Mortgage Lenders and Brokers in Roselle, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Roselle, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA700 E 1st Ave, Roselle, NJ 07203A+5.0 ★Texas Ratio: 3.68%, TD BankTD Bank37 Saint George Ave, Roselle, NJ 07203A+5.0 ★Texas Ratio: 3.71%, Bank of America NABank of America NA105 E 4th Ave, Roselle, NJ 07203A+5.0 ★Texas Ratio: 4.14%, Columbia BankColumbia Bank235 Chestnut St, Roselle, NJ 07203A+5.0 ★Texas Ratio: 4.30%, Provident BankProvident Bank511 Cookman Ave, Asbury Park, NJ 07712A+5.0 ★Texas Ratio: 3.46%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, Valley National BankValley National Bank522 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 5.76%, Citibank, NACitibank, NA378 Nj Route 3, Clifton, NJ 07014A+5.0 ★Texas Ratio: 2.82%, and Peapack Private Bank & TrustPeapack Private Bank & Trust500 Hills Drive Suite 300, Bedminster, NJ 07921. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Roselle, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Roselle are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Roselle, New Jersey
Market share is the lender's share of all home loans closed in Roselle, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Roselle 700 E 1st Ave, Roselle, NJ 07203 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 8 | 3.3% | 100% | $323,750 | View |
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1 office in Roselle 37 Saint George Ave, Roselle, NJ 07203 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +7 HELOCs |
0.4% | 20% | $55,000 | View |
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1 office in Roselle 105 E 4th Ave, Roselle, NJ 07203 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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1 office in Roselle 235 Chestnut St, Roselle, NJ 07203 A+5.0 ★Texas Ratio: 4.30% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 8 | 3.3% | 100% | $320,000 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, VA | 5 | 2.1% | 100% | $639,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
FHA, HELOC | 2 +8 HELOCs |
0.8% | 100% | $65,000 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 2 +2 HELOCs |
0.8% | 100% | $430,000 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 2 +2 HELOCs |
0.8% | 100% | $430,000 | View |
Peapack Private Bank & Trust
500 Hills Drive Suite 300, Bedminster, NJ 07921 |
Conventional | 2 | 0.8% | 100% | $530,000 | |
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201 Chestnut St, Roselle, NJ 07203 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.8% | 100% | $200,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $435,000 | View |
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990 Cedar Bridge Ave, Brick, NJ 08723 A5.0 ★Texas Ratio: 10.13% |
Conventional | 1 | 0.4% | 100% | $25,000 | |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 1 | 0.4% | 33.3% | $175,000 | |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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100 Metro Blvd, Nutley, NJ 07110 A5.0 ★Texas Ratio: 6.30% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
MLB Residential Lending, LLC
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Conventional, FHA | 7 | 2.9% | 100% | $390,714 | |
Advisors Mortgage Group, LLC
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Conventional, FHA | 4 | 1.7% | 100% | $482,500 | |
HomeBridge Financial Services, Inc
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Conventional, FHA, HELOC | 3 +2 HELOCs |
1.2% | 100% | $511,666 | |
Arc Home LLC
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Conventional | 1 | 0.4% | 100% | $435,000 | |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $415,000 | |
Bond Street Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $425,000 | |
Acre Mortgage & Financial, Inc.
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FHA | 1 | 0.4% | 100% | $525,000 | |
Absolute Home Mortgage
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Conventional | 1 | 0.4% | 100% | $445,000 | |
1St 2Nd Mortgage Company of N.J., Inc.
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FHA | 1 | 0.4% | 100% | $605,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.4% | 50% | $695,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 30 | 12.5% | 76.9% | $233,333 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 16 +2 HELOCs |
6.7% | 84.2% | $415,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 12 | 5% | 92.3% | $497,500 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 8 +2 HELOCs |
3.3% | 72.7% | $307,500 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 7 +3 HELOCs |
2.9% | 88.9% | $467,857 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 2.5% | 100% | $375,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 2.5% | 77.8% | $451,666 | |
Norwich Commercial Group Inc
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Conventional, FHA | 6 | 2.5% | 75% | $460,000 | |
Newrez LLC
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Conventional, FHA, VA | 5 | 2.1% | 31.6% | $215,000 | |
Amerisave Mortgage Company
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Conventional | 5 | 2.1% | 71.4% | $161,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 5 | 2.1% | 100% | $357,000 | |
The Loan Store, Inc
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Conventional | 5 | 2.1% | 85.7% | $397,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 5 | 2.1% | 41.7% | $235,000 | |
First Colony Mortgage Corporat
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Conventional, FHA | 4 | 1.7% | 100% | $372,500 | |
Panorama Mortgage Group, LLC
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Conventional, FHA | 3 | 1.2% | 100% | $488,333 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.2% | 42.9% | $345,000 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 1.2% | 75% | $178,333 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 2 +1 HELOCs |
0.8% | 66.7% | $250,000 | |
Cornerstone First Mortgage, LLC
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FHA | 2 | 0.8% | 100% | $425,000 | |
Affordable Mortgage Advisors
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FHA, VA | 2 | 0.8% | 100% | $480,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 2 | 0.8% | 100% | $385,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.8% | 100% | $520,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 2 | 0.8% | 100% | $240,000 | View |
City Lending Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $295,000 | |
Union Home Mortgage Corp.
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FHA | 2 | 0.8% | 100% | $490,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 2 | 0.8% | 100% | $475,000 | |
Mortgage Research Center
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VA | 2 | 0.8% | 100% | $670,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 0.8% | 100% | $490,000 | View |
Nationwide Mortgage Bankers, Inc.
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FHA | 2 | 0.8% | 100% | $465,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.8% | 100% | $550,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 2 | 0.8% | 100% | $240,000 | View |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.8% | 50% | $270,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 2 | 0.8% | 100% | $545,000 | View |
Quorum Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $175,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 25% | $45,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.4% | 100% | $495,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 50% | $45,000 | View |
Cazle Mortgage, Inc.
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FHA | 1 | 0.4% | 100% | $465,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.4% | 100% | $545,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.4% | 50% | $185,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.4% | 100% | $385,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 20% | $55,000 | |
First Stardand Financial dba Nexcap Home Loans
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Conventional | 1 | 0.4% | 100% | $435,000 | |
Nfm, Inc
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Visions Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $55,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.4% | 100% | $395,000 | |
BoxCar Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $475,000 | |
Municipal Credit Union
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Conventional | 1 | 0.4% | 25% | $55,000 | |
Ark Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $395,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $635,000 | |
Keystone Funding, Inc
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FHA | 1 | 0.4% | 100% | $675,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $405,000 | |
Geneva Financial LLC
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FHA | 1 | 0.4% | 100% | $625,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.4% | 100% | $485,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Signature Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Roselle Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Roselle, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Roselle? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Roselle in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Roselle, NJ
Use these to narrow the list above. Each category shows how many Roselle, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Roselle, NJ
Independent mortgage companies closed 77.9 percent of home loans in Roselle, New Jersey in 2025, banks 17.9 percent and credit unions 4.2 percent. MLB Residential Lending, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Garden Savings Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Roselle, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Roselle, New Jersey with 8 loans, about 3.3 percent of the market. The largest lender headquartered in New Jersey was TD Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Roselle, New Jersey in 2025, led by United Wholesale Mortgage with 7. 8 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 13 credit unions closed home loans in Roselle, New Jersey in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Roselle, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Roselle, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Roselle. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
