Mortgage Lenders and Brokers in Metuchen, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Metuchen, New Jersey mortgage lenders include Manasquan BankManasquan Bank429 Main St, Metuchen, NJ 08840A+5.0 ★Texas Ratio: 5.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA475 Main St, Metuchen, NJ 08840A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA36 Middlesex Ave, Metuchen, NJ 08840A+5.0 ★Texas Ratio: 5.36%, TD BankTD Bank70 Middlesex Ave, Metuchen, NJ 08840A+5.0 ★Texas Ratio: 3.71%, Provident BankProvident Bank599 Middlesex Ave, Metuchen, NJ 08840A+5.0 ★Texas Ratio: 3.46%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, Affinity Federal Credit UnionAffinity Federal Credit Union73 Mountainview Blvd, Basking Ridge, NJ 07920 3849A5.0 ★Texas Ratio: 9.20%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, Somerset Regal BankSomerset Regal Bank220 W Union Ave, Bound Brook, NJ 08805A+5.0 ★Texas Ratio: 0.00%, and Columbia BankColumbia Bank1154 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.30%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Metuchen, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Metuchen are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Metuchen, New Jersey
Market share is the lender's share of all home loans closed in Metuchen, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 3 stars, 1 review 1 office in Metuchen 429 Main St, Metuchen, NJ 08840 A+5.0 ★Texas Ratio: 5.71% |
Conventional, HELOC | 6 +5 HELOCs |
3% | 85.7% | $351,666 | View |
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1 office in Metuchen 475 Main St, Metuchen, NJ 08840 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 6 +2 HELOCs |
3% | 85.7% | $283,333 | View |
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1 office in Metuchen 36 Middlesex Ave, Metuchen, NJ 08840 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 6 | 3% | 100% | $528,333 | View |
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1 office in Metuchen 70 Middlesex Ave, Metuchen, NJ 08840 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 4 +6 HELOCs |
2% | 80% | $215,000 | View |
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1 office in Metuchen 599 Middlesex Ave, Metuchen, NJ 08840 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $735,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +14 HELOCs |
1.5% | 100% | $591,666 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 2 +4 HELOCs |
1% | 100% | $510,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 1% | 100% | $940,000 | View |
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220 W Union Ave, Bound Brook, NJ 08805 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 1% | 100% | $445,000 | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
Peapack Private Bank & Trust
500 Hills Drive Suite 300, Bedminster, NJ 07921 |
Conventional | 1 | 0.5% | 100% | $365,000 | |
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561 Route 1, Edison, NJ 08817 A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.5% | 100% | $445,000 | View |
Rutgers Federal Credit Union
98 College Ave, New Brunswick, NJ 08901 1149 |
Conventional | 1 | 0.5% | 100% | $135,000 | |
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990 Cedar Bridge Ave, Brick, NJ 08723 A5.0 ★Texas Ratio: 10.13% |
Conventional | 1 | 0.5% | 100% | $45,000 | |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.5% | 100% | $925,000 | View |
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1000 Route 202 S, Branchburg, NJ 08876 A+5.0 ★Texas Ratio: 0.29% |
Conventional | 1 | 0.5% | 100% | $1,085,000 | View |
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100 Metro Blvd, Nutley, NJ 07110 A5.0 ★Texas Ratio: 6.30% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.5% | 100% | $575,000 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +9 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 2 stars, 1 review 335 Farnsworth Ave, Bordentown, NJ 08505 A+5.0 ★Texas Ratio: 5.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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407 Main St, Chatham, NJ 07928 A+5.0 ★Texas Ratio: 4.86% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
NJ Lenders Corp
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Conventional | 3 | 1.5% | 100% | $508,333 | |
Millenium Home Mortgage
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Conventional | 3 | 1.5% | 100% | $755,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 3 | 1.5% | 100% | $311,666 | |
Absolute Home Mortgage
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Conventional | 2 | 1% | 100% | $995,000 | |
Kwik Mortgage Corporation
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Conventional | 2 | 1% | 100% | $435,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $315,000 | |
1St Colonial Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 21 | 10.6% | 84% | $325,952 | |
United Wholesale Mortgage
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Conventional | 14 | 7% | 100% | $526,428 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 13 | 6.5% | 86.7% | $597,307 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 9 +1 HELOCs |
4.5% | 100% | $500,555 | |
Pennymac Loan Services LLC
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Conventional | 8 | 4% | 100% | $487,500 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +1 HELOCs |
3% | 77.8% | $383,333 | View |
loanDepot.com LLC
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Conventional, VA, HELOC | 5 +2 HELOCs |
2.5% | 100% | $489,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 5 | 2.5% | 100% | $185,000 | View |
Paramount Residential Mortgage
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Conventional, FHA | 5 | 2.5% | 100% | $621,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 4 | 2% | 66.7% | $815,000 | |
Summit Mortgage Bankers, Inc.
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Conventional | 3 | 1.5% | 100% | $638,333 | |
Better Mortgage Corporation
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Conventional | 3 | 1.5% | 100% | $681,666 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 1.5% | 100% | $568,333 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
1% | 22.2% | $75,000 | |
Newrez LLC
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Conventional | 2 | 1% | 66.7% | $75,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 1% | 100% | $695,000 | |
AdvantageFirst Lending Inc
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FHA | 2 | 1% | 100% | $390,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 1% | 100% | $495,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA | 2 | 1% | 100% | $640,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 1% | 100% | $495,000 | |
United Nations Federal CU
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Conventional | 2 | 1% | 66.7% | $730,000 | |
Polish & Slavic Federal Credit
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Conventional | 2 | 1% | 100% | $215,000 | |
Tomo Mortgage LLC
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Conventional | 2 | 1% | 100% | $645,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $155,000 | View |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $805,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.5% | 100% | $605,000 | |
Affordable Mortgage Advisors
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FHA | 1 | 0.5% | 100% | $335,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $235,000 | |
First State Bank of St Charles
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Conventional | 1 | 0.5% | 100% | $555,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.5% | 100% | $475,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.5% | 100% | $335,000 | View |
Discover Bank
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Conventional | 1 | 0.5% | 25% | $75,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.5% | 100% | $195,000 | |
Municipal Credit Union
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Conventional | 1 | 0.5% | 100% | $415,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 100% | $145,000 | |
Andrews Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 9.33% |
Conventional | 1 | 0.5% | 100% | $95,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $745,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.5% | 100% | $885,000 | |
New American Funding, LLC.
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FHA | 1 | 0.5% | 100% | $765,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
Philadelphia Mortgage Advisors, Inc.
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Conventional | 1 | 0.5% | 100% | $385,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.5% | 50% | $965,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.5% | 100% | $825,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.5% | 100% | $955,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.5% | 50% | $625,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.5% | 100% | $645,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Metuchen Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Metuchen, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Metuchen? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Metuchen in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Metuchen, NJ
Use these to narrow the list above. Each category shows how many Metuchen, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Metuchen, NJ
Independent mortgage companies closed 65.3 percent of home loans in Metuchen, New Jersey in 2025, banks 26.6 percent and credit unions 8 percent. NJ Lenders Corp was the largest mortgage company, Manasquan Bank the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Manasquan Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Metuchen, NJ
By home loans closed in 2025, Manasquan Bank was the largest mortgage lender in Metuchen, New Jersey with 6 loans, about 3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Metuchen, New Jersey in 2025, led by AdvantageFirst Lending Inc with 2. 4 lenders closed VA loans, led by loanDepot.com LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 18 credit unions closed home loans in Metuchen, New Jersey in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Metuchen, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Metuchen, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Metuchen. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
