Mortgage Lenders and Brokers in Tinton Falls, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Tinton Falls, New Jersey mortgage lenders include United Teletech Financial Federal Credit UnionUnited Teletech Financial Federal Credit Union205 Hance Ave, TINTON FALLS, NJ 07724A5.0 ★Texas Ratio: 7.09%, TD BankTD Bank4057 Asbury Ave, Tinton Falls, NJ 07753A+5.0 ★Texas Ratio: 3.71%, PNC Bank N.A.PNC Bank N.A.3000 Essex Rd, Tinton Falls, NJ 07753A+5.0 ★Texas Ratio: 4.24%, Oceanfirst BankOceanfirst Bank766 Shrewsbury Ave, Tinton Falls, NJ 07724A+5.0 ★Texas Ratio: 5.26%, Manasquan BankManasquan Bank85 Bridge Ave, Bay Head, NJ 08742A+5.0 ★Texas Ratio: 5.71%, Valley National BankValley National Bank522 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 5.76%, First Atlantic Federal Credit UnionFirst Atlantic Federal Credit Union468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210A+5.0 ★Texas Ratio: 3.26%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, and Amboy BankAmboy Bank460 Georges Rd, Dayton, NJ 08810A+5.0 ★Texas Ratio: 2.03%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Tinton Falls, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Tinton Falls are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Tinton Falls, New Jersey
Market share is the lender's share of all home loans closed in Tinton Falls, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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205 Hance Ave, TINTON FALLS, NJ 07724 A5.0 ★Texas Ratio: 7.09% |
Conventional | 7 | 2% | 87.5% | $126,428 | View |
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1 office in Tinton Falls 4057 Asbury Ave, Tinton Falls, NJ 07753 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 4 +16 HELOCs |
1.1% | 36.4% | $417,500 | View |
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★ 1.7 stars, 3 reviews 1 office in Tinton Falls 3000 Essex Rd, Tinton Falls, NJ 07753 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +10 HELOCs |
0.9% | 75% | $465,000 | View |
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1 office in Tinton Falls 766 Shrewsbury Ave, Tinton Falls, NJ 07724 A+5.0 ★Texas Ratio: 5.26% |
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 100% | $635,000 | View |
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★ 3 stars, 1 review 85 Bridge Ave, Bay Head, NJ 08742 A+5.0 ★Texas Ratio: 5.71% |
Conventional | 16 | 4.6% | 100% | $266,875 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional, VA, HELOC | 5 +3 HELOCs |
1.4% | 100% | $111,000 | View |
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468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210 A+5.0 ★Texas Ratio: 3.26% |
Conventional, HELOC | 5 +1 HELOCs |
1.4% | 100% | $197,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 5 | 1.4% | 83.3% | $263,000 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +12 HELOCs |
0.9% | 100% | $381,666 | View |
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460 Georges Rd, Dayton, NJ 08810 A+5.0 ★Texas Ratio: 2.03% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $110,000 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.6% | 100% | $245,000 | View |
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2 Edison Pl, Springfield, NJ 07081 B+4.7 ★Texas Ratio: 18.92% |
Conventional | 2 | 0.6% | 66.7% | $600,000 | View |
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100 Metro Blvd, Nutley, NJ 07110 A5.0 ★Texas Ratio: 6.30% |
Conventional | 2 | 0.6% | 100% | $80,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +15 HELOCs |
0.3% | 100% | $315,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $665,000 | View |
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201 Frank E Rodgers Blvd N, Harrison, NJ 07029 A+5.0 ★Texas Ratio: 2.17% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 1 | 0.3% | 100% | $255,000 | |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 1 | 0.3% | 50% | $105,000 | View |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.3% | 100% | $725,000 | View |
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3821 Bergenline Ave, Union City, NJ 07087 A+5.0 ★Texas Ratio: 4.49% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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★ 2 stars, 1 review 335 Farnsworth Ave, Bordentown, NJ 08505 A+5.0 ★Texas Ratio: 5.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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444 Hoes Ln, Piscataway, NJ 08854 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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506 Route 130 N, Cinnaminson, NJ 08077 B+4.8 ★Texas Ratio: 17.97% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Advisors Mortgage Group, LLC
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Conventional | 22 | 6.3% | 95.7% | $387,272 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 11 | 3.2% | 100% | $473,181 | |
Greenway Mortgage Funding Corp.
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Conventional, FHA | 5 | 1.4% | 100% | $475,000 | |
NJ Lenders Corp
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Conventional | 3 | 0.9% | 100% | $528,333 | |
Absolute Home Mortgage
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Conventional, FHA | 3 | 0.9% | 100% | $368,333 | |
Bond Street Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $505,000 | |
Millenium Home Mortgage
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Conventional, VA | 2 | 0.6% | 100% | $535,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $485,000 | |
EMM Loans LLC
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Conventional | 1 | 0.3% | 100% | $645,000 | |
First Alliance Home Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $555,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Weichert Financial Services
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Conventional | 1 | 0.3% | 100% | $925,000 | |
1St Colonial Community Bank
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Conventional | 1 | 0.3% | 100% | $75,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 36 | 10.3% | 97.4% | $515,833 | |
Rocket Mortgage
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Conventional, FHA | 34 | 9.8% | 92.1% | $293,823 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 17 +1 HELOCs |
4.9% | 100% | $359,117 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 13 +4 HELOCs |
3.7% | 87.5% | $403,461 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 7 +1 HELOCs |
2% | 63.6% | $320,714 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 5 +1 HELOCs |
1.4% | 100% | $533,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, VA | 5 | 1.4% | 100% | $563,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 1.4% | 75% | $391,000 | |
Nationstar Mortgage
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Conventional | 5 | 1.4% | 100% | $169,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 5 | 1.4% | 100% | $275,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 5 | 1.4% | 100% | $393,000 | View |
Cmg Mortgage Inc
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1.1% | 100% | $550,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 4 | 1.1% | 100% | $367,500 | View |
Newrez LLC
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Conventional | 4 | 1.1% | 50% | $255,000 | |
Nqm Funding, LLC
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Conventional | 4 | 1.1% | 100% | $712,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +2 HELOCs |
0.9% | 75% | $248,333 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 3 | 0.9% | 37.5% | $291,666 | |
UNMB Home Loans Inc
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Conventional, FHA | 3 | 0.9% | 100% | $421,666 | |
Better Mortgage Corporation
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Conventional, VA | 3 | 0.9% | 75% | $731,666 | |
Fairway Independent Mort Corp
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Conventional | 3 | 0.9% | 100% | $698,333 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 0.9% | 100% | $511,666 | |
Union Home Mortgage Corp.
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Conventional, VA, HELOC | 2 +1 HELOCs |
0.6% | 100% | $600,000 | |
Municipal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $75,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $260,000 | |
AdvantageFirst Lending Inc
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FHA, VA | 2 | 0.6% | 100% | $330,000 | |
Discover Bank
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Conventional | 2 | 0.6% | 40% | $190,000 | |
Planet Home Lending, LLC
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VA | 2 | 0.6% | 100% | $600,000 | |
Embrace Home Loans, Inc.
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Conventional | 2 | 0.6% | 100% | $365,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.6% | 50% | $340,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.6% | 100% | $570,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $155,000 | View |
New American Funding, LLC.
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $105,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 25% | $175,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $615,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $975,000 | View |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $805,000 | |
Kind Lending, LLC
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FHA | 1 | 0.3% | 100% | $425,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.3% | 100% | $305,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 16.7% | $95,000 | |
Reliant Home Funding, Inc
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Conventional | 1 | 0.3% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.3% | 100% | $625,000 | View |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $525,000 | |
East Coast Capital Corp.
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VA | 1 | 0.3% | 100% | $575,000 | |
ClearPath Lending
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VA | 1 | 0.3% | 100% | $535,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
Intelliloan, Inc.
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FHA | 1 | 0.3% | 100% | $645,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
Mortgage Research Center
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VA | 1 | 0.3% | 33.3% | $355,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,215,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $505,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $705,000 | View |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $425,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $855,000 | View |
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B4.5 ★Texas Ratio: 20.77% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
Webster Bank, N.A.
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Conventional | 1 | 0.3% | 100% | $1,075,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.3% | 100% | $665,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $775,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $405,000 | |
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B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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C3.9 ★Texas Ratio: 27.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Meadowbrook Financial Mortgage Bankers Corp.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Tinton Falls Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Tinton Falls, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Tinton Falls? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Tinton Falls in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Tinton Falls, NJ
Use these to narrow the list above. Each category shows how many Tinton Falls, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Tinton Falls, NJ
Independent mortgage companies closed 71.8 percent of home loans in Tinton Falls, New Jersey in 2025, banks 22.7 percent and credit unions 5.5 percent. Atlantis Mortgage Co Inc was the largest mortgage company, TD Bank the largest bank and United Teletech Financial Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, United Teletech Financial Federal Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Tinton Falls, NJ
By home loans closed in 2025, United Teletech Financial Federal Credit Union was the largest mortgage lender in Tinton Falls, New Jersey with 7 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Tinton Falls, New Jersey in 2025, led by United Wholesale Mortgage with 5. 15 lenders closed VA loans, led by DHI Mortgage Company, LTD.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 12 credit unions closed home loans in Tinton Falls, New Jersey in 2025, alongside 67 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Tinton Falls, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Tinton Falls, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Tinton Falls. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
