Mortgage Lenders and Brokers in Plainfield, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Plainfield, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA200 W 2nd St, Plainfield, NJ 07060A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.1125 South Ave, Plainfield, NJ 07062A+5.0 ★Texas Ratio: 4.24%, Citizens Bank, NACitizens Bank, NA130 Watchung Ave, Plainfield, NJ 07060A+5.0 ★Texas Ratio: 5.44%, Provident BankProvident Bank511 Cookman Ave, Asbury Park, NJ 07712A+5.0 ★Texas Ratio: 3.46%, Flagstar Bank NAFlagstar Bank NA171 Broadway # 173, Bayonne, NJ 07002D3.3 ★Texas Ratio: 35.11%, Valley National BankValley National Bank522 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 5.76%, Fulton Bank, National AssociationFulton Bank, National Association20 N Main St, Allentown, NJ 08501A+5.0 ★Texas Ratio: 4.85%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Citibank, NACitibank, NA378 Nj Route 3, Clifton, NJ 07014A+5.0 ★Texas Ratio: 2.82%, and Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Plainfield, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Plainfield are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Plainfield, New Jersey
Market share is the lender's share of all home loans closed in Plainfield, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Plainfield 200 W 2nd St, Plainfield, NJ 07060 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 17 +2 HELOCs |
3.9% | 90.5% | $473,235 | View |
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★ 1.7 stars, 3 reviews 2 offices in Plainfield 1125 South Ave, Plainfield, NJ 07062 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +28 HELOCs |
0.2% | 50% | $425,000 | View |
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1 office in Plainfield 130 Watchung Ave, Plainfield, NJ 07060 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +20 HELOCs |
0.2% | 100% | $355,000 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 10 | 2.3% | 71.4% | $440,000 | View |
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171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 5 | 1.1% | 100% | $411,000 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 57.1% | $471,666 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, FHA | 3 | 0.7% | 75% | $591,666 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 3 | 0.7% | 75% | $201,666 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 3 | 0.7% | 100% | $465,000 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 2 | 0.5% | 100% | $500,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 1 +8 HELOCs |
0.2% | 100% | $395,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 25% | $435,000 | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $105,000 | View |
Peapack Private Bank & Trust
500 Hills Drive Suite 300, Bedminster, NJ 07921 |
Conventional | 1 | 0.2% | 100% | $195,000 | |
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2000 GALLOPING HILL RD, KENILWORTH, NJ 07033 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
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1460 Broad St, Bloomfield, NJ 07003 A+5.0 ★Texas Ratio: 5.87% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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990 Cedar Bridge Ave, Brick, NJ 08723 A5.0 ★Texas Ratio: 10.13% |
Conventional | 1 | 0.2% | 100% | $65,000 | |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 1 | 0.2% | 50% | $125,000 | |
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1300 Route 73, Mount Laurel, NJ 08054 A5.0 ★Texas Ratio: 11.39% |
FHA | 1 | 0.2% | 100% | $445,000 | View |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
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★ 3 stars, 1 review 85 Bridge Ave, Bay Head, NJ 08742 A+5.0 ★Texas Ratio: 5.71% |
Conventional | 1 | 0.2% | 100% | $545,000 | View |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $555,000 | View |
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450 Hillcrest Blvd, Phillipsburg, NJ 08865 A+5.0 ★Texas Ratio: 0.04% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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335 E Front St, Plainfield, NJ 07060 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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444 Hoes Ln, Piscataway, NJ 08854 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
NJ Lenders Corp
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Conventional, FHA | 7 | 1.6% | 100% | $503,571 | |
American Financial Resources LLC
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Conventional, FHA | 6 | 1.4% | 85.7% | $468,333 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 6 | 1.4% | 100% | $355,000 | |
MLB Residential Lending, LLC
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Conventional, FHA, VA | 5 | 1.1% | 100% | $481,000 | |
Absolute Home Mortgage
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Conventional, FHA | 4 | 0.9% | 100% | $292,500 | |
EMM Loans LLC
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FHA | 2 | 0.5% | 100% | $440,000 | |
Bond Street Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 66.7% | $600,000 | |
First Alliance Home Mortgage, LLC
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FHA | 2 | 0.5% | 100% | $460,000 | |
Arc Home LLC
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FHA | 1 | 0.2% | 33.3% | $535,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.2% | 25% | $705,000 | |
Advisors Mortgage Group, LLC
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FHA | 1 | 0.2% | 50% | $445,000 | |
Weichert Financial Services
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Financial Resources Federal Cr
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.2% | 100% | $585,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 48 | 10.9% | 77.9% | $297,291 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 35 +1 HELOCs |
8% | 81.4% | $454,428 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 32 | 7.3% | 94.1% | $509,687 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 19 | 4.3% | 90.5% | $468,157 | |
Pennymac Loan Services LLC
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Conventional, FHA | 12 | 2.7% | 77.8% | $365,833 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 11 +2 HELOCs |
2.5% | 100% | $436,818 | |
loanDepot.com LLC
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Conventional, FHA | 11 | 2.5% | 61.1% | $268,636 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 10 | 2.3% | 78.6% | $337,000 | |
New American Funding, LLC.
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Conventional, FHA | 10 | 2.3% | 90.9% | $375,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA | 8 | 1.8% | 100% | $462,500 | |
Nationstar Mortgage
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Conventional, FHA, VA | 7 | 1.6% | 77.8% | $277,857 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 5 | 1.1% | 100% | $431,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 1.1% | 66.7% | $479,000 | |
First Colony Mortgage Corporat
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Conventional, FHA | 5 | 1.1% | 100% | $455,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 5 | 1.1% | 83.3% | $429,000 | |
Kind Lending, LLC
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Conventional, FHA, HELOC | 4 +2 HELOCs |
0.9% | 100% | $607,500 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.9% | 55.6% | $385,000 | |
Panorama Mortgage Group, LLC
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Conventional, FHA | 4 | 0.9% | 100% | $592,500 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 0.9% | 28.6% | $215,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +4 HELOCs |
0.7% | 50% | $161,666 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.7% | 40% | $128,333 | |
Newrez LLC
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Conventional | 3 | 0.7% | 23.1% | $385,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 3 | 0.7% | 100% | $405,000 | |
Nations Lending Corporation
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Conventional, FHA | 3 | 0.7% | 100% | $465,000 | |
Mortgage Research Center
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VA | 3 | 0.7% | 100% | $525,000 | |
Fairway Independent Mort Corp
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Conventional | 3 | 0.7% | 75% | $485,000 | |
Village Capital & Investment
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FHA, VA | 3 | 0.7% | 66.7% | $411,666 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $100,000 | |
Municipal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $265,000 | |
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C3.9 ★Texas Ratio: 27.97% |
FHA | 2 | 0.5% | 100% | $525,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 2 | 0.5% | 100% | $480,000 | View |
Brighton Bank
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Conventional, FHA | 2 | 0.5% | 100% | $495,000 | |
Equity Prime Mortgage LLC
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Conventional, FHA | 2 | 0.5% | 66.7% | $620,000 | |
Norwich Commercial Group Inc
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Conventional, FHA | 2 | 0.5% | 66.7% | $535,000 | |
American Financial Network, Inc.
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Conventional | 2 | 0.5% | 50% | $440,000 | |
Bayshore Mortgage Funding
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Conventional, FHA | 2 | 0.5% | 100% | $480,000 | |
Discover Bank
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Conventional | 2 | 0.5% | 28.6% | $90,000 | |
Union Home Mortgage Corp.
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FHA | 2 | 0.5% | 100% | $510,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 100% | $425,000 | View |
Geneva Financial LLC
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Conventional, FHA | 2 | 0.5% | 100% | $520,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 2 | 0.5% | 100% | $325,000 | |
Carrington Mortgage Services LLC
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FHA | 2 | 0.5% | 25% | $395,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.5% | 66.7% | $445,000 | |
Semper Home Loans, Inc
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FHA | 1 | 0.2% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 50% | $295,000 | View |
Primelending
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Conventional | 1 | 0.2% | 100% | $445,000 | |
Goodleap, LLC
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VA | 1 | 0.2% | 50% | $615,000 | |
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A+5.0 ★Texas Ratio: 4.93% |
FHA | 1 | 0.2% | 100% | $115,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.2% | 100% | $785,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.2% | 100% | $255,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.2% | 100% | $715,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $425,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $595,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.2% | 50% | $565,000 | |
Developer's Mortgage Company
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Conventional | 1 | 0.2% | 100% | $435,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.2% | 100% | $525,000 | |
LoanFlight Lending, LLC.
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Conventional | 1 | 0.2% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 9.33% |
Conventional | 1 | 0.2% | 100% | $485,000 | |
My Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $525,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.2% | 100% | $485,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 50% | $125,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $615,000 | View |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.2% | 100% | $515,000 | |
First Heritage Financial LLC
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FHA | 1 | 0.2% | 100% | $495,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $495,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $175,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $555,000 | |
Uif Corporation
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Conventional | 1 | 0.2% | 100% | $465,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
Citadel Servicing Corporation
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $495,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 1 | 0.2% | 50% | $495,000 | |
United Nations Federal CU
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Conventional | 1 | 0.2% | 50% | $505,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.2% | 100% | $525,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 50% | $695,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Reliance First Capital, LLC
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VA | 1 | 0.2% | 100% | $265,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.2% | 50% | $445,000 | View |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.2% | 100% | $655,000 | View |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | 100% | ||
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Kinecta Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Allegacy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Plainfield Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Plainfield, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Plainfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Plainfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Plainfield, NJ
Use these to narrow the list above. Each category shows how many Plainfield, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Plainfield, NJ
Independent mortgage companies closed 79.5 percent of home loans in Plainfield, New Jersey in 2025, banks 16.8 percent and credit unions 3.6 percent. NJ Lenders Corp was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Provident Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Plainfield, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Plainfield, New Jersey with 17 loans, about 3.9 percent of the market. The largest lender headquartered in New Jersey was Provident Bank with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
49 lenders closed FHA loans in Plainfield, New Jersey in 2025, led by United Wholesale Mortgage with 21. 17 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 17 credit unions closed home loans in Plainfield, New Jersey in 2025, alongside 81 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Plainfield, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Plainfield, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Plainfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
