Mortgage Lenders and Brokers in New York, New York
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
New York, New York mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA148 E 79th St, New York, NY 10075A+5.0 ★Texas Ratio: 3.68%, Citibank, NACitibank, NA120 W Broadway, New York, NY 10013A+5.0 ★Texas Ratio: 2.82%, Citizens Bank, NACitizens Bank, NA1340 3rd Ave, New York, NY 10075A+5.0 ★Texas Ratio: 5.44%, Wells Fargo Bank NAWells Fargo Bank NA150 E 42nd St, New York, NY 10017A+5.0 ★Texas Ratio: 5.36%, TD BankTD Bank1240 1 Ave, New York, NY 10065A+5.0 ★Texas Ratio: 3.71%, Bank of America NABank of America NA1107 3rd Ave, New York, NY 10065A+5.0 ★Texas Ratio: 4.14%, Cathay BankCathay Bank235 5th Ave, New York, NY 10016A+5.0 ★Texas Ratio: 4.57%, East West BankEast West Bank208 Canal St, New York, NY 10013A+5.0 ★Texas Ratio: 2.84%, Bank of HopeBank of Hope16 W 32nd St, New York, NY 10001A+5.0 ★Texas Ratio: 4.07%, and M&T BankM&T Bank830 8th Ave, New York, NY 10019A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in New York, New York in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in New York are listed first, then lenders elsewhere in New York, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in New York, New York
Market share is the lender's share of all home loans closed in New York, New York. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
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114 offices in New York 148 E 79th St, New York, NY 10075 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA, Jumbo, HELOC | 3,501 +67 HELOCs |
11.6% | 84.2% | $710,884 | View |
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60 offices in New York 120 W Broadway, New York, NY 10013 A+5.0 ★Texas Ratio: 2.82% |
Conventional, FHA, Jumbo, HELOC | 1,797 +253 HELOCs |
6% | 88.3% | $957,153 | View |
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20 offices in New York 1340 3rd Ave, New York, NY 10075 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, VA, Jumbo, HELOC | 1,409 +1,548 HELOCs |
4.7% | 86.3% | $1,021,089 | View |
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29 offices in New York 150 E 42nd St, New York, NY 10017 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, Jumbo | 1,344 | 4.5% | 79% | $1,031,220 | View |
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50 offices in New York 1240 1 Ave, New York, NY 10065 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 859 +668 HELOCs |
2.9% | 73.5% | $794,394 | View |
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49 offices in New York 1107 3rd Ave, New York, NY 10065 A+5.0 ★Texas Ratio: 4.14% |
Conventional, VA, Jumbo, HELOC | 573 +309 HELOCs |
1.9% | 70.5% | $1,282,207 | View |
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3 offices in New York 235 5th Ave, New York, NY 10016 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 348 | 1.2% | 91.2% | $567,442 | View |
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3 offices in New York 208 Canal St, New York, NY 10013 A+5.0 ★Texas Ratio: 2.84% |
Conventional, Jumbo, HELOC | 327 +171 HELOCs |
1.1% | 84.7% | $336,926 | View |
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1 office in New York 16 W 32nd St, New York, NY 10001 A+5.0 ★Texas Ratio: 4.07% |
Conventional, Jumbo | 321 | 1.1% | 95.5% | $608,613 | View |
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10 offices in New York 830 8th Ave, New York, NY 10019 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, VA, Jumbo, HELOC | 297 +151 HELOCs |
1% | 72.4% | $661,835 | View |
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86 Chambers St, New York, NY 10007 1825 A5.0 ★Texas Ratio: 8.74% |
Conventional, Jumbo, HELOC | 279 +238 HELOCs |
0.9% | 60.2% | $314,928 | View |
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3 offices in New York 11 E Houston St, New York, NY 10012 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo, HELOC | 267 +47 HELOCs |
0.9% | 88.2% | $1,371,666 | View |
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1 office in New York 179 Canal St, New York, NY 10013 A5.0 ★Texas Ratio: 7.57% |
Conventional, Jumbo | 225 | 0.7% | 93.4% | $561,577 | View |
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1 office in New York 275 7th Ave, New York, NY 10001 A5.0 ★Texas Ratio: 11.81% |
Conventional, Jumbo | 178 | 0.6% | 95.7% | $296,011 | View |
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11 offices in New York 579 5th Ave, New York, NY 10017 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA, Jumbo, HELOC | 147 +59 HELOCs |
0.5% | 89.7% | $545,476 | View |
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2 offices in New York 34 E 51st St, New York, NY 10022 A+5.0 ★Texas Ratio: 4.00% |
Conventional, Jumbo | 130 | 0.4% | 71.4% | $724,538 | View |
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10 offices in New York 111 Broadway Rm 903, New York, NY 10006 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, Jumbo, HELOC | 128 +24 HELOCs |
0.4% | 50% | $618,437 | View |
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475 Park Avenue South, New York, NY 10016 A+5.0 ★Texas Ratio: 3.28% |
Conventional | 117 | 0.4% | 96.9% | $527,991 | View |
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2 offices in New York 109 Bowery, New York, NY 10002 A5.0 ★Texas Ratio: 9.30% |
Conventional, Jumbo | 110 | 0.4% | 87.6% | $523,090 | View |
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330 5th Ave, New York, NY 10001 A5.0 ★Texas Ratio: 11.01% |
Conventional, Jumbo | 96 | 0.3% | 84.3% | $720,520 | View |
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116 Nassau St, New York, NY 10038 A+5.0 ★Texas Ratio: 2.36% |
Conventional | 69 | 0.2% | 88.5% | $440,507 | View |
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8 offices in New York 285 Madison Ave, New York, NY 10017 A+5.0 ★Texas Ratio: 2.12% |
Conventional, Jumbo | 69 | 0.2% | 89.6% | $461,376 | View |
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5 offices in New York 404 10th Ave, New York, NY 10001 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo, HELOC | 58 +5 HELOCs |
0.2% | 78.4% | $1,231,379 | View |
Better Mortgage Corporation
300 Crosspoint Pkwy, Getzville, NY 14068 1606 |
Conventional, FHA, HELOC | 48 +38 HELOCs |
0.2% | 51% | $386,666 | |
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200 West St, New York, NY 10282 A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 48 | 0.2% | 98.1% | $3,398,958 | View |
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★ 1.7 stars, 3 reviews 5 offices in New York 200 Broadway, New York, NY 10038 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 46 +89 HELOCs |
0.2% | 78.3% | $830,869 | View |
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2 offices in New York 319 1st Ave, New York, NY 10003 A+5.0 ★Texas Ratio: 4.49% |
Conventional, Jumbo | 27 | 0.1% | 84.4% | $1,121,666 | View |
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108 2nd Ave, New York, NY 10003 8302 A+5.0 ★Texas Ratio: 2.44% |
Conventional | 25 | 0.1% | 96.2% | $500,200 | View |
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726 Broadway Ste 110, New York, NY 10003 9616 A+5.0 ★Texas Ratio: 3.49% |
Conventional, Jumbo | 18 | 0.1% | 100% | $440,555 | View |
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150 East 45th Street, New York, NY 10017 A+5.0 ★Texas Ratio: 5.54% |
Conventional, Jumbo | 17 | 0.1% | 100% | $990,294 | View |
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1 office in New York 200 Park Ave, New York, NY 10166 A+5.0 ★Texas Ratio: 0.37% |
Conventional, Jumbo | 17 | 0.1% | 89.5% | $2,117,352 | View |
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★ 5 stars, 1 review 1 office in New York 444 Madison Ave Fl 9, New York, NY 10022 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 11 +1 HELOCs |
0% | 100% | $1,371,363 | View |
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19 E 54th St, New York, NY 10022 A-4.9 ★Texas Ratio: 16.64% |
Conventional, Jumbo | 9 | 0% | 100% | $1,482,777 | View |
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5 offices in New York 655 3rd Ave Fl 9, New York, NY 10017 A+5.0 ★Texas Ratio: 5.26% |
Conventional, HELOC | 8 +1 HELOCs |
0% | 90% | $523,750 | View |
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322 W 48th St, New York, NY 10036 1308 A-5.0 ★Texas Ratio: 15.48% |
Conventional | 8 | 0% | 88.9% | $225,000 | View |
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2 offices in New York 551 Madison Ave, New York, NY 10022 A+5.0 ★Texas Ratio: 4.58% |
Conventional, Jumbo | 8 | 0% | 90% | $1,922,500 | View |
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1 office in New York 390 Park Avenue 2nd Floor, New York, NY 10022 A4.7 ★Texas Ratio: 0.83% |
Conventional, Jumbo | 4 | 0% | 80% | $2,375,000 | View |
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1 office in New York 325 5th Ave, New York, NY 10016 A+5.0 ★Texas Ratio: 1.11% |
Conventional | 3 | 0% | 100% | $738,333 | View |
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1 office in New York 623 5th Ave Ste Tbd, New York, NY 10022 A+5.0 ★Texas Ratio: 3.03% |
Conventional | 2 | 0% | 100% | $1,025,000 | View |
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1 office in New York 2 Pennsylvania Plaza, New York, NY 10121 A5.0 ★Texas Ratio: 12.84% |
Conventional | 1 | 0% | 100% | $635,000 | View |
GuardHill Financial LLC
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Conventional, FHA, Jumbo | 137 | 0.5% | 91.4% | $905,072 | |
Ukrainian National F.C.U.
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Conventional, HELOC | 9 +2 HELOCs |
0% | 100% | $282,777 | |
Industrial and Commercial Bank of China (USA) NA
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Conventional | 3 | 0% | 100% | $675,000 | |
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2000 Westchester Ave, Purchase, NY 10577 A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo, HELOC | 386 +7 HELOCs |
1.3% | 95.5% | $1,470,673 | View |
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3501 30th Ave, Astoria, NY 11103 A-4.9 ★Texas Ratio: 16.55% |
Conventional, Jumbo | 379 | 1.3% | 99.2% | $674,894 | View |
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21245 Northern Blvd, Bayside, NY 11361 A+5.0 ★Texas Ratio: 3.17% |
Conventional, Jumbo | 340 | 1.1% | 96.1% | $476,970 | View |
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136 E 57th St, New York, NY 10022 A5.0 ★Texas Ratio: 9.27% |
Conventional, FHA, VA, Jumbo | 240 | 0.8% | 92.8% | $645,541 | View |
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3105 Broadway, Astoria, NY 11106 C+4.1 ★Texas Ratio: 25.91% |
Conventional, FHA, Jumbo | 208 | 0.7% | 81.2% | $488,365 | View |
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★ 1 stars, 1 review 1404 2nd Ave, New York, NY 10021 A5.0 ★Texas Ratio: 9.37% |
Conventional, Jumbo | 111 | 0.4% | 72.7% | $674,369 | View |
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111 W 26th St, New York, NY 10001 6802 B+4.8 ★Texas Ratio: 17.52% |
Conventional, FHA, Jumbo, HELOC | 92 +288 HELOCs |
0.3% | 76.8% | $545,760 | View |
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8 Catherine St, New York, NY 10038 D3.4 ★Texas Ratio: 33.77% |
Conventional, Jumbo | 73 | 0.2% | 97.4% | $577,602 | View |
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5418 8th Ave, Brooklyn, NY 11220 A5.0 ★Texas Ratio: 8.76% |
Conventional, Jumbo | 56 | 0.2% | 84.3% | $625,000 | View |
Teachers Federal Credit Union
180 Riverside Blvd, New York, NY 10069 |
Conventional, Jumbo, HELOC | 49 +26 HELOCs |
0.2% | 76.1% | $340,510 | |
Maspeth Federal Savings and Loan Association
3142 Steinway St, Astoria, NY 11103 |
Conventional | 36 | 0.1% | 92.7% | $498,888 | |
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8701 3rd Ave, Brooklyn, NY 11209 A5.0 ★Texas Ratio: 7.67% |
Conventional, Jumbo | 23 | 0.1% | 92.3% | $810,652 | View |
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20 E 179th St, Bronx, NY 10453 4770 A5.0 ★Texas Ratio: 8.11% |
Conventional, Jumbo, HELOC | 17 +9 HELOCs |
0.1% | 73.9% | $1,262,058 | |
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112 Grand Concourse, Albany, NY 12220 A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo, HELOC | 14 +7 HELOCs |
0% | 60.9% | $528,571 | View |
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2500 Westchester Ave, Purchase, NY 10577 2587 A5.0 ★Texas Ratio: 11.76% |
Conventional, HELOC | 12 +71 HELOCs |
0% | 65.5% | $131,666 | View |
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1 Columbus Cir, New York, NY 10019 A+5.0 ★Texas Ratio: 1.44% |
Conventional, Jumbo | 12 | 0% | 100% | $4,030,000 | View |
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425 Neptune Ave, Brooklyn, NY 11224 4559 A+5.0 ★Texas Ratio: 0.55% |
Conventional, Jumbo | 9 | 0% | 100% | $353,888 | View |
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455 Beach 129th St, Belle Harbor, NY 11694 A5.0 ★Texas Ratio: 12.84% |
Conventional, Jumbo | 9 | 0% | 92.3% | $1,326,111 | View |
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1704 Western Ave Ste 7, Albany, NY 12203 A+5.0 ★Texas Ratio: 3.35% |
Conventional, HELOC | 8 +6 HELOCs |
0% | 45% | $256,250 | View |
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77 W 66th St, New York, NY 10023 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 8 | 0% | 100% | $97,500 | View |
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8916 Jamaica Ave, Woodhaven, NY 11421 A+5.0 ★Texas Ratio: 1.88% |
Conventional, Jumbo | 6 | 0% | 100% | $1,378,333 | View |
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2 W Main St, Port Jervis, NY 12771 A+5.0 ★Texas Ratio: 5.06% |
Conventional, Jumbo | 5 | 0% | 100% | $1,183,000 | View |
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4839 State Highway 30, Amsterdam, NY 12010 A5.0 ★Texas Ratio: 6.03% |
Conventional | 5 | 0% | 100% | $637,000 | View |
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2821 Astoria Blvd, Astoria, NY 11102 A+5.0 ★Texas Ratio: 3.46% |
Conventional, FHA, Jumbo, HELOC | 4 +3 HELOCs |
0% | 100% | $957,500 | View |
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3485 E Tremont Ave, Bronx, NY 10465 A5.0 ★Texas Ratio: 7.11% |
Conventional | 4 | 0% | 80% | $570,000 | View |
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979 Central Ave, Albany, NY 12205 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0% | 100% | $545,000 | View |
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102 S Ridge St, Rye Brook, NY 10573 A+5.0 ★Texas Ratio: 3.15% |
Conventional | 2 | 0% | 100% | $610,000 | View |
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575 Broadway, Albany, NY 12207 A5.0 ★Texas Ratio: 6.36% |
Conventional, HELOC | 1 +6 HELOCs |
0% | 50% | $255,000 | |
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★ 1 stars, 1 review 295 Grant Ave, Auburn, NY 13021 A-5.0 ★Texas Ratio: 14.76% |
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $635,000 | View |
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2 Elmwood Ave, Adams, NY 13605 A5.0 ★Texas Ratio: 9.67% |
Conventional | 1 | 0% | 100% | $395,000 | View |
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16 Twin Ave, Spring Valley, NY 10977 A5.0 ★Texas Ratio: 12.06% |
Conventional | 1 | 0% | 100% | $325,000 | View |
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65 Wolf Rd, Albany, NY 12205 A+5.0 ★Texas Ratio: 3.61% |
Conventional, Jumbo | 1 | 0% | 100% | $4,005,000 | View |
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220 34 And 220 36 Northern Blvd, Bayside, NY 11361 A+5.0 ★Texas Ratio: 2.25% |
Conventional, Jumbo | 1 | 0% | 100% | $5,005,000 | View |
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478 5th Ave, Brooklyn, NY 11215 A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 0% | 33.3% | $725,000 | View |
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100 Commack Rd, Commack, NY 11725 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0% | 100% | $395,000 | View |
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2752 Sunrise Hwy, Bellmore, NY 11710 A5.0 ★Texas Ratio: 7.07% |
HELOC | 0 +7 HELOCs |
0% | 0% | View | |
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6150 Jericho Tpke, Commack, NY 11725 2802 A+5.0 ★Texas Ratio: 3.84% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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★ 5 stars, 1 review 604 Main St, Arcade, NY 14009 A5.0 ★Texas Ratio: 6.37% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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77 Buell St, Akron, NY 14001 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.8 stars, 5 reviews 327 Route 59, Airmont, NY 10952 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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84 Canal St, Big Flats, NY 14814 8968 A+5.0 ★Texas Ratio: 3.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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65 state st, Auburn, NY 13021 A5.0 ★Texas Ratio: 7.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA, VA, Jumbo | 446 | 1.5% | 94% | $670,022 | |
Contour Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 354 | 1.2% | 94.8% | $560,169 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional, FHA, Jumbo, HELOC | 255 +2 HELOCs |
0.8% | 92.1% | $660,372 | |
East Coast Capital Corp.
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Conventional, FHA, VA, Jumbo | 225 | 0.7% | 92.6% | $747,533 | |
FM Home Loans LLC
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Conventional, FHA, Jumbo | 221 | 0.7% | 96.7% | $904,547 | |
Cliffco, Inc.
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Conventional, FHA, VA, Jumbo | 214 | 0.7% | 89.9% | $675,280 | |
Summit Mortgage Bankers, Inc.
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Conventional, Jumbo | 169 | 0.6% | 96% | $583,994 | |
United Nations Federal CU
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Conventional, Jumbo | 151 | 0.5% | 90.6% | $545,794 | |
UNMB Home Loans Inc
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Conventional, FHA, VA | 115 | 0.4% | 84.5% | $550,478 | |
Interstate Home Loan Center, Inc.
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Conventional, FHA, Jumbo | 78 | 0.3% | 90.8% | $750,641 | |
Jet Direct Funding Corp.
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Conventional, FHA, VA, Jumbo | 69 | 0.2% | 91.5% | $675,724 | |
Ark Mortgage, Inc.
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Conventional, Jumbo | 68 | 0.2% | 100% | $902,647 | |
Reliance First Capital, LLC
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Conventional, FHA, VA | 68 | 0.2% | 94.6% | $387,500 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA | 67 | 0.2% | 89.3% | $557,089 | View |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
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Conventional, FHA, Jumbo | 65 | 0.2% | 80.5% | $983,461 | |
Polish & Slavic Federal Credit
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Conventional, Jumbo | 53 | 0.2% | 84.8% | $590,849 | |
Blair Services of America, Inc
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Conventional, FHA | 50 | 0.2% | 98% | $708,600 | |
Reliant Home Funding, Inc
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Conventional, FHA, VA | 43 | 0.1% | 89.6% | $646,395 | |
Patriot One Mortgage Bankers
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Conventional, FHA | 39 | 0.1% | 100% | $687,564 | |
Hartford Funding, Ltd.
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Conventional, FHA, Jumbo | 38 | 0.1% | 82.8% | $636,052 | |
Lynx Mortgage Bank LLC
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Conventional | 37 | 0.1% | 89.4% | $513,108 | |
Mid-Island Mortgage Corp.
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Conventional, FHA, Jumbo | 29 | 0.1% | 64.4% | $479,827 | |
Continental Mortgage Bankers Inc
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Conventional, FHA, VA | 16 | 0.1% | 88.9% | $483,125 | |
Flushing Bank
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Conventional | 12 | 0% | 66.7% | $611,666 | |
Lyons Mortgage Services, Inc.
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Conventional | 8 | 0% | 100% | $612,500 | |
1St Priority Mortgage, Inc.
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Conventional, FHA | 8 | 0% | 83.3% | $463,750 | |
Jovia Financial Federal Credit
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Conventional, Jumbo, HELOC | 5 +97 HELOCs |
0% | 20% | $575,000 | |
Associated Mortgage Bankers Inc.
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Conventional | 4 | 0% | 100% | $647,500 | |
Homestead Funding Corp.
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Conventional | 1 | 0% | 100% | $475,000 | |
Pcsb Bank
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Conventional | 1 | 0% | 100% | $545,000 | |
NCPD Federal Credit Union
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Conventional | 1 | 0% | 100% | $315,000 | |
Premium Mortgage Corporation
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Conventional | 1 | 0% | 100% | $595,000 | |
Mid-Hudson Valley Federal C.U.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 2,250 +96 HELOCs |
7.5% | 82.6% | $671,893 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 1,718 +3 HELOCs |
5.7% | 69.6% | $380,611 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 1,033 +33 HELOCs |
3.4% | 92.4% | $583,489 | |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 656 | 2.2% | 54.6% | $566,326 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 480 | 1.6% | 76.1% | $659,979 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, Jumbo, HELOC | 467 +23 HELOCs |
1.6% | 75.4% | $981,081 | View |
loanDepot.com LLC
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Conventional, FHA, VA, Jumbo | 459 | 1.5% | 81% | $462,886 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, Jumbo, HELOC | 408 +12 HELOCs |
1.4% | 91.9% | $592,647 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA, VA, Jumbo, HELOC | 288 +4 HELOCs |
1% | 89.4% | $597,534 | View |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA, Jumbo | 244 | 0.8% | 93.2% | $811,926 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, Jumbo | 239 | 0.8% | 90.7% | $747,510 | |
New American Funding, LLC.
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Conventional, FHA, VA, Jumbo | 229 | 0.8% | 94% | $553,908 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA, Jumbo | 206 | 0.7% | 57.4% | $632,864 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, Jumbo | 205 | 0.7% | 80.8% | $604,463 | View |
American Financial Network, Inc.
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Conventional, FHA, Jumbo | 170 | 0.6% | 81.3% | $1,081,294 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 151 | 0.5% | 57.2% | $217,317 | View |
Norwich Commercial Group Inc
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Conventional, FHA, VA, Jumbo | 147 | 0.5% | 78.5% | $715,272 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 138 | 0.5% | 88.5% | $2,210,362 | View |
Carrington Mortgage Services LLC
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Conventional, FHA, VA, Jumbo | 118 | 0.4% | 52.7% | $685,423 | |
Nqm Funding, LLC
|
Conventional, Jumbo | 113 | 0.4% | 79% | $1,040,575 | |
| Conventional, Jumbo, HELOC | 109 +34 HELOCs |
0.4% | 69.3% | $736,009 | View | |
Dart Bank
|
Conventional, FHA, Jumbo | 109 | 0.4% | 84.4% | $660,871 | |
HomeBridge Financial Services, Inc
|
Conventional, FHA, Jumbo, HELOC | 101 +207 HELOCs |
0.3% | 51.8% | $780,643 | |
|
A5.0 ★Texas Ratio: 6.04% |
Conventional | 94 | 0.3% | 68.3% | $266,595 | View |
Nationstar Mortgage
|
Conventional, FHA, VA | 93 | 0.3% | 69.8% | $413,709 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 87 +2 HELOCs |
0.3% | 88% | $1,191,896 | View |
Arc Home LLC
|
Conventional, Jumbo | 83 | 0.3% | 83% | $848,012 | |
New Millennium Bank
|
Conventional, Jumbo | 70 | 0.2% | 100% | $636,285 | |
General Mortgage Capital Corporation
|
Conventional, Jumbo | 70 | 0.2% | 97.3% | $589,285 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 68 +52 HELOCs |
0.2% | 43.6% | $412,352 | |
NJ Lenders Corp
|
Conventional, FHA, Jumbo | 67 | 0.2% | 92.3% | $617,388 | |
Discover Bank
|
Conventional | 59 | 0.2% | 12.7% | $117,542 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, Jumbo | 54 | 0.2% | 91.5% | $691,666 | View |
Cardinal Financial Company, Li
|
Conventional, FHA, VA, Jumbo | 54 | 0.2% | 78.9% | $656,666 | |
Guidance Residential, LLC
|
Conventional | 51 | 0.2% | 91.4% | $626,176 | |
Luxury Mortgage Corp.
|
Conventional, Jumbo | 49 | 0.2% | 87.5% | $1,339,897 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 46 | 0.2% | 67.1% | $436,521 | |
|
A-4.9 ★Texas Ratio: 16.32% |
Conventional, Jumbo | 42 | 0.1% | 88.3% | $406,190 | View |
Movement Mortgage, LLC
|
Conventional, VA, Jumbo | 41 | 0.1% | 83.1% | $494,512 | |
Absolute Home Mortgage
|
Conventional, FHA, VA | 40 | 0.1% | 90.9% | $469,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 37 | 0.1% | 97.6% | $980,945 | View |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 32 | 0.1% | 97% | $2,070,312 | View |
Embrace Home Loans, Inc.
|
Conventional, FHA, VA, Jumbo | 31 | 0.1% | 88.6% | $726,935 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA | 30 | 0.1% | 85.7% | $610,000 | |
|
A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 29 +1 HELOCs |
0.1% | 88.2% | $1,653,620 | View |
Fairway Independent Mort Corp
|
Conventional, FHA, Jumbo | 26 | 0.1% | 83.9% | $657,692 | |
Peapack Private Bank & Trust
|
Conventional, Jumbo | 25 | 0.1% | 90% | $1,295,000 | |
Mortgage Research Center
|
Conventional, VA, Jumbo | 25 | 0.1% | 39.1% | $689,000 | |
Planet Home Lending, LLC
|
Conventional, FHA, VA | 24 | 0.1% | 80.6% | $645,416 | |
Sun West Mortgage Company, Inc
|
Conventional, FHA, HELOC | 23 +1 HELOCs |
0.1% | 83.7% | $606,304 | |
MLB Residential Lending, LLC
|
Conventional, FHA, Jumbo | 21 | 0.1% | 84% | $565,476 | |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA, Jumbo | 20 | 0.1% | 80.8% | $755,500 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA, Jumbo | 19 | 0.1% | 86.4% | $847,631 | View |
Advancial Federal Credit Union
|
Conventional, Jumbo | 18 | 0.1% | 90.5% | $647,222 | |
|
A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 18 | 0.1% | 72% | $1,662,222 | View |
Uif Corporation
|
Conventional | 17 | 0.1% | 70.8% | $662,647 | |
Primelending
|
Conventional, FHA | 16 | 0.1% | 85% | $475,000 | |
Equity Prime Mortgage LLC
|
Conventional, FHA, VA | 16 | 0.1% | 66.7% | $705,000 | |
Allied Mortgage Group, Inc
|
Conventional | 16 | 0.1% | 100% | $590,000 | |
PHH Mortgage Corporation
|
Conventional, FHA | 15 | 0% | 48.4% | $427,666 | |
American Airlines Federal Cred
|
Conventional, HELOC | 13 +23 HELOCs |
0% | 90.5% | $204,230 | |
Royal United Mortgage LLC
|
Conventional, FHA | 13 | 0% | 62.5% | $329,615 | |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 13 | 0% | 93.3% | $718,846 | View |
Nbkc Bank
|
Conventional, VA | 12 | 0% | 60% | $566,666 | |
First Intercontinental Bank
|
Conventional | 11 | 0% | 91.7% | $577,727 | |
Total Mortgage Services, LLC
|
Conventional, FHA | 10 | 0% | 71.4% | $579,000 | |
Pike Creek Mortgage Services, Inc.
|
Conventional | 10 | 0% | 58.8% | $640,000 | |
Pentagon Federal Credit Union
|
Conventional, FHA, VA, Jumbo, HELOC | 9 +43 HELOCs |
0% | 22% | $805,000 | |
Bond Street Mortgage, LLC
|
Conventional, FHA, Jumbo | 9 | 0% | 100% | $612,777 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 9 | 0% | 76.5% | $738,333 | View |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 9 | 0% | 75% | $560,555 | View |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, VA | 9 | 0% | 84.6% | $590,555 | View |
Alliant Credit Union
|
Conventional, Jumbo, HELOC | 8 +10 HELOCs |
0% | 72.7% | $1,235,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo, HELOC | 8 +1 HELOCs |
0% | 100% | $718,750 | View |
American Federal Mortgage Corporation
|
Conventional | 8 | 0% | 100% | $510,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, Jumbo | 8 | 0% | 72.7% | $1,116,250 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 8 | 0% | 61.5% | $483,750 | View |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 7 +35 HELOCs |
0% | 35% | $97,857 | View |
First Colony Mortgage Corporat
|
Conventional | 7 | 0% | 100% | $590,714 | |
1St 2Nd Mortgage Company of N.J., Inc.
|
Conventional, FHA | 7 | 0% | 100% | $783,571 | |
XCEL Federal Credit Union
|
Conventional | 6 | 0% | 87.5% | $66,666 | |
William Raveis Mortgage, LLC
|
Conventional | 6 | 0% | 100% | $366,666 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 6 | 0% | 21.4% | $513,333 | View |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 6 | 0% | 85.7% | $1,931,666 | View |
EMM Loans LLC
|
Conventional, FHA | 5 | 0% | 100% | $681,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 5 | 0% | 83.3% | $381,000 | View |
Advisors Mortgage Group, LLC
|
Conventional, FHA, Jumbo | 5 | 0% | 83.3% | $891,000 | |
American Financing Corporation
|
Conventional, FHA | 5 | 0% | 16.7% | $385,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional, FHA | 5 | 0% | 71.4% | $361,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 5 | 0% | 100% | $503,000 | |
Digital Federal Credit Union
|
Conventional, HELOC | 4 +4 HELOCs |
0% | 50% | $222,500 | |
Shoreham Bank
|
Conventional | 4 | 0% | 80% | $125,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional, FHA | 4 | 0% | 57.1% | $525,000 | View |
The Loan Store, Inc
|
Conventional | 4 | 0% | 100% | $855,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA | 4 | 0% | 44.4% | $355,000 | View |
Toyota Financial Savings Bank
|
Conventional, Jumbo | 4 | 0% | 100% | $962,500 | |
Texana Bank
|
Conventional, VA | 4 | 0% | 100% | $702,500 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional, Jumbo | 3 | 0% | 75% | $768,333 | View |
United Poles FCU
|
Conventional | 3 | 0% | 100% | $151,666 | |
Credit Union Mortgage Associat
|
Conventional | 3 | 0% | 100% | $601,666 | |
Ivy Mortgage, Inc.
|
Conventional | 3 | 0% | 100% | $711,666 | |
|
A5.0 ★Texas Ratio: 7.31% |
Conventional, Jumbo | 3 | 0% | 100% | $1,191,666 | View |
|
A-5.0 ★Texas Ratio: 15.49% |
Conventional, FHA, Jumbo | 3 | 0% | 100% | $818,333 | View |
|
A+5.0 ★Texas Ratio: 4.81% |
Conventional, VA | 3 | 0% | 60% | $755,000 | View |
|
A5.0 ★Texas Ratio: 9.27% |
Conventional | 3 | 0% | 100% | $761,666 | View |
Greenway Mortgage Funding Corp.
|
Conventional | 3 | 0% | 75% | $308,333 | |
|
A+5.0 ★Texas Ratio: 3.10% |
Conventional | 3 | 0% | 100% | $481,666 | View |
|
A+5.0 ★Texas Ratio: 4.93% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0% | 100% | $1,340,000 | View |
Tower Federal Credit Union
|
Conventional, HELOC | 2 +2 HELOCs |
0% | 100% | $100,000 | |
|
C3.9 ★Texas Ratio: 27.97% |
Conventional | 2 | 0% | 100% | $545,000 | View |
|
D3.5 ★Texas Ratio: 32.93% |
Conventional, FHA | 2 | 0% | 50% | $485,000 | View |
Skyrock Mortgage
|
Conventional | 2 | 0% | 100% | $630,000 | |
|
A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo | 2 | 0% | 66.7% | $3,625,000 | View |
|
A5.0 ★Texas Ratio: 7.12% |
Conventional, Jumbo | 2 | 0% | 100% | $1,750,000 | View |
First Alliance Home Mortgage, LLC
|
FHA | 2 | 0% | 50% | $330,000 | |
Developer's Mortgage Company
|
Conventional | 2 | 0% | 66.7% | $625,000 | |
New Wave Lending Group Inc
|
Conventional | 2 | 0% | 100% | $490,000 | |
Bank Fund Staff Federal Credit
|
Conventional | 2 | 0% | 100% | $490,000 | |
|
A5.0 ★Texas Ratio: 8.00% |
Conventional | 2 | 0% | 66.7% | $465,000 | View |
Kwik Mortgage Corporation
|
Conventional | 2 | 0% | 100% | $720,000 | |
|
A5.0 ★Texas Ratio: 8.97% |
Conventional | 2 | 0% | 100% | $220,000 | View |
American Internet Mortgage, Inc.
|
Conventional | 2 | 0% | 66.7% | $570,000 | |
Reliable Holdings Manager dba Lendz Financial
|
Conventional | 2 | 0% | 66.7% | $705,000 | |
American Heritage Federal Credit Union
|
Conventional | 2 | 0% | 66.7% | $515,000 | |
RBC Bank (Georgia), N.A.
|
Conventional, Jumbo | 2 | 0% | 100% | $1,070,000 | |
|
A+5.0 ★Texas Ratio: 1.32% |
Conventional | 2 | 0% | 100% | $770,000 | View |
Lafayette Federal Credit Union
|
Conventional, HELOC | 1 +15 HELOCs |
0% | 50% | $775,000 | |
Justice Federal Credit Union
|
Conventional, HELOC | 1 +2 HELOCs |
0% | 100% | $175,000 | |
First Atlantic Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $115,000 | |
|
A+5.0 ★Texas Ratio: 3.94% |
Conventional, HELOC | 1 +1 HELOCs |
0% | 16.7% | $675,000 | View |
|
A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 0% | 100% | $715,000 | View |
|
A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 0% | 100% | $505,000 | View |
|
A+5.0 ★Texas Ratio: 5.16% |
Conventional, Jumbo | 1 | 0% | 100% | $2,885,000 | View |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0% | 100% | $1,205,000 | View |
PromiseOne Bank
|
Conventional, Jumbo | 1 | 0% | 100% | $2,005,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0% | 33.3% | $455,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0% | 50% | $845,000 | |
Brighton Bank
|
FHA | 1 | 0% | 50% | $505,000 | |
|
A+5.0 ★Texas Ratio: 1.15% |
Conventional | 1 | 0% | 100% | $665,000 | View |
United Trust Bank
|
VA | 1 | 0% | 100% | $795,000 | |
Eastern Savings Bank
|
Conventional | 1 | 0% | 100% | $215,000 | |
Millenium Home Mortgage
|
FHA | 1 | 0% | 50% | $715,000 | |
American First National Bank
|
Conventional | 1 | 0% | 100% | $455,000 | |
Apci Federal Credit Union
|
Conventional | 1 | 0% | 100% | $65,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0% | 50% | $605,000 | View |
|
A+5.0 ★Texas Ratio: 2.25% |
Conventional, Jumbo | 1 | 0% | 100% | $2,245,000 | View |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 1 | 0% | 100% | $1,325,000 | View |
Weichert Financial Services
|
FHA | 1 | 0% | 33.3% | $505,000 | |
Elements Financial Federal Cre
|
Conventional | 1 | 0% | 100% | $675,000 | |
Delta Community Credit Union
|
Conventional | 1 | 0% | 100% | $805,000 | |
|
A+5.0 ★Texas Ratio: 0.89% |
Conventional, Jumbo | 1 | 0% | 100% | $1,555,000 | View |
Stg Mortgage Inc
|
Conventional | 1 | 0% | 66.7% | $1,405,000 | |
|
A+5.0 ★Texas Ratio: 4.25% |
Conventional | 1 | 0% | 100% | $705,000 | |
Ithink Financial Credit Union
|
Conventional | 1 | 0% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 3.24% |
Conventional, Jumbo | 1 | 0% | 100% | $2,255,000 | View |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0% | 75% | $415,000 | |
|
A5.0 ★Texas Ratio: 12.03% |
Conventional | 1 | 0% | 100% | $995,000 | View |
|
A+5.0 ★Texas Ratio: 2.11% |
Conventional | 1 | 0% | 100% | $1,115,000 | View |
|
A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0% | 100% | $745,000 | View |
Andrews Federal Credit Union
|
Conventional | 1 | 0% | 100% | $695,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0% | 100% | $1,045,000 | View |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 1 | 0% | 100% | $1,825,000 | View |
Selfreliance Federal Credit Union
|
Conventional | 1 | 0% | 100% | $335,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 1 | 0% | 100% | $425,000 | |
|
A5.0 ★Texas Ratio: 12.14% |
Conventional | 1 | 0% | 50% | $805,000 | View |
|
A5.0 ★Texas Ratio: 8.28% |
Conventional | 1 | 0% | 100% | $875,000 | View |
State Departmenet Federal Credit Union
|
Conventional | 1 | 0% | 50% | $65,000 | |
Belmont Savings Bank
|
Conventional | 1 | 0% | 100% | $595,000 | |
|
A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0% | 100% | $105,000 | View |
21St Mortgage
|
Conventional | 1 | 0% | 50% | $155,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0% | 33.3% | $765,000 | View |
Figure Lending LLC
|
HELOC | 0 +53 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 0.62% |
HELOC | 0 +9 HELOCs |
0% | 0% | View | |
First Technology Federal Credit Union
|
HELOC | 0 +4 HELOCs |
0% | 0% | ||
MassMutual FCU
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Connexus Credit Union
|
HELOC | 0 +2 HELOCs |
0% | 25% | ||
Communityamerica Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Empeople Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wings Financial Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
|
A5.0 ★Texas Ratio: 8.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Stanford Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
New York Mortgage Rate Trends
Daily average mortgage rates for New York compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in New York, New York
Looking for mortgage lenders near me or mortgage brokers near me in New York? The list below shows the banks, credit unions and mortgage brokers that closed home loans in New York in 2025, with lenders based there listed first.
Types of Mortgage Lenders in New York, NY
Use these to narrow the list above. Each category shows how many New York, NY lenders fit and what that kind of lender is usually best for.
Who Lends in New York, NY
Independent mortgage companies closed 42.7 percent of home loans in New York, New York in 2025, banks 54.3 percent and credit unions 3 percent. Better Mortgage Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Municipal Credit Union the largest credit union. Among lenders headquartered in New York, Citibank, NA led with 1,797 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New York. State mortgage recording tax of 0.5 percent plus a 0.25 percent special additional tax (paid by the lender on one to six family homes) and 0.25 percent more in the MCTD counties; in New York City the combined rate is 2.05 percent under $500,000 and 2.175 percent at or above, of which the borrower effectively pays 1.8 or 1.925 percent. State transfer tax is $2 per $500 plus a 1 percent mansion tax on homes of $1 million or more; NYC adds its own 1 to 1.425 percent RPTT. A CEMA (consolidation, extension and modification agreement) assigns the old mortgage to the new lender so recording tax is paid only on new money, and is standard practice for refinances and many purchases.
More New York Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in New York, NY
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in New York, New York with 3,501 loans, about 11.6 percent of the market. The largest lender headquartered in New York was Citibank, NA with 1,797 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in New York, New York, First Central Savings Bank approved the highest share of completed applications in 2025 at 99.2 percent, against a 80.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
88 lenders closed FHA loans in New York, New York in 2025, led by United Wholesale Mortgage with 332. 48 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 138 banks and 61 credit unions closed home loans in New York, New York in 2025, alongside 100 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in New York, New York during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in New York, New York for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up New York. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
