Mortgage Lenders and Brokers in New Milford, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
New Milford, New Jersey mortgage lenders include Ion BankIon Bank400 River Rd, New Milford, NJ 07646A5.0 ★Texas Ratio: 10.40%, Wells Fargo Bank NAWells Fargo Bank NA270 River Rd, New Milford, NJ 07646A+5.0 ★Texas Ratio: 5.36%, Valley National BankValley National Bank900 River Rd, New Milford, NJ 07646A+5.0 ★Texas Ratio: 5.76%, M&T BankM&T Bank715 River Rd, New Milford, NJ 07646A+5.0 ★Texas Ratio: 4.11%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Columbia BankColumbia Bank1154 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.30%, Greater Alliance Federal Credit UnionGreater Alliance Federal Credit Union100 Hudson St, Hackensack, NJ 07601 6962A5.0 ★Texas Ratio: 11.88%, Ponce BankPonce Bank3821 Bergenline Ave, Union City, NJ 07087A+5.0 ★Texas Ratio: 4.49%, and Bank of America NABank of America NA904 River Rd, New Milford, NJ 07646A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in New Milford, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in New Milford are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in New Milford, New Jersey
Market share is the lender's share of all home loans closed in New Milford, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in New Milford 400 River Rd, New Milford, NJ 07646 A5.0 ★Texas Ratio: 10.40% |
Conventional | 2 | 1.1% | 100% | $80,000 | View |
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1 office in New Milford 270 River Rd, New Milford, NJ 07646 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.1% | 100% | $620,000 | View |
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1 office in New Milford 900 River Rd, New Milford, NJ 07646 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $95,000 | View |
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1 office in New Milford 715 River Rd, New Milford, NJ 07646 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 50% | $495,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +8 HELOCs |
1.6% | 100% | $825,000 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
1.6% | 100% | $735,000 | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 2 | 1.1% | 100% | $110,000 | View |
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100 Hudson St, Hackensack, NJ 07601 6962 A5.0 ★Texas Ratio: 11.88% |
Conventional | 2 | 1.1% | 66.7% | $110,000 | View |
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3821 Bergenline Ave, Union City, NJ 07087 A+5.0 ★Texas Ratio: 4.49% |
Conventional | 2 | 1.1% | 100% | $270,000 | View |
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904 River Rd, New Milford, NJ 07646 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +15 HELOCs |
0.5% | 100% | $665,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +9 HELOCs |
0.5% | 33.3% | $35,000 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $165,000 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 0.5% | 100% | $1,185,000 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.5% | 100% | $485,000 | View |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 1 | 0.5% | 100% | $295,000 | |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.5% | 100% | $625,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1.8 stars, 5 reviews 220 Livingston St, Northvale, NJ 07647 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Bond Street Mortgage, LLC
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Conventional, FHA, VA | 4 | 2.1% | 100% | $520,000 | |
NJ Lenders Corp
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Conventional | 3 | 1.6% | 100% | $575,000 | |
1St 2Nd Mortgage Company of N.J., Inc.
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Conventional | 3 | 1.6% | 100% | $338,333 | |
EMM Loans LLC
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Conventional | 2 | 1.1% | 100% | $620,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.5% | 100% | $685,000 | |
Rocket Mortgage
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Conventional, FHA | 19 | 10.2% | 82.6% | $392,368 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 8 +2 HELOCs |
4.3% | 88.9% | $500,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 8 +1 HELOCs |
4.3% | 80% | $463,750 | |
United Wholesale Mortgage
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Conventional, FHA | 6 | 3.2% | 66.7% | $536,666 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 6 | 3.2% | 100% | $515,000 | |
Newrez LLC
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Conventional | 5 | 2.7% | 83.3% | $385,000 | |
Pennymac Loan Services LLC
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Conventional | 4 | 2.1% | 80% | $345,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 4 | 2.1% | 100% | $497,500 | |
Provident Funding Associates
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Conventional | 4 | 2.1% | 100% | $507,500 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 3 +1 HELOCs |
1.6% | 100% | $735,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 3 | 1.6% | 100% | $628,333 | View |
East Coast Capital Corp.
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Conventional | 3 | 1.6% | 100% | $298,333 | |
Union Home Mortgage Corp.
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Conventional | 3 | 1.6% | 100% | $598,333 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 1.6% | 60% | $221,666 | View |
Tomo Mortgage LLC
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Conventional | 3 | 1.6% | 100% | $708,333 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +3 HELOCs |
1.1% | 100% | $145,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $410,000 | |
Everett Financial, Inc.
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Conventional, FHA | 2 | 1.1% | 100% | $570,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 1.1% | 100% | $675,000 | |
Intelliloan, Inc.
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FHA | 2 | 1.1% | 100% | $505,000 | |
Embrace Home Loans, Inc.
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Conventional | 2 | 1.1% | 100% | $525,000 | |
GuardHill Financial LLC
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Conventional | 2 | 1.1% | 100% | $695,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 1.1% | 100% | $480,000 | View |
Better Mortgage Corporation
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Conventional | 2 | 1.1% | 100% | $135,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 2 | 1.1% | 100% | $560,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 1.1% | 100% | $545,000 | View |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 1.1% | 100% | $660,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 1.1% | 100% | $930,000 | |
JMAC Lending, Inc.
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Conventional | 2 | 1.1% | 100% | $365,000 | |
Visions Federal Credit Union
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Conventional, HELOC | 1 +7 HELOCs |
0.5% | 33.3% | $205,000 | |
Shinhan Bank America
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Conventional | 1 | 0.5% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 100% | $395,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.5% | 100% | $655,000 | View |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $395,000 | |
Jet Direct Funding Corp.
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Conventional | 1 | 0.5% | 100% | $405,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $485,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $665,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.5% | 50% | $665,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.5% | 100% | $605,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $565,000 | |
Advancial Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $495,000 | |
Resicentral LLC
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Conventional | 1 | 0.5% | 100% | $235,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 100% | $355,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.5% | 100% | $565,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.5% | 100% | $505,000 | View |
Success Mortgage Partners, Inc
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FHA | 1 | 0.5% | 100% | $625,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.5% | 100% | $625,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $455,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.5% | 100% | $625,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.5% | 100% | $565,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.5% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.5% | 100% | $455,000 | View |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.5% | 100% | $685,000 | View |
Municipal Credit Union
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Conventional | 1 | 0.5% | 100% | $855,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 50% | $275,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 100% | $65,000 | |
Mortgage Research Center
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VA | 1 | 0.5% | 50% | $775,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,275,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $145,000 | |
New American Funding, LLC.
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FHA | 1 | 0.5% | 50% | $505,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
FM Home Loans LLC
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Conventional | 1 | 0.5% | 100% | $445,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 1 | 0.5% | 100% | $545,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.5% | 100% | $105,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.5% | 100% | $265,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.5% | 100% | $565,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.5% | 100% | $575,000 | |
Village Capital & Investment
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FHA | 1 | 0.5% | 100% | $725,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
New Milford Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in New Milford, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in New Milford? The list below shows the banks, credit unions and mortgage brokers that closed home loans in New Milford in 2025, with lenders based there listed first.
Types of Mortgage Lenders in New Milford, NJ
Use these to narrow the list above. Each category shows how many New Milford, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in New Milford, NJ
Independent mortgage companies closed 75.4 percent of home loans in New Milford, New Jersey in 2025, banks 20.9 percent and credit unions 3.7 percent. Bond Street Mortgage, LLC was the largest mortgage company, Ion Bank the largest bank and Greater Alliance Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Valley National Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in New Milford, NJ
By home loans closed in 2025, Ion Bank was the largest mortgage lender in New Milford, New Jersey with 2 loans, about 1.1 percent of the market. The largest lender headquartered in New Jersey was Valley National Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in New Milford, New Jersey in 2025, led by United Wholesale Mortgage with 3. 3 lenders closed VA loans, led by Bond Street Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 7 credit unions closed home loans in New Milford, New Jersey in 2025, alongside 61 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in New Milford, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in New Milford, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up New Milford. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
