Mortgage Lenders and Brokers in Mercerville, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mercerville, New Jersey mortgage lenders include TD BankTD Bank3470 Quakerbridge Rd, Mercerville, NJ 08619A+5.0 ★Texas Ratio: 3.71%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Northfield BankNorthfield Bank1410 Saint Georges Ave, Avenel, NJ 07001, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, Credit Union of New JerseyCredit Union of New Jersey1301 Parkway Ave, Ewing, NJ 08628A5.0 ★Texas Ratio: 6.56%, Citizens Bank, NACitizens Bank, NA500 Route 33, Mercerville, NJ 08619A+5.0 ★Texas Ratio: 5.44%, Royal Business BankRoyal Business Bank561 Route 1, Edison, NJ 08817A5.0 ★Texas Ratio: 7.57%, and Spencer Savings Bank, SlaSpencer Savings Bank, Sla1 Towne Ctr, Cliffside Park, NJ 07010A+5.0 ★Texas Ratio: 3.96%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mercerville, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mercerville are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mercerville, New Jersey
Market share is the lender's share of all home loans closed in Mercerville, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Mercerville 3470 Quakerbridge Rd, Mercerville, NJ 08619 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 4 +6 HELOCs |
1.2% | 80% | $67,500 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 6 | 1.8% | 100% | $310,000 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 1.5% | 71.4% | $339,000 | View |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 5 | 1.5% | 85.7% | $149,000 | |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, VA, HELOC | 3 +31 HELOCs |
0.9% | 75% | $398,333 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 3 | 0.9% | 100% | $621,666 | View |
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1301 Parkway Ave, Ewing, NJ 08628 A5.0 ★Texas Ratio: 6.56% |
Conventional | 3 | 0.9% | 27.3% | $35,000 | View |
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500 Route 33, Mercerville, NJ 08619 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +32 HELOCs |
0.6% | 100% | $345,000 | View |
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561 Route 1, Edison, NJ 08817 A5.0 ★Texas Ratio: 7.57% |
Conventional | 2 | 0.6% | 100% | $270,000 | View |
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1 Towne Ctr, Cliffside Park, NJ 07010 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 2 | 0.6% | 100% | $65,000 | View |
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450 Route 33, Mercerville, NJ 08619 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +13 HELOCs |
0.3% | 50% | $415,000 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 1 +5 HELOCs |
0.3% | 100% | $465,000 | View |
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★ 2 stars, 1 review 335 Farnsworth Ave, Bordentown, NJ 08505 A+5.0 ★Texas Ratio: 5.94% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $95,000 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $305,000 | View |
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509 S White Horse Pike, Audubon, NJ 08106 A+5.0 ★Texas Ratio: 4.25% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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★ 2 stars, 1 review 335 Farnsworth Ave, Bordentown, NJ 08505 A+5.0 ★Texas Ratio: 5.94% |
Conventional | 1 | 0.3% | 66.7% | $265,000 | View |
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1040 River Rd, Ewing, NJ 08628 2102 A+5.0 ★Texas Ratio: 0.95% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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220 W Union Ave, Bound Brook, NJ 08805 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $525,000 | View |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
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★ 3 stars, 1 review 85 Bridge Ave, Bay Head, NJ 08742 A+5.0 ★Texas Ratio: 5.71% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 19 | 5.6% | 95.5% | $322,894 | |
Absolute Home Mortgage
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Conventional, FHA, VA | 8 | 2.3% | 100% | $345,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 7 | 2% | 100% | $386,428 | |
Advisors Mortgage Group, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $291,666 | |
Nation One Mortgage Corporatio
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Conventional | 3 | 0.9% | 100% | $341,666 | |
EMM Loans LLC
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FHA | 2 | 0.6% | 100% | $380,000 | |
Bond Street Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $375,000 | |
First Alliance Home Mortgage, LLC
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FHA | 2 | 0.6% | 100% | $350,000 | |
Greenway Mortgage Funding Corp.
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Conventional | 2 | 0.6% | 100% | $405,000 | |
1St Colonial Community Bank
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VA, HELOC | 1 +2 HELOCs |
0.3% | 100% | $505,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $425,000 | |
American Financial Resources LLC
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VA | 1 | 0.3% | 100% | $425,000 | |
Acre Mortgage & Financial, Inc.
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VA | 1 | 0.3% | 100% | $525,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $725,000 | |
X - Healthcare Employees FCU - Moved to Portico 2025/09/01
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Conventional | 1 | 0.3% | 100% | $35,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 49 | 14.3% | 87.9% | $263,775 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 19 | 5.6% | 95.2% | $391,315 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 13 +1 HELOCs |
3.8% | 100% | $356,538 | |
Cmg Mortgage Inc
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Conventional | 10 | 2.9% | 100% | $369,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
2.3% | 88.9% | $300,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 2.3% | 88.9% | $325,000 | |
Nationstar Mortgage
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Conventional, FHA | 8 | 2.3% | 88.9% | $280,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 8 | 2.3% | 100% | $436,250 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.8% | 75% | $375,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 6 | 1.8% | 100% | $453,333 | |
Newrez LLC
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Conventional, FHA, VA | 5 | 1.5% | 41.7% | $281,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 5 | 1.5% | 100% | $339,000 | |
Carrington Mortgage Services LLC
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FHA | 5 | 1.5% | 80% | $303,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 4 +2 HELOCs |
1.2% | 50% | $100,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 4 | 1.2% | 100% | $250,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 1.2% | 80% | $255,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA | 4 | 1.2% | 100% | $407,500 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 57.1% | $198,333 | View |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 3 +1 HELOCs |
0.9% | 100% | $378,333 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $341,666 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 0.9% | 36.4% | $248,333 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $331,666 | |
Nfm, Inc
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Conventional | 3 | 0.9% | 100% | $471,666 | |
Provident Funding Associates
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Conventional | 3 | 0.9% | 100% | $421,666 | |
Mortgage Research Center
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VA | 3 | 0.9% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 2 +3 HELOCs |
0.6% | 50% | $85,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $80,000 | View |
Primelending
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Conventional | 2 | 0.6% | 100% | $300,000 | |
Affordable Mortgage Advisors
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Conventional | 2 | 0.6% | 100% | $505,000 | |
Discover Bank
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Conventional | 2 | 0.6% | 50% | $80,000 | |
Geneva Financial LLC
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Conventional, FHA | 2 | 0.6% | 100% | $215,000 | |
Embrace Home Loans, Inc.
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Conventional | 2 | 0.6% | 100% | $420,000 | |
Better Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $505,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 3.96% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $45,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 25% | $65,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.3% | 100% | $525,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.3% | 100% | $675,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $105,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Northeast Equitable Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
FHA | 1 | 0.3% | 100% | $355,000 | View |
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A5.0 ★Texas Ratio: 8.11% |
Conventional | 1 | 0.3% | 100% | $55,000 | |
Emporium Tpo LLC
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 100% | $195,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $415,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Lennar Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $795,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $445,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Mortgage300 Corporation
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Conventional | 1 | 0.3% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
Altra Federal Credit Union
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Conventional | 1 | 0.3% | 50% | $205,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $595,000 | View |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $485,000 | |
Uif Corporation
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Conventional | 1 | 0.3% | 100% | $515,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 50% | $375,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Lower, LLC
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FHA | 1 | 0.3% | 50% | $365,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 33.3% | $115,000 | View |
Reliance First Capital, LLC
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FHA | 1 | 0.3% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
The Loan Store, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
American Airlines Federal Cred
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
TruMark Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 9.33% |
HELOC | 0 +1 HELOCs |
0% | 0% |
Mercerville Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mercerville, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Mercerville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mercerville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mercerville, NJ
Use these to narrow the list above. Each category shows how many Mercerville, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Mercerville, NJ
Independent mortgage companies closed 77.8 percent of home loans in Mercerville, New Jersey in 2025, banks 17.8 percent and credit unions 4.4 percent. Princeton Mortgage Corporation was the largest mortgage company, TD Bank the largest bank and Credit Union of New Jersey the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mercerville, NJ
By home loans closed in 2025, TD Bank was the largest mortgage lender in Mercerville, New Jersey with 4 loans, about 1.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Mercerville, New Jersey in 2025, led by United Wholesale Mortgage with 9. 12 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 13 credit unions closed home loans in Mercerville, New Jersey in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mercerville, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mercerville, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mercerville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
