Mortgage Lenders and Brokers in Sea Isle City, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sea Isle City, New Jersey mortgage lenders include 1st bank of sea isle city1st bank of sea isle city4301 Landis Ave, Sea Isle City, NJ 08243A+5.0 ★Texas Ratio: 0.00%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, WSFS bankWSFS bank1029 Neck Rd, Burlington, NJ 08016A+5.0 ★Texas Ratio: 3.10%, Sturdy Savings BankSturdy Savings Bank2628 Dune Dr, Avalon, NJ 08202A+5.0 ★Texas Ratio: 0.97%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sea Isle City, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sea Isle City are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sea Isle City, New Jersey
Market share is the lender's share of all home loans closed in Sea Isle City, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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4301 Landis Ave, Sea Isle City, NJ 08243 A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 12 | 7.6% | 85.7% | $635,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 5 +12 HELOCs |
3.2% | 100% | $1,127,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
3.2% | 100% | $855,000 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, Jumbo | 5 | 3.2% | 100% | $987,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 4 +8 HELOCs |
2.5% | 80% | $935,000 | View |
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1029 Neck Rd, Burlington, NJ 08016 A+5.0 ★Texas Ratio: 3.10% |
Conventional, Jumbo, HELOC | 4 +4 HELOCs |
2.5% | 100% | $1,197,500 | View |
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2628 Dune Dr, Avalon, NJ 08202 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 4 | 2.5% | 100% | $352,500 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 4 | 2.5% | 100% | $855,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 3 +3 HELOCs |
1.9% | 75% | $1,421,666 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 3 | 1.9% | 100% | $1,211,666 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 3 | 1.9% | 100% | $1,111,666 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 3 | 1.9% | 100% | $715,000 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 2 | 1.3% | 100% | $1,325,000 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.6% | 100% | $805,000 | View |
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509 S White Horse Pike, Audubon, NJ 08106 A+5.0 ★Texas Ratio: 4.25% |
Conventional, Jumbo | 1 | 0.6% | 100% | $3,205,000 | View |
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William J Hughes Technical Ctr, Atlantic City, NJ 08405 A+5.0 ★Texas Ratio: 1.54% |
Conventional | 1 | 0.6% | 100% | $15,000 | View |
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1040 River Rd, Ewing, NJ 08628 2102 A+5.0 ★Texas Ratio: 0.95% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
First National Bank of Elmer
1168 State Highway 77, Bridgeton, NJ 08302 |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,405,000 | |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 0.6% | 100% | $505,000 | View |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nation One Mortgage Corporatio
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Conventional | 1 | 0.6% | 100% | $305,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
1St Colonial Community Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 24 +1 HELOCs |
15.3% | 100% | $980,000 | View |
Rocket Mortgage
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Conventional, Jumbo | 11 | 7% | 78.6% | $695,000 | |
Prosperity Home Mortgage, LLC
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Conventional, Jumbo | 9 | 5.7% | 100% | $661,666 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 4 | 2.5% | 100% | $1,015,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 4 | 2.5% | 100% | $1,077,500 | |
United Wholesale Mortgage
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Conventional, Jumbo | 3 | 1.9% | 100% | $1,158,333 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 1.3% | 100% | $375,000 | |
All Credit Considered Mortgage, Inc.
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Conventional, Jumbo | 2 | 1.3% | 100% | $735,000 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 2 | 1.3% | 100% | $730,000 | |
loanDepot.com LLC
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Conventional, Jumbo | 2 | 1.3% | 100% | $865,000 | |
Cmg Mortgage Inc
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Conventional, Jumbo | 2 | 1.3% | 100% | $1,060,000 | |
Philadelphia Federal Credit Un
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Conventional | 2 | 1.3% | 66.7% | $645,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 1.3% | 100% | $960,000 | View |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $105,000 | View |
Tidewater Mortgage Services, Inc
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,165,000 | |
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A+5.0 ★Texas Ratio: 5.81% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.6% | 100% | $685,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,505,000 | View |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.6% | 100% | $425,000 | View |
Affordable Mortgage Advisors
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Conventional | 1 | 0.6% | 100% | $665,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
Filo Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $465,000 | |
MortgageCountry
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Conventional | 1 | 0.6% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.6% | 50% | $275,000 | |
Franklin Mint Federal Credit Union
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,285,000 | |
First Colony Mortgage Corporat
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,145,000 | |
Nfm, Inc
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,205,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 3.96% |
Conventional, Jumbo | 1 | 0.6% | 100% | $825,000 | View |
Municipal Credit Union
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Conventional, Jumbo | 1 | 0.6% | 100% | $825,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,755,000 | View |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.6% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.6% | 100% | $405,000 | View |
Phoenixville Federal Bank & Trust
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Conventional | 1 | 0.6% | 100% | $105,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.6% | 100% | $2,225,000 | View |
Upper Darby Belltelco FCU
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Conventional | 1 | 0.6% | 100% | $85,000 | |
TruMark Financial Credit Union
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HELOC | 0 +4 HELOCs |
0% | 0% | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Firstrust Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Sea Isle City Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sea Isle City, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Sea Isle City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sea Isle City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sea Isle City, NJ
Use these to narrow the list above. Each category shows how many Sea Isle City, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Sea Isle City, NJ
Independent mortgage companies closed 33.1 percent of home loans in Sea Isle City, New Jersey in 2025, banks 61.1 percent and credit unions 5.7 percent. Nation One Mortgage Corporatio was the largest mortgage company, 1st bank of sea isle city the largest bank and Jersey Shore FCU the largest credit union. Among lenders headquartered in New Jersey, 1st bank of sea isle city led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sea Isle City, NJ
By home loans closed in 2025, 1st bank of sea isle city was the largest mortgage lender in Sea Isle City, New Jersey with 12 loans, about 7.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 11 credit unions closed home loans in Sea Isle City, New Jersey in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sea Isle City, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sea Isle City, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sea Isle City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
