Mortgage Lenders and Brokers in Vista Center, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Vista Center, New Jersey mortgage lenders include TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, Fulton Bank, National AssociationFulton Bank, National Association20 N Main St, Allentown, NJ 08501A+5.0 ★Texas Ratio: 4.85%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Provident BankProvident Bank511 Cookman Ave, Asbury Park, NJ 07712A+5.0 ★Texas Ratio: 3.46%, Credit Union of New JerseyCredit Union of New Jersey1301 Parkway Ave, Ewing, NJ 08628A5.0 ★Texas Ratio: 6.56%, Kearny BankKearny Bank675 Martinsville Rd, Basking Ridge, NJ 07920A5.0 ★Texas Ratio: 7.41%, and Citibank, NACitibank, NA378 Nj Route 3, Clifton, NJ 07014A+5.0 ★Texas Ratio: 2.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Vista Center, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Vista Center are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Vista Center, New Jersey
Market share is the lender's share of all home loans closed in Vista Center, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 9 +12 HELOCs |
2.3% | 90% | $131,666 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, HELOC | 5 +3 HELOCs |
1.3% | 100% | $351,000 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
1.3% | 100% | $1,261,000 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +16 HELOCs |
0.8% | 100% | $621,666 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.8% | 100% | $351,666 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.8% | 75% | $521,666 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 2 +3 HELOCs |
0.5% | 100% | $420,000 | View |
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1301 Parkway Ave, Ewing, NJ 08628 A5.0 ★Texas Ratio: 6.56% |
Conventional | 2 | 0.5% | 66.7% | $200,000 | View |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 2 | 0.5% | 100% | $310,000 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 2 | 0.5% | 100% | $505,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
FHA, HELOC | 1 +24 HELOCs |
0.3% | 100% | $665,000 | View |
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468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210 A+5.0 ★Texas Ratio: 3.26% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $105,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
FHA, HELOC | 1 +1 HELOCs |
0.3% | 50% | $895,000 | View |
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2 Edison Pl, Springfield, NJ 07081 B+4.7 ★Texas Ratio: 18.92% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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111 MAIN ST STE 2, EAST BRUNSWICK, NJ 08816 D3.4 ★Texas Ratio: 32.86% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
Financial Freedom Mortgage, LLC
150 Route 17, East Rutherford, NJ 07073 |
FHA | 1 | 0.3% | 100% | $535,000 | |
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2652 Atlantic Ave, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 3.73% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
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★ 3 stars, 1 review 85 Bridge Ave, Bay Head, NJ 08742 A+5.0 ★Texas Ratio: 5.71% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +13 HELOCs |
0% | n/a | View | |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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506 Route 130 N, Cinnaminson, NJ 08077 B+4.8 ★Texas Ratio: 17.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Skyrock Mortgage
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Conventional | 12 | 3.1% | 100% | $511,666 | |
Advisors Mortgage Group, LLC
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Conventional, FHA | 7 | 1.8% | 100% | $410,714 | |
Arc Home LLC
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Conventional | 2 | 0.5% | 100% | $650,000 | |
Bond Street Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 66.7% | $440,000 | |
Greenway Mortgage Funding Corp.
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Conventional, VA | 2 | 0.5% | 100% | $360,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 2 | 0.5% | 100% | $360,000 | |
EMM Loans LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Absolute Home Mortgage
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Conventional | 1 | 0.3% | 100% | $765,000 | |
Glendenning Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.3% | 100% | $325,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
DHI Mortgage Company, LTD.
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Conventional, FHA | 57 | 14.6% | 89.4% | $445,877 | |
Guaranteed Rate, Inc.
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Conventional | 43 | 11% | 100% | $542,906 | |
Rocket Mortgage
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Conventional, FHA | 28 | 7.2% | 88.2% | $255,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 19 +1 HELOCs |
4.9% | 76.9% | $572,894 | |
FM Home Loans LLC
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Conventional | 18 | 4.6% | 100% | $581,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 14 | 3.6% | 93.3% | $415,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 11 | 2.8% | 78.6% | $513,181 | |
The Loan Store, Inc
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Conventional, HELOC | 8 +1 HELOCs |
2% | 88.9% | $550,000 | |
loanDepot.com LLC
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Conventional, FHA | 8 | 2% | 53.3% | $386,250 | |
Ark Mortgage, Inc.
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Conventional | 8 | 2% | 100% | $573,750 | |
Newrez LLC
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Conventional, VA | 7 | 1.8% | 70% | $186,428 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 6 | 1.5% | 100% | $550,000 | View |
Nationstar Mortgage
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Conventional | 5 | 1.3% | 83.3% | $197,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +2 HELOCs |
1% | 100% | $490,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +2 HELOCs |
1% | 50% | $112,500 | |
American Financial Network, Inc.
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Conventional, FHA | 4 | 1% | 100% | $547,500 | |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 1% | 100% | $467,500 | |
Triad Financial Services, Inc.
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Conventional | 3 | 0.8% | 100% | $165,000 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 0.8% | 100% | $311,666 | |
First Colony Mortgage Corporat
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Conventional | 3 | 0.8% | 100% | $498,333 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 3 | 0.8% | 100% | $625,000 | View |
Cmg Mortgage Inc
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $345,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.5% | 66.7% | $505,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 0.5% | 100% | $485,000 | |
Norwich Commercial Group Inc
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Conventional | 2 | 0.5% | 66.7% | $570,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $625,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.5% | 100% | $750,000 | |
Nfm, Inc
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Conventional, FHA | 2 | 0.5% | 100% | $645,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.5% | 66.7% | $635,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $550,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.5% | 100% | $495,000 | View |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.5% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $685,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $25,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 100% | $545,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Kind Lending, LLC
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FHA | 1 | 0.3% | 50% | $345,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.3% | 100% | $575,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.3% | 33.3% | $685,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 20% | $65,000 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.3% | 100% | $65,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Federated Mortgage Corp
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Conventional | 1 | 0.3% | 100% | $505,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $485,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 50% | $155,000 | |
All In Credit Union
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Conventional | 1 | 0.3% | 100% | $95,000 | |
UNMB Home Loans Inc
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FHA | 1 | 0.3% | 100% | $745,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
Mortgage Research Center
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VA | 1 | 0.3% | 100% | $605,000 | |
Uif Corporation
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Conventional | 1 | 0.3% | 100% | $485,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $665,000 | View |
Logan Finance Corporation
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Conventional | 1 | 0.3% | 100% | $545,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 100% | $445,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
21St Mortgage
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Conventional | 1 | 0.3% | 100% | $115,000 | |
Texana Bank
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FHA | 1 | 0.3% | 100% | $835,000 | |
Luxury Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $745,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $765,000 | |
Figure Lending LLC
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HELOC | 0 +8 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 9.33% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Vista Center Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Vista Center, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Vista Center? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Vista Center in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Vista Center, NJ
Use these to narrow the list above. Each category shows how many Vista Center, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Vista Center, NJ
Independent mortgage companies closed 83.4 percent of home loans in Vista Center, New Jersey in 2025, banks 13.3 percent and credit unions 3.3 percent. Financial Freedom Mortgage, LLC was the largest mortgage company, TD Bank the largest bank and Credit Union of New Jersey the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Vista Center, NJ
By home loans closed in 2025, TD Bank was the largest mortgage lender in Vista Center, New Jersey with 9 loans, about 2.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Vista Center, New Jersey, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 89.4 percent, against a 88.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Vista Center, New Jersey in 2025, led by DHI Mortgage Company, LTD. with 4. 9 lenders closed VA loans, led by CrossCountry Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 16 credit unions closed home loans in Vista Center, New Jersey in 2025, alongside 65 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Vista Center, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Vista Center, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Vista Center. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
