Mortgage Lenders and Brokers in West Freehold, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
West Freehold, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, Unity BankUnity Bank64 Old Highway 22, Clinton, NJ 08809A5.0 ★Texas Ratio: 9.27%, Kearny BankKearny Bank675 Martinsville Rd, Basking Ridge, NJ 07920A5.0 ★Texas Ratio: 7.41%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, and Provident BankProvident Bank511 Cookman Ave, Asbury Park, NJ 07712A+5.0 ★Texas Ratio: 3.46%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in West Freehold, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in West Freehold are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in West Freehold, New Jersey
Market share is the lender's share of all home loans closed in West Freehold, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 13 | 3.3% | 100% | $505,769 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 5 +13 HELOCs |
1.3% | 83.3% | $247,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 1.3% | 100% | $377,000 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +18 HELOCs |
1% | 100% | $317,500 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +17 HELOCs |
0.8% | 100% | $475,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 3 +4 HELOCs |
0.8% | 100% | $568,333 | View |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 3 | 0.8% | 100% | $395,000 | View |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 3 | 0.8% | 100% | $355,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +25 HELOCs |
0.5% | 100% | $520,000 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 2 +3 HELOCs |
0.5% | 100% | $450,000 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $585,000 | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $155,000 | View |
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★ 2 stars, 1 review 335 Farnsworth Ave, Bordentown, NJ 08505 A+5.0 ★Texas Ratio: 5.94% |
Conventional | 2 | 0.5% | 100% | $230,000 | View |
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506 Route 130 N, Cinnaminson, NJ 08077 B+4.8 ★Texas Ratio: 17.97% |
Conventional | 2 | 0.5% | 50% | $160,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 100% | $685,000 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $105,000 | View |
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468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210 A+5.0 ★Texas Ratio: 3.26% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 50% | $585,000 | View |
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1040 River Rd, Ewing, NJ 08628 2102 A+5.0 ★Texas Ratio: 0.95% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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2 Edison Pl, Springfield, NJ 07081 B+4.7 ★Texas Ratio: 18.92% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
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600 HIGHWAY 36, HAZLET, NJ 07730 1797 A5.0 ★Texas Ratio: 7.09% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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1636 Parker Ave, Fort Lee, NJ 07024 A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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★ 3 stars, 1 review 85 Bridge Ave, Bay Head, NJ 08742 A+5.0 ★Texas Ratio: 5.71% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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460 Georges Rd, Dayton, NJ 08810 A+5.0 ★Texas Ratio: 2.03% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Advisors Mortgage Group, LLC
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Conventional | 19 | 4.9% | 95% | $428,157 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, VA | 9 | 2.3% | 90% | $567,222 | |
Absolute Home Mortgage
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Conventional, FHA | 4 | 1% | 100% | $632,500 | |
NJ Lenders Corp
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Conventional | 2 | 0.5% | 100% | $460,000 | |
American Financial Resources LLC
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FHA | 1 | 0.3% | 100% | $515,000 | |
Millenium Home Mortgage
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Conventional | 1 | 0.3% | 100% | $445,000 | |
MLB Residential Lending, LLC
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Conventional | 1 | 0.3% | 100% | $705,000 | |
1St Colonial Community Bank
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FHA | 1 | 0.3% | 100% | $75,000 | |
Financial Resources Federal Cr
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Conventional | 1 | 0.3% | 100% | $125,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 38 | 9.7% | 82.6% | $373,421 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 35 +2 HELOCs |
9% | 97.2% | $506,428 | |
United Wholesale Mortgage
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Conventional, VA, HELOC | 20 +2 HELOCs |
5.1% | 95.5% | $564,000 | |
loanDepot.com LLC
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Conventional | 14 | 3.6% | 88.2% | $343,571 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 12 | 3.1% | 100% | $629,166 | |
Cmg Mortgage Inc
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Conventional | 10 | 2.6% | 100% | $541,000 | |
Paramount Residential Mortgage
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Conventional, VA | 7 | 1.8% | 100% | $622,142 | |
Spring Eq, LLC
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Conventional, HELOC | 6 +2 HELOCs |
1.5% | 50% | $110,000 | |
Nationstar Mortgage
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Conventional | 6 | 1.5% | 77.8% | $463,333 | |
Guaranteed Rate, Inc.
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Conventional | 5 | 1.3% | 100% | $359,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 5 | 1.3% | 100% | $357,000 | |
Toll Brothers Mortgage Company
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Conventional | 5 | 1.3% | 100% | $361,000 | |
K. Hovnanian American Mortgage
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Conventional | 5 | 1.3% | 62.5% | $751,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 5 | 1.3% | 100% | $213,000 | View |
Tidewater Mortgage Services, Inc
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Conventional | 4 | 1% | 100% | $512,500 | |
Guaranteed Rate Affinity, LLC
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Conventional | 4 | 1% | 100% | $177,500 | |
Newrez LLC
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Conventional | 4 | 1% | 40% | $395,000 | |
Nqm Funding, LLC
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Conventional, Jumbo | 4 | 1% | 100% | $1,010,000 | |
Union Home Mortgage Corp.
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Conventional | 4 | 1% | 100% | $535,000 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 1% | 66.7% | $425,000 | |
The Loan Store, Inc
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Conventional, HELOC | 3 +1 HELOCs |
0.8% | 100% | $598,333 | |
Cornerstone First Mortgage, LLC
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Conventional | 3 | 0.8% | 100% | $441,666 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 3 | 0.8% | 100% | $588,333 | View |
Lakeview Loan Servicing, LLC
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Conventional | 3 | 0.8% | 60% | $61,666 | |
Freedom Mortgage Corporation
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Conventional, VA | 3 | 0.8% | 66.7% | $828,333 | |
Allied Mortgage Group, Inc
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Conventional, FHA | 3 | 0.8% | 100% | $298,333 | |
Discover Bank
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Conventional | 3 | 0.8% | 27.3% | $145,000 | |
Provident Funding Associates
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Conventional | 3 | 0.8% | 100% | $551,666 | |
Mortgage Research Center
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VA | 3 | 0.8% | 100% | $545,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 3 | 0.8% | 100% | $391,666 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 3 | 0.8% | 100% | $575,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +4 HELOCs |
0.5% | 60% | $350,000 | View |
Nbkc Bank
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Conventional | 2 | 0.5% | 100% | $505,000 | |
The People's Credit Union
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Conventional | 2 | 0.5% | 100% | $165,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.5% | 50% | $430,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.5% | 100% | $700,000 | |
American Financial Network, Inc.
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Conventional | 2 | 0.5% | 100% | $310,000 | |
Quorum Federal Credit Union
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Conventional | 2 | 0.5% | 100% | $285,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 0.5% | 100% | $220,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 0.5% | 100% | $210,000 | View |
UNMB Home Loans Inc
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Conventional | 2 | 0.5% | 100% | $530,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional, FHA | 2 | 0.5% | 100% | $495,000 | View |
Better Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $520,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.5% | 66.7% | $620,000 | |
Municipal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $405,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $655,000 | |
Jet Direct Funding Corp.
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Conventional | 1 | 0.3% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 4.93% |
FHA | 1 | 0.3% | 100% | $85,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.3% | 100% | $795,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.3% | 100% | $625,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $965,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 40% | $85,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.3% | 100% | $565,000 | |
Summit Mortgage Bankers, Inc.
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Lennar Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $535,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.3% | 50% | $975,000 | |
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A5.0 ★Texas Ratio: 9.33% |
Conventional | 1 | 0.3% | 100% | $795,000 | |
Greenbox Loans
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Conventional | 1 | 0.3% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.3% | 100% | $1,205,000 | View |
Warshaw Capital, LLC
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Harborone Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
Uif Corporation
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Conventional | 1 | 0.3% | 100% | $705,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.3% | 100% | $615,000 | |
FM Home Loans LLC
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Conventional | 1 | 0.3% | 100% | $685,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $775,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $795,000 | View |
Fairway Independent Mort Corp
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FHA | 1 | 0.3% | 100% | $645,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
21St Mortgage
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Conventional | 1 | 0.3% | 100% | $115,000 | |
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A5.0 ★Texas Ratio: 12.75% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Polish & Slavic Federal Credit
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Conventional | 1 | 0.3% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 6.17% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $635,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $775,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.3% | 50% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.70% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Justice Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
West Freehold Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in West Freehold, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in West Freehold? The list below shows the banks, credit unions and mortgage brokers that closed home loans in West Freehold in 2025, with lenders based there listed first.
Types of Mortgage Lenders in West Freehold, NJ
Use these to narrow the list above. Each category shows how many West Freehold, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in West Freehold, NJ
Independent mortgage companies closed 75.2 percent of home loans in West Freehold, New Jersey in 2025, banks 20.7 percent and credit unions 4.1 percent. Atlantis Mortgage Co Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Princeton Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in West Freehold, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in West Freehold, New Jersey with 13 loans, about 3.3 percent of the market. The largest lender headquartered in New Jersey was TD Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in West Freehold, New Jersey in 2025, led by CrossCountry Mortgage, LLC with 4. 8 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 16 credit unions closed home loans in West Freehold, New Jersey in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in West Freehold, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in West Freehold, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up West Freehold. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
