Mortgage Lenders and Brokers in West New York, New Jersey
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
West New York, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4921 Bergenline Ave, West New York, NJ 07093A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA6050 Bergenline Ave, West New York, NJ 07093A+5.0 ★Texas Ratio: 4.14%, TD BankTD Bank6137 Bergenline Ave, West New York, NJ 07093A+5.0 ★Texas Ratio: 3.71%, PNC Bank N.A.PNC Bank N.A.150 60th St, West New York, NJ 07093A+5.0 ★Texas Ratio: 4.24%, Popular BankPopular Bank5310 Bergenline Ave, West New York, NJ 07093A+5.0 ★Texas Ratio: 2.12%, Provident BankProvident Bank6002 Broadway, West New York, NJ 07093A+5.0 ★Texas Ratio: 3.46%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, Valley National BankValley National Bank522 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 5.76%, Freedom BankFreedom Bank150 Route 17, East Rutherford, NJ 07073A+5.0 ★Texas Ratio: 2.50%, and Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in West New York, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in West New York are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in West New York, New Jersey
Market share is the lender's share of all home loans closed in West New York, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in West New York 4921 Bergenline Ave, West New York, NJ 07093 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 14 | 6.5% | 100% | $476,428 | View |
|
1 office in West New York 6050 Bergenline Ave, West New York, NJ 07093 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.4% | 75% | $1,135,000 | View |
|
1 office in West New York 6137 Bergenline Ave, West New York, NJ 07093 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +2 HELOCs |
0.9% | 28.6% | $645,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in West New York 150 60th St, West New York, NJ 07093 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $115,000 | View |
|
1 office in West New York 5310 Bergenline Ave, West New York, NJ 07093 A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.5% | 100% | $1,085,000 | View |
|
2 offices in West New York 6002 Broadway, West New York, NJ 07093 A+5.0 ★Texas Ratio: 3.46% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 11 | 5.1% | 91.7% | $745,000 | View |
|
522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
2.3% | 100% | $425,000 | View |
|
150 Route 17, East Rutherford, NJ 07073 A+5.0 ★Texas Ratio: 2.50% |
Conventional | 4 | 1.8% | 80% | $505,000 | View |
|
1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 1.8% | 100% | $290,000 | View |
|
1 Towne Ctr, Cliffside Park, NJ 07010 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 4 | 1.8% | 100% | $425,000 | View |
|
1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +12 HELOCs |
1.4% | 100% | $431,666 | View |
|
407 Main St, Chatham, NJ 07928 A+5.0 ★Texas Ratio: 4.86% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $445,000 | View |
|
1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 2 | 0.9% | 100% | $535,000 | View |
|
73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, Jumbo | 2 | 0.9% | 100% | $885,000 | View |
|
378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 2 | 0.9% | 100% | $615,000 | View |
|
20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 0.5% | 100% | $1,075,000 | View |
|
171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 0.5% | 100% | $485,000 | View |
|
561 Route 1, Edison, NJ 08817 A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.5% | 100% | $335,000 | View |
|
675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 0.5% | 100% | $835,000 | View |
|
1636 Parker Ave, Fort Lee, NJ 07024 A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 0.5% | 50% | $305,000 | View |
American Financial Resources LLC
|
Conventional, FHA | 4 | 1.8% | 100% | $602,500 | |
Bond Street Mortgage, LLC
|
Conventional, FHA | 4 | 1.8% | 100% | $460,000 | |
First Alliance Home Mortgage, LLC
|
Conventional | 3 | 1.4% | 100% | $301,666 | |
Absolute Home Mortgage
|
Conventional, FHA | 3 | 1.4% | 100% | $368,333 | |
Greenway Mortgage Funding Corp.
|
Conventional | 2 | 0.9% | 100% | $670,000 | |
EMM Loans LLC
|
FHA | 1 | 0.5% | 100% | $745,000 | |
NJ Lenders Corp
|
Conventional | 1 | 0.5% | 100% | $665,000 | |
Kwik Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $535,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 1 | 0.5% | 100% | $745,000 | |
loanDepot.com LLC
|
Conventional | 41 | 18.9% | 91.1% | $403,048 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 13 +1 HELOCs |
6% | 100% | $406,538 | |
Rocket Mortgage
|
Conventional, FHA | 13 | 6% | 76.5% | $409,615 | |
United Wholesale Mortgage
|
Conventional, FHA | 8 | 3.7% | 80% | $447,500 | |
Summit Mortgage Bankers, Inc.
|
Conventional | 3 | 1.4% | 75% | $498,333 | |
Royal Pacific Funding
|
Conventional | 3 | 1.4% | 100% | $745,000 | |
New American Funding, LLC.
|
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.9% | 66.7% | $505,000 | |
|
A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo | 2 | 0.9% | 100% | $1,145,000 | View |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 0.9% | 100% | $375,000 | View |
Newrez LLC
|
Conventional | 2 | 0.9% | 22.2% | $265,000 | |
Cmg Mortgage Inc
|
Conventional | 2 | 0.9% | 100% | $880,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 0.9% | 100% | $565,000 | |
Genway Home Mortgage, Inc.
|
Conventional, FHA | 2 | 0.9% | 100% | $370,000 | |
Webster Bank, N.A.
|
Conventional | 2 | 0.9% | 100% | $870,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $485,000 | |
Shinhan Bank America
|
Conventional | 1 | 0.5% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
Cliffco, Inc.
|
Conventional | 1 | 0.5% | 100% | $505,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.5% | 100% | $505,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.5% | 100% | $1,055,000 | View |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.5% | 16.7% | $765,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 0.5% | 50% | $485,000 | |
Brighton Bank
|
Conventional | 1 | 0.5% | 100% | $245,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.5% | 100% | $645,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.5% | 50% | $215,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $365,000 | |
Pennymac Loan Services LLC
|
FHA | 1 | 0.5% | 100% | $555,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.5% | 33.3% | $85,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.5% | 100% | $195,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 0.5% | 100% | $655,000 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.5% | 100% | $455,000 | View |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.5% | 100% | $545,000 | View |
Intercap Lending Inc
|
Conventional | 1 | 0.5% | 100% | $505,000 | |
American Financing Corporation
|
Conventional | 1 | 0.5% | 100% | $215,000 | |
Nfm, Inc
|
Conventional | 1 | 0.5% | 100% | $195,000 | |
Stg Mortgage Inc
|
Conventional | 1 | 0.5% | 100% | $565,000 | |
Visions Federal Credit Union
|
Conventional | 1 | 0.5% | 50% | $65,000 | |
UNMB Home Loans Inc
|
Conventional | 1 | 0.5% | 100% | $245,000 | |
Teachers Federal Credit Union
|
Conventional | 1 | 0.5% | 100% | $175,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.5% | 100% | $65,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.5% | 100% | $565,000 | View |
Better Mortgage Corporation
|
Conventional | 1 | 0.5% | 33.3% | $135,000 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.5% | 100% | $1,015,000 | View |
First Central Savings Bank
|
Conventional | 1 | 0.5% | 100% | $415,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $655,000 | View |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.5% | 100% | $325,000 | |
Polish & Slavic Federal Credit
|
Conventional | 1 | 0.5% | 100% | $395,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.5% | 100% | $1,045,000 | |
Cake Mortgage Corp.
|
Conventional | 1 | 0.5% | 100% | $465,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% |
West New York Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in West New York, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in West New York? The list below shows the banks, credit unions and mortgage brokers that closed home loans in West New York in 2025, with lenders based there listed first.
Types of Mortgage Lenders in West New York, NJ
Use these to narrow the list above. Each category shows how many West New York, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in West New York, NJ
Independent mortgage companies closed 61.8 percent of home loans in West New York, New Jersey in 2025, banks 35.9 percent and credit unions 2.3 percent. American Financial Resources LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in West New York, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in West New York, New Jersey with 14 loans, about 6.5 percent of the market. The largest lender headquartered in New Jersey was TD Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in West New York, New Jersey in 2025, led by United Wholesale Mortgage with 3. 2 lenders closed VA loans, led by Flagstar Bank NA. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 5 credit unions closed home loans in West New York, New Jersey in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in West New York, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in West New York, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up West New York. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
