Mortgage Lenders and Brokers in White House Station, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
White House Station, New Jersey mortgage lenders include Fulton Bank, National AssociationFulton Bank, National Association20 N Main St, Allentown, NJ 08501A+5.0 ★Texas Ratio: 4.85%, Unity BankUnity Bank64 Old Highway 22, Clinton, NJ 08809A5.0 ★Texas Ratio: 9.27%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, Peapack Private Bank & TrustPeapack Private Bank & Trust500 Hills Drive Suite 300, Bedminster, NJ 07921, Merck Employees FCUMerck Employees FCU2000 GALLOPING HILL RD, KENILWORTH, NJ 07033A+5.0 ★Texas Ratio: 0.26%, and Somerset Regal BankSomerset Regal Bank220 W Union Ave, Bound Brook, NJ 08805A+5.0 ★Texas Ratio: 0.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in White House Station, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in White House Station are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in White House Station, New Jersey
Market share is the lender's share of all home loans closed in White House Station, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 3 | 2.8% | 100% | $368,333 | View |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 3 | 2.8% | 100% | $301,666 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.9% | 100% | $950,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.9% | 100% | $630,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +9 HELOCs |
0.9% | 100% | $215,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +5 HELOCs |
0.9% | 100% | $1,025,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.9% | 100% | $495,000 | View |
Peapack Private Bank & Trust
500 Hills Drive Suite 300, Bedminster, NJ 07921 |
Conventional | 1 | 0.9% | 100% | $105,000 | |
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2000 GALLOPING HILL RD, KENILWORTH, NJ 07033 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 0.9% | 100% | $105,000 | View |
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220 W Union Ave, Bound Brook, NJ 08805 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.9% | 100% | $515,000 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.9% | 100% | $325,000 | View |
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100 Metro Blvd, Nutley, NJ 07110 A5.0 ★Texas Ratio: 6.30% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1029 Neck Rd, Burlington, NJ 08016 A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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Conventional, VA | 2 | 1.9% | 66.7% | $345,000 | |
Bond Street Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $305,000 | |
Advisors Mortgage Group, LLC
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Conventional | 1 | 0.9% | 100% | $305,000 | |
Absolute Home Mortgage
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Conventional | 1 | 0.9% | 50% | $175,000 | |
MLB Residential Lending, LLC
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Conventional | 1 | 0.9% | 100% | $295,000 | |
Greenway Mortgage Funding Corp.
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VA | 1 | 0.9% | 100% | $625,000 | |
Financial Resources Federal Cr
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Conventional | 1 | 0.9% | 50% | $555,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.9% | 100% | $235,000 | |
Rocket Mortgage
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Conventional | 13 | 12% | 92.9% | $341,923 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 6.5% | 100% | $540,714 | |
CrossCountry Mortgage, LLC
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Conventional | 5 | 4.6% | 100% | $349,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 4 | 3.7% | 100% | $542,500 | |
Guaranteed Rate, Inc.
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Conventional | 4 | 3.7% | 100% | $270,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 3.7% | 100% | $157,500 | View |
Cmg Mortgage Inc
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Conventional, FHA | 3 | 2.8% | 100% | $568,333 | |
Developer's Mortgage Company
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Conventional | 3 | 2.8% | 100% | $791,666 | |
Newrez LLC
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Conventional, VA | 2 | 1.9% | 100% | $505,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.9% | 100% | $495,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.9% | 100% | $560,000 | |
Federated Mortgage Corp
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Conventional | 2 | 1.9% | 100% | $865,000 | |
Embrace Home Loans, Inc.
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Conventional | 2 | 1.9% | 100% | $335,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.9% | 100% | $195,000 | |
Better Mortgage Corporation
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Conventional | 2 | 1.9% | 100% | $510,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 1.9% | 100% | $450,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 1.9% | 100% | $575,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.9% | 100% | $385,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.9% | 100% | $305,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.9% | 50% | $335,000 | |
Resicentral LLC
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Conventional | 1 | 0.9% | 100% | $765,000 | |
Emporium Tpo LLC
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Conventional | 1 | 0.9% | 100% | $965,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.9% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.9% | 100% | $585,000 | View |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.9% | 100% | $215,000 | |
Mortgage Research Center
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VA | 1 | 0.9% | 50% | $435,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
VA, Jumbo | 1 | 0.9% | 100% | $1,695,000 | View |
Tjc Mortgage Inc
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Conventional | 1 | 0.9% | 100% | $485,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.9% | 100% | $325,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.9% | 100% | $385,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $345,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.9% | 100% | $205,000 | |
Lower, LLC
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Conventional | 1 | 0.9% | 100% | $205,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.9% | 100% | $555,000 | View |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.9% | 100% | $1,065,000 | View |
Webster Bank, N.A.
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Conventional | 1 | 0.9% | 100% | $945,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.9% | 100% | $1,085,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
White House Station Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in White House Station, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in White House Station? The list below shows the banks, credit unions and mortgage brokers that closed home loans in White House Station in 2025, with lenders based there listed first.
Types of Mortgage Lenders in White House Station, NJ
Use these to narrow the list above. Each category shows how many White House Station, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in White House Station, NJ
Independent mortgage companies closed 70.4 percent of home loans in White House Station, New Jersey in 2025, banks 24.1 percent and credit unions 5.6 percent. HomeBridge Financial Services, Inc was the largest mortgage company, Fulton Bank, National Association the largest bank and Merck Employees FCU the largest credit union. Among lenders headquartered in New Jersey, Unity Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in White House Station, NJ
By home loans closed in 2025, Fulton Bank, National Association was the largest mortgage lender in White House Station, New Jersey with 3 loans, about 2.8 percent of the market. The largest lender headquartered in New Jersey was Unity Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in White House Station, New Jersey in 2025, led by United Wholesale Mortgage with 1. 6 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 8 credit unions closed home loans in White House Station, New Jersey in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in White House Station, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in White House Station, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up White House Station. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
