Mortgage Lenders and Brokers in Margate City, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Margate City, New Jersey mortgage lenders include Oceanfirst BankOceanfirst Bank7806 Ventnor Ave, Margate City, NJ 08402A+5.0 ★Texas Ratio: 5.26%, Wells Fargo Bank NAWells Fargo Bank NA8013 Atlantic Ave, Margate City, NJ 08402A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA20 S Essex Ave, Margate City, NJ 08402A+5.0 ★Texas Ratio: 4.14%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Fulton Bank, National AssociationFulton Bank, National Association20 N Main St, Allentown, NJ 08501A+5.0 ★Texas Ratio: 4.85%, Pinnacle Mortgage Inc.Pinnacle Mortgage Inc.3C Buckingham Dr, Manchester, NJ 08759A+5.0 ★Texas Ratio: 3.04%, Jersey Shore FCUJersey Shore FCUWilliam J Hughes Technical Ctr, Atlantic City, NJ 08405A+5.0 ★Texas Ratio: 1.54%, and M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Margate City, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Margate City are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Margate City, New Jersey
Market share is the lender's share of all home loans closed in Margate City, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Margate City 7806 Ventnor Ave, Margate City, NJ 08402 A+5.0 ★Texas Ratio: 5.26% |
Conventional, FHA, Jumbo, HELOC | 12 +4 HELOCs |
6.3% | 92.9% | $765,000 | View |
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1 office in Margate City 8013 Atlantic Ave, Margate City, NJ 08402 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 8 | 4.2% | 88.9% | $980,000 | View |
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1 office in Margate City 20 S Essex Ave, Margate City, NJ 08402 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 7 +5 HELOCs |
3.7% | 87.5% | $1,539,285 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 6 +16 HELOCs |
3.2% | 100% | $1,153,333 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 6 +3 HELOCs |
3.2% | 85.7% | $1,620,000 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 5 | 2.6% | 100% | $1,507,000 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
2.1% | 100% | $992,500 | View |
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3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo | 4 | 2.1% | 100% | $1,017,500 | View |
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William J Hughes Technical Ctr, Atlantic City, NJ 08405 A+5.0 ★Texas Ratio: 1.54% |
Conventional | 3 | 1.6% | 100% | $258,333 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 3 | 1.6% | 100% | $928,333 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 3 | 1.6% | 75% | $1,051,666 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 2 +5 HELOCs |
1.1% | 100% | $1,850,000 | View |
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1029 Neck Rd, Burlington, NJ 08016 A+5.0 ★Texas Ratio: 3.10% |
Conventional, HELOC | 2 +3 HELOCs |
1.1% | 100% | $505,000 | View |
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★ 2 stars, 1 review 335 Farnsworth Ave, Bordentown, NJ 08505 A+5.0 ★Texas Ratio: 5.94% |
Conventional | 2 | 1.1% | 100% | $500,000 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional, Jumbo | 2 | 1.1% | 100% | $1,335,000 | View |
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509 S White Horse Pike, Audubon, NJ 08106 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $525,000 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.5% | 100% | $2,755,000 | View |
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30 Hudson St, Jersey City, NJ 07302 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.5% | 100% | $795,000 | View |
First National Bank of Elmer
1168 State Highway 77, Bridgeton, NJ 08302 |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,145,000 | |
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20 Marlton Pike E, Cherry Hill, NJ 08034 B3.7 ★Texas Ratio: 2.65% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
First National Bank of Absecon
106 New Jersey Ave, Absecon, NJ 08201 |
Conventional | 1 | 0.5% | 100% | $375,000 | |
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1000 Route 202 S, Branchburg, NJ 08876 A+5.0 ★Texas Ratio: 0.29% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
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91 S Virginia Ave, Carneys Point, NJ 08069 A5.0 ★Texas Ratio: 6.53% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,405,000 | View |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2652 Atlantic Ave, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 3.73% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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921 West Ave, Ocean City, NJ 08226 A5.0 ★Texas Ratio: 6.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Advisors Mortgage Group, LLC
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Conventional, Jumbo | 5 | 2.6% | 100% | $799,000 | |
1St Colonial Community Bank
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Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.1% | 100% | $765,000 | |
NJ Lenders Corp
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Conventional | 2 | 1.1% | 100% | $340,000 | |
Arc Home LLC
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Conventional | 1 | 0.5% | 100% | $555,000 | |
Acre Mortgage & Financial, Inc.
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Conventional | 1 | 0.5% | 100% | $155,000 | |
Absolute Home Mortgage
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Conventional | 1 | 0.5% | 100% | $265,000 | |
Nation One Mortgage Corporatio
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Conventional, Jumbo | 1 | 0.5% | 100% | $825,000 | |
Rocket Mortgage
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Conventional, Jumbo, HELOC | 12 +1 HELOCs |
6.3% | 85.7% | $648,333 | |
Prosperity Home Mortgage, LLC
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Conventional, Jumbo | 12 | 6.3% | 85.7% | $629,166 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo, HELOC | 10 +1 HELOCs |
5.3% | 100% | $1,919,000 | View |
CrossCountry Mortgage, LLC
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Conventional, Jumbo, HELOC | 7 +1 HELOCs |
3.7% | 100% | $1,363,571 | |
Affordable Mortgage Advisors
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Conventional | 5 | 2.6% | 100% | $403,000 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 4 +2 HELOCs |
2.1% | 100% | $197,500 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 4 | 2.1% | 80% | $935,000 | |
Allied Mortgage Group, Inc
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Conventional, Jumbo | 3 | 1.6% | 100% | $1,948,333 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 3 | 1.6% | 75% | $1,071,666 | |
Quaint Oak Mortgage, LLC
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Conventional, Jumbo | 3 | 1.6% | 100% | $868,333 | |
TruMark Financial Credit Union
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Conventional, HELOC | 2 +4 HELOCs |
1.1% | 100% | $655,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 2 | 1.1% | 66.7% | $1,245,000 | View |
Newrez LLC
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Conventional | 2 | 1.1% | 100% | $335,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.1% | 100% | $210,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.1% | 100% | $200,000 | View |
Tower Federal Credit Union
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Conventional, Jumbo, HELOC | 1 +5 HELOCs |
0.5% | 100% | $1,505,000 | |
Citadel Federal Credit Union
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Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $85,000 | |
Freedom Credit Uniton
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.5% | 100% | $975,000 | View |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 5.81% |
Conventional | 1 | 0.5% | 100% | $605,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.5% | 100% | $745,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,295,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.5% | 100% | $805,000 | View |
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A5.0 ★Texas Ratio: 8.11% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,505,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.5% | 100% | $675,000 | |
Hyperion Bank
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Conventional, Jumbo | 1 | 0.5% | 100% | $3,065,000 | |
Redwood Residential Acquisition Corporation
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Conventional, Jumbo | 1 | 0.5% | 100% | $975,000 | |
MortgageCountry
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Conventional | 1 | 0.5% | 100% | $765,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.5% | 100% | $195,000 | |
Nfm, Inc
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Conventional | 1 | 0.5% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 3.96% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,205,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.5% | 100% | $815,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,205,000 | View |
Keystone Funding, Inc
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Conventional | 1 | 0.5% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,505,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.5% | 100% | $645,000 | View |
United Nations Federal CU
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Conventional | 1 | 0.5% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo | 1 | 0.5% | 100% | $965,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.5% | 50% | $735,000 | |
Webster Bank, N.A.
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,505,000 | |
Firstrust Savings Bank
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Margate City Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Margate City, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Margate City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Margate City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Margate City, NJ
Use these to narrow the list above. Each category shows how many Margate City, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Margate City, NJ
Independent mortgage companies closed 41.6 percent of home loans in Margate City, New Jersey in 2025, banks 50 percent and credit unions 8.4 percent. Princeton Mortgage Corporation was the largest mortgage company, Oceanfirst Bank the largest bank and Jersey Shore FCU the largest credit union. Among lenders headquartered in New Jersey, Oceanfirst Bank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Margate City, NJ
By home loans closed in 2025, Oceanfirst Bank was the largest mortgage lender in Margate City, New Jersey with 12 loans, about 6.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Margate City, New Jersey in 2025, led by Oceanfirst Bank with 1. 0 lenders closed VA loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 43 banks and 13 credit unions closed home loans in Margate City, New Jersey in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Margate City, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Margate City, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Margate City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
