Nationstar Mortgage
Conventional, FHA 6 0.7% 100% $166,666
Mutual of Omaha Mortgage
Conventional, FHA, VA 6 0.7% 85.7% $330,000
21St Mortgage
Conventional 6 0.7% 30% $56,666
Cmg Mortgage Inc
Conventional, FHA, VA, HELOC 5
+1 HELOCs
0.6% 100% $261,000
Premier Mortgage Resources, LLC
Conventional 5 0.6% 100% $243,000
Village Capital & Investment
VA 5 0.6% 66.7% $369,000
Equity Resources Inc
Conventional, FHA 4 0.5% 66.7% $210,000
Equity Prime Mortgage LLC
FHA, VA, USDA 4 0.5% 57.1% $282,500
Union Home Mortgage Corp.
Conventional, FHA, VA 4 0.5% 100% $187,500
New Day Financial, LLC.
VA 4 0.5% 66.7% $235,000
Reliance First Capital, LLC
Conventional, FHA 4 0.5% 100% $220,000
Plaza Home Mortgage, Inc
Conventional, FHA, VA 4 0.5% 66.7% $272,500
Spring Eq, LLC
Conventional, HELOC 3
+1 HELOCs
0.3% 50% $68,333
AmeriHome Mortgage Company, LLC
Conventional, FHA 3 0.3% 100% $225,000
Guild Mortgage Company
Conventional 3 0.3% 80% $281,666
Zillow Home Loans, LLC
Conventional, FHA 3 0.3% 100% $241,666
A+5.0 ★Texas Ratio: 2.14%
Conventional, FHA 3 0.3% 100% $368,333 View
B+4.8 ★Texas Ratio: 16.98%
Conventional, VA 3 0.3% 100% $295,000 View
A+5.0 ★Texas Ratio: 0.51%
Conventional 3 0.3% 100% $91,666 View
Carrington Mortgage Services LLC
Conventional 3 0.3% 44.4% $205,000
Newrez LLC
Conventional 2 0.2% 20% $205,000
Envoy Mortgage, Ltd
FHA, VA 2 0.2% 100% $220,000
A+5.0 ★Texas Ratio: 5.29%
Conventional, FHA 2 0.2% 100% $280,000 View
United Trust Bank
VA 2 0.2% 100% $150,000
Flexpoint, Inc.
Conventional 2 0.2% 100% $195,000
Click n' Close, Inc.
VA, USDA 2 0.2% 100% $420,000
Provident Funding Associates
Conventional 2 0.2% 100% $265,000
Agfirst Farm Credit Bank
Conventional 2 0.2% 66.7% $240,000
Better Mortgage Corporation
Conventional, FHA 2 0.2% 66.7% $360,000
Mortgage Solutions of Colorado
VA 2 0.2% 100% $270,000
Genway Home Mortgage, Inc.
Conventional, FHA 2 0.2% 100% $135,000
TowneBank
Conventional 2 0.2% 100% $145,000
Prosperity Home Mortgage, LLC
FHA 2 0.2% 100% $185,000
Paramount Residential Mortgage
Conventional, FHA 2 0.2% 100% $200,000
Ark-La-Tex Financial Services LLC
Conventional, FHA 2 0.2% 100% $95,000
Guaranteed Rate Affinity, LLC
Conventional 1 0.1% 100% $235,000
American Financial Resources LLC
VA 1 0.1% 100% $275,000
Royal United Mortgage LLC
Conventional 1 0.1% 50% $105,000
Primelending
Conventional 1 0.1% 100% $285,000
Fundloans Capital
Conventional 1 0.1% 100% $285,000
All Credit Considered Mortgage, Inc.
Conventional 1 0.1% 100% $155,000
Gvc Mortgage, Inc.
Conventional 1 0.1% 100% $215,000
★ 4 stars, 3 reviews
A+5.0 ★Texas Ratio: 3.41%
Conventional 1 0.1% 100% $175,000 View
Nbkc Bank
Conventional 1 0.1% 100% $145,000
Loanunited.Com, LLC
FHA 1 0.1% 100% $155,000
American Financial Network, Inc.
FHA 1 0.1% 100% $175,000
City Lending Inc.
FHA 1 0.1% 100% $375,000
A+5.0 ★Texas Ratio: 3.21%
FHA 1 0.1% 100% $185,000 View
A+5.0 ★Texas Ratio: 4.72%
Conventional 1 0.1% 100% $145,000 View
Discover Bank
Conventional 1 0.1% 50% $55,000
Sun West Mortgage Company, Inc
FHA 1 0.1% 50% $175,000
Intercoastal Mortgage, LLC
Conventional 1 0.1% 100% $125,000
Schumacher Mortgage LLC
Conventional 1 0.1% 100% $665,000
American Financing Corporation
Conventional 1 0.1% 100% $305,000
Bay Equity LLC
Conventional 1 0.1% 100% $195,000
Capital Center LLC
FHA 1 0.1% 100% $205,000
American Internet Mortgage, Inc.
Conventional 1 0.1% 100% $225,000
B-3.5 ★Texas Ratio: 6.80%
VA 1 0.1% 33.3% $95,000 View
Cis Financial Services, Inc.
FHA 1 0.1% 50% $335,000
CityWorth Mortgage LLC
FHA 1 0.1% 100% $175,000
Beeline Loans, Inc.
Conventional 1 0.1% 100% $185,000
Churchill Mortgage Corporation
Conventional 1 0.1% 100% $305,000
Intelliloan, Inc.
FHA 1 0.1% 100% $245,000
T2 Financial LLC
Conventional 1 0.1% 100% $105,000
New Story Lending LLC
FHA 1 0.1% 100% $265,000
American Pacific Mortgage Corporation
Conventional 1 0.1% 100% $155,000
Milend, Inc
FHA 1 0.1% 100% $235,000
Member First Mortgage, LLC
Conventional 1 0.1% 100% $305,000
Mission Loans, LLC
Conventional 1 0.1% 100% $205,000
Towne Mortgage Company
Conventional 1 0.1% 100% $395,000
A+5.0 ★Texas Ratio: 3.19%
Conventional 1 0.1% 100% $275,000 View
B-4.3 ★Texas Ratio: 23.12%
Conventional 1 0.1% 100% $185,000 View
A+5.0 ★Texas Ratio: 2.32%
Conventional 1 0.1% 100% $65,000 View
Mld Mortgage, Inc.Dba the Money Store
Conventional 1 0.1% 100% $165,000
Mortgage Investors Group
Conventional 1 0.1% 100% $225,000
Toyota Financial Savings Bank
Conventional 1 0.1% 100% $255,000
Loan Simple, Inc.
FHA 1 0.1% 100% $215,000
Tomo Mortgage LLC
Conventional 1 0.1% 100% $265,000
Champions Funding, LLC
Conventional 1 0.1% 100% $185,000
HomeBridge Financial Services, Inc
HELOC 0
+4 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+4 HELOCs
0% n/a View
Figure Lending LLC
HELOC 0
+3 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+3 HELOCs
0% n/a View
Fourleaf Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
A5.0 ★Texas Ratio: 10.20%
HELOC 0
+1 HELOCs
0% n/a
Bank Ozk
HELOC 0
+1 HELOCs
0% n/a
Gte Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Asheboro, North Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Asheboro? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Asheboro in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Asheboro, NC

Use these to narrow the list above. Each category shows how many Asheboro, NC lenders fit and what that kind of lender is usually best for.

Who Lends in Asheboro, NC

Independent mortgage companies closed 67.8 percent of home loans in Asheboro, North Carolina in 2025, banks 13 percent and credit unions 19.2 percent. Wolfe Financial Inc was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 16 loans.

67.8%
Mortgage companies
13%
Banks
19.2%
Credit unions
22%
FHA loans
12%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.

More North Carolina Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Asheboro, NC

Who is the largest mortgage lender in Asheboro, NC?

By home loans closed in 2025, Truist Bank was the largest mortgage lender in Asheboro, North Carolina with 16 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Asheboro, NC have the highest approval rates?

Among lenders with meaningful volume in Asheboro, North Carolina, Atlantic Bay Mortgage Group approved the highest share of completed applications in 2025 at 98.1 percent, against a 78.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Asheboro, NC mortgage lenders offer FHA, VA and USDA loans?

55 lenders closed FHA loans in Asheboro, North Carolina in 2025, led by Atlantic Bay Mortgage Group with 23. 30 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Asheboro, NC lender list?

Yes. 39 banks and 12 credit unions closed home loans in Asheboro, North Carolina in 2025, alongside 89 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Asheboro, NC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Asheboro, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Asheboro, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Asheboro. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.