Mortgage Lenders and Brokers in Woodbridge, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Woodbridge, New Jersey mortgage lenders include Provident BankProvident Bank325 Amboy Ave, Woodbridge, NJ 07095A+5.0 ★Texas Ratio: 3.46%, Central Jersey Federal Credit UnionCentral Jersey Federal Credit Union380 BERRY ST, WOODBRIDGE, NJ 07095A+5.0 ★Texas Ratio: 4.22%, Valley National BankValley National Bank540 Rahway Ave, Woodbridge, NJ 07095A+5.0 ★Texas Ratio: 5.76%, Columbia BankColumbia Bank604 Amboy Ave, Woodbridge, NJ 07095A+5.0 ★Texas Ratio: 4.30%, Flagstar Bank NAFlagstar Bank NA150 Green St, Woodbridge, NJ 07095D3.3 ★Texas Ratio: 35.11%, Northfield BankNorthfield Bank624 Main St, Woodbridge, NJ 07095, Citizens Bank, NACitizens Bank, NA575 Main St, Woodbridge, NJ 07095A+5.0 ★Texas Ratio: 5.44%, Wells Fargo Bank NAWells Fargo Bank NA17 Woodbridge Center Dr, Woodbridge, NJ 07095A+5.0 ★Texas Ratio: 5.36%, TD BankTD Bank900 Saint George Ave, Woodbridge, NJ 07095A+5.0 ★Texas Ratio: 3.71%, and Amboy BankAmboy Bank90 Woodbridge Center Dr, Woodbridge, NJ 07095A+5.0 ★Texas Ratio: 2.03%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Woodbridge, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Woodbridge are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Woodbridge, New Jersey
Market share is the lender's share of all home loans closed in Woodbridge, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Woodbridge 325 Amboy Ave, Woodbridge, NJ 07095 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 6 +2 HELOCs |
2.4% | 75% | $181,666 | View |
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380 BERRY ST, WOODBRIDGE, NJ 07095 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 3 | 1.2% | 100% | $55,000 | View |
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1 office in Woodbridge 540 Rahway Ave, Woodbridge, NJ 07095 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 2 +2 HELOCs |
0.8% | 100% | $505,000 | View |
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2 offices in Woodbridge 604 Amboy Ave, Woodbridge, NJ 07095 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 2 | 0.8% | 100% | $175,000 | View |
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1 office in Woodbridge 150 Green St, Woodbridge, NJ 07095 D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.8% | 100% | $515,000 | View |
Northfield Bank
624 Main St, Woodbridge, NJ 07095 |
Conventional | 2 | 0.8% | 33.3% | $55,000 | |
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1 office in Woodbridge 575 Main St, Woodbridge, NJ 07095 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +5 HELOCs |
0.4% | 100% | $425,000 | View |
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1 office in Woodbridge 17 Woodbridge Center Dr, Woodbridge, NJ 07095 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 50% | $255,000 | View |
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1 office in Woodbridge 900 Saint George Ave, Woodbridge, NJ 07095 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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1 office in Woodbridge 90 Woodbridge Center Dr, Woodbridge, NJ 07095 A+5.0 ★Texas Ratio: 2.03% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 4 | 1.6% | 100% | $395,000 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 3 +7 HELOCs |
1.2% | 75% | $428,333 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.2% | 75% | $375,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 1 +6 HELOCs |
0.4% | 100% | $205,000 | View |
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111 MAIN ST STE 2, EAST BRUNSWICK, NJ 08816 D3.4 ★Texas Ratio: 32.86% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
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220 W Union Ave, Bound Brook, NJ 08805 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.4% | 100% | $685,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +15 HELOCs |
0% | n/a | View | |
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444 Hoes Ln, Piscataway, NJ 08854 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Absolute Home Mortgage
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Conventional, FHA | 6 | 2.4% | 100% | $405,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 5 | 2% | 85.7% | $413,000 | |
HomeBridge Financial Services, Inc
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1.6% | 100% | $497,500 | |
Millenium Home Mortgage
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Conventional | 3 | 1.2% | 100% | $365,000 | |
Advisors Mortgage Group, LLC
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Conventional | 3 | 1.2% | 100% | $408,333 | |
Bond Street Mortgage, LLC
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Conventional | 2 | 0.8% | 100% | $475,000 | |
NJ Lenders Corp
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Conventional, FHA | 2 | 0.8% | 100% | $455,000 | |
Financial Resources Federal Cr
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Conventional | 2 | 0.8% | 100% | $225,000 | |
EMM Loans LLC
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FHA | 1 | 0.4% | 100% | $555,000 | |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $455,000 | |
MLB Residential Lending, LLC
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Conventional | 1 | 0.4% | 100% | $495,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Greenway Mortgage Funding Corp.
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Conventional | 1 | 0.4% | 100% | $405,000 | |
United Wholesale Mortgage
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Conventional, FHA | 26 | 10.5% | 90.6% | $438,846 | |
Rocket Mortgage
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Conventional, FHA | 21 | 8.5% | 67.6% | $308,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 13 +1 HELOCs |
5.3% | 86.7% | $334,230 | |
Paramount Residential Mortgage
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Conventional, FHA | 8 | 3.2% | 100% | $452,500 | |
Newrez LLC
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Conventional | 7 | 2.8% | 87.5% | $252,142 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 2.8% | 77.8% | $269,285 | |
Cmg Mortgage Inc
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Conventional, FHA | 7 | 2.8% | 87.5% | $373,571 | |
Movement Mortgage, LLC
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Conventional | 5 | 2% | 100% | $471,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +2 HELOCs |
1.6% | 80% | $75,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
1.6% | 100% | $515,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 1.6% | 80% | $460,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
1.2% | 60% | $128,333 | |
Guaranteed Rate Affinity, LLC
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Conventional | 3 | 1.2% | 100% | $401,666 | |
Lakeview Loan Servicing, LLC
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Conventional | 3 | 1.2% | 66.7% | $218,333 | |
Village Capital & Investment
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FHA, VA | 3 | 1.2% | 66.7% | $438,333 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +2 HELOCs |
0.8% | 100% | $45,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $285,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 2 | 0.8% | 100% | $325,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.8% | 100% | $380,000 | |
Nqm Funding, LLC
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Conventional | 2 | 0.8% | 100% | $275,000 | |
Discover Bank
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Conventional | 2 | 0.8% | 33.3% | $55,000 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional | 2 | 0.8% | 100% | $335,000 | |
Union Home Mortgage Corp.
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FHA | 2 | 0.8% | 50% | $420,000 | |
Embrace Home Loans, Inc.
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Conventional | 2 | 0.8% | 100% | $485,000 | |
Provident Funding Associates
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Conventional | 2 | 0.8% | 100% | $560,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
FHA, VA | 2 | 0.8% | 100% | $445,000 | View |
Nationwide Mortgage Bankers, Inc.
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FHA | 2 | 0.8% | 100% | $430,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.8% | 66.7% | $400,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.4% | 100% | $545,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.4% | 100% | $485,000 | View |
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B+4.8 ★Texas Ratio: 17.52% |
Conventional | 1 | 0.4% | 100% | $315,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.4% | 100% | $405,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.4% | 100% | $455,000 | View |
Affordable Mortgage Advisors
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.4% | 100% | $565,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.4% | 100% | $255,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 33.3% | $135,000 | |
Emporium Tpo LLC
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Conventional | 1 | 0.4% | 100% | $685,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
Bayshore Mortgage Funding
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FHA | 1 | 0.4% | 100% | $425,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.4% | 100% | $525,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.4% | 100% | $465,000 | |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
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Conventional | 1 | 0.4% | 100% | $625,000 | |
American Financing Corporation
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FHA | 1 | 0.4% | 75% | $385,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.4% | 100% | $475,000 | |
Nfm, Inc
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Conventional | 1 | 0.4% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
Geneva Financial LLC
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FHA | 1 | 0.4% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 33.3% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 100% | $505,000 | View |
Mortgage Research Center
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VA | 1 | 0.4% | 100% | $325,000 | |
Andrews Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $445,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.4% | 100% | $105,000 | |
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A5.0 ★Texas Ratio: 9.33% |
Conventional | 1 | 0.4% | 100% | $305,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 50% | $355,000 | |
United Nations Federal CU
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Conventional | 1 | 0.4% | 100% | $515,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.4% | 100% | $445,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $95,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.4% | 100% | $595,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Connexus Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Visions Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Municipal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Woodbridge Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Woodbridge, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Woodbridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Woodbridge in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Woodbridge, NJ
Use these to narrow the list above. Each category shows how many Woodbridge, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Woodbridge, NJ
Independent mortgage companies closed 77.7 percent of home loans in Woodbridge, New Jersey in 2025, banks 15.8 percent and credit unions 6.5 percent. Absolute Home Mortgage was the largest mortgage company, Provident Bank the largest bank and Central Jersey Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Provident Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Woodbridge, NJ
By home loans closed in 2025, Provident Bank was the largest mortgage lender in Woodbridge, New Jersey with 6 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Woodbridge, New Jersey in 2025, led by United Wholesale Mortgage with 7. 6 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 18 credit unions closed home loans in Woodbridge, New Jersey in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Woodbridge, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Woodbridge, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Woodbridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
