Mortgage Lenders and Brokers in Ringwood, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ringwood, New Jersey mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA110 Skyline Dr, Ringwood, NJ 07456A+5.0 ★Texas Ratio: 5.36%, Provident BankProvident Bank45 Skyline Dr, Ringwood, NJ 07456A+5.0 ★Texas Ratio: 3.46%, TD BankTD Bank145 Skyline Dr, Ringwood, NJ 07456A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Fulton Bank, National AssociationFulton Bank, National Association20 N Main St, Allentown, NJ 08501A+5.0 ★Texas Ratio: 4.85%, Pinnacle Mortgage Inc.Pinnacle Mortgage Inc.3C Buckingham Dr, Manchester, NJ 08759A+5.0 ★Texas Ratio: 3.04%, Columbia BankColumbia Bank1154 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.30%, Unity BankUnity Bank64 Old Highway 22, Clinton, NJ 08809A5.0 ★Texas Ratio: 9.27%, North Jersey Federal Credit UnionNorth Jersey Federal Credit Union444 Mola Blvd, Elmwood Park, NJ 07407A+5.0 ★Texas Ratio: 4.55%, and Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ringwood, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ringwood are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ringwood, New Jersey
Market share is the lender's share of all home loans closed in Ringwood, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ringwood 110 Skyline Dr, Ringwood, NJ 07456 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.1% | 100% | $390,000 | View |
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1 office in Ringwood 45 Skyline Dr, Ringwood, NJ 07456 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 33.3% | $25,000 | View |
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145 Skyline Dr, Ringwood, NJ 07456 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 5 +16 HELOCs |
2.7% | 83.3% | $117,000 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
1.6% | 100% | $431,666 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, FHA | 3 | 1.6% | 100% | $418,333 | View |
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3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo | 2 | 1.1% | 100% | $1,260,000 | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 2 | 1.1% | 50% | $330,000 | View |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 2 | 1.1% | 100% | $585,000 | View |
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444 Mola Blvd, Elmwood Park, NJ 07407 A+5.0 ★Texas Ratio: 4.55% |
Conventional | 2 | 1.1% | 100% | $70,000 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +8 HELOCs |
0.5% | 100% | $495,000 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $255,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 50% | $555,000 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $185,000 | View |
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340 E Main St, Denville, NJ 07834 2527 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
NJ Lenders Corp
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Conventional, FHA | 8 | 4.3% | 100% | $475,000 | |
Skyrock Mortgage
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Conventional, FHA | 6 | 3.2% | 85.7% | $488,333 | |
Bond Street Mortgage, LLC
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Conventional | 3 | 1.6% | 100% | $451,666 | |
HomeBridge Financial Services, Inc
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Conventional | 2 | 1.1% | 100% | $355,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 1.1% | 100% | $380,000 | |
Millenium Home Mortgage
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Conventional | 1 | 0.5% | 100% | $185,000 | |
Advisors Mortgage Group, LLC
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Conventional | 1 | 0.5% | 100% | $405,000 | |
Absolute Home Mortgage
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Conventional | 1 | 0.5% | 100% | $685,000 | |
Residential Home Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $415,000 | |
Rocket Mortgage
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Conventional, FHA | 21 | 11.2% | 80.8% | $280,714 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 14 | 7.4% | 100% | $521,428 | |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 4.3% | 100% | $220,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 7 | 3.7% | 100% | $467,857 | View |
loanDepot.com LLC
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Conventional, FHA | 7 | 3.7% | 87.5% | $336,428 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
2.7% | 83.3% | $517,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 5 | 2.7% | 100% | $425,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 5 | 2.7% | 100% | $659,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 4 | 2.1% | 100% | $405,000 | |
Amerisave Mortgage Company
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Conventional | 4 | 2.1% | 100% | $97,500 | |
Freedom Mortgage Corporation
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Conventional, FHA | 3 | 1.6% | 75% | $481,666 | |
Nationstar Mortgage
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Conventional | 3 | 1.6% | 100% | $288,333 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
1.1% | 100% | $150,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
1.1% | 100% | $390,000 | View |
Newrez LLC
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Conventional, VA | 2 | 1.1% | 33.3% | $570,000 | |
Mortgage Research Center
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VA | 2 | 1.1% | 66.7% | $605,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.1% | 100% | $470,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 1.1% | 100% | $475,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 2 | 1.1% | 100% | $415,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.1% | 50% | $125,000 | View |
Polish & Slavic Federal Credit
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Conventional | 2 | 1.1% | 100% | $215,000 | |
Visions Federal Credit Union
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Conventional, HELOC | 1 +5 HELOCs |
0.5% | 50% | $655,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $475,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $55,000 | |
Semper Home Loans, Inc
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FHA | 1 | 0.5% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
FHA | 1 | 0.5% | 100% | $415,000 | View |
1St Priority Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $485,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.5% | 100% | $605,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 100% | $465,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.5% | 100% | $305,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.5% | 100% | $595,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
Discover Bank
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Conventional | 1 | 0.5% | 20% | $85,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.5% | 100% | $445,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.5% | 100% | $595,000 | |
Provident Funding Associates
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Conventional | 1 | 0.5% | 100% | $565,000 | |
Harborone Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $595,000 | View |
Ark Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.5% | 100% | $455,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.5% | 50% | $345,000 | |
Logan Finance Corporation
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Conventional | 1 | 0.5% | 100% | $555,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.5% | 50% | $325,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.5% | 100% | $665,000 | |
Lower, LLC
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FHA | 1 | 0.5% | 100% | $675,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.5% | 100% | $475,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.5% | 100% | $85,000 | |
Village Capital & Investment
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FHA | 1 | 0.5% | 100% | $275,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | 50% | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Ringwood Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ringwood, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Ringwood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ringwood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ringwood, NJ
Use these to narrow the list above. Each category shows how many Ringwood, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Ringwood, NJ
Independent mortgage companies closed 75 percent of home loans in Ringwood, New Jersey in 2025, banks 20.7 percent and credit unions 4.3 percent. NJ Lenders Corp was the largest mortgage company, Wells Fargo Bank NA the largest bank and North Jersey Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Provident Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ringwood, NJ
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Ringwood, New Jersey with 2 loans, about 1.1 percent of the market. The largest lender headquartered in New Jersey was Provident Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Ringwood, New Jersey in 2025, led by Rocket Mortgage with 6. 5 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 8 credit unions closed home loans in Ringwood, New Jersey in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ringwood, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ringwood, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ringwood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
