Asheboro, North Carolina mortgage lenders include Truist BankTruist Bank261 N Fayetteville St, Asheboro, NC 27203A+5.0 ★Texas Ratio: 2.87%, First BankFirst Bank335 S Fayetteville St, Asheboro, NC 27203A+5.0 ★Texas Ratio: 1.94%, The Fidelity BankThe Fidelity Bank106 E Taft Ave, Asheboro, NC 27203A+5.0 ★Texas Ratio: 3.02%, Pinnacle BankPinnacle Bank175 N Fayetteville St, Asheboro, NC 27203A+5.0 ★Texas Ratio: 3.04%, Wells Fargo Bank NAWells Fargo Bank NA1421 E Dixie Dr, Asheboro, NC 27203A+5.0 ★Texas Ratio: 5.36%, First Horizon BankFirst Horizon Bank101 Sunset Ave, Asheboro, NC 27203A+5.0 ★Texas Ratio: 5.76%, PNC Bank N.A.PNC Bank N.A.1425 E Dixie Dr, Asheboro, NC 27203A+5.0 ★Texas Ratio: 4.24%, Wolfe Financial IncWolfe Financial IncAsheboro, NC, State Employees' Credit UnionState Employees' Credit Union1036 S PARK ST, ASHEBORO, NC 27203A-5.0 ★Texas Ratio: 14.13%, and Truliant Federal Credit UnionTruliant Federal Credit Union1055 E Dixie Dr, Asheboro, NC 27203A5.0 ★Texas Ratio: 6.43%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Asheboro, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Asheboro are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Asheboro, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 1 stars, 1 review 1 office in Asheboro 261 N Fayetteville St, Asheboro, NC 27203 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 16 +19 HELOCs |
1.8% | 100% | $195,000 | View |
|
1 office in Asheboro 335 S Fayetteville St, Asheboro, NC 27203 A+5.0 ★Texas Ratio: 1.94% |
Conventional, VA, HELOC | 11 +12 HELOCs |
1.3% | 84.6% | $303,181 | View |
|
1 office in Asheboro 106 E Taft Ave, Asheboro, NC 27203 A+5.0 ★Texas Ratio: 3.02% |
Conventional, VA, HELOC | 7 +8 HELOCs |
0.8% | 87.5% | $273,571 | View |
|
2 offices in Asheboro 175 N Fayetteville St, Asheboro, NC 27203 A+5.0 ★Texas Ratio: 3.04% |
Conventional, VA, HELOC | 7 +7 HELOCs |
0.8% | 100% | $273,571 | View |
|
1 office in Asheboro 1421 E Dixie Dr, Asheboro, NC 27203 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.3% | 37.5% | $225,000 | View |
|
★ 5 stars, 1 review 1 office in Asheboro 101 Sunset Ave, Asheboro, NC 27203 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 66.7% | $145,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Asheboro 1425 E Dixie Dr, Asheboro, NC 27203 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +5 HELOCs |
0.1% | 100% | $135,000 | View |
Wolfe Financial Inc
|
Conventional, FHA, VA, USDA | 28 | 3.2% | 100% | $267,500 | |
|
1036 S PARK ST, ASHEBORO, NC 27203 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 79 +73 HELOCs |
9.1% | 82.3% | $236,265 | View |
|
1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 69 +63 HELOCs |
8% | 58.4% | $75,869 | View |
|
★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, USDA | 13 | 1.5% | 100% | $231,923 | View |
|
303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 6 +4 HELOCs |
0.7% | 85.7% | $285,000 | View |
|
5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 4 +2 HELOCs |
0.5% | 100% | $320,000 | View |
|
Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 4 +2 HELOCs |
0.5% | 100% | $390,000 | |
|
1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 0.5% | 80% | $222,500 | View |
|
800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72% |
Conventional, FHA | 3 | 0.3% | 100% | $341,666 | View |
|
351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 2 +2 HELOCs |
0.2% | 100% | $175,000 | View |
|
3158 S Church Street, Burlington, NC 27215 A5.0 ★Texas Ratio: 11.24% |
Conventional | 2 | 0.2% | 100% | $270,000 | View |
|
8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.2% | 66.7% | $100,000 | View |
|
8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 2 | 0.2% | 100% | $105,000 | View |
|
732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 2 | 0.2% | 100% | $145,000 | View |
|
1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
Conventional, HELOC | 1 +5 HELOCs |
0.1% | 100% | $65,000 | View |
|
128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $285,000 | View |
|
148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
|
1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.1% | 50% | $205,000 | View |
|
1641 Blowing Rock Road, Boone, NC 28607 A+5.0 ★Texas Ratio: 3.31% |
Conventional | 1 | 0.1% | 100% | $515,000 | View |
|
400 Pisgah Church Rd, Greensboro, NC 27455 A+5.0 ★Texas Ratio: 2.92% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
|
104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
Cardinal Financial Company, Li
|
FHA | 2 | 0.2% | 66.7% | $275,000 | |
AgSouth Farm Credit
|
Conventional | 2 | 0.2% | 50% | $160,000 | |
Premier Lending Inc.
|
FHA | 1 | 0.1% | 100% | $235,000 | |
Towne Mtg of the Carolinas,LLC
|
VA | 1 | 0.1% | 100% | $475,000 | |
Goprime Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $245,000 | |
Atlantic Bay Mortgage Group
|
Conventional, FHA, VA, USDA | 100 | 11.5% | 98.1% | $216,900 | |
Rocket Mortgage
|
Conventional, FHA, VA | 81 | 9.4% | 80% | $201,666 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, USDA, HELOC | 34 +1 HELOCs |
3.9% | 97.1% | $254,117 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA, HELOC | 32 +1 HELOCs |
3.7% | 80.5% | $250,937 | |
ALCOVA Mortgage, LLC
|
Conventional, FHA | 26 | 3% | 96.6% | $211,538 | |
Mortgage Research Center
|
Conventional, FHA, VA | 20 | 2.3% | 77.8% | $285,000 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 15 | 1.7% | 100% | $297,666 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 15 | 1.7% | 83.3% | $297,666 | |
Lower, LLC
|
Conventional, FHA | 15 | 1.7% | 100% | $167,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 14 | 1.6% | 95.7% | $290,000 | |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 11 +5 HELOCs |
1.3% | 85.7% | $233,181 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 9 | 1% | 100% | $222,777 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 9 | 1% | 19% | $122,777 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 8 +2 HELOCs |
0.9% | 100% | $180,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 8 | 0.9% | 100% | $342,500 | |
New American Funding, LLC.
|
Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
0.8% | 77.8% | $207,857 | |
Canopy Mortgage, LLC
|
Conventional, FHA | 7 | 0.8% | 100% | $316,428 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, FHA | 7 | 0.8% | 100% | $159,285 | |
Howard Hanna Financial Services, Inc
|
Conventional, FHA | 6 | 0.7% | 100% | $241,666 | |
Amerisave Mortgage Company
|
Conventional, FHA | 6 | 0.7% | 37.5% | $148,333 | |
Nationstar Mortgage
|
Conventional, FHA | 6 | 0.7% | 100% | $166,666 | |
Mutual of Omaha Mortgage
|
Conventional, FHA, VA | 6 | 0.7% | 85.7% | $330,000 | |
21St Mortgage
|
Conventional | 6 | 0.7% | 30% | $56,666 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
0.6% | 100% | $261,000 | |
Premier Mortgage Resources, LLC
|
Conventional | 5 | 0.6% | 100% | $243,000 | |
Village Capital & Investment
|
VA | 5 | 0.6% | 66.7% | $369,000 | |
Equity Resources Inc
|
Conventional, FHA | 4 | 0.5% | 66.7% | $210,000 | |
Equity Prime Mortgage LLC
|
FHA, VA, USDA | 4 | 0.5% | 57.1% | $282,500 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 4 | 0.5% | 100% | $187,500 | |
New Day Financial, LLC.
|
VA | 4 | 0.5% | 66.7% | $235,000 | |
Reliance First Capital, LLC
|
Conventional, FHA | 4 | 0.5% | 100% | $220,000 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA, VA | 4 | 0.5% | 66.7% | $272,500 | |
Spring Eq, LLC
|
Conventional, HELOC | 3 +1 HELOCs |
0.3% | 50% | $68,333 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA | 3 | 0.3% | 100% | $225,000 | |
Guild Mortgage Company
|
Conventional | 3 | 0.3% | 80% | $281,666 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 3 | 0.3% | 100% | $241,666 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 3 | 0.3% | 100% | $368,333 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 3 | 0.3% | 100% | $295,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.3% | 100% | $91,666 | View |
Carrington Mortgage Services LLC
|
Conventional | 3 | 0.3% | 44.4% | $205,000 | |
Newrez LLC
|
Conventional | 2 | 0.2% | 20% | $205,000 | |
Envoy Mortgage, Ltd
|
FHA, VA | 2 | 0.2% | 100% | $220,000 | |
|
A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA | 2 | 0.2% | 100% | $280,000 | View |
United Trust Bank
|
VA | 2 | 0.2% | 100% | $150,000 | |
Flexpoint, Inc.
|
Conventional | 2 | 0.2% | 100% | $195,000 | |
Click n' Close, Inc.
|
VA, USDA | 2 | 0.2% | 100% | $420,000 | |
Provident Funding Associates
|
Conventional | 2 | 0.2% | 100% | $265,000 | |
Agfirst Farm Credit Bank
|
Conventional | 2 | 0.2% | 66.7% | $240,000 | |
Better Mortgage Corporation
|
Conventional, FHA | 2 | 0.2% | 66.7% | $360,000 | |
Mortgage Solutions of Colorado
|
VA | 2 | 0.2% | 100% | $270,000 | |
Genway Home Mortgage, Inc.
|
Conventional, FHA | 2 | 0.2% | 100% | $135,000 | |
TowneBank
|
Conventional | 2 | 0.2% | 100% | $145,000 | |
Prosperity Home Mortgage, LLC
|
FHA | 2 | 0.2% | 100% | $185,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 2 | 0.2% | 100% | $200,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA | 2 | 0.2% | 100% | $95,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.1% | 100% | $235,000 | |
American Financial Resources LLC
|
VA | 1 | 0.1% | 100% | $275,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.1% | 50% | $105,000 | |
Primelending
|
Conventional | 1 | 0.1% | 100% | $285,000 | |
Fundloans Capital
|
Conventional | 1 | 0.1% | 100% | $285,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
Gvc Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
|
★ 4 stars, 3 reviews A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
Nbkc Bank
|
Conventional | 1 | 0.1% | 100% | $145,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.1% | 100% | $155,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.1% | 100% | $175,000 | |
City Lending Inc.
|
FHA | 1 | 0.1% | 100% | $375,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.1% | 100% | $185,000 | View |
|
A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
Discover Bank
|
Conventional | 1 | 0.1% | 50% | $55,000 | |
Sun West Mortgage Company, Inc
|
FHA | 1 | 0.1% | 50% | $175,000 | |
Intercoastal Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $125,000 | |
Schumacher Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $665,000 | |
American Financing Corporation
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.1% | 100% | $195,000 | |
Capital Center LLC
|
FHA | 1 | 0.1% | 100% | $205,000 | |
American Internet Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.1% | 33.3% | $95,000 | View |
Cis Financial Services, Inc.
|
FHA | 1 | 0.1% | 50% | $335,000 | |
CityWorth Mortgage LLC
|
FHA | 1 | 0.1% | 100% | $175,000 | |
Beeline Loans, Inc.
|
Conventional | 1 | 0.1% | 100% | $185,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
Intelliloan, Inc.
|
FHA | 1 | 0.1% | 100% | $245,000 | |
T2 Financial LLC
|
Conventional | 1 | 0.1% | 100% | $105,000 | |
New Story Lending LLC
|
FHA | 1 | 0.1% | 100% | $265,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
Milend, Inc
|
FHA | 1 | 0.1% | 100% | $235,000 | |
Member First Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
Mission Loans, LLC
|
Conventional | 1 | 0.1% | 100% | $205,000 | |
Towne Mortgage Company
|
Conventional | 1 | 0.1% | 100% | $395,000 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.1% | 100% | $65,000 | View |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 1 | 0.1% | 100% | $165,000 | |
Mortgage Investors Group
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
Toyota Financial Savings Bank
|
Conventional | 1 | 0.1% | 100% | $255,000 | |
Loan Simple, Inc.
|
FHA | 1 | 0.1% | 100% | $215,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $265,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.1% | 100% | $185,000 | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Ozk
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Asheboro? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Asheboro in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Asheboro, NC lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 67.8 percent of home loans in Asheboro, North Carolina in 2025, banks 13 percent and credit unions 19.2 percent. Wolfe Financial Inc was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 16 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Asheboro, North Carolina with 16 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Asheboro, North Carolina, Atlantic Bay Mortgage Group approved the highest share of completed applications in 2025 at 98.1 percent, against a 78.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
55 lenders closed FHA loans in Asheboro, North Carolina in 2025, led by Atlantic Bay Mortgage Group with 23. 30 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 12 credit unions closed home loans in Asheboro, North Carolina in 2025, alongside 89 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Asheboro, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Asheboro, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Asheboro. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.