Mortgage Lenders and Brokers in Point Pleasant, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Point Pleasant, New Jersey mortgage lenders include Manasquan BankManasquan Bank85 Bridge Ave, Bay Head, NJ 08742A+5.0 ★Texas Ratio: 5.71%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, Oceanfirst BankOceanfirst Bank2400 Bridge Ave, Point Pleasant, NJ 08742A+5.0 ★Texas Ratio: 5.26%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, First Atlantic Federal Credit UnionFirst Atlantic Federal Credit Union468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210A+5.0 ★Texas Ratio: 3.26%, Peapack Private Bank & TrustPeapack Private Bank & Trust500 Hills Drive Suite 300, Bedminster, NJ 07921, and Kearny BankKearny Bank2201 Bridge Ave, Point Pleasant, NJ 08742A5.0 ★Texas Ratio: 7.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Point Pleasant, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Point Pleasant are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Point Pleasant, New Jersey
Market share is the lender's share of all home loans closed in Point Pleasant, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 3 stars, 1 review 1 office in Point Pleasant 85 Bridge Ave, Bay Head, NJ 08742 A+5.0 ★Texas Ratio: 5.71% |
Conventional, HELOC | 20 +19 HELOCs |
5.6% | 95.5% | $308,500 | View |
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1 office in Point Pleasant 1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, HELOC | 4 +37 HELOCs |
1.1% | 100% | $590,000 | View |
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2400 Bridge Ave, Point Pleasant, NJ 08742 A+5.0 ★Texas Ratio: 5.26% |
Conventional, HELOC | 19 +17 HELOCs |
5.4% | 95% | $393,947 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 8 | 2.3% | 80% | $642,500 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 7 +21 HELOCs |
2% | 87.5% | $433,571 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 4 +1 HELOCs |
1.1% | 100% | $512,500 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +13 HELOCs |
0.8% | 100% | $741,666 | View |
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468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210 A+5.0 ★Texas Ratio: 3.26% |
Conventional, HELOC | 3 +3 HELOCs |
0.8% | 100% | $298,333 | View |
Peapack Private Bank & Trust
500 Hills Drive Suite 300, Bedminster, NJ 07921 |
Conventional | 3 | 0.8% | 100% | $535,000 | |
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2201 Bridge Ave, Point Pleasant, NJ 08742 A5.0 ★Texas Ratio: 7.41% |
Conventional | 3 | 0.8% | 75% | $591,666 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 2 +5 HELOCs |
0.6% | 100% | $665,000 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $560,000 | View |
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171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.6% | 66.7% | $480,000 | View |
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380 BERRY ST, WOODBRIDGE, NJ 07095 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 2 | 0.6% | 100% | $105,000 | View |
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506 Route 130 N, Cinnaminson, NJ 08077 B+4.8 ★Texas Ratio: 17.97% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $65,000 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $155,000 | View |
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William J Hughes Technical Ctr, Atlantic City, NJ 08405 A+5.0 ★Texas Ratio: 1.54% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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1040 River Rd, Ewing, NJ 08628 2102 A+5.0 ★Texas Ratio: 0.95% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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175 Rock Rd, Glen Rock, NJ 07452 A+5.0 ★Texas Ratio: 1.20% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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1000 Route 202 S, Branchburg, NJ 08876 A+5.0 ★Texas Ratio: 0.29% |
Conventional, Jumbo | 1 | 0.3% | 100% | $615,000 | View |
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460 Georges Rd, Dayton, NJ 08810 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +18 HELOCs |
0% | 0% | View | |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Advisors Mortgage Group, LLC
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Conventional, FHA | 15 | 4.2% | 100% | $495,666 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 11 | 3.1% | 100% | $510,454 | |
NJ Lenders Corp
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Conventional, FHA | 7 | 2% | 87.5% | $522,142 | |
Greenway Mortgage Funding Corp.
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Conventional | 3 | 0.8% | 66.7% | $755,000 | |
EMM Loans LLC
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Conventional | 2 | 0.6% | 100% | $395,000 | |
American Financial Resources LLC
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VA | 2 | 0.6% | 100% | $615,000 | |
Absolute Home Mortgage
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Conventional | 2 | 0.6% | 100% | $550,000 | |
Weichert Financial Services
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Conventional | 2 | 0.6% | 100% | $615,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $355,000 | |
Arc Home LLC
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Conventional | 1 | 0.3% | 100% | $515,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $295,000 | |
1St Colonial Community Bank
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.3% | 100% | $565,000 | |
Rocket Mortgage
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Conventional, VA | 33 | 9.3% | 81.4% | $267,424 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 20 +2 HELOCs |
5.6% | 100% | $618,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 12 +5 HELOCs |
3.4% | 92.3% | $533,333 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 11 +1 HELOCs |
3.1% | 91.7% | $509,545 | |
Guaranteed Rate, Inc.
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Conventional, FHA, Jumbo, HELOC | 10 +2 HELOCs |
2.8% | 100% | $710,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, Jumbo | 10 | 2.8% | 100% | $438,000 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 7 | 2% | 100% | $502,142 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 6 | 1.7% | 100% | $776,666 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 5 | 1.4% | 83.3% | $451,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 5 | 1.4% | 71.4% | $513,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 5 | 1.4% | 100% | $531,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 5 | 1.4% | 100% | $463,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 4 | 1.1% | 100% | $462,500 | View |
Carrington Mortgage Services LLC
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FHA | 4 | 1.1% | 100% | $542,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +2 HELOCs |
0.8% | 100% | $151,666 | |
Kind Lending, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.8% | 75% | $665,000 | |
Movement Mortgage, LLC
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Conventional, VA | 3 | 0.8% | 100% | $681,666 | |
Nationstar Mortgage
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Conventional | 3 | 0.8% | 75% | $171,666 | |
The Loan Store, Inc
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Conventional, Jumbo | 3 | 0.8% | 100% | $858,333 | |
Fairway Independent Mort Corp
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Conventional | 3 | 0.8% | 100% | $418,333 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.8% | 75% | $158,333 | View |
Spring Eq, LLC
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Conventional, HELOC | 2 +3 HELOCs |
0.6% | 66.7% | $65,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.6% | 100% | $410,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 0.6% | 75% | $410,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.6% | 33.3% | $275,000 | |
Nbkc Bank
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Conventional | 2 | 0.6% | 100% | $365,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.6% | 66.7% | $325,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 2 | 0.6% | 100% | $420,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.6% | 100% | $415,000 | View |
Nqm Funding, LLC
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Conventional | 2 | 0.6% | 100% | $500,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $675,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 2 | 0.6% | 66.7% | $95,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 2 | 0.6% | 100% | $520,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.6% | 100% | $410,000 | View |
Better Mortgage Corporation
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $175,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Jet Direct Funding Corp.
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Conventional | 1 | 0.3% | 100% | $555,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $565,000 | |
Newrez LLC
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Conventional | 1 | 0.3% | 33.3% | $65,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $615,000 | |
Advancial Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $705,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $1,005,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.3% | 16.7% | $105,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 25% | $155,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.3% | 100% | $685,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.3% | 100% | $655,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $475,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.3% | 100% | $715,000 | |
Securityplus FCU
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Conventional | 1 | 0.3% | 100% | $705,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.3% | 100% | $755,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Harborone Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $545,000 | View |
Mortgage Research Center
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VA | 1 | 0.3% | 50% | $405,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $565,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $855,000 | View |
Webster Bank, N.A.
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Conventional | 1 | 0.3% | 100% | $1,105,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Plaza Home Mortgage, Inc
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Conventional, Jumbo | 1 | 0.3% | 50% | $1,805,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.3% | 100% | $775,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 50% | $455,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Village Capital & Investment
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FHA | 1 | 0.3% | 100% | $415,000 | |
Star One Credit Union
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Conventional | 1 | 0.3% | 100% | $405,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
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B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Teachers Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
State Departmenet Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Sharonview Federal CU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Point Pleasant Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Point Pleasant, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Point Pleasant? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Point Pleasant in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Point Pleasant, NJ
Use these to narrow the list above. Each category shows how many Point Pleasant, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Point Pleasant, NJ
Independent mortgage companies closed 63.1 percent of home loans in Point Pleasant, New Jersey in 2025, banks 33 percent and credit unions 3.9 percent. Advisors Mortgage Group, LLC was the largest mortgage company, Manasquan Bank the largest bank and First Atlantic Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Manasquan Bank led with 20 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Point Pleasant, NJ
By home loans closed in 2025, Manasquan Bank was the largest mortgage lender in Point Pleasant, New Jersey with 20 loans, about 5.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Point Pleasant, New Jersey in 2025, led by Advisors Mortgage Group, LLC with 5. 9 lenders closed VA loans, led by American Financial Resources LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 17 credit unions closed home loans in Point Pleasant, New Jersey in 2025, alongside 61 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Point Pleasant, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Point Pleasant, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Point Pleasant. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
