Long Valley, New Jersey mortgage lenders include Valley National BankValley National Bank522 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 5.76%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, First Hope Bank A National Banking AssociationFirst Hope Bank A National Banking AssociationRoute 94, Blairstown, NJ 07825A+5.0 ★Texas Ratio: 0.00%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, Fulton Bank, National AssociationFulton Bank, National Association20 N Main St, Allentown, NJ 08501A+5.0 ★Texas Ratio: 4.85%, Affinity Federal Credit UnionAffinity Federal Credit Union73 Mountainview Blvd, Basking Ridge, NJ 07920 3849A5.0 ★Texas Ratio: 9.20%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, and Picatinny Federal Credit UnionPicatinny Federal Credit Union340 E Main St, Denville, NJ 07834 2527A+5.0 ★Texas Ratio: 3.83%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Long Valley, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Long Valley are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Long Valley, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 5 +2 HELOCs |
2.6% | 100% | $523,000 | View |
|
601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 4 +9 HELOCs |
2.1% | 100% | $620,000 | View |
|
Route 94, Blairstown, NJ 07825 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 3 | 1.6% | 100% | $268,333 | View |
|
1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.6% | 100% | $548,333 | View |
|
1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +2 HELOCs |
1.1% | 100% | $400,000 | View |
|
★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +15 HELOCs |
0.5% | 100% | $355,000 | View |
|
20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 1 +8 HELOCs |
0.5% | 100% | $1,205,000 | View |
|
73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 1 +8 HELOCs |
0.5% | 50% | $595,000 | View |
|
547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.5% | 100% | $1,645,000 | View |
|
340 E Main St, Denville, NJ 07834 2527 A+5.0 ★Texas Ratio: 3.83% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $135,000 | View |
|
511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $545,000 | View |
|
3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.5% | 100% | $1,125,000 | View |
|
171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.5% | 100% | $1,145,000 | View |
Peapack Private Bank & Trust
59 E Mill Rd, Long Valley, NJ 07853 |
Conventional | 1 | 0.5% | 100% | $625,000 | |
|
135 N Washington Ave, Bergenfield, NJ 07621 A5.0 ★Texas Ratio: 10.40% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
|
220 W Union Ave, Bound Brook, NJ 08805 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.5% | 100% | $445,000 | View |
|
675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 0.5% | 100% | $485,000 | View |
|
60 E Main St, Bogota, NJ 07603 B4.5 ★Texas Ratio: 20.77% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
|
1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +13 HELOCs |
0% | n/a | View | |
|
1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Millenium Home Mortgage
|
Conventional | 4 | 2.1% | 100% | $445,000 | |
Absolute Home Mortgage
|
Conventional, FHA | 4 | 2.1% | 100% | $392,500 | |
American Federal Mortgage Corporation
|
Conventional | 4 | 2.1% | 100% | $600,000 | |
Weichert Financial Services
|
Conventional, FHA | 4 | 2.1% | 100% | $607,500 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 4 | 2.1% | 100% | $462,500 | |
EMM Loans LLC
|
Conventional, FHA | 2 | 1.1% | 100% | $430,000 | |
Advisors Mortgage Group, LLC
|
Conventional | 2 | 1.1% | 100% | $555,000 | |
Bond Street Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $805,000 | |
First Alliance Home Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $585,000 | |
Rocket Mortgage
|
Conventional, FHA, HELOC | 20 +1 HELOCs |
10.6% | 87% | $422,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, HELOC | 17 +1 HELOCs |
9% | 100% | $586,176 | |
CrossCountry Mortgage, LLC
|
Conventional | 11 | 5.8% | 100% | $561,363 | |
loanDepot.com LLC
|
Conventional | 7 | 3.7% | 100% | $397,857 | |
Movement Mortgage, LLC
|
Conventional, FHA | 6 | 3.2% | 100% | $561,666 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA | 4 | 2.1% | 100% | $577,500 | View |
Newrez LLC
|
Conventional, FHA | 4 | 2.1% | 100% | $362,500 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +2 HELOCs |
1.6% | 100% | $438,333 | View |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA, VA | 3 | 1.6% | 100% | $451,666 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 3 | 1.6% | 100% | $701,666 | |
Nationstar Mortgage
|
Conventional | 3 | 1.6% | 100% | $208,333 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 1.6% | 100% | $131,666 | View |
United Wholesale Mortgage
|
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 50% | $610,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 2 | 1.1% | 100% | $785,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 1.1% | 100% | $335,000 | View |
Lakeview Loan Servicing, LLC
|
Conventional | 2 | 1.1% | 100% | $280,000 | |
AmWest Funding Corp
|
Conventional | 2 | 1.1% | 100% | $460,000 | |
Union Home Mortgage Corp.
|
FHA | 2 | 1.1% | 100% | $680,000 | |
Total Mortgage Services, LLC
|
Conventional | 2 | 1.1% | 100% | $685,000 | |
Embrace Home Loans, Inc.
|
Conventional | 2 | 1.1% | 100% | $510,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 2 | 1.1% | 100% | $525,000 | |
Paramount Residential Mortgage
|
Conventional | 2 | 1.1% | 100% | $430,000 | |
Tomo Mortgage LLC
|
Conventional | 2 | 1.1% | 100% | $415,000 | |
Visions Federal Credit Union
|
Conventional, HELOC | 1 +4 HELOCs |
0.5% | 50% | $65,000 | |
Pentagon Federal Credit Union
|
VA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $385,000 | |
Jet Direct Funding Corp.
|
Conventional | 1 | 0.5% | 100% | $305,000 | |
Nbkc Bank
|
Conventional | 1 | 0.5% | 100% | $665,000 | |
Equity Prime Mortgage LLC
|
Conventional | 1 | 0.5% | 50% | $725,000 | |
Kind Lending, LLC
|
FHA | 1 | 0.5% | 100% | $515,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.5% | 50% | $125,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $445,000 | |
|
A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.5% | 100% | $575,000 | View |
Resicentral LLC
|
Conventional | 1 | 0.5% | 100% | $415,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.5% | 50% | $405,000 | |
Cmg Mortgage Inc
|
FHA | 1 | 0.5% | 100% | $1,035,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
Provident Funding Associates
|
Conventional | 1 | 0.5% | 100% | $625,000 | |
Nations Lending Corporation
|
Conventional | 1 | 0.5% | 100% | $405,000 | |
Mortgage Research Center
|
VA, Jumbo | 1 | 0.5% | 25% | $1,275,000 | |
Andrews Federal Credit Union
|
Conventional | 1 | 0.5% | 100% | $65,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.5% | 100% | $355,000 | View |
Better Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $355,000 | |
Pike Creek Mortgage Services, Inc.
|
Conventional | 1 | 0.5% | 100% | $605,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.5% | 100% | $575,000 | |
Sidney Federal Credit Union
|
Conventional | 1 | 0.5% | 100% | $585,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.5% | 100% | $1,015,000 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.5% | 100% | $505,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 0.5% | 33.3% | $175,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.5% | 100% | $455,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 0.5% | 100% | $405,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Kinecta Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Oaktree Funding Corp
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Long Valley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Long Valley in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Long Valley, NJ lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 74.1 percent of home loans in Long Valley, New Jersey in 2025, banks 22.8 percent and credit unions 3.2 percent. Millenium Home Mortgage was the largest mortgage company, Valley National Bank the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Valley National Bank led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
By home loans closed in 2025, Valley National Bank was the largest mortgage lender in Long Valley, New Jersey with 5 loans, about 2.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Long Valley, New Jersey in 2025, led by Union Home Mortgage Corp. with 2. 6 lenders closed VA loans, led by Guaranteed Rate, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 10 credit unions closed home loans in Long Valley, New Jersey in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Long Valley, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Long Valley, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Long Valley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.