Mortgage Lenders and Brokers in Monmouth Junction, New Jersey
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Monmouth Junction, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4180 Us Route 1 North Bldg 300, Monmouth Junction, NJ 08852A+5.0 ★Texas Ratio: 3.68%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Affinity Federal Credit UnionAffinity Federal Credit Union73 Mountainview Blvd, Basking Ridge, NJ 07920 3849A5.0 ★Texas Ratio: 9.20%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, Provident BankProvident Bank511 Cookman Ave, Asbury Park, NJ 07712A+5.0 ★Texas Ratio: 3.46%, Northfield BankNorthfield Bank1410 Saint Georges Ave, Avenel, NJ 07001, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, and Fulton Bank, National AssociationFulton Bank, National Association20 N Main St, Allentown, NJ 08501A+5.0 ★Texas Ratio: 4.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Monmouth Junction, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Monmouth Junction are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Monmouth Junction, New Jersey
Market share is the lender's share of all home loans closed in Monmouth Junction, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Monmouth Junction 4180 Us Route 1 North Bldg 300, Monmouth Junction, NJ 08852 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 6 | 3.2% | 85.7% | $395,000 | View |
|
1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 18 | 9.6% | 100% | $484,444 | View |
|
601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 5 +3 HELOCs |
2.7% | 83.3% | $473,000 | View |
|
73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 3 +4 HELOCs |
1.6% | 100% | $501,666 | View |
|
1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +11 HELOCs |
1.1% | 100% | $230,000 | View |
|
511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 66.7% | $210,000 | View |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 2 | 1.1% | 100% | $245,000 | |
|
1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +14 HELOCs |
0.5% | 100% | $525,000 | View |
|
★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +10 HELOCs |
0.5% | 100% | $595,000 | View |
|
20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,215,000 | View |
|
1775 Route 27, Edison, NJ 08817 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.5% | 100% | $265,000 | View |
|
3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.5% | 100% | $1,195,000 | View |
Rutgers Federal Credit Union
98 College Ave, New Brunswick, NJ 08901 1149 |
Conventional | 1 | 0.5% | 100% | $255,000 | |
|
227 Market St, Camden, NJ 08102 A5.0 ★Texas Ratio: 8.18% |
Conventional | 1 | 0.5% | 100% | $25,000 | View |
|
600 HIGHWAY 36, HAZLET, NJ 07730 1797 A5.0 ★Texas Ratio: 7.09% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
|
100 Metro Blvd, Nutley, NJ 07110 A5.0 ★Texas Ratio: 6.30% |
Conventional | 1 | 0.5% | 100% | $455,000 | View |
|
1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 50% | $285,000 | View |
|
675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
|
378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
|
547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 3 stars, 1 review 85 Bridge Ave, Bay Head, NJ 08742 A+5.0 ★Texas Ratio: 5.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1029 Neck Rd, Burlington, NJ 08016 A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Federal Mortgage Corporation
|
Conventional | 5 | 2.7% | 83.3% | $499,000 | |
Kwik Mortgage Corporation
|
Conventional | 4 | 2.1% | 80% | $575,000 | |
Millenium Home Mortgage
|
Conventional | 3 | 1.6% | 100% | $471,666 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 3 | 1.6% | 100% | $375,000 | |
Bond Street Mortgage, LLC
|
Conventional | 2 | 1.1% | 100% | $580,000 | |
Absolute Home Mortgage
|
Conventional, FHA | 2 | 1.1% | 100% | $400,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.5% | 100% | $425,000 | |
Acre Mortgage & Financial, Inc.
|
Conventional | 1 | 0.5% | 100% | $175,000 | |
Advisors Mortgage Group, LLC
|
Conventional | 1 | 0.5% | 100% | $465,000 | |
MLB Residential Lending, LLC
|
Conventional | 1 | 0.5% | 100% | $265,000 | |
Nation One Mortgage Corporatio
|
Conventional | 1 | 0.5% | 100% | $445,000 | |
Greenway Mortgage Funding Corp.
|
Conventional | 1 | 0.5% | 100% | $505,000 | |
Financial Resources Federal Cr
|
Conventional | 1 | 0.5% | 100% | $395,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 1 | 0.5% | 100% | $535,000 | |
Rocket Mortgage
|
Conventional, FHA | 32 | 17% | 76.2% | $354,687 | |
United Wholesale Mortgage
|
Conventional, FHA | 16 | 8.5% | 85% | $479,375 | |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 5 +1 HELOCs |
2.7% | 55.6% | $399,000 | |
Guaranteed Rate, Inc.
|
Conventional, VA | 5 | 2.7% | 100% | $413,000 | |
Movement Mortgage, LLC
|
Conventional | 4 | 2.1% | 100% | $575,000 | |
Pennymac Loan Services LLC
|
Conventional | 4 | 2.1% | 66.7% | $432,500 | |
Guidance Residential, LLC
|
Conventional | 3 | 1.6% | 100% | $311,666 | |
Union Home Mortgage Corp.
|
Conventional | 3 | 1.6% | 100% | $331,666 | |
Uif Corporation
|
Conventional | 3 | 1.6% | 100% | $421,666 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 1.6% | 100% | $118,333 | View |
Deephaven Mortgage LLC
|
Conventional | 2 | 1.1% | 50% | $405,000 | |
Provident Funding Associates
|
Conventional | 2 | 1.1% | 100% | $370,000 | |
Mutual of Omaha Mortgage
|
Conventional | 2 | 1.1% | 100% | $575,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $705,000 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
First Community Mortgage, Inc.
|
Conventional | 1 | 0.5% | 100% | $235,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.5% | 100% | $505,000 | |
TruMark Financial Credit Union
|
Conventional | 1 | 0.5% | 100% | $485,000 | |
Newrez LLC
|
Conventional | 1 | 0.5% | 50% | $615,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 0.5% | 50% | $385,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.5% | 100% | $175,000 | |
Allied Mortgage Group, Inc
|
Conventional | 1 | 0.5% | 100% | $515,000 | |
Tower Federal Credit Union
|
Conventional | 1 | 0.5% | 50% | $335,000 | |
Filo Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $445,000 | |
Reliant Home Funding, Inc
|
Conventional | 1 | 0.5% | 100% | $755,000 | |
Cmg Mortgage Inc
|
FHA | 1 | 0.5% | 100% | $345,000 | |
Geneva Financial LLC
|
Conventional, Jumbo | 1 | 0.5% | 100% | $1,335,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.5% | 100% | $445,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $495,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $365,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $595,000 | |
|
A5.0 ★Texas Ratio: 8.91% |
Conventional | 1 | 0.5% | 100% | $375,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.5% | 100% | $525,000 | View |
United Nations Federal CU
|
Conventional | 1 | 0.5% | 100% | $1,045,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.5% | 100% | $425,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.5% | 100% | $845,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.5% | 66.7% | $375,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.5% | 100% | $85,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.5% | 100% | $155,000 | |
JMAC Lending, Inc.
|
FHA | 1 | 0.5% | 100% | $505,000 | |
Figure Lending LLC
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 0.70% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Monmouth Junction Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Monmouth Junction, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Monmouth Junction? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Monmouth Junction in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Monmouth Junction, NJ
Use these to narrow the list above. Each category shows how many Monmouth Junction, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Monmouth Junction, NJ
Independent mortgage companies closed 66 percent of home loans in Monmouth Junction, New Jersey in 2025, banks 28.2 percent and credit unions 5.9 percent. American Federal Mortgage Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Oceanfirst Bank led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Monmouth Junction, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Monmouth Junction, New Jersey with 6 loans, about 3.2 percent of the market. The largest lender headquartered in New Jersey was Oceanfirst Bank with 18 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Monmouth Junction, New Jersey in 2025, led by Absolute Home Mortgage with 1. 2 lenders closed VA loans, led by Guaranteed Rate, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 13 credit unions closed home loans in Monmouth Junction, New Jersey in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Monmouth Junction, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Monmouth Junction, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Monmouth Junction. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
