Mortgage Lenders and Brokers in New Rochelle, New York
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
New Rochelle, New York mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA45 Quaker Ridge Rd, New Rochelle, NY 10804A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA810 Main St, New Rochelle, NY 10801A+5.0 ★Texas Ratio: 4.14%, Citizens Bank, NACitizens Bank, NA1300 North Ave, New Rochelle, NY 10804A+5.0 ★Texas Ratio: 5.44%, M&T BankM&T Bank88 4th St, New Rochelle, NY 10801A+5.0 ★Texas Ratio: 4.11%, Flagstar Bank NAFlagstar Bank NA1c Quaker Ridge Rd, New Rochelle, NY 10804D3.3 ★Texas Ratio: 35.11%, Keybank National AssociationKeybank National Association28 Lecount Pl, New Rochelle, NY 10801A+5.0 ★Texas Ratio: 4.81%, Citibank, NACitibank, NA1000 Willis Ave, Albertson, NY 11507A+5.0 ★Texas Ratio: 2.82%, Wells Fargo Bank NAWells Fargo Bank NA921 Saw Mill River Rd, Ardsley, NY 10502A+5.0 ★Texas Ratio: 5.36%, TD BankTD Bank125 State St, Albany, NY 12207A+5.0 ★Texas Ratio: 3.71%, and Morgan Stanley Private Bank NAMorgan Stanley Private Bank NA2000 Westchester Ave, Purchase, NY 10577A4.8 ★Texas Ratio: 2.45%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in New Rochelle, New York in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in New Rochelle are listed first, then lenders elsewhere in New York, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in New Rochelle, New York
Market share is the lender's share of all home loans closed in New Rochelle, New York. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in New Rochelle 45 Quaker Ridge Rd, New Rochelle, NY 10804 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 69 +9 HELOCs |
12.5% | 92.2% | $628,333 | View |
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1 office in New Rochelle 810 Main St, New Rochelle, NY 10801 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 14 +24 HELOCs |
2.5% | 70% | $982,142 | View |
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2 offices in New Rochelle 1300 North Ave, New Rochelle, NY 10804 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 13 +53 HELOCs |
2.3% | 92.9% | $828,846 | View |
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1 office in New Rochelle 88 4th St, New Rochelle, NY 10801 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 4 +6 HELOCs |
0.7% | 100% | $857,500 | View |
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1 office in New Rochelle 1c Quaker Ridge Rd, New Rochelle, NY 10804 D3.3 ★Texas Ratio: 35.11% |
Conventional | 3 | 0.5% | 100% | $351,666 | View |
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1 office in New Rochelle 28 Lecount Pl, New Rochelle, NY 10801 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $230,000 | View |
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1000 Willis Ave, Albertson, NY 11507 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 25 +8 HELOCs |
4.5% | 92.6% | $889,400 | View |
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921 Saw Mill River Rd, Ardsley, NY 10502 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 19 | 3.4% | 82.6% | $888,684 | View |
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125 State St, Albany, NY 12207 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 12 +20 HELOCs |
2.2% | 75% | $944,166 | View |
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2000 Westchester Ave, Purchase, NY 10577 A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo, HELOC | 7 +3 HELOCs |
1.3% | 88.9% | $1,103,571 | View |
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★ 1 stars, 1 review 25 Maple Ave, New Rochelle, NY 10801 A5.0 ★Texas Ratio: 9.37% |
Conventional | 5 | 0.9% | 100% | $757,000 | View |
Better Mortgage Corporation
300 Crosspoint Pkwy, Getzville, NY 14068 1606 |
Conventional, HELOC | 4 +2 HELOCs |
0.7% | 80% | $357,500 | |
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★ 1.8 stars, 5 reviews 327 Route 59, Airmont, NY 10952 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +7 HELOCs |
0.5% | 100% | $678,333 | View |
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8100 Transit Road Suite 500, Amherst, NY 14221 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo, HELOC | 3 +3 HELOCs |
0.5% | 100% | $875,000 | View |
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353 E 149th St, Bronx, NY 10455 A5.0 ★Texas Ratio: 8.74% |
Conventional, HELOC | 3 +2 HELOCs |
0.5% | 75% | $285,000 | View |
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3502 Broadway, Astoria, NY 11106 A+5.0 ★Texas Ratio: 4.00% |
Conventional | 3 | 0.5% | 100% | $575,000 | View |
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20 E 179th St, Bronx, NY 10453 4770 A5.0 ★Texas Ratio: 8.11% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
0.4% | 100% | $740,000 | |
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1704 Western Ave Ste 7, Albany, NY 12203 A+5.0 ★Texas Ratio: 3.35% |
Conventional, HELOC | 1 +10 HELOCs |
0.2% | 33.3% | $215,000 | View |
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1145 Willis Ave, Albertson, NY 11507 1232 B+4.8 ★Texas Ratio: 17.52% |
Conventional, HELOC | 1 +8 HELOCs |
0.2% | 100% | $55,000 | View |
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979 Central Ave, Albany, NY 12205 A+5.0 ★Texas Ratio: 5.36% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $195,000 | View |
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★ 5 stars, 1 review 444 Madison Ave Fl 9, New York, NY 10022 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.2% | 100% | $585,000 | View |
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5402 8th Ave, Brooklyn, NY 11220 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.2% | 100% | $945,000 | View |
Teachers Federal Credit Union
355 Broadway, Amityville, NY 11701 |
Conventional | 1 | 0.2% | 100% | $105,000 | |
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3501 30th Ave, Astoria, NY 11103 A-4.9 ★Texas Ratio: 16.55% |
Conventional | 1 | 0.2% | 100% | $705,000 | View |
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374 E 149th St, Bronx, NY 10455 A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
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425 Broadhollow Rd, Melville, NY 11747 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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2500 Westchester Ave, Purchase, NY 10577 2587 A5.0 ★Texas Ratio: 11.76% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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7726 3rd Ave, Brooklyn, NY 11209 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 200 Broadway, New York, NY 10038 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
UNMB Home Loans Inc
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Conventional, VA | 16 | 2.9% | 89.5% | $292,500 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA | 12 | 2.2% | 93.8% | $530,833 | |
Contour Mortgage Corporation
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Conventional | 8 | 1.4% | 88.9% | $403,750 | |
United Nations Federal CU
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Conventional, Jumbo | 7 | 1.3% | 100% | $620,714 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 5 | 0.9% | 100% | $467,000 | |
Homestead Funding Corp.
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Conventional | 4 | 0.7% | 66.7% | $642,500 | |
Hartford Funding, Ltd.
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Conventional | 3 | 0.5% | 80% | $691,666 | |
1St Priority Mortgage, Inc.
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Conventional | 3 | 0.5% | 100% | $575,000 | |
Jet Direct Funding Corp.
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Conventional | 3 | 0.5% | 100% | $388,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 0.5% | 100% | $368,333 | View |
Pcsb Bank
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Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $720,000 | |
East Coast Capital Corp.
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Conventional | 2 | 0.4% | 100% | $400,000 | |
Interstate Home Loan Center, Inc.
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Conventional | 2 | 0.4% | 66.7% | $445,000 | |
Reliance First Capital, LLC
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Conventional | 2 | 0.4% | 100% | $160,000 | |
Mid-Hudson Valley Federal C.U.
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $605,000 | |
Jovia Financial Federal Credit
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $455,000 | |
Lyons Mortgage Services, Inc.
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Conventional | 1 | 0.2% | 100% | $515,000 | |
Cliffco, Inc.
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FHA | 1 | 0.2% | 100% | $885,000 | |
Summit Mortgage Bankers, Inc.
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Conventional | 1 | 0.2% | 100% | $595,000 | |
GuardHill Financial LLC
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Conventional | 1 | 0.2% | 100% | $395,000 | |
FM Home Loans LLC
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Conventional | 1 | 0.2% | 100% | $445,000 | |
Polish & Slavic Federal Credit
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Patriot One Mortgage Bankers
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Conventional | 1 | 0.2% | 100% | $645,000 | |
Rocket Mortgage
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Conventional, HELOC | 44 +1 HELOCs |
7.9% | 73.8% | $346,363 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo | 37 | 6.7% | 100% | $448,513 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 36 +1 HELOCs |
6.5% | 92.5% | $623,611 | |
loanDepot.com LLC
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Conventional, FHA | 22 | 4% | 82.1% | $392,272 | |
Newrez LLC
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Conventional, FHA | 13 | 2.3% | 56.5% | $392,692 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 12 +2 HELOCs |
2.2% | 80% | $905,833 | View |
Pennymac Loan Services LLC
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Conventional | 9 | 1.6% | 100% | $589,444 | |
| Conventional, Jumbo, HELOC | 6 +8 HELOCs |
1.1% | 88.9% | $980,000 | View | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 6 | 1.1% | 85.7% | $990,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 6 | 1.1% | 85.7% | $703,333 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 6 | 1.1% | 85.7% | $481,666 | |
HomeBridge Financial Services, Inc
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Conventional, FHA, Jumbo, HELOC | 4 +5 HELOCs |
0.7% | 80% | $687,500 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 4 | 0.7% | 100% | $625,000 | View |
Movement Mortgage, LLC
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Conventional, VA | 4 | 0.7% | 100% | $575,000 | |
American Financial Network, Inc.
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Conventional | 4 | 0.7% | 80% | $692,500 | |
Fairway Independent Mort Corp
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Conventional | 4 | 0.7% | 100% | $695,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 3 | 0.5% | 100% | $635,000 | |
Nqm Funding, LLC
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Conventional, Jumbo | 3 | 0.5% | 75% | $1,178,333 | |
Discover Bank
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Conventional | 3 | 0.5% | 18.8% | $155,000 | |
Nationstar Mortgage
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Conventional | 3 | 0.5% | 100% | $541,666 | |
Mortgage Research Center
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VA, Jumbo | 3 | 0.5% | 75% | $961,666 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 3 | 0.5% | 100% | $1,158,333 | View |
Luxury Mortgage Corp.
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Conventional | 3 | 0.5% | 100% | $751,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $495,000 | |
Arc Home LLC
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Conventional | 2 | 0.4% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 0.4% | 100% | $865,000 | View |
Carrington Mortgage Services LLC
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Conventional, Jumbo | 2 | 0.4% | 60% | $1,185,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 50% | $275,000 | View |
Cmg Mortgage Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $795,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,955,000 | View |
Freedom Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $395,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $865,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $585,000 | |
Dart Bank
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Conventional | 1 | 0.2% | 66.7% | $785,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
Absolute Home Mortgage
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Conventional | 1 | 0.2% | 100% | $565,000 | |
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A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
American Federal Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $735,000 | |
William Raveis Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $715,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.2% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 3.94% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
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A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 0.2% | 100% | $715,000 | View |
Greenway Mortgage Funding Corp.
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Conventional | 1 | 0.2% | 100% | $515,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.2% | 100% | $735,000 | |
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A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 0.2% | 50% | $225,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.2% | 100% | $625,000 | View |
New American Funding, LLC.
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Conventional | 1 | 0.2% | 100% | $495,000 | |
1St 2Nd Mortgage Company of N.J., Inc.
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Conventional | 1 | 0.2% | 100% | $735,000 | |
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A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 0.2% | 100% | $5,005,000 | View |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.2% | 100% | $455,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.2% | 100% | $935,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $1,085,000 | View |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Sun West Mortgage Company, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Connexus Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
New Rochelle Mortgage Rate Trends
Daily average mortgage rates for New York compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in New Rochelle, New York
Looking for mortgage lenders near me or mortgage brokers near me in New Rochelle? The list below shows the banks, credit unions and mortgage brokers that closed home loans in New Rochelle in 2025, with lenders based there listed first.
Types of Mortgage Lenders in New Rochelle, NY
Use these to narrow the list above. Each category shows how many New Rochelle, NY lenders fit and what that kind of lender is usually best for.
Who Lends in New Rochelle, NY
Independent mortgage companies closed 54.9 percent of home loans in New Rochelle, New York in 2025, banks 41.5 percent and credit unions 3.6 percent. Better Mortgage Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Municipal Credit Union the largest credit union. Among lenders headquartered in New York, M&T Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New York. State mortgage recording tax of 0.5 percent plus a 0.25 percent special additional tax (paid by the lender on one to six family homes) and 0.25 percent more in the MCTD counties; in New York City the combined rate is 2.05 percent under $500,000 and 2.175 percent at or above, of which the borrower effectively pays 1.8 or 1.925 percent. State transfer tax is $2 per $500 plus a 1 percent mansion tax on homes of $1 million or more; NYC adds its own 1 to 1.425 percent RPTT. A CEMA (consolidation, extension and modification agreement) assigns the old mortgage to the new lender so recording tax is paid only on new money, and is standard practice for refinances and many purchases.
More New York Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in New Rochelle, NY
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in New Rochelle, New York with 69 loans, about 12.5 percent of the market. The largest lender headquartered in New York was M&T Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in New Rochelle, New York, JPMorgan Chase Bank, NA approved the highest share of completed applications in 2025 at 92.2 percent, against a 85.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in New Rochelle, New York in 2025, led by United Wholesale Mortgage with 3. 4 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 42 banks and 14 credit unions closed home loans in New Rochelle, New York in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in New Rochelle, New York during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in New Rochelle, New York for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up New Rochelle. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
