What are the current interest rates at Walden Savings Bank?

Current rates for Walden Savings Bank include: 12-Month CD: 1.90%, 18-Month CD: 2.00%, 24-Month CD: 1.90%, 36-Month CD: 1.65%, 48-Month CD: 1.70%, 60-Month CD: 1.75%, Savings: 0.05%, MMA: 0.05%

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Walden Savings Bank

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Walden Savings Bank Rates & Review October 2026

Q: How many branches does Walden Savings Bank operate?

Walden Savings Bank currently maintains approximately 11 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Walden Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Walden Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 7, 2026

Walden Savings Bank's top rates as of October 7, 2026 are 3.75% APY on its 11-Months 11-Month CD, 0.05% APY on savings, 0.05% APY on money market accounts, and 5.375% on its Community Hero 5/5 ARM mortgage, according to rates verified by MonitorBankRates. Other Walden Savings Bank CD rates include 11-Month Certificate of Deposit at 3.75%, 5-Months 5-Month CD at 3.35%, and 5-Month Certificate of Deposit at 3.35%. Other Walden Savings Bank mortgage rates include 10/1 ARM at 6.125%, 10/1 ARM at 6.125%, and Fixed & Adjustable Rate Mortgage - 10/1 ARM - As low as at 6.125%. MonitorBankRates evaluates the financial stability of Walden Savings Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.97%. Rates last updated and verified on 10/07/2026.

Walden Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Walden Savings Bank? Share your experience about Walden Savings Bank by leaving a review below, or read customer reviews before you decide to use Walden Savings Bank.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

8.97%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Walden Savings Bank

15 Scotts Corner Dr
Montgomery, NY 12549

https://www.waldensavings.bank

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Walden Savings Bank CD Rates

Product	Rate	APY	Term
11 Month CD	-	3.75%	11 Months
Min Deposit $1,000 Last Updated 10/07/2026 Rate History No change since Oct 3, 2026 · 3.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
11 Month Certificate of Deposit	3.69%	3.75%	11 Month
Min Deposit $1,000 Details Available at any of our branch locations. Last Updated 10/07/2026 Rate History No change since Oct 3, 2026 · 3.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
5 Month CD	-	3.35%	5 Months
Min Deposit $1,000 Last Updated 10/07/2026 Rate History No change since Oct 3, 2026 · 3.35% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
5 Month Certificate of Deposit	3.30%	3.35%	5 Month
Min Deposit $1,000 Details Available at any of our branch locations. Last Updated 10/07/2026 Rate History No change since Oct 3, 2026 · 3.35% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
18 Month Certificate of Deposit	1.98%	2.00%	18 Month
Min Deposit $1,000 Details Penalty: 6 Months Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 2.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
12 Month Certificate of Deposit	1.88%	1.90%	12 Month
Min Deposit $1,000 Details Penalty: 3 Months Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 1.90% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
24 Month Certificate of Deposit	1.88%	1.90%	24 Month
Min Deposit $1,000 Details Penalty: 6 Months Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 1.90% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
60 Month Certificate of Deposit	1.73%	1.75%	60 Month
Min Deposit $1,000 Details Penalty: 12 Months Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 1.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
48 Month Certificate of Deposit	1.69%	1.70%	48 Month
Min Deposit $1,000 Details Penalty: 12 Months Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 1.70% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
36 Month Certificate of Deposit	1.64%	1.65%	36 Month
Min Deposit $1,000 Details Penalty: 12 Months Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 1.65% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
30 Month Certificate of Deposit	1.59%	1.60%	30 Month
Min Deposit $1,000 Details Penalty: 6 Months Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 1.60% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
6 Month Certificate of Deposit	0.70%	0.70%	6 Month
Min Deposit $1,000 Details Penalty: 3 Months Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 0.70% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
91 Day Certificate of Deposit	0.50%	0.50%	91 Day
Min Deposit $1,000 Details Penalty: 3 Months Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 0.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%

Walden Savings Bank Savings Rates

Product	Rate	APY
Advantage Savings	0.50%	0.50%
Min Deposit $10,000 Min Balance $50,000 Details Balance: $50,000 and over Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
Advantage Savings	0.40%	0.40%
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000 - $49,999 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
Advantage Savings	0.30%	0.30%
Min Deposit $10,000 Min Balance $50 Details Balance: $50 - $9,999 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
Statement Savings (including IRA)	0.30%	0.30%
Min Deposit $50 Min Balance $50 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
Club Accounts	0.05%	0.05%
Min Deposit $1 Min Balance $1 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
Passbook Savings	0.05%	0.05%
Min Deposit $50 Min Balance $50 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
School Savings	0.05%	0.05%
Min Deposit $1 Min Balance $5 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%

Walden Savings Bank Money Market Rates

Product	Rate	APY
Money Market	0.50%	0.50%
Min Deposit $100 Min Balance $50,000 Details Balance: $50,000 and over Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
Money Market	0.35%	0.35%
Min Deposit $100 Min Balance $2,500 Details Balance: $2,500 - $49,999 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
Money Market	0.05%	0.05%
Min Deposit $100 Min Balance $100 Details Balance: $100 - $2,499 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%

Walden Savings Bank Checking Rates

Product	Rate	APY
Advantage Checking	0.05%	0.05%
Min Deposit $5,000 Min Balance $5,000 Details Balance: $5,000 - $9,999 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
Advantage Checking	0.05%	0.05%
Min Deposit $5,000 Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
Advantage Checking	0.05%	0.05%
Min Deposit $5,000 Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
Advantage Checking	0.05%	0.05%
Min Deposit $5,000 Min Balance $50,000 Details Balance: $50,000 and over Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%

Walden Savings Bank Mortgage Rates

Product	Rate	Points	APR
10/1 ARM	6.125%	0	6.57%
Details As low as; Prepaid Fin. Charge: $2,900.00 Last Updated 10/07/2026 Rate History 2 changes since Sep 15, 2026 · 6.74% → 6.57% ▼ 0.17 pts · high 6.82% / low 6.57% Oct 7, 20266.57%▼ from 6.82% Oct 1, 20266.82%▲ from 6.74% Sep 15, 20266.74%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
10/1 ARM	6.125%	0	6.589%
Details As low as; Prepaid Fin. Charge: $3,103.17 Last Updated 10/07/2026 Rate History 2 changes since Sep 15, 2026 · 6.74% → 6.59% ▼ 0.15 pts · high 6.82% / low 6.59% Oct 7, 20266.59%▼ from 6.82% Oct 1, 20266.82%▲ from 6.74% Sep 15, 20266.74%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
Fixed & Adjustable Rate Mortgage - 10/1 ARM - As low as	6.125%	0	6.589%
Details As low as Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 6.59% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
7/1 ARM	6.00%	0	6.658%
Details As low as; Prepaid Fin. Charge: $2,900.00 Last Updated 10/07/2026 Rate History 2 changes since Sep 15, 2026 · 6.85% → 6.66% ▼ 0.19 pts · high 6.92% / low 6.66% Oct 7, 20266.66%▼ from 6.92% Oct 1, 20266.92%▲ from 6.85% Sep 15, 20266.85%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
7/1 ARM	6.00%	0	6.686%
Details As low as; Prepaid Fin. Charge: $3,091.67 Last Updated 10/07/2026 Rate History 2 changes since Sep 15, 2026 · 6.85% → 6.69% ▼ 0.17 pts · high 6.92% / low 6.69% Oct 7, 20266.69%▼ from 6.92% Oct 1, 20266.92%▲ from 6.85% Sep 15, 20266.85%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
Fixed & Adjustable Rate Mortgage - 7/1 ARM - As low as	6.00%	0	6.686%
Details As low as Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 6.69% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
Community Hero 5/5 ARM	5.375%	0	6.726%
Details As low as; Prepaid Fin. Charge: $2,415.54 Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 6.65% → 6.73% ▲ 0.08 pts · high 6.73% / low 6.65% Oct 1, 20266.73%▲ from 6.65% Sep 15, 20266.65%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
5/1 ARM	5.875%	0	6.746%
Details As low as; Prepaid Fin. Charge: $2,900.00 Last Updated 10/07/2026 Rate History 2 changes since Sep 15, 2026 · 6.96% → 6.75% ▼ 0.22 pts · high 7.02% / low 6.75% Oct 7, 20266.75%▼ from 7.02% Oct 1, 20267.02%▲ from 6.96% Sep 15, 20266.96%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
5/1 ARM	5.875%	0	6.783%
Details As low as; Prepaid Fin. Charge: $3,056.42 Last Updated 10/07/2026 Rate History 2 changes since Sep 15, 2026 · 6.96% → 6.78% ▼ 0.18 pts · high 7.02% / low 6.78% Oct 7, 20266.78%▼ from 7.02% Oct 1, 20267.02%▲ from 6.96% Sep 15, 20266.96%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
Fixed & Adjustable Rate Mortgage - 5/1 ARM - As low as	5.875%	0	6.783%
Details As low as Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 6.78% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
First Time Home Buyer 5/5 ARM	5.50%	0	6.808%
Details As low as; Prepaid Fin. Charge: $2,450.63 Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 6.73% → 6.81% ▲ 0.08 pts · high 6.81% / low 6.73% Oct 1, 20266.81%▲ from 6.73% Sep 15, 20266.73%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
10/1 ARM - As low as	6.375%	0	6.821%
Details As low as Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 6.82% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
7/1 ARM - As low as	6.25%	0	6.917%
Details As low as Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 6.92% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
5/1 ARM - As low as	6.125%	0	7.015%
Details As low as Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 7.02% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
15/15 ARM	6.75%	0	7.155%
Details As low as; Prepaid Fin. Charge: $2,900.00 Last Updated 10/07/2026 Rate History 1 change since Sep 24, 2026 · 7.05% → 7.16% ▲ 0.10 pts · high 7.16% / low 7.05% Oct 1, 20267.16%▲ from 7.05% Sep 24, 20267.05%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%

Walden Savings Bank Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Loan 5 Year Fixed	-	0	6.625%	5 Year
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 6.63% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%

Walden Savings Bank Other Rates

Product	Rate	Points	APY/APR	Term
15-Yr Fixed - As low as	7.00%	1.5	7.403%
Details As low as Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 7.40% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
15-Yr Fixed - As low as	8.75%	0	8.913%
Details As low as Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 8.91% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
30-Yr Fixed - As low as	7.625%	0.5	7.783%
Details As low as Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 7.78% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
30-Yr Fixed - As low as	10.375%	0	10.508%
Details As low as Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 10.51% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
5-Yr Balloon Loan	7.25%	0	7.25%	5-Year
Details As low as Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 7.25% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
IOLA	0.50%	-	0.50%
Min Deposit $50 Min Balance $5,000 Details Balance: $5,000 and over Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%
Super Now	0.05%	-	0.05%
Min Deposit $25 Min Balance $5,000 Details Balance: $5,000 and over Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.97%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Walden Savings Bank’s Texas Ratio rose from 5.10% in Q3 2023 to 8.97% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 4.6 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.0B	8.97%	5.0	A
March 31, 2026	$977M	4.96%	5.0	A+
December 31, 2025	$968M	4.67%	5.0	A+
September 30, 2025	$957M	4.00%	5.0	A+
June 30, 2025	$945M	2.78%	5.0	A+
March 31, 2025	$926M	2.77%	5.0	A+
December 31, 2024	$914M	2.89%	5.0	A+
September 30, 2024	$927M	4.64%	5.0	A+
June 30, 2024	$898M	5.14%	5.0	A+
March 31, 2024	$877M	4.39%	5.0	A+
December 31, 2023	$876M	4.06%	5.0	A+
September 30, 2023	$863M	5.10%	4.6	A

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Walden Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Walden Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Walden Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Walden Savings Bank

FDIC Certificate # 15987

Address 15 Scotts Corner Dr, Montgomery, NY 12549 · Orange

Website https://www.waldensavings.bank

Established 18720401

FDIC Insurance Date 19890809

Domestic Offices 11

Total Branches 11

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 96/100

5.0

Exceptional Out of 5.0 Stars

8.97%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.0067%

Return on Equity (ROE) 10.9400%

Non-Performing Loans (NPL) 0.82%

Total Assets $1,020,287,000

Total Deposits $819,580,000

Equity Capital $93,709,000

Net Income $4,976,000

Headquarters Montgomery

Total Branches and Offices 11

Source: FDIC | Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Walden Savings Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Customer Reviews

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Frequently Asked Questions About Walden Savings Bank

How many branches does Walden Savings Bank operate?

Walden Savings Bank currently maintains approximately 11 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Walden Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Walden Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Walden Savings Bank offer online and mobile banking?

Most modern institutions like Walden Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.waldensavings.bank.

Current Walden Savings Bank Rates

12-Month CD1.90%
18-Month CD2.00%
24-Month CD1.90%
36-Month CD1.65%
48-Month CD1.70%
60-Month CD1.75%
Savings0.05%
MMA0.05%

Retrieved from our database of financial products. Rates subject to change.

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Walden Savings Bank Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Walden Savings Bank Texas Ratio

Walden Savings Bank Health Trend

Walden Savings Bank CD Rates

Walden Savings Bank Savings Rates

Walden Savings Bank Money Market Rates

Walden Savings Bank Checking Rates

Walden Savings Bank Mortgage Rates

Walden Savings Bank Home Equity & HELOC

Walden Savings Bank Other Rates

Financial Health History

Methodology & Data Sources

Bank Profile & Overview

Financial Health & Assets

Walden Savings Bank earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Walden Savings Bank

How many branches does Walden Savings Bank operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Walden Savings Bank offer online and mobile banking?

Current Walden Savings Bank Rates

Compare to Other Banks