Mortgage Lenders and Brokers in Villas, New Jersey
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Villas, New Jersey mortgage lenders include Crest Savings BankCrest Savings Bank1010 Bayshore Rd, Villas, NJ 08251A+5.0 ★Texas Ratio: 0.12%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, Sturdy Savings BankSturdy Savings Bank2628 Dune Dr, Avalon, NJ 08202A+5.0 ★Texas Ratio: 0.97%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, WSFS bankWSFS bank1029 Neck Rd, Burlington, NJ 08016A+5.0 ★Texas Ratio: 3.10%, Jersey Shore FCUJersey Shore FCUWilliam J Hughes Technical Ctr, Atlantic City, NJ 08405A+5.0 ★Texas Ratio: 1.54%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, and Haddon Savings BankHaddon Savings Bank20 Marlton Pike E, Cherry Hill, NJ 08034B3.7 ★Texas Ratio: 2.65%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Villas, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Villas are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Villas, New Jersey
Market share is the lender's share of all home loans closed in Villas, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Villas 1010 Bayshore Rd, Villas, NJ 08251 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 5 | 2.1% | 62.5% | $319,000 | View |
|
1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, Jumbo, HELOC | 6 +2 HELOCs |
2.5% | 100% | $391,666 | View |
|
2628 Dune Dr, Avalon, NJ 08202 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 5 | 2.1% | 100% | $209,000 | View |
|
1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, HELOC | 4 +7 HELOCs |
1.7% | 80% | $240,000 | View |
|
1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +6 HELOCs |
1.3% | 100% | $498,333 | View |
|
601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
1.3% | 60% | $451,666 | View |
|
1029 Neck Rd, Burlington, NJ 08016 A+5.0 ★Texas Ratio: 3.10% |
Conventional, HELOC | 3 +1 HELOCs |
1.3% | 100% | $251,666 | View |
|
William J Hughes Technical Ctr, Atlantic City, NJ 08405 A+5.0 ★Texas Ratio: 1.54% |
Conventional | 3 | 1.3% | 100% | $41,666 | View |
|
1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.3% | 100% | $358,333 | View |
|
20 Marlton Pike E, Cherry Hill, NJ 08034 B3.7 ★Texas Ratio: 2.65% |
Conventional | 2 | 0.8% | 100% | $175,000 | View |
|
★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +8 HELOCs |
0.4% | 100% | $265,000 | View |
|
1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
|
1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 1 | 0.4% | 100% | $775,000 | View |
Financial Freedom Mortgage, LLC
150 Route 17, East Rutherford, NJ 07073 |
VA | 1 | 0.4% | 100% | $395,000 | |
|
1615 Route 9 N, Cape May Court House, NJ 08210 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
|
73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional | 1 | 0.4% | 100% | $415,000 | View |
|
1300 Route 73, Mount Laurel, NJ 08054 A5.0 ★Texas Ratio: 11.39% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
|
675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
|
60 E Main St, Bogota, NJ 07603 B4.5 ★Texas Ratio: 20.77% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
|
921 West Ave, Ocean City, NJ 08226 A5.0 ★Texas Ratio: 6.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
EMM Loans LLC
|
Conventional, FHA | 2 | 0.8% | 100% | $350,000 | |
Acre Mortgage & Financial, Inc.
|
Conventional | 2 | 0.8% | 100% | $420,000 | |
First Alliance Home Mortgage, LLC
|
Conventional | 2 | 0.8% | 100% | $265,000 | |
Absolute Home Mortgage
|
Conventional | 2 | 0.8% | 100% | $310,000 | |
American Financial Resources LLC
|
VA | 1 | 0.4% | 100% | $395,000 | |
Advisors Mortgage Group, LLC
|
Conventional | 1 | 0.4% | 100% | $175,000 | |
Nation One Mortgage Corporatio
|
FHA | 1 | 0.4% | 100% | $345,000 | |
American Federal Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $415,000 | |
X - Healthcare Employees FCU - Moved to Portico 2025/09/01
|
Conventional | 1 | 0.4% | 100% | $135,000 | |
Residential Home Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $245,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 1 | 0.4% | 100% | $225,000 | |
1St Colonial Community Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA | 28 | 11.9% | 83.3% | $291,428 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 23 | 9.7% | 95.8% | $276,739 | |
|
A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 17 +2 HELOCs |
7.2% | 81.8% | $123,823 | |
DHI Mortgage Company, LTD.
|
Conventional | 9 | 3.8% | 100% | $348,333 | |
United Wholesale Mortgage
|
Conventional, VA | 6 | 2.5% | 75% | $350,000 | |
Newrez LLC
|
Conventional, FHA, VA | 5 | 2.1% | 45.5% | $189,000 | |
New American Funding, LLC.
|
Conventional, FHA, Jumbo, HELOC | 4 +1 HELOCs |
1.7% | 80% | $475,000 | |
Pennymac Loan Services LLC
|
Conventional | 4 | 1.7% | 66.7% | $165,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 1.7% | 100% | $282,500 | |
Guaranteed Rate, Inc.
|
Conventional | 3 | 1.3% | 100% | $335,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 3 | 1.3% | 100% | $285,000 | |
Allied Mortgage Group, Inc
|
FHA, VA | 3 | 1.3% | 100% | $311,666 | |
Cmg Mortgage Inc
|
Conventional, FHA | 3 | 1.3% | 100% | $435,000 | |
Philadelphia Federal Credit Un
|
Conventional | 3 | 1.3% | 100% | $278,333 | |
Prosperity Home Mortgage, LLC
|
Conventional | 3 | 1.3% | 100% | $385,000 | |
Mutual of Omaha Mortgage
|
Conventional, VA | 3 | 1.3% | 75% | $335,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 3 | 1.3% | 100% | $305,000 | |
Citadel Federal Credit Union
|
Conventional | 2 | 0.8% | 100% | $365,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.8% | 100% | $430,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional | 2 | 0.8% | 100% | $265,000 | |
Kind Lending, LLC
|
Conventional, FHA | 2 | 0.8% | 66.7% | $230,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 2 | 0.8% | 33.3% | $155,000 | |
AdvantageFirst Lending Inc
|
FHA, VA | 2 | 0.8% | 100% | $385,000 | |
Nationstar Mortgage
|
Conventional | 2 | 0.8% | 100% | $155,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 2 | 0.8% | 100% | $520,000 | |
Village Capital & Investment
|
FHA | 2 | 0.8% | 75% | $480,000 | |
Cliffco, Inc.
|
Conventional | 1 | 0.4% | 100% | $235,000 | |
Affordable Mortgage Advisors
|
VA | 1 | 0.4% | 100% | $325,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $225,000 | |
United Trust Bank
|
Conventional | 1 | 0.4% | 100% | $155,000 | |
|
A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.4% | 100% | $305,000 | |
Success Mortgage Partners, Inc
|
VA | 1 | 0.4% | 100% | $395,000 | |
Marlin Mortgage Capital, LLC
|
FHA | 1 | 0.4% | 100% | $95,000 | |
American Financing Corporation
|
Conventional | 1 | 0.4% | 100% | $245,000 | |
ClearPath Lending
|
VA | 1 | 0.4% | 100% | $415,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.4% | 100% | $365,000 | |
Franklin Mint Federal Credit Union
|
Conventional | 1 | 0.4% | 100% | $445,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.4% | 50% | $405,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.4% | 50% | $235,000 | View |
Ukrainian National F.C.U.
|
Conventional | 1 | 0.4% | 100% | $315,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.4% | 100% | $515,000 | |
First Heritage Financial LLC
|
Conventional | 1 | 0.4% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.4% | 100% | $505,000 | View |
Nations Lending Corporation
|
FHA | 1 | 0.4% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $705,000 | View |
Mortgage Research Center
|
VA | 1 | 0.4% | 100% | $325,000 | |
State Financial Network LLC
|
Conventional | 1 | 0.4% | 100% | $245,000 | |
Mortgage Solutions of Colorado
|
FHA | 1 | 0.4% | 100% | $105,000 | |
Citadel Servicing Corporation
|
Conventional | 1 | 0.4% | 100% | $365,000 | |
|
A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
|
A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
Lower, LLC
|
Conventional | 1 | 0.4% | 50% | $145,000 | |
United Savings Bank
|
Conventional | 1 | 0.4% | 100% | $635,000 | |
Fairway Independent Mort Corp
|
FHA | 1 | 0.4% | 100% | $195,000 | |
United Nations Federal CU
|
Conventional | 1 | 0.4% | 100% | $635,000 | |
|
A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
|
A+5.0 ★Texas Ratio: 1.57% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
Tomo Mortgage LLC
|
Conventional | 1 | 0.4% | 100% | $555,000 | |
Pentagon Federal Credit Union
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
TruMark Financial Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 9.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Villas Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Villas, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Villas? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Villas in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Villas, NJ
Use these to narrow the list above. Each category shows how many Villas, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Villas, NJ
Independent mortgage companies closed 63.6 percent of home loans in Villas, New Jersey in 2025, banks 21.6 percent and credit unions 14.8 percent. Financial Freedom Mortgage, LLC was the largest mortgage company, Crest Savings Bank the largest bank and Jersey Shore FCU the largest credit union. Among lenders headquartered in New Jersey, Crest Savings Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Villas, NJ
By home loans closed in 2025, Crest Savings Bank was the largest mortgage lender in Villas, New Jersey with 5 loans, about 2.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Villas, New Jersey in 2025, led by Rocket Mortgage with 8. 16 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 14 credit unions closed home loans in Villas, New Jersey in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Villas, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Villas, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Villas. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
